Knowledge Centre
contact-bannercontact-banner
 

Car Maintenance Tips in Monsoon - 6 smart ways to protect your car from monsoon woes

Do the rains evoke a mix of emotions in you, joy that is synonymous with the monsoon and dread for the damage your car may have to undergo? Stop singing ‘Rain rain go away’ and gear up to tackle the rains head-on with these smart ways to get your car monsoon ready and help you avoid spending a fortune on car maintenance during the monsoon. So don’t let the rains dampen your spirit, go ahead and cruise along on a long drive with your loved ones while experiencing the monsoon magic.

read full story >

Vehicle Protection & Maintenance Tips against Monsoon Damage

As we are on the verge of getting relief from the searing heat with the arrival monsoon, many of us can related to the happy memories we had spent in the rainy season, but the rains can spell trouble for our two wheelers and car. Not only our daily commute on the vehicle gets a bit affected also the continuous rain, water filled in the potholes and low areas can damage your vehicle.

read full story >

How do I get the best deal on car insurance?

Car Insurance policy is a policy that you purchase for the protection of your car against damages from incidents that are uncertain. India with its burgeoning population and rising number of vehicle users has registered an increasing number of deaths due to road accidents with each passing year. Although you would count yourself as a responsible driver, one who follows all the traffic rules, still there are chances that you could get involved in an accident. It may be a case that you have parked your car at the right place, but when you come back, you find that the car is damaged.

read full story >

Car Insurance for protection against natural calamities

It is common to see the newspaper filled with images of destroyed vehicles, buildings and property after a natural calamity hits a city. Such is the aftermath of a natural disaster whether it is an earthquake, a cyclone or floods. These catastrophes are unpredictable and can leave irreparable damage to your much loved assets like your home or car. But all is not grim, while you cannot avert such disasters it is certainly in your hands to mitigate the damage caused in terms of financial losses. Read on to know more about how you can secure your car and shield yourself against the inadvertent costs that a natural calamity brings with it.

read full story >

Car insurance renewal tips to swear by

Your car is an asset you cherish why then is car insurance renewal the last on your to-do list? Is it because your mind conjures up images of piles of paperwork, tedious forms to be filled and a complicated renewal process? These things are now archaic, renewing your car insurance is now a breeze with no documentation and enhanced protection for your car. Wondering how this is possible? All you need to do is renew your car insurance online in a click and that’s how you keep your promise to your car of keeping it secured. Here are 5 tips to consider before renewing your car insurance.

read full story >

Dos and Don’ts of restarting your car after lockdown

The COVID 19 pandemic has brought the world to its knees and everyone is learning to cope up with the new norms of living with the virus and surviving it. India is no different, we have been confined to our homes since some months and though this is the best we can do for ourselves, your car however will face some consequences of languishing in the parking lot. Now with the relaxation of lockdown in certain places, vehicular movement has been allowed. But that doesn’t mean you take your car out for a cruise, this could spell disaster for your car. Read on to know some dos and don’ts of restarting your car after the lockdown.

read full story >

Understand Roadside Assistance Cover in Car Insurance

Car insurance provides the peace of mind you need while driving, as you can safeguard your car against damages and accidents, and get monetary assistance for repair or replacement of parts. Apart from that, there are some useful add-ons or additional covers that provide enhanced support if you pay extra premium. One of the most useful add-ons is roadside assistance which provides help when you get stranded on road. A 24x7 roadside assistance cover is of great use in case of small mishaps, since help is provided directly and timely at the place where the car stops running. So, read on to learn more about this useful cover.

read full story >

Rise of Third Party Motor Insurance Premium and Its Impact

Road accidents are quite common in India and it can cause huge damages/losses to you and your vehicle. It is necessary to be well prepared to face such eventualities with the help of motor insurance. Every year, IRDAI revises its premium rates for motor insurance depending upon the number of claims and the insurance provider's loss ratio. Usually, people in India purchase a comprehensive motor insurance policy that has two components, i.e. third-party and own damage.

read full story >

Know why your car insurance premium increases every year

Cars are much more than a necessity for most of us, a means of convenience, we have financially as well as emotionally invested in our cars. And hence we don’t think twice before securing our cars with a car insurance policy. But when the car insurance premium surges every year and becomes dearer, that’s when most of us experience doubt and hesitation. And while seeing your premium increase each year is not a welcome sight, it may be something you should anticipate.

read full story >

Role of insurance in the purchase or sale of a used car

The used car market is thriving and for the right reasons, many people prefer buying a second hand car for various reasons ranging from a limited budget to ensuring they practice their hand at the wheel with a used car before buying a brand new set of wheels. Owning a car is now an essential for commuting and used cars cater to the budgets of those who don’t have deep pockets. And while you go about testing the car and getting it inspected by a verified mechanic, don’t forget that transferring the ownership of the vehicle is just as important and insurance is a crucial part of the transfer process.

read full story >

Converting your petrol or diesel car into an electric vehicle

Electric cars are the future and are slowly but steadily gaining fans. So whether you opt to convert your current petrol or diesel car into a Battery Electric Vehicle (BEV), Plug-in Hybrid Electric Vehicle (PHEV) or a Hybrid Electric Vehicles (HEV), remember to secure your vehicle with car insurance online.

read full story >

How accidents impact your insurance premium ?

Accidents are unpredictable and the safest of drivers can be victims of an accident and there is not much you can do about it. But your biggest shield against financial loss in the event of an accident is vehicle insurance. Having a comprehensive cover can help you overcome the financial loss and help you get back on your feet. But the trauma of the accident isn’t the only thing you need to recover from, another shock awaits you in the form of increased insurance premium due to the accident. Wondering how it affects your insurance premium? We’ll give you a detailed analysis and help solve this riddle while also presenting solutions to counter it.

read full story >

Your 3 step guide to transferring car insurance

Upgrading to a new four wheeler periodically is now a common phenomenon with easy availability of auto finance and a myriad range of cars to choose from. New makes and models keep mushrooming every now and then, tempting car users to ditch their old car in lieu of a shiny new set of wheels. But while you sell your old car and are busy choosing a color for your new one, don’t forget to transfer your car insurance along with other documentation.

read full story >

Why cancelling your RC is crucial in case of total damage ?

