Homeowners Insurance

Secure your electronic gadgets even when you are on the move.

This cover gives you coverage for all portable electronics such as laptop, camera, binoculars, musical equipments; sports gear any other specified item of portable nature. This policy does not cover equipments that are over 10 years old.

🔥 Suppose you go on a vacation and your camera gets accidentally damaged, we shall cover against this loss of camera however it should not be an intentional damage. Policy excess and deductible should be applicable however that’s nominal.

Now, your precious jewellery is protected against any risk of theft

Jewellery and valuables refer to ornaments or articles made of gold or silver or any precious metal including diamonds as well as sculptures and watches. This add on cover can be opted for maximum upto 20% of your Home Content (Belongings) sum insured. The loss of your jewellery & valuable would be covered on the basis of the prevailing market value

🔥 In case your content sum insured is Rs 5 lac you can secure your jewellery and valuables upto 1 lac. Imagine in your absence there is a theft incident at your home and you end up losing your precious insured jewellery Under such scenario you would be required to submit we the original invoice of the jewellery lost to process the claims. Excess and deductible to be applied.

Cover your pedal cycle upto Rs. 5 lacs

Under this cover we insure losses to static exercise cycle as well as your pedal cycle with or without gear. It covers losses caused by fire, calamities, theft and accidents. We protect any third party liability to a person or property caused by your insured pedal cycle. However, exclusively if your pedal cycle’s tyres only are stolen or damaged it remains uncovered.

🔥How does it work?: On your next cycling expedition due to road accident your cycle is damaged beyond repair leading to total loss, under such situation we will cover the losses. Additionally, if a third party person gets injured due to the accident caused by insured cycle then we shall cover for the third party claim too. Excess and deductible to be applied.

Get a cover upto 50 lakhs for third party liabilities

This cover acts as a safety shield and protects the insured against claims related to third party accidental death, disability or bodily injuries. This does not include insured’s residence employee or domestic staff. Similarly, it covers accidental damage to third party property too.

🔥 You have a neighbor visiting your home and he gets accidentally injured due to a major renovation that’s been undertaken at insured’s premises. We cover for the claims related to the third party’s injury. Excess and deductible to be applied.

Covers damage caused to your home due to terrorism.

Due to a terrorist attack if your home structure/content gets destroyed we cover it

🔥How does it Work?: Any damage caused to your home due to a terrorist attack gets covered. This damage could be both due to terrorists or protection squad by government's defense services.