Travel Insurance for Schengen VISA from India

You’ve always dreamt of travelling around the globe and enjoying life to the fullest. Especially, when it comes to execute the first ever Europe plan it has to be special. If you are planning to pursue higher education at the Schengen countries or a business meeting, you have to get travel insurance for Schengen VISA from India. For travelling across Schengen countries you need to have travel insurance for Schengen VISA.

Before you plan for a visit to the Schengen countries, it’s important to know some basic information insurance requirements.

What is Schengen VISA?

Schengen VISA is the document issued by the appropriate authorities to the interested party for visiting/travelling to and within the Schengen Area.

Who is eligible to travel across Schengen VISA permitted states?

All Indian citizens as well as citizens of other countries that are currently legally residing in India can apply for a Schengen VISA in India. Other Indian citizens currently residing elsewhere may only apply for a Schengen VISA in India if they are legally present there and provide a justification for doing so while in India rather than in their current country of residence.

A Schengen VISA allows you to travel across the below mentioned states:

1. Austria

10. Hungary

19. Poland

2. Belgium

11. Iceland

20. Portugal

3. Czech Republic

12. Italy

21. Slovakia

4. Denmark

13.   Latvia

22. Slovenia

5. Estonia

14. Lithuania

23. Spain

6. Finland

15. Luxembourg

24. Sweden

7. France

16. Malta

25. Switzerland

8. Germany

17. Netherlands

26. Liechtenstein

9. Greece

18. Norway

 

Travel insurance for Schengen VISA requirements

As per the rules, Travel insurance of minimum €30,000 coverage within the entire Schengen area is a must for travelling.

What is Travel Insurance for Schengen VISA?

If you wish to visit the Schengen listed states mentioned above, you have to get a travel medical insurance for getting VISA. Without submitting your travel insurance documents you cannot apply for VISA for Schengen countries. Hence, travel insurance for Schengen visa is the most important requirement to travel to these countries.

Why get Schengen VISA Travel insurance?

Buying travel insurance is mandatory to get your VISA application approved;however it should be bought for many more reasons too. While you are wandering in an unknown land for short or prolonged period, you may expose yourself to certain contingencies, which may jeopardize your savings or land you in a dilemma. Be it a delay of flight, loss of baggage or important documents, all such uncertainties gets covered under Schengen VISA Travel insurance coverage.

Health/Medical Insurance Coverage offered by HDFC ERGO Travel Insurance for Individual or family

  • Emergency medical expenses: HDFC ERGO Travel Insurance covers hospitalization expenses, out-patient expenses, medical aid, therapies and diagnostic tests costs incurred due to illness or accident.

  • Personal Accident:Compensation is paid in case of accidental death or permanent total disability.

  • Other Benefits: Personal Accident (Common Carrier), Hospital Cash, Emergency Dental Treatment, Medical Evacuation, Repatriation, Loss of Checked Baggage, Financial Emergency Assistance, Hijack Distress Allowance and Contingency Travel Benefits.

You can click here to read more about travel insurance policies offered by HDFC ERGO Travel Insurance and buy travel insurance for Schengen VISA online within a few minutes.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.
Why HDFC ERGO?

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need 24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.

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Frequently asked questions

Select the Sum Insured which will optimally cover you in case of any eventualities. We recommend the same basis your country of visit as average medical treatment cost varies from country to country.
Certainly. You can buy travel insurance policy for your parents on Individual Sum Insured basis or on floater basis as you deem right.
Yes you can. HDFC ERGO travel Insurance policy offers cover to unaccompanied minor.
No. You can buy travel insurance for your immediate family members only.
Yes you can buy travel insurance in case you are an hypertensive /diabetic. Just declare the same. However, in case of medical emergency, you will be covered for all expenses excluding those for your Pre-existing Disease.
Deductible is the amount that the insured has to bear first in all cases and is deducted from the payable claim amount.
Sublimit is applicable for only those over 61 years. The same is specified in the policy schedule.
No, there is no such requirement. Just declare the Pre-exisiting disease condition and you are good to go.
This policy does not cover pre-existing diseases. A ‘Pre-Existing Illness’ is one with which the person is already suffering from before he buys the policy.
Emergency Medical Evacuation means arrangement for transportation required to move an insured to the nearest hospital and Medical Repatriation means arrangement for transportation required to move an insured to his/her country of residence following an emergency.
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