Imagine your car getting totally damaged in an accident, wouldn’t it be your worst nightmare come true? Well what if we tell you that something worse could happen after this catastrophe, frauds associated with used cars are common and not new. Hence it is prudent to follow the government mandate in such a scenario, the IRDAI instructs vehicle owners to cancel their certificate of registration (RC) within 14 days if their vehicle is completely damaged or rendered to be incapable of use. So why is it crucial to cancel your RC within 14 days if your vehicle is completely destroyed?

read full story >

Renew your car insurance in lockdown

With a nationwide lockdown imposed due to the dreaded Covid 19, we are all cooped up in our homes. Routines have been altered and lifestyles are undergoing a drastic change with work from home becoming the new normal. Our dependency on the digital platform has increased manifolds and we can safely say that life has not come to a standstill. As the adage goes ‘The show must go on’ and so we plough along working our ways through these testing times. But while you are busy juggling things remotely don’t forget to continue protecting your car even these tough times.

read full story >

Plan of action – if your parked car got hit

Not everyone believes in luck but it takes an incident like your parked car getting hit to make you believe that it is sheer bad luck and irresponsible behavior on the part of the person who caused this accident. Let us assure you that is a very common occurrence and here is a guide on what to do if you are the victim of an unfortunate circumstance like this.

read full story >

5 Things to know before opting for a CNG kit

Whether you are an environmentalist concerned with fuel emissions or just someone worried about skyrocketing fuel prices – the answer to your worries is a CNG kit. A CNG kit can bring a drastic change in your car’s mileage and is a proven environment friendly alternative, but it comes with its share of cons and it is important to explore and analyze all the perspectives of getting your car fitted with a CNG kit.

read full story >

The 7 commandments to protect your car in the lockdown

Know what you need to follow about Coronavirus lockdown

read full story >

Why Your Car Insurance Claims Can Be Rejected ?

There could be several factors due to which your car insurance claim got rejected. Read the complete blog to understand the several

read full story >

Difference between buying car insurance online vs. offline

You can buy a car insurance online or offiline from various agents, however buying online comes with a whole new set of benefits

read full story >

How to avail discounts on car insurance ?

Read the blog to understand how can you enjoy several discounts with a new car insurance plan and save a lot of premiums

read full story >

How to renew expired car insurance ?

Renewing car insurance is of utmost importance. You need to ensure your car insurance is renewed before expiry.

read full story >

Benefits of Key replacement cover

Purchasing a new car is sure to make you excited but you should also be cautious about the damages your car may incur once it hits the roads. All cars that have been bought after September 1, 2018 must have long term third party insurance fora tenure of 3 years as per the Supreme Court's order. A comprehensive car insurance policy will provide cover for your car against damages, against third party liabilities and also personal accident cover for a year. So, if you are planning to buy a new car or have bought a car recently, you should immediately purchase a car insurance policy along with add-ons to ensure complete protection of your car

read full story >

Benefits of Comparing Car Insurance Plans

While making a purchase, you are bound to explore your options and choose the final product that suits your requirements and your wallet too. Then why not do the same when you’re in the market for car insurance? Creating options for yourself by comparing multiple insurance policies is the best way to choose the car insurance that will provide you with the perfect coverage with a premium that suits your budget. Read on to know more about the benefits of comparing car insurance plans

read full story >

Should you buy a second-hand car instead of a new car?

Whether it is a long-distance commute for work or a short trip to the shopping mall, cars are the most convenient way to travel. They are saviors if you happen to stay in a place that does not have the best public transport system. Since it has become a basic need of life, it is only natural that you want to invest your money in the best possible car that fits your budget. If you are thinking about purchasing a car, you can consider purchasing a second-hand car as they offer all the benefits of a new car and also cost less. But don’t forget, it is necessary to insure your car before you take it out for a spin

read full story >

Importance of Car Maintenance

If you are a car owner, the best thing you can do is secure it with car insurance. It will protect you against liabilities and damages that would otherwise burn a hole in your pocket. However, in order to gain this security blanket, you need to ensure that your car is in top-notch condition. A car in a presentable condition has more chances of getting greater coverage at attractive premium rates. Read on to know more about how maintaining your car can impact your insurance coverage

read full story >

Motor Insurance for Women

Did you know that there are 350-400 applicants for learner's license tests everyday, out of which 150 are women? With this rising number, it is important that we discuss the possibility as well as nuances of purchasing a vehicle and most importantly, securing it with a motor insurance. This motor insurance is a mandatory part of owning a vehicle which will protect you against damages, liabilities and also help manage legal implications. In this article, we will discuss the importance of getting a motor insurance, and how being a woman impacts your premium rates. So are you ready to start your engines?

read full story >

Motor Vehicle Amendment Act 2019-it’s Implications

Motor Vehicle Amendment Act 2019 has been implemented nationwide from September 1, 2019. The act aims to improve the road safety in the country, it has increased fines on many traffic violations to check the road accidents and educate the drivers on the importance of motor insurance. It is mandatory as per the Motor Vehicle Act 1988 for every motorist to have third party motor insurance at all times. The state of Orissa has aimed at strict implementation of the act and it is expected that many other states would follow.

read full story >

Following Traffic Rules Can Help Avoid Heavy Penalties

Breaking traffic rules not just causes chaos on roads but also puts lives in danger. While The Motor Vehicles (Amendment) Act, 2019 did its bit to remind people the need to follow traffic rules with a steep hike in fines, it largely remains a matter of moral responsibility. Given how frequently road accidents take place in our country, it is necessary to have motor insurance that takes care of the damage to life and property in case of an accident. Since it is a legal requirement, a comprehensive insurance will save you from hefty penalties. Read on toknow how obeying traffic rules has now become non-negotiable

read full story >

Factors Affecting Motor Insurance Premium

Did you know that buying a motor insurance is mandatory as per the Government of India? Therefore, if you are a car or a bike owner, it is important that you are backed by an extensive insurance plan. However, buying such an insurance policy and the premium you pay has a lot to do with factors like the vehicle’s condition, the distance travelled and much more. Understanding the factors affecting your insurance premium can help you choose a plan that is best suited for your needs and also complements your wallet. If you are looking at getting a motor insurance for your vehicle, this article is for you.

read full story >

What is Anti-Lock Braking System?

Did you know that if you are a vehicle owner, having an anti-lock braking system is essential for your safety on the road? In case of emergency situations, it prevents your bike/car from skidding. In addition to securing your ride, it also reduces the amount you might have to pay as insurance premium because you are taking steps to avoid risks; something your insurance provider will always look for. Want to know the advantages an anti-lock braking system can offer you? Read on.

read full story >

Car Insurance and Youth

Car insurance will provide financial security and ensure protection from various legal ramifications in the case of an accident occurs.A large number of youngsters in our country either own cars or drive cars and so, it becomes quite important for them to understand the importance of car insurance.They also need to know the benefits, available add-ons to the basic policy and other necessary information to pick the right policy. This will be extremely helpful in cases of accidents when additional coverage is required for you and your car. By paying extra premium, you can avail the additional coverage thatis provided by the add-on covers of car insurance

read full story >

Reasons Why Your Car Insurance Claim Was Rejected

Cars are one of the most convenient and economical means of transportation today. Car insurance is highly essential as it covers the financial expenditure, which you can incur due to third party liabilities or damages to your own car as well. Since, you are paying your insurance premium; you have the right to claim the compensation in case of any incident involving your car. This can be done by making car insurance claims. However, there can be certain circumstances in which your car insurance claims can be rejected and you should keep such scenarios in mind while submitting a claim

read full story >

Standalone Own Damage in Brief

Car Insurance provides protection from those liabilitiesthat are incurred in case of third party vehicle damages or injuries caused to third party persons. It also helps to ensure that you are covered against the damages or injuries that are caused to your own car during an accident or any other incidents. The third-party liability cover insurance is mandatory and the comprehensive car insurance policy is necessary. The stand-alone own damage plan can be considered as a part of the comprehensive car insurance which can be procured independently now. IRDAI has implemented some new guidelines, which make the purchase of stand-alone own damage car plan even easier and convenient

read full story >

Break-in Period in Car Insurance Policy

When it comes to understandingtechnical terms and jargon related to car insurance, we are often at a loss. But it is important to know and comprehend exactly what we are signing up for. These are the details that define the kind of coverage our policy will provide in case we are in a car accident. One such term is Break-in Period and in this article we will help you demystify what exactly a break-in period for car insurance is and why it is important to know about it before buying a car insurance policy.

