TWO WHEELER INSURANCE
Two Wheeler Insurance When it's your only vehicle, the precautions should be worth it
  • - Instant online policy
  • - Comprehensive coverage
  • - Assured service
  • - Competitive pricing

: 4.3     106557 Ratings | 106557 Reviews

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Are you driving your two wheeler around without insurance? Not sure about the insurance offering provided by your agent? Don’t worry, we will help you get your insurance for up to three years from the comforts of your home in 3 easy steps!

Why Two wheeler insurance?

Whether you are dropping your child to school, getting that late night tea from the nearby tea stall or zipping through congested areas in traffic, your two wheeler is your valuable partner. Alongside the convenience afforded by a two wheeler, the risks involved when riding on the roads needs to be insured. To cover these risks,law mandates your two wheeler to be insured for any third party liability under the Motor Vehicle Act of 1988. However, only a Third Party liability cover is usually not enough as it doesn’t cover your vehicle against any accidental damage or theft.

Our two wheeler comprehensive insurance policy provides coverage against any damages to the vehicle, driver or pillion rider in any unforeseen circumstances such as accidents, natural calamity, theft etc. It also shields you in case of any legal liabilities from injury or damage to third party associated with accidents.

We offer various plans to suit your requirements to cover your treasured vehicle against any own or third party damage.

Why HDFC ERGO for two wheeler insurance?

  • Complete peace of mind– Over 6 lac satisfied customers have chosen us to insure their two wheeler and so can you!
  • Long Term Coverage – Put aside your worries of annual renewals by purchasing a two wheeler policy for up to 3 years
  • Year on year savingsWith a multi-year policy you get the benefit of NCB lock-in, saving on third party premium increase and additional discounts on subsequent years
  • Instant policy issuance– Get your two wheeler insured at attractive rates from the comfort of your home
  • Best in class claim settlement– We are amongst the best with a claim settlement ratio of 94%. Your claim will be approved within 24 hours of your two-wheeler reaching the garage.
  • Round the clock support– Our trained in-house experts provide 24X7 toll free assistance for claim support assistance

How to Purchase Two Wheeler Insurance

You can directly click here to buy your policy instantly online. Alternatively, you can also purchase two wheeler insurance by visiting our branches located across India or by downloading our app (Initial Portfolio Organizer).

Buy in 3-easy steps: Calculate Premium > Fill your details > Make Payment

How To Renew Two Wheeler Insurance

With HDFC ERGO, bike insurance renewal has become a quick and hassle free process. With 3 Simple clicks you can renew your Two Wheeler insurance.

  • Step 1:- Enter the expiring policy number here
  • Step 2:- Proceed to the next page to examine the new policy details.
  • Step 3:- Make payment online and your policy will be renewed with HDFC ERGO 2 wheeler insurance online

Two Wheeler Insurance FAQs

1. Why do I need two wheeler insurance?

2.What are the different types of two wheeler insurance policies and what are its coverage?

3.What are the benefits of buying two wheeler insurance online?

4. Which plan should I buy, comprehensive or liability only?

5.What benefits shall I get on Long Term policy over a single year policy?

6. How to buy multiyear two wheeler insurance policy?

7. How long would it take to get a policy issued?

8. What is my two wheeler policy period?

9. What addons are available on my two wheeler policy

10. What will happen when the policy holder sells his bike?

11. How do I transfer/insure my newly acquired second hand two wheeler?

12. What is a No Claim Bonus (NCB)?

13. What is NCB benefit in a multi-year policy?

14. How is the value of the vehicle (IDV - Insured Declare Value) calculated?

15. What is endorsement and how do I make changes (also known as endorsement) to my policy?

16. What if my two wheeler insurance policy is misplaced?

17. Can the Owner of the bike also be insured under the same policy?

18. What are the factors that determine the premium for Two Wheelers?

19. What are the discounts that can be allowed under Two Wheeler policies?

20. What is the scope and cover offered in a two wheeler insurance policy?

21. What are the types of events or losses not covered under two wheeler insurance?

22. My existing policy has expired! What to do?

23. What is Personal Accident Insurance cover for unnamed/named passengers?

24. What is Third Party Liability cover?

25. Is it possible to cancel my Two Wheeler Insurance?

26. What is the procedure of cancelling two wheeler insurance policy?

27. What is legal liability to paid driver?

28. What is the process for obtaining Third Party only cover?

29. How to register a claim?

30. What is the difference between Cashless Claim and Non-cashless/ Reimbursement claim?

31. What is 'compulsory deduction/deductible' under Two Wheeler Insurance?

32. When should I report an incident to the police?

33. What all documents are required to file a claim?

34. Where can I find a list of garages where I can avail Cashless service?

Two Wheeler Insurance 4.3 106557 | 106557 Reviews

Customer Review Summary

Average Rating :   
4.3
(Based on 106557 ratings )
Star 5 :
Star 4 :
Star 3 :
Star 2 :
Star 1 :

Customers Reviews

   5
SUCHIT KUMAR
13 Apr 2017,   FARIDABAD
Make : HERO MOTOCORP
Model : PLEASURE STANDARD
      
Very easy and user friendly process
   5
Mr Ajaykumar Bhawanrao Rueekar
13 Apr 2017,   RAIGAD
Make : BAJAJ AUTO.
Model : PULSAR 150
      
I am using this since 2011 for my car insurance. Glad to buy insurance for my bike first time. Very easy online purchase.
   5
Mr VIRENDER KUMAR
12 Apr 2017,   NEW DELHI
Make : BAJAJ AUTO.
Model : DISCOVER 125 DISC
      
I am really satisfied by the service provided by HDFCERGO. Thanks
   5
VENKATESAN M
12 Apr 2017,   CHENNAI
Make : BAJAJ AUTO.
Model : PULSAR 150
      
It is very easy to renew the policy in HDFC ERGO
   5
Mr Ajit Ishwar Singh
12 Jul 2016,   AHMEDABAD
Make : HERO MOTOCORP
Model : KARIZMA DISC SELF
      
SUPERB ONLINE SERVICES
   5
SURAJ JAGANNATHAN NAIR
11 Jul 2016,   PUNE
Make : BAJAJ AUTO.
Model : PULSAR 150 DTSI
      
Excellent interface, easy to use and will recommend to others as well
   5
Mrs Geetha Priya Somasundaram
11 Jul 2016,   CHENNAI
Make : TVS
Model : WEGO
      
I have already a HDFC account. If you could link all your services that would ease for us to do. Also you will be befitted by keeping your customer with in your products.
   5
N LAKSHMINARASIMHAN
11 Jul 2016,   CHENNAI
Make : HERO MOTOCORP
Model : SUPER SPLENDOR CAST SELF
      
RENEWING IS FANTASTIC. BUT IF ANY CLAIM IS THERE WE HAVE TO SEE.
   5
Kusum Sharma
11 Jul 2016,   NEW DELHI
Make : BAJAJ AUTO.
Model : PULSAR 150 SS DTSI UG 4.5
      
customer support executive are very co-opretive
   5
ARUN D
11 Jul 2016,   CHENNAI
Make : BAJAJ AUTO.
Model : DISCOVER 100 DTS SI
      
Very easy and quick processing. Convenient way to buy Insurance.