Frequently asked questions

Health insurance renewal premium is calculated on the basis of your age, inclusion or removal of members, enhancement of Sum Insured and coverage. In addition to this, if you have not made any claims during the previous policy period, then you are eligible to get the NCB reward as well.
You can renew your expired health insurance policy by HDFC ERGO within a grace period of 30 days from the date of expiry. The policy can be renewed online instantly through our website Click on renew existing HDFC ERGO policy and proceed by entering your policy number and details. Make the payment online and you will receive the renewed policy to your registered email ID.
Renewal of health insurance policy with HDFC ERGO offers you with the below benefits:
  • Reduction in waiting period for pre-existing disease coverage

  • Hassle-free claim settlement process

  • Cashless claim service at 9300+ network hospitals

  • Get no claim bonus rewards on renewal for every claim free year

  • Excellent customer support service

  • Reminders for timely policy renewal

  • Get tax benefits under section 80(D)

  • Coverage for pre and post hospitalization expenses

  • Coverage for over 144 day care procedures

  • Preventive Health Checkup Coupon

  • Add/delete members to the policy

  • Increase the Sum Insured to meet medical inflation

You can renew your HDFC ERGO health insurance policy online through our website Click on health insurance, renew existing HDFC ERGO policy, enter your policy number and details. Make the payment online to get your policy in your inbox. You can also renew your health policy instantly by calling on 022 - 6234 6234 / 0120 - 6234 6234. Other ways of renewing the HDFC ERGO health insurance policy is by contacting your agent or visiting your nearest HDFC ERGO branch.