read full story >

Benefits of Long Term Car Insurance Policy

Car insurance can be defined as an agreement by which the insurance provider commits to covering your car against any damages or losses caused due to an accident involving the insured car. A car insurance policy helps in providing coverage against theft, accidents, or any other liabilities. For availing the benefits associated with a car insurance policy, you need to pay the premium associated with the car insurance policy regularly.

read full story >

Steps to Prevent Your Car from Getting Stolen

Vehicle theft is probably the fastest growing crime in the Indian sub-continent. To put the numbers into perspective, in the year 2016, about 2.1 lakh vehicles were stolen from across the country. The largest number of thefts were recorded in Delhi with 38,644 car being stolen from the city. The scary part is that most of these vehicles go untraced because immediately after the theft, the vehicles are dismantled and important parts are sold separately. One of the major reasons for the growing number of car thefts in urban areas is the parking crunch.

read full story >

Car insurance renewal checklist to follow

If you already own a car or are about to buy one, then it is imperative that you know about the importance of owning a car insurance policy. However, as a car owner, it is important that you not just buy the right car insurance cover for your four-wheeler, but also be aware of the car insurance renewal process. Renewal of car insurance is important as it protects you against all the legal and financial liabilities arising out of damages caused to your car as well as third person or property. So if your car insurance cover is up for renewal anytime in the future, then follow the below checklist to make the best purchase.

read full story >

Car Insurance for Electric Vehicles

Now-a-days, there is a lot of buzz around EVs or electric vehicles. While EVs have been around for some time now, due to some serious push from the government, they are in limelight again. An EV or electric vehicle is one that relies on one or more electric motor(s) which are powered by electricity generated or stored by batteries or a fuel cell

read full story >

This festive season: Insure your car

This time of the year, you simply splurge! The home gets a makeover, your wardrobes get a makeover and if you truly want to celebrate, why not give a fantastic makeover to your garage with a brand-new car. This time of the year, there are many outings and parties planned and what better way than to flaunt your new car during these year-end festivities? According to a news report by economic times, car sales rose by 5-7% during festive season and the upward trend is expected to continue.

read full story >

User Car Valuation and Its Impact on Premium

India is swiftly becoming one of the largest consumers of automobiles, until a recent slow down in sales of new cars. However, that does not mean that people aren’t buying cars anymore. There is still one market that cannot be ignored when it comes to car sales and that is the used car market. To bring some perspective, in 2018-2019 3.6 million new cars were sold in the country. During the same time, 4 million used cars were sold.

read full story >

Tips for Car Maintenance

A lot of car owners feel that paying someone to clean your car daily is all that is required for good car maintenance. While it is a good habit to inculcate, it is only one on a long list of things you must do to care for your car. By following a few maintenance steps regularly, you can ensure that your car is alwaysin top notch condition. This reduces the chances of unusual breakdowns and lowers the cost of your repairs should you need to visit a service centre.

read full story >

Car Theft Claim

India is seeing a rapid increase in the number of cars stolen across the country. Car owners find it difficult to park their cars in unknown places due to the fear of theft or burglary. The lack of proper parking space makes matters worse, where car owners must park on the roads or in other unauthorized spaces.

read full story >

Return To Invoice Cover

Buying a car is an aspiration that a lot of us have. It is an important milestone as well as a major decision in your life. Thus, it only makes sense to secure your prized possession with a good insurance policy. You have the option to either opt for a third-party liability policy or a comprehensive policy.

read full story >

Vintage Car Insurance – What You Need to Know

Have you ever been to a vintage car museum? Those old, classic cars with their rustic charm can entice anyone. And if you are among the few people (less than 3000) in India to own a vintage car, you are indeed lucky.

read full story >

Mistakes to Avoid when Buying Car Insurance Online

The stress of being involved in a car accident can be massive. To top that, it can be a big blow if you are denied the expected coverage because of an error made while buying the car insurance policy.

read full story >

Cashless Garage Facility: How is it Important

Cashless garages are those that have a tie-up with the insurance company. So, if you take your vehicle for repair to any of the network garages, the cashless cover will pay for the expenses incurred. This means you will not have to pay any expenses upfront. The insurance company will directly settle the bill with the garage. You will also not have to file a claim.

read full story >

Tips to Get Cheaper Car Insurance

Prevention is better than cure, is a proverb that almost all of us would have come across. And this proverb fits in perfectly for a car insurance policy. A car insurance policy, otherwise also known as vehicle insurance and motor insurance, is insurance for your car, cab or four-wheeler vehicle.

read full story >

5 mistakes people make while buying car insurance

When you buy car insurance, you want to make sure you get the best possible policy that will ensure the protection of both you and your car. It is necessary that you do proper research before you settle on one policy since this isn’t something you buy frequently. The best way to decide which policy suits you the best is to compare a couple of options and check which one provides the best overall coverage, costs the lowest and is the most suitable for the kind of car you own

read full story >

Road Safety Rules to Stay Safe on India Roads

According to the data provided by the Lok Sabha, in the year 2017, 1,47,913 people lost their lives in road accidents. That translates to a staggering 53 road accidents in a minute across the country. And out of these 53 accidents, 17 people lose their lives every minute.

read full story >

Impact of Depreciation on Car Insurance

Depreciation is the factor that affects the value of car with time. As the car ages there is wear and tear of its components so the insurer considers depreciation factor in valuation of not just the components of the car but also in the overall valuation of the car. All the components of car except the glass components are take as liable for depreciation as they have limited life span and wear and tear occurs with time.

read full story >

Tips to Take Care of Your Car during Winters

Winters not only take a toll on us but also on our vehicles. The cold temperatures can easily impact the performance of your car and if you do not take proper care, it can even cause some damage. Not taking care of your car during the winters can leave it exposed to a lot of potential damage.

read full story >

Car Insurance Due for Renewal: Tips to get Cheaper Car Insurance

Many of us are unaware that we can pay a reduced premium on renewal of car insurance policy, therefore let’s discuss the ways in which we can avail discounts on the car insurance premium amount.

