Medical expenses may turn your financial planning upside down! Hence, its recommended to secure your medical expenses with a pocket-friendly insurance plan to offer financial support during medical emergencies. This health insurance plan by HDFC ERGO aims at offering a host of coverage to protect you from financial contingencies caused due to hospital bills. HDFC ERGO's vast network of cashless hospitals for cashless claims and 24x7 customer support will support you during difficult times.
Everything from bed-charges, nursing charges, blood tests, ICU and consultation fees gets covered effortlessly. Get 2% of the Sum Insured upto a max of ₹5000 as room rent and 5% of the Sum Insured upto a max of ₹13,000 per day FOR ICU.
Before hospitalisation, there are expenses towards doctor consultations, check-ups and prescriptions. We provide full coverage of such expenses 30 days prior to hospitalisation.
Get full coverage of expenses incurred on doctor consultations, rehabilitation charges etc. until 60 days after discharge from hospital.
We give you 25% of the Sum Insured or ₹40,000 whichever is less per eye in one policy year to get treatment for cataract.
If treatment or surgery is done in a day we will cover the medical expenses seamlessly. You will get covered even if you were'nt hospitalised for more than 24 hours.
We support the healing powers of Ayurveda, Unnani, Sidha and Homeopathy treatment. No matter what type of treatment you prefer, we are always there for you at the time of need.
With our health insurance plan, relieve yourself of the financial stress for dental treatment & plastic surgery necessitated due to any disease or injury is covered
We give you 50% of the Sum Insured ofor getting medical treatment or hospitalisation for 12 listed procedures. Know more A. Uterine Artery Embolization Read More...
Get a maximum upto ₹2000 per hospitalisation for ambulance facilities.
We give you 50% of the Sum Insured ofor getting medical treatment or hospitalisation for 12 listed procedures. Know more A. Uterine Artery Embolization and HIFU (High Intensity Focused Ultrasound) B. Balloon Sinoplasty C. Deep Brain Stimulation D. Oral Chemotherapy E. Immunotherapy - Monoclonal antibody to be given as injection F. Intravitreal injections G. Robotic Surgeries H. Stereotactic radio surgeries I. Bronchial Thermoplasty J. Vaporisation of Prostrate (Green Laser treatment of Holmium laser treatment) K. IONM - (Intra Operative Neuro Monitoring) L. Stem Cell Therapy - Homopoietic stem cell for bone marrow transplant for haematological conditions
Adventure sports can give you an adrenaline rush,but when coupled with accidents, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.
You might think of causing injury to your precious self,but we don’t want you to hurt yourself. Our policy does not cover self-imposed injuries.
War can be disastrous and unfortunate. However,our policy does not cover any claim that are caused due to wars.
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
We do understand the criticality of your disease. However,our policy does not cover venereal or sexually transmitted diseases.
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
For detailed inclusion and exclusion please refer the sales brochure/policy wordings
Listed illnesses and procedures
A few listed illnesses and procedures along with declared and/or accepted pre-existing conditions at the time of application will be covered after first 4 years of continual renewals.
Only accidental hospitalisations shall be admitted.
Each and every claim under the Policy shall be subject to a Co-payment (your share) of 5% applicable to claim amount admissible and payable. Hence, the amount payable shall be after deduction of this co-payment and the remaining 95% will be settled as your final claim amount
Arogya Sanjeevani Policy, HDFC ERGO UIN: HDFHLIP20175V011920
The above-mentioned inclusions, benefits, exclusions and waiting periods are in gist and is for illustrative purpose only. To know more about the product, its waiting periods and sum insured for medical treatments, please refer to the policy wordings.
Secured Over #1.5 Crore+ Smiles!
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Wellness App.
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Secured Over 1.5 Crore+ Smiles!
All the support you need-24 x 7
Transparency In Every Step!
Integrated Wellness App.
Go Paperless!
I have a policy with HDFC and it has been a great experiense with HDFC team.
VASANT PATEL
my:health Suraksha
I have been very happy with the way my claims have been handled and resolved. Thank you!
VIJAY C GOHIL
MY:HEALTH SURAKSHA
Excellent
BHARAT . PATEL
MY:HEALTH SURAKSHA
Great
RAJESHKUMAR KANAIYALAL MER
MY:HEALTH SURAKSHA
Hassle free claim settlment
RUPESH KUMAR SONI
MY:HEALTH SURAKSHA
Good
KALPESHBHAI KANUBHAI BAVADIYA
HEALTH WALLET
Best claim settlement
VIPPERLA MALLIKARJUNA RAO
HEALTH WALLET
Excellent service
MANIK CHAND SONI
HEALTH WALLET
HDFC ERGO has a good health claim process. I was very happy with the claim settlement
RAHUL RAGHUWANSHI
AROGYA SANJEEVANI POLICY
I'm faizal and I want to tell you I'm very happy to got hdfc ergo service. I raised claimed which is got approved within a moments I got credited within a day.
Faizal Khan
Health Suraksha Family Policy
Very good for claim time I'm so impressed to hdfc ergo policy... intimation claim and others benefits......
Mohan Motiram Chavan
Health Suraksha Family Policy
Very good for claim time I'm so impressed to hdfc ergo policy... intimation claim and others benefits......
Karamvir Singh Sandhu
Health Suraksha Family Policy
I Am Very Happy With Hdfc Ergo Health Insuranace Since 5 Years
Lakampally Lava Kumar
my:health suraksha family
I will recommend HDFC ERGO who need health insurance.
Deepak Kumar
Health Suraksha Individual Policy
Best claim stteled and Best claim document applaud my best friend and my family choose hdfc ergo health policy plans thank u
Rama Devi
Health Suraksha Family Policy
Frequently asked questions
i. legally wedded spouse
ii. Parents and Parents-in-law
iii. Dependent Children (i.e. natural or legally adopted) between the age 3 months to 25 years. If the child above 18 years of age is financially independent, he or she shall be ineligible for coverage in the subsequent renewals"
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