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  • What's included?
  • What's not included?
  • Why Choose HDFC ERGO?
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Travel Insurance For Family

Family vacations are all about leaving worries behind and making memories for a lifetime! And if you’re concerned about emergencies that might arise on the trip, you can stay assured that we are here to take care of those. Get a single insurance plan to secure all your family members! HDFC ERGO Family Travel Insurance safeguards you and your family from possible risks and uncertainties that may occur during your travel period at an international destination. It not only keeps your plan smooth running as per the itinerary but also helps you combat stressful situation while traveling.

No matter where you wish to wander, we will cover you

Asia
Asia
Give your family a glimpse of the culture, heritage, and diversity that defines Asia, while ensuring that they stay protected at all times with our travel insurance plan. From medical coverage to baggage issues, we have got you covered!
Schengen countries
Schengen countries
Has a Europe trip with the family always been on your bucket list? Besides being mandatory for a Schengen visa, travel insurance will ensure you have a thrilling and fun-filled experience with the ones most precious to you.
Worldwide, excluding USA and Canada
Worldwide, excluding USA and Canada
Planning to take your family to African safaris or Coral reef? While you draft your itinerary, don’t forget to get a travel insurance plan so that you never have to worry about luggage hassles or medical emergencies.
Worldwide coverage
Worldwide coverage
Your family’s health has always been your priority. And we’re here to ensure it is safeguarded even when you’re not in your home country. Leave your family’s footprints across the globe fearlessly with Travel insurance.

What’s Included?

Medical Related Coverage

Emergency medical expenses
Emergency medical expenses

If there’s a medical emergency, we’re there with our cashless treatment facility because you’ve got a friend in us.

Emergency dental expenses
Emergency dental expenses

Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!

Medical evacuation
Medical evacuation

We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.

Hospital daily cash allowance
Hospital daily cash allowance

Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.

Medical & Body Repatriation
Medical & Body Repatriation

In case of a death, we’ll bear the cost to transfer the mortal remains to the home country.

ccidental death
Accidental death

We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.

Permanent Disablement
Permanent Disablement

If an unfortunate accident causes permanent disability, we’ll provide a lump-sum compensation to make things a little easier for you.

Baggage-related coverage

Loss of Baggage & Personal Documents
Loss of Baggage & Personal Documents

You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.

Loss of checked-in baggage
Loss of checked-in baggage

What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.

Delay of checked-in baggage
Delay of checked-in baggage

You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted.

Journey-related coverage

Personal liability
Personal liability

In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.

Hijack Distress Allowance
Hijack Distress Allowance

We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.

What’s Not Included?

Breach of Law
Breach of Law

Any sickness or health issues caused to due to war, injury, or a breach of the law.

Consumption of Intoxicant substances
Consumption of Intoxicant substances

If you consume intoxicant or banned substance, the policy shall not entertain any claims.

Pre existing diseases
Pre existing diseases

If you’re suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.

Cosmetic and Obesity Treatment
Cosmetic and Obesity Treatment

If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.

Self Inflicted Injury
Self Inflicted Injury

We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you

Adventure Sports
Adventure Sports

Any injury caused due to an adventure sport remains uncovered.

How Family Health Insurance Premium works?

While buying a travel insurance for family of 3 members you tend to add yourself, your spouse and your 1 child, hence the premium will be calculated as per the highest age of any one family member. Similarly, if you are looking to buy a travel insurance for family of 4 you can add 2 Adults and 2 Childs, in this case your premium shall also rise since you are securing 4 members under one plan.


Single Trip International Insurance for Family

As the name goes, single trip international insurance is apt for all those who wish to travel just once to a particular overseas destination. Just like you wish to go on a solo backpacking to Georgia or Bahamas or a business conference at U.S.A this travel insurance is best for you. If you are a group of friends or family going for a vacation then this suits the best. HDFC ERGO offers comprehensive benefits, like offering medical cover when you fall sick or face an accidental injury.


Multi Trip International Insurance for Family

For the ones who are always on the go and keep hopping to multiple countries or visit the same country many times a year, this insurance is a must. The best part is it saves you from the hassle of multiple renewals. You can buy it for a year and travel as much as you wish to without worrying about getting travel insurance for every single trip. This is best suited for frequent flyers!


Travel Medical Insurance for Family

Travel Insurance is a must for medical necessities! We all know medical expenses cost a bomb at international destination even a minor injury or fever treatment may hamper your trip budget. Hence, it’s always recommended to buy travel insurance for medical coverage. We offer benefits like:

  • Emergency Medical Expenses
  • Emergency Dental Treatment Expenses
  • Medical Evacuation
  • Hospital Daily Cash
  •  


International Travel Insurance for Most Visited Countries

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.
Why HDFC ERGO?

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need 24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.

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Frequently asked questions

Trip cancellation costs are not covered in the policy. However, cancellation of the policy is possible. You can cancel your travel Insurance anytime before the policy start date. In case we receive Travel insurance cancellation request after the commencement of the policy date, photocopy of all pages of passport will be required as a proof that you have not travelled. Cancellation charge of Rs 250/- is levied on all cancellation requests.
This benefit will reimburse the Insured Person the cost for the purchase of necessary personal effects like toiletries, clothing, medication etc. while the delay of checked baggage has occurred.
This benefit will reimburse the Insured Person the cost of replacement of the articles if the Checked in baggage are permanently damaged or lost.
No, if later the baggage and/or personal belongings are lost, then any amount claimed and paid to an insured person under the baggage delay section will be deducted from any payment under the baggage loss section.
Yes, emergency dental treatment is covered on reimbursement basis.
Since delay of checked-in baggage reimburses the cost of purchage of personal effects, you may not incur these expenses when you return back home. Loss of checked in baggage is covered both ways, whereas delay of checked-in baggage is covered only one way for obvious reasons.
As the name goes single trip multi insurance is for all those who intend to explore places just one a year probably, it could be for a trip or a business conference. Multi trip insurance is generally taken on annual basis and it suits all those who wish to travel international frequently. Basically, not just once but on frequent basis. This helps in avoiding renewals and buying new policy everytime you fly overseas. You buy a travel insurance policy for once and keep travelling for an entire one year.
If you wish to compare travel insurance plan to get the best family travel insurance all you need to do is compare coverage and check the premium to find if you are getting maximum coverage at affordable premium to get the most suited travel insurance plan.
Every travel insurance plan comes along with a set of coverage and exclusion. In a nutshell, any travel insurance plan that covers medical expenses due to injury or illnes in an international destination along with emergency expenses due to flight delay or loss of luggage is most suited for your family. However, also check on the brand and its customers who have got themselves covered before choosing the best travel insurance plan.
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