read full story >

FASTag- Uses and Benefits

Now no need to wait for hours at the toll plazas awaiting your turn to pay the toll fee. FASTag is a reloadable tag which can be used at toll plazas; it enables automatic deduction of toll fees and allows you to pass through without you having to wait for any kind of cash transaction. The tag uses Radio Frequency Identification Technology and is affixed on the windscreen when the tag is active. Currently 420+ toll plaza across the nation are implementing FASTag solution. More toll plazas will be brought under FASTag program in future

read full story >

Implementation of Odd-Even Rule in New Delhi

With mounting pollution levels in the capital, the Delhi government has reintroduced the odd-even scheme to combat hazardous levels of smog. While the pollution levels of several cities rise post Diwali celebrations, Delhi has reported some of the worst Air Quality Index ratings in the last few years. With Air Quality sensors maxing out at 999 in most areas of the city post-Diwali and pollution from the stubble being burned in neighboring states, the Delhi government hopes that the implementation of the Odd-Even rule will help curb the pollution level.

read full story >

How to Get Cheaper Car Insurance

Buying a Car is an important investment, buying car insurance for it helps you secure it for life. You do lot of research when buying a car, similar efforts needs to be put in when buying a insurance cover for it.

read full story >

Petrol vs. Diesel Car What’s Your Pick

It’s a great debate raging at all times… when buying a car we are confronted with eternal confusion on whether to buy a petrol variant or the diesel variant. Owning a petrol car is associated with fun whereas a diesel car is seen to be economical. Whichever car you choose never forget to buy a good car insurance and also consider Add-On’s which can help you in getting complete protection for your car, also getting car insurance renewal on time is equally important to ensured continued coverage. ​

read full story >

Understanding the Add-On’s

Cars and Two wheelers are one of our prized possessions and we take pride in owning them and using them for travel be it for work purpose or going on that long cherished dream holidays, it is therefore equally important that we get them the complete security they deserve with two wheeler insurance or car insurance

read full story >

Understanding Car Insurance in India

Cars have become integral parts of our life, whether we use it for going on a family trip or using it to go for work. After home, it is the second most prized possession for any individual; therefore, it becomes important for us to ensure its safety with car insurance. You can buy car insurance or renew your existing car insurance policy online at the convenience of a click, right from the comfort of your home

read full story >

Everything You Want to Know About Insurance Renewal

Driving an insured vehicle is mandatory under Indian laws as stated under the Motor Vehicles Act 1988 and the recently passed Motor Vehicles (Amendment) Act 2019 and therefore it is an offence to drive without a valid motor liability only insurance. We set reminders to not miss a date or to meet our friends but when it comes to renewal of car insurance policy or a two wheeler insurance policy; we find it difficult to renew them even after being sent repeated reminders from the existing general insurance company.

read full story >

Various Options Available for Car Insurance

Car insurance is also known as auto or motor insurance. The purpose of auto insurance is to protect your car from unforeseen risks such as accidents, theft, natural calamities, etc. There are various car insurance options available in the market, so it can be quite difficult to make the right decision. Before buying vehicle insurance it is important to figure out the right insurance policy which cost-effectively fulfills your requirements

read full story >

Do You Have Enough Coverage for Car Insurance

Auto insurance or car insurance is designed to protect you and your vehicle from unforeseen risks. Insurance protects against losses incurred because of unavoidable instances. It protects you in case of theft and accident. When you have auto insurance, you do not have to worry about things like repair, replacement cost, and legal liabilities because all these things are handled by the insurance company based on the coverage and limits you have chosen.

read full story >

Top Myths Prevalent About Car Insurance

A lot of our actions are driven by the information that we receive from our friends, relatives or colleagues. But not all of them might be accurate. For instance, protecting your car against accidents and theft is important as it is your prized possession. But, if you want to buy a car insurance policy or are simply pondering over it, there are quite a few myths that you will come across. And this might cloud your judgment. Here we will go through some of those major myths and see what the truth is

read full story >

Layman's Guide to Understanding Car Insurance

A car is a prized possession and can give you the freedom to go anywhere, anytime you want. But you need to ensure it as well as yourself against common risks. As per law, you need to buy a third party only policy for your car. Car insurance can be helpful as it provides financial assistance to vehicle owners in case of accidental damage, theft, or injuries. But industry terms can make car insurance seem more complicated than it is and make it difficult for a layperson from buying the right coverage for a vehicle.

read full story >

How to Revive a Car Insurance Policy?

In today’s busy life, it is natural to forget a few things no matter how well you plan ahead. It is true for car insurance policy as well. Regardless of how particular you are about remembering dates, you may fail to renew your car insurance policy in time and end up repenting. It always makes sense to renew your car insurance policy much in advance. This is because there are a lot of risks and penalties involved in driving a car without insurance. However, if your policy ever gets expired, it is important you immediately purchase a new policy.

read full story >

How to Use Car Insurance Premium Calculator?

Car insurance provides financial protection in case your vehicle is stolen or damaged. The policyholder pays a premium for the insurance policy. The premium payment entitles the policyholder to claim benefits during the policy period. The benefits will depend on the policy terms and conditions.

read full story >

Safety Tips for Long Drive

Long drives are fun and refreshing. And if you are with your partner or family members or friends, the pleasure of long drives can increase manifold. However, long drives are not only about getting in the car and hitting the road. It involves much more than that. You need to be well prepared before the drive to ensure you have a smooth, hassle-free, fun, and most importantly a safe drive to your destination.

read full story >

How to Claim NCB Bonus for Your Car Insurance Policy?

The NCB is the reward or the bonus offered by insurers to policyholders for making no claims in a particular year. The NCB accumulates year after year; for five years maximum.In the first claim-free year, you get 20% NCB. In the second claim-free year, it will be 25%. In the third claim-free year, it will be 35%, then 45%, and then 50% (the maximum discount offered)

read full story >

Motor Vehicle Amendment Act 2019 and its Implication on Drivers

HDFC ERGO supports this initiative aimed at improving safety of drivers and urges the drivers to buy motor insurance for their vehicles and to get their renewals done beforehand.

read full story >

Importance of Having a Valid Motor Insurance

Driving with valid car/bike insurance is not only a security measure to be taken but also a legal requirement as under Motor Vehicles Act 1988 and also under the recently passed Motor Vehicle Amendment Act 2019. Let’s take a look into the need of having a valid motor insurance.

read full story >

Fuel Management Tips For Your Car

5 steps to know how you can manage the fuel economy of your car and optimize it. Now buy car insurance online in 3 easy steps.

read full story >

Emergency Assistance Cover In Brief

Read about the Emergency Assistance Cover for your Policy. Get more details through this guide.

read full story >

Return To Invoice Cover In Brief

What does Return to Invoice Cover offer to you? Know more about this add-on cover through this guide.

read full story >

Key Replacement Cover

Know more about the Key Replacement Cover by HDFC Ergo. Get information about benefits, cost etc

read full story >

Reasons Why Third Party Car Insurance Is Not Enough

Top reasons why just third party coverage is not enough. Read advice from our top experts.

read full story >

Importance of PUC certificate

Know why it is quintessential for you to have a PUC certificate with you. Our experts bring their thought to you.

read full story >

Things to Do At the Time of Car Insurance Renewal

Know about the various things you should do at the time of car insurance renewal. Read this exhaustive guide to know more.

read full story >

Types of Commercial Vehicle Insurance You Can Buy

Read about the various types of Commercial insurance policies you can buy from HDFC ERGO.

read full story >

कार बीमा प्रीमियम कैलकुलेटर और यह कैसे काम करता है

कार बीमा कैलकुलेटर की मदद से आप न केवल कार प्रीमियम की गणना कर सकते हैं बल्कि इसके लाभों की तुलना भी सरलता से कर सकते हैं। हालांकि किसी कार

read full story >

भारत में मोटर बीमा के प्रकार

आधुनिक समय में निर्माण और टेलिकम्यूनिकेशन तकनीक को छोड़कर कोई भी तकनीक मानव विकास पर उतना प्रभाव नहीं छोड़ पायी है जितना परिवहन तकनीक ने छोड़ा है

read full story >

Renewal Steps For Car Insurance

Know how you can renew your car insurance policy online in just 3 easy steps at HDFC ERGO.

read full story >

5 Questions to Ask Before Buying Car Insurance

Know about the most important questions you should ask before buying a car insurance policy for your upcoming trips

read full story >

List of Documents You Need to Carry When Driving a Car in India

Know about the documents you should carry while driving a car in India to avoid unnecessary hassle

read full story >

Mistakes to Avoid When Buying Car Policy Online

The Motor Vehicles Act, 1988 makes it mandatory for vehicle owners to buy a third-party insurance policy. Another type of car insurance policy one can opt for is comprehensive cover.

read full story >

How to Register Car Insurance Claim?

Know how to file insurance claim for your HDFC ERGO insurance policy. We bring to you this comprehensive guide to ensure that you don’t face any unexpected challenge.

read full story >

Why It Is Important For You To Insure Your New Car?

Know why it is important for you to insure your new car. Car insurance policy will save you from unnecessary hassles.

read full story >

Things You Did Not Know Your Car Policy Covers

Know about the top 5 things you probably did not know you car insurance policy covers. Now buy car insurance policy online in 3 easy steps.

read full story >

Dos and Don’ts to Follow When Filing a Car Insurance Claim

Read top do's and don’ts while filing car insurance claim. Go through this exclusive guide to know it all.

read full story >

Driving Tips For Night Owls

Safe driving is quintessential. It becomes even more important to protect against rash driving during the wee hours. Read our thoughts.

read full story >

Concept of IDV in Car Insurance

What does IDV mean? How does it influence your policy premium. Know answer to these questions from our exclusive guide.

read full story >

Tips to Reduce Car Insurance Renewal Cost

How can you reduce the renewal cost for your car insurance. Get your queries answered by our experts.

read full story >

4 Simple Steps to Check Car Insurance Policy Status Online

If you are a victim of a road accident but do not have the insurance information of the vehicle, you need not despair. Although,

read full story >

Concept of No Claim or Cumulative Bonus in Health Insurance

Let’s get this straight, we all love bonuses. Similarly, if you get a bonus of sum insured without paying anything extra you will definitely feel elated. But this reward is offered only when you do not make any claims. The bonus keeps increasing up to maximum 200 % of your sum insured. This means that if you accumulate 5% of cumulative bonus in the coming years, your coverage will keep on increasing indirectly helping you for higher cover due to inflation.

read full story >

Which Car Insurance Plan is best for you ?

Even if you are looking to renew an expired car insurance plan you can still follow the below mentioned tips. In a nutshell, car insurance policy is the much-needed safety shield for your car. It protects your financial losses due to damage caused to your car in the course of an accident, natural calamities or fire breakout.

read full story >

Which Car Insurance Plan is best for you ?

Even if you are looking to renew an expired car insurance plan you can still follow the below mentioned tips. In a nutshell, car insurance policy is the much-needed safety shield for your car. It protects your financial losses due to damage caused to your car in the course of an accident, natural calamities or fire breakout.

read full story >

How to Use Car Insurance Premium Calculator Online ?

Know how car insurance premium calculator works in deriving your vehicle's premium

read full story >

A savior when you are stranded by potholes

Roads lead you to your destination but in today’s times reaching the destination is a long suffering journey particularly during and after the monsoon. The current state of roads has substantially increased instances of car damage & accidents thereby increasing the cases of car claims.

read full story >

Most Frequently Asked Questions About Car Insurance Policy

Read about the most important questions you should ask about car insurance policy. Now buy the policy online at HDFC Ergo.

read full story >

Five Things to Consider Before Buying a New Car in India

Buying a new car? Know what you should know about car insurance. Our expert team brings you the definite guide.

read full story >

Understanding The Various Add-Ons Available For Your Car Insurance Policy

Read about the various add-ons available for your car insurance policy. Now buy your policy online at HDFC Ergo in 3 easy steps

read full story >

When Not To Claim for Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and

read full story >

Car Insurance Premium As Per Car Usage

Looking to buy car insurance? What type of driver are you? Read on to know about different car insurance plans offered by HDFC ERGO for different types of drivers.

read full story >

Benefits of Renewing Your HDFC ERGO Car Insurance policy

Buying insurance does not end your job, a timely car insurance policy renewal is also vital. Read about the benefits of car insurance renewal with HDFC ERGO.

read full story >

Factors determining vehicle insurance premium

Owning a vehicle has become all too necessary in the present day and age. The fact that vehicles like a two wheeler or a car has multiple utility only adds up to their merits. They can be used for personal as well as commercial purposes. No wonder we shop around a great deal while making a purchase decision for one of the vehicles that we need

read full story >

Car Insurance Comparison

Car insurance is the surest way to safeguard your prized possession. It is a necessary and therefore government has made it mandatory for all car owners to insure their cars before plying on the road. Due to these reasons, obligation and compulsion, one has to insure their motors, no matter what.

read full story >

4 factors to Know about Zero Depreciation Insurance for Car

You may have heard about zero depreciation when discussing car insurance. It is an additional benefit available to the car owners by paying a slightly higher premium. In standard car insurance policies, zero depreciation is excluded.

read full story >

Which Plan Suits You Better: Zero Depreciation Or Comprehensive Insurance Cover?

We congratulate you on the purchase of your dream car, an asset you wished and planned for a long time. While the mood is positive and happy, let it not fool you into taking it easy and ignoring another key purchase that not only complements your purchase but also necessitates – your car insurance.

read full story >

Why You Should Not Miss Your Car Insurance Renewal Date

As we already know, motor insurance needs to be renewed every year. It is one of the most important policies as it gives protection to your car against any accidental damage, any third party liability in the form of death, injury and property damage.

read full story >

Why You Should Have A Third Party Insurance Policy?

While comprehensive insurance provides complete protection to your vehicle, a third party car insurance means it covers you only for the liability caused due to your vehicle’s participation in an accident that caused damage, injury or death to the third party.

read full story >

Should You Insure Your Second-Hand Vehicle?

Every vehicle that you drive must have valid motor insurance. Without valid travel insurance it’s illegal to drive across the streets of India. Be it a plush new car or a second hand bike, third party liability insurance is mandatory. A motor insurance not just helps in keeping the legal liabilities at bay but also protects you from uncertain financial losses.

read full story >

Benefits of Renewing Your Two Wheeler Insurance

Your bike is probably your best way to beat the traffic woes. I can pass through a slim lane and leads you till the signal effortlessly. Be it an urban metro city or a village in the remotes your two wheeler is your companion for solving all commuting hassles easily.

read full story >

Why Is Insurance Cheaper For An Older Car?

A car, for many, is not just a mere mode of transport that gets them from A to B. For some, it is a bold statement of their social standing and for others, their cars are extensions of themselves – each with their own unique character.

read full story >

Why Go For Engine Add-On Plans in Car Insurance?

A car insurance plan offers coverage to the vehicle, the driver, and the passengers in the car. It covers damage to the vehicle, as well as theft or loss of car. Car insurance plans also cover third party expenses and medical expenses in case of any untoward incident. A car insurance plan, therefore, has manifold benefits.

read full story >

Why do I need Comprehensive cover for Car Insurance?

When you spend lakhs together of your hard-earned money towards buying that car you always wanted, it only makes sense that you invest wisely in car insurance. As the old saying goes, “It’s better to be safe than sorry.” When you invest in comprehensive car insurance at HDFC ERGO, you can be assured complete peace of mind!

read full story >

Where To Get Car Insurance From - Online/Agency Or Agents?

As your car insurance agent crunches these numbers on the calculator and delivers the verdict, you can’t help but be worried about the staggering figure and worse still, you don’t have the faintest clue as to what any of those abbreviations (except GST of course) stand for.

read full story >

When to Claim Car Insurance Policy

Know when to claim car insurance policy. Buy car insurance policy online at HDFC Ergo.

read full story >

What If Car Insurance Is Expired?

Driving without a valid insurance policy is illegal in India. It is possible that the car insurance may have lapsed due to any reason - you may not have renewed before its expiration date or you forgot the date.

read full story >

Various Add-on Covers for Your Car Insurance Policy

With car insurance, a little extra premium paid for motor insurance add on covers can turn out to be the wisest decision as it secures your family and your beloved car in an all-encompassing way. We, at HDFC ERGO, offer the most wholesome car insurance plans with attractive features and affordable premiums.

read full story >

5 Myths about Car Insurance to Avoid

Would you believe it if I told you, “Your red Honda Civic will attract a higher insurance premium than your neighbour’s black Civic”? Sounds outrageous and silly, doesn’t it? The red car myth is just one example of many such car insurance myths that have no rational basis but people still hold onto them.

read full story >

Tips to Get Lower Car Insurance Premium

Car insurance is a safeguarding shield that keeps you safe in case of accidental damages and other perils. In India, third party liability only policy is a mandate which helps in tackling the legal liabilities arising due to death, disability and injury caused to third party person or damage caused to third party property.

read full story >

Important Terms to Know before Buying Car Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. Such a plan provides compensation in case of death or injury to third parties. It also covers third party property damage.

read full story >

How Can You Switch To A Different Motor Insurance Policy Smartly?

A lot of people deter from changing insurance company from where they have bought motor insurance policy because they think it to be a tedious task but in today’s technologically advanced world, it is completely hassle free to cancel an existing policy and opt for a new motor insurance coverage.

read full story >

Short Term Vs Long Term Two Wheeler Insurance Policies

Renewing your two wheeler insurance can be a pain. You have to keep track of the date of renewal and ensure that you pay the policy premium on time. Miss the date and you leave your two wheeler uninsured and vulnerable to accidents.

read full story >

Right Time for Car Insurance Renewal

It is mandatory to have a third party only insurance policy in India. Such a plan provides protection against any third party liability. Moreover, a comprehensive car insurance plan also covers damage to third party liability along with Personal accident cover and Own damage.

read full story >

Review of HDFC ERGO Car Insurance Plans

Purchasing a car is a long term investment. We generally give a lot of thought and research to the model and make of the car we want to purchase. Somehow, purchasing insurance for the same car is not given much importance.

read full story >

All you need to Know about Your Policy Coverage in Case of a Road Accident

As per the Ministry of Road Transport & Highways, India has witnessed more than 4, 80,652 road accidents during 2016 and fatalities rise by 3.2%. On an average more than 400 people lose their lives daily on road, due to accidents caused by the driver negligence is the most.

read full story >

#Dusktodawn - Cars Getting Repaired Overnight

Remember the last time when your vehicle met with accident? Heartbreaks!! Collision led to dents, damages and what not arggghhh, it’s a nightmare and we know that. What happened next? Vehicle underwent inspection and then got repaired probably in 1-2 days.

read full story >

Importance of No Claim Bonus for Car Insurance

Buying a car insurance policy provides the much-needed financial security if an unfortunate event occurs. In case of an untoward incident, your insurance provider will compensate you for the financial losses. However, in case you do not make any claims during the term of your policy, you may avail of a discount during your next policy renewal.

read full story >

Most common Reasons Why Car Insurance Claims Get Rejected

We all have motor insurance policies, but the idea of filing a car insurance claim can seem daunting and really mundane to many people. Indeed it is a bit tricky and very likely that something or the other may go wrong.

read full story >

How Can You Maximize The Use Of Your Motor Insurance Policy?

People often complain about insurance the most during the time of renewal when they have to shell out money to pay their premium. No matter how many times, agents or experts tell them motor insurance is good for their vehicle and will protect it in the event of an accident, they fail to see it as an investment that is crucial for the vehicle and think of it as superfluous or unnecessary since they haven’t needed it so far.

read full story >

Everything You Should Know Before Buying Auto Insurance for Your SUV Car

Imagine an ugly dent on your shiny, swanky, plush and robust SUV car. If this gives you goose bumps, then imagine what an unfortunate accident can do to your beloved car. This is why you need to immediately turn your attention to auto insurance for your SUV car. SUV cars have higher auto insurance cost as compared to other cars.

read full story >

All Things to Know about Four-Wheeler Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. There are primarily two types of insurance policies which can be purchased by a customer, and are enumerated below: - Car insurance is a contract between you and the insurer.

read full story >

Insurance tips for buying or selling a used car

In an age where newer, bigger and smarter is better, we can never settle for what we have. It’s always about the next big thing and automobiles are no different. Those who wish to buy a new vehicle end up selling their used vehicle which others who simply want to get from point A to B end up buying for a competitive price that is far lesser than the market rate of the car.

read full story >

Car Insurance Importance in Financing Car Maintenance Cost

Owning a car makes you proud especially when you keep drawing admiring glances. However, maintaining the car and repair and servicing costs may cost you a great deal of amount.

read full story >

How well do you know these motor insurance terms?

If you ask a car enthusiast about his new vehicle’s engine capacity, mileage and anti-lock braking, they’ll be able to talk to you for days. However, very few people are aware about terms such as IDV, NCB and Third Party coverage.

read full story >

Importance of Third Party Car Insurance

While driving there is a real risk of being involved in an accident. It may lead to bodily injury or even death in some instances. There is also a possibility that there may be damages to the property of a third party.

read full story >

IDV of Vehicle and its Importance while Insuring Vehicles

Motor insurance third party liability is mandatory as per legal regulations. However, opting for a comprehensive motor insurance cover is advisable for a larger cover, which helps to deal with unforeseen situations.

read full story >

How Will Car Modification Affect Your Insurance Policy?

Planning to modify your car? Know how car modifications can have an impact on your car insurance policy.

read full story >

How to Use Car Insurance Premium Calculator Online

Know how car insurance premium calculator works in deriving your vehicle's premium

read full story >

How to Take Care of Your Car in Winter

A dip in temperature may bring relief from the heat in many parts of India. Sadly, the winter season spells more harm than good as far as vehicles are concerned. The winter may have a negative impact on your car, thereby forcing you to make out-of-pocket expenses in case of any damage.

read full story >

How to keep your motor insured while relocating?

Work and family commitments always keep us on the toes. One often keeps getting transferred from one city to another it’s quite common these days. While relocating you often have to take your vehicle along with to avoid discomfort of public transport commuting.

read full story >

How to Find the Right Car Insurance Policy for You?

Car insurance has a purpose and comes with many benefits for the car owner. And when you buy a car insurance with a trusted name like HDFC Ergo, it becomes affordable too!

read full story >

How To Claim Car Insurance?

Know how to claim car insurance. Buy car insurance policy online at HDFC Ergo.

read full story >

How Does Insurance Policy Change When You Sell Your Car?

Selling your car? Know how this decision of yours can impact your car insurance policy.

read full story >

Know How Your Car Type Affects The Car Insurance Premium

Did you ever chance upon the fact that the amount for car insurance that you are paying is likely to be different from what your brother-in-law or aunt or neighbour is paying and wondered why? Learn to compare the insurance policy coverage before buying it.

read full story >

Get your car summer ready

Summers are approaching and we do everything possible to keep away from the scorching heat, be it by carrying an umbrella, buying curtains that block the sunlight, wearing sunscreen, and keeping oneself hydrated by drinking ample of water.

read full story >

Factors Influencing Your Car's Insurance Premium

Car insurance, especially third party liability only is a mandatory policy for all the car drivers in India. For covering the legal liabilities arising for damage caused to third party vehicle and person, a third party liability only policy is important.

read full story >

Effect of Policy Expiry on Car Insurance Renewal

Insurance is your best protection against an unforeseen incident that may result in damages to your car. Renewing the insurance policy is essential and also crucial for protecting your car, loved ones, and you against any possible eventualities.

read full story >

Don't Procrastinate for Second-Hand Car Insurance Transfer

The automobile industry in India is growing at a very rapid rate. The used car market, in particular, has witnessed a spurt in demand. Many are now realizing that a pre-owned car purchase is a good option with regards to price and value for money

read full story >

Different Types of Motor Insurance Policies In India

There is nothing sweeter to the ear than the vroom of the engine when you start your new car or bike. In a land where having a car or a bike is more of a status symbol than merely a facility to commute, it is no surprise that these vehicles come to occupy significant sentimental value in the minds of their owners.

read full story >

Steps To Follow While Dealing With Car Insurance Claim Inspection

At that moment when your vehicle meets with an accident you turn on the panic mode. But wait! Instead of panicking do the following- Check if your vehicle is in driving condition or not? It is recommended not to drive if the damages are interfering with vehicle’s smooth operation.

read full story >

Consequence of Not Having a Motor Insurance in India

In India, driving on a public road without a valid third party liability policy is illegal. One needs to understand the fact that a valid motor insurance policy not only helps to keep the legal complications at bay but also secures you and your vehicle against unprecedented incidents.

read full story >

What Are The Benefits Of Buying A Comprehensive Motor Insurance Policy?

Since having a third party insurance is mandatory, many people tend to question why they need to pay more for comprehensive car insurance. To ensure that your cherished car is protected from any risk of loss or damage, it is wise to invest in comprehensive car insurance policies.

read full story >

A quick and easy understanding of SUV car insurance

Your SUV is the signature of your raw, rugged, untamed and adventurous way of life. When I first drove my robust beast, it was fulfilling, liberating and I patted my back for taking the best decision of my life. However, car insurance for SUV did seem like a setback.

read full story >

Car Insurance Claim- When Your Friend Is Driver and Meets Accident

Imagine a situation where you have given your car to your close friend for a long drive. Hours later your friend calls to inform you that he has met with an accident. At such a point, there will be numerous questions in your mind. You may wonder whether you can claim insurance for your damaged vehicle.

read full story >

Car Insurance Quote: An Important Parameter While Choosing Car Insurance

Motor insurance is essential, which makes it important to choose wisely. You may take quotes from different insurers and compare these to make an informed decision. Searching through online portals to receive the best plans from renowned companies enables you to compare and buy the most beneficial plan instantly.

read full story >

Benefits Of Having A Roadside Assistance Cover In Your Car Insurance Plan

Roadside Assistance Cover in your Car Insurance Plan is an add-on cover and acts as your most trusted ally when the vehicle breaks down. In other words, Roadside Assistance Coverage means a professional technician comes to your rescue when your car breaks down in the middle of the journey leaving you stranded.

read full story >

Benefits of No Claim Bonus On Car Insurance

If you conduct a poll to determine the words that bring maximum happiness to the hearts and minds of working class Indians, the word “bonus” will surely rank No. 1! Let us take a look one such bonus – the No Claim Bonus in Car Insurance policies and its many benefits.

read full story >

5 Benefits of Car Insurance

As per Motor Vehicle Act, a Third Party insurance is compulsory and you must purchase one whether you buy a new or a used vehicle. You may purchase a comprehensive cover as well.

read full story >

All You Need to Know about Add-On Plans in Car Insurance

Car insurance, very often referred to as motor insurance, is an insurance product that offers coverage to your vehicle and\or any third party liability, in case of any damage by/or to your vehicle.

read full story >

How Bad Driving Can Lead To Higher Insurance Cost?

In today’s culture, a major chunk of drivers are involved in some kind of bad driving, whether it is due to carelessness or distraction. It may include a number of activities like eating or drinking while driving, texting or talking on the phone, day dreaming and most importantly drunk driving.

read full story >

4 Steps for Availing Continuous Benefit of Car Insurance When Moving To Other State

Moving out from our existing state to a new place is a tedious task, while you are deeply engaged in transferring and making arrangements to transfer and establish your base in a new state, there are several other things as well that needs serious consideration.

read full story >

A look at Affordable Car Insurance Plans

You would have often heard people call their cars, baby. Well, aren't they? They need to be taken care of, pampered with regular servicing and taken out for outings.Cars have become both a status symbol and a necessity today, but still for many, buying their dream car is an overwhelming experience.

read full story >

How to decide which add-on cover do you need for your car?

Buying a car is indeed a moment to celebrate and rejoice; after all it’s an achievement. Probably, after buying a house, a car is the most important asset you would love to own. However, it is equally crucial to secure your car from possible threats and uncertainties.

read full story >

5 things which affect Your Car Insurance Premium

Car Insurance premium is the amount that you pay to your insurer for the cover that they provide you. Widely there are two types of car insurance third party liability cover and comprehensive car insurance cover.

read full story >

5 Safety tips while driving your personal car

Driving always involves a certain amount of risk, especially during a long trip to unexplored routes. Road accidents are increasing at an alarming rate, and repair stations might not be always approachable. In such a scenario, a lot of thought and preparation needs to be put in order to organize a secure and carefree road trip.

read full story >

5 Factors to Consider before Car Insurance Transfer

The used car market has seen significant growth during the last few years. Almost 22 used cars are sold for every 10 new automobile sales. When you choose to buy a second hand car, there is a lot of work you need to do. You must research your options, inspect the cars, and test drive before making your decision.

read full story >

3 Common Mistakes People Make While Buying Car Insurance

Policy wording with details of inclusions and exclusions, legal aspects and the cost involved are some of the complexities that people face while buying a car insurance plan. Lack of awareness creates unnecessary confusion in understanding how a Car Policy works.

read full story >

10 reasons why car insurance claims get rejected

None of us like rejections be it job rejection or VISA denial, it just puts us down feeling demotivated and discouraged. Similarly unfortunately if your car insurance premium gets rejected it might bring in mental stress and let you down.

read full story >

Things You Probably Didn’t Know About Car Insurance

A car policy makes a person feel safe and secure while driving on the road.It ensures the drivers that someone has their back, always. While third-party insurance is made mandatory by the government, it is advised to go for a comprehensive plan that covers you and your car too.

read full story >

Is it essential to opt for Hydrostatic Lock Cover when buying or renewing your car insurance?

Driving back home on a bright sunny day or travelling across your dream destination is a blissful experience. However, Indian weather is quite unpredictable, incessant rains or snow fall may interrupt with the smooth functioning of your car.

read full story >

Car Insurance Premium Calculator

Car insurance premium calculator allows you to compute the premium of a car as well as compare benefits. Though premium is not the only best criteria to choose a car insurance policy, calculating premium before purchase gives you a fair idea of policy quotes.

read full story >

Drive safely in monsoon

Monsoon is one season that a vehicle owner dreads. This is the time of the year where the owner incurs maximum maintenance costs and most of the times it is out of compulsion rather than out of choice. Monsoons in India is famous for heavy rainfalls, water logging, land slides, car skidding and accidents.

read full story >

Factors determining motor insurance premium

Owning a vehicle has become all too necessary in the present day and age. The fact that vehicles like a two wheeler or a car has multiple utility only adds up to their merits. They can be used for personal as well as commercial purposes. No wonder we shop around a great deal while making a purchase decision for one of the vehicles that we need.

read full story >

Get Your Automobile Secured with HDFC ERGO’s Comprehensive Motor Insurance this Monsoon

India being predominantly an agricultural economy, monsoons are special for Indians. While monsoons bring joy and hope for us, they also call for extra care to negotiate rainy season without any troubles. Due to the climatic changes, alterations are required in lifestyles to protect from the adverse effects of changed climate.

read full story >

How to get motor insurance quotes online?

The category of motor involves 2 wheelers, private vehicles and also commercial vehicles. Before deciding on the Motor Insurance Policy that one would like to buy it is an important step to obtain the quotes first.

read full story >

Insure your dream car and vroom ahead hassle free

As a child did you dream of driving your favorite car one day? Well you are not alone. A car is an asset that everyone is proud to own; often it’s a large milestone in a lot of people’s lives.

read full story >

Know Your Personal Car Insurance

While most of us dream of a owning a car, we rarely think about the risks that come with the ownership of a personal vehicle. Accidents can happen despite your great driving skill. With driving conditions – conditions of roads, general disregard for pedestrian rules etc. – not always favourable, injuries can happen to yourself or someone else while you drive your car.

read full story >

Motor Insurance is not for Drunken Drivers

Buying a motor car is a dream for the most and it is still considered as a major milestone of life for many in India. However, knowing about driving safely is as important as owning a personal car. The law of the land mandates that every owner of a motor vehicle must have the third-party liability insurance.

read full story >

Road Accidents and Need for Motor Insurance

Along with the utility and convenience, motor vehicles also bring risks – minor as well as serious ones – to their owners. While driving on roads, there can be instances where the motor vehicle can get into an accident, causing injuries / death to the owner or driver of the vehicle, co-passengers, injuries / death to people walking on the road or damage to third party property.

read full story >

Car Insurance - Tips to Help Lower Your insurance Rates

Simply owning a car is just not enough, you need to buy car insurance, in order to protect your car from unforeseen events. This leads to adding up of an additional expense factor in your monthly bill. Some of the time car insurance premium strains your budget to an extent that you find ways to lower them to an extent they are manageable.

read full story >

Types and Kinds of Car Insurance Policies

There is a lot of confusion among people when they are confronted with idea of different kinds and types of car insurance policies. To make things simple and easy to understand we have made clear distinction.

read full story >

Types of Motor Insurance

No other technology – apart from construction and telecommunications – has had such a profound impact on mankind as automotive technology. From its humble beginnings in the late nineteenth century and a global spread through the whole of twentieth century, the automotive sector has grown rapidly and has witnessed rapid transformation.

read full story >

What does your motor insurance quote cover?

The whole purpose of getting motor insurance quote from various insurance providers is to get the best coverage at the most affordable cost. Many of you go to multiple vendors to get the quotes in order to make an informed choice in terms of coverage.

read full story >

What is Third Party Pool

As many talks are taking rounds in the industry over the issue of Third party pool; be it rise in Third party pool provisioning or dismantling it. We will take you through a complete story of Third party pool from it's formation, the problems it had faced in last couple of years.

read full story >

Car Insurance Renewal - Why it is important to do it on time?

Getting your car insured is mandatory by law for every car owner. Failing to get your car insured or renewing your existing car insurance policy is penalized by the road traffic authorities. Hence, up-to-date car insurance is a necessity if you want to drive your car without being hassled by the authorities.

read full story >

Is Travel Insurance Mandatory while traveling abroad?

Just like your perfect accommodation, flight tickets and luggage are important for travelling abroad, similarly buying travel insurance is mandatory too.

read full story >

When Not To Claim Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and quick..

read full story >

Add-On Covers For Your Car Insurance Policy

A few years ago, insurance companies used to offer a standard insurance cover, but with changing times, even the insurance companies...

read full story >

Awards & Recognition