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5 mistakes people make while buying car insurance

When you buy car insurance, you want to make sure you get the best possible policy that will ensure the protection of both you and your car. It is necessary that you do proper research before you settle on one policy since this isn’t something you buy frequently. The best way to decide which policy suits you the best is to compare a couple of options and check which one provides the best overall coverage, costs the lowest and is the most suitable for the kind of car you own

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Road Safety Rules to Stay Safe on India Roads

According to the data provided by the Lok Sabha, in the year 2017, 1,47,913 people lost their lives in road accidents. That translates to a staggering 53 road accidents in a minute across the country. And out of these 53 accidents, 17 people lose their lives every minute.

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Impact of Depreciation on Car Insurance

Depreciation is the factor that affects the value of car with time. As the car ages there is wear and tear of its components so the insurer considers depreciation factor in valuation of not just the components of the car but also in the overall valuation of the car. All the components of car except the glass components are take as liable for depreciation as they have limited life span and wear and tear occurs with time.

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Tips to Take Care of Your Car during Winters

Winters not only take a toll on us but also on our vehicles. The cold temperatures can easily impact the performance of your car and if you do not take proper care, it can even cause some damage. Not taking care of your car during the winters can leave it exposed to a lot of potential damage.

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Car Insurance Due for Renewal: Tips to get Cheaper Car Insurance

Many of us are unaware that we can pay a reduced premium on renewal of car insurance policy, therefore let’s discuss the ways in which we can avail discounts on the car insurance premium amount.

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FASTag- Uses and Benefits

Now no need to wait for hours at the toll plazas awaiting your turn to pay the toll fee. FASTag is a reloadable tag which can be used at toll plazas; it enables automatic deduction of toll fees and allows you to pass through without you having to wait for any kind of cash transaction. The tag uses Radio Frequency Identification Technology and is affixed on the windscreen when the tag is active. Currently 420+ toll plaza across the nation are implementing FASTag solution. More toll plazas will be brought under FASTag program in future

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Implementation of Odd-Even Rule in New Delhi

With mounting pollution levels in the capital, the Delhi government has reintroduced the odd-even scheme to combat hazardous levels of smog. While the pollution levels of several cities rise post Diwali celebrations, Delhi has reported some of the worst Air Quality Index ratings in the last few years. With Air Quality sensors maxing out at 999 in most areas of the city post-Diwali and pollution from the stubble being burned in neighboring states, the Delhi government hopes that the implementation of the Odd-Even rule will help curb the pollution level.

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How to Get Cheaper Car Insurance

Buying a Car is an important investment, buying car insurance for it helps you secure it for life. You do lot of research when buying a car, similar efforts needs to be put in when buying a insurance cover for it.

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Petrol vs. Diesel Car What’s Your Pick

It’s a great debate raging at all times… when buying a car we are confronted with eternal confusion on whether to buy a petrol variant or the diesel variant. Owning a petrol car is associated with fun whereas a diesel car is seen to be economical. Whichever car you choose never forget to buy a good car insurance and also consider Add-On’s which can help you in getting complete protection for your car, also getting car insurance renewal on time is equally important to ensured continued coverage. ​

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Understanding the Add-On’s

Cars and Two wheelers are one of our prized possessions and we take pride in owning them and using them for travel be it for work purpose or going on that long cherished dream holidays, it is therefore equally important that we get them the complete security they deserve with two wheeler insurance or car insurance

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Understanding Car Insurance in India

Cars have become integral parts of our life, whether we use it for going on a family trip or using it to go for work. After home, it is the second most prized possession for any individual; therefore, it becomes important for us to ensure its safety with car insurance. You can buy car insurance or renew your existing car insurance policy online at the convenience of a click, right from the comfort of your home

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Everything You Want to Know About Insurance Renewal

Driving an insured vehicle is mandatory under Indian laws as stated under the Motor Vehicles Act 1988 and the recently passed Motor Vehicles (Amendment) Act 2019 and therefore it is an offence to drive without a valid motor liability only insurance. We set reminders to not miss a date or to meet our friends but when it comes to renewal of car insurance policy or a two wheeler insurance policy; we find it difficult to renew them even after being sent repeated reminders from the existing general insurance company.

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Various Options Available for Car Insurance

Car insurance is also known as auto or motor insurance. The purpose of auto insurance is to protect your car from unforeseen risks such as accidents, theft, natural calamities, etc. There are various car insurance options available in the market, so it can be quite difficult to make the right decision. Before buying vehicle insurance it is important to figure out the right insurance policy which cost-effectively fulfills your requirements

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Do You Have Enough Coverage for Car Insurance

Auto insurance or car insurance is designed to protect you and your vehicle from unforeseen risks. Insurance protects against losses incurred because of unavoidable instances. It protects you in case of theft and accident. When you have auto insurance, you do not have to worry about things like repair, replacement cost, and legal liabilities because all these things are handled by the insurance company based on the coverage and limits you have chosen.

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Top Myths Prevalent About Car Insurance

A lot of our actions are driven by the information that we receive from our friends, relatives or colleagues. But not all of them might be accurate. For instance, protecting your car against accidents and theft is important as it is your prized possession. But, if you want to buy a car insurance policy or are simply pondering over it, there are quite a few myths that you will come across. And this might cloud your judgment. Here we will go through some of those major myths and see what the truth is

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Layman's Guide to Understanding Car Insurance

A car is a prized possession and can give you the freedom to go anywhere, anytime you want. But you need to ensure it as well as yourself against common risks. As per law, you need to buy a third party only policy for your car. Car insurance can be helpful as it provides financial assistance to vehicle owners in case of accidental damage, theft, or injuries. But industry terms can make car insurance seem more complicated than it is and make it difficult for a layperson from buying the right coverage for a vehicle.

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How to Revive a Car Insurance Policy?

In today’s busy life, it is natural to forget a few things no matter how well you plan ahead. It is true for car insurance policy as well. Regardless of how particular you are about remembering dates, you may fail to renew your car insurance policy in time and end up repenting. It always makes sense to renew your car insurance policy much in advance. This is because there are a lot of risks and penalties involved in driving a car without insurance. However, if your policy ever gets expired, it is important you immediately purchase a new policy.

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How to Use Car Insurance Premium Calculator?

Car insurance provides financial protection in case your vehicle is stolen or damaged. The policyholder pays a premium for the insurance policy. The premium payment entitles the policyholder to claim benefits during the policy period. The benefits will depend on the policy terms and conditions.

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Safety Tips for Long Drive

Long drives are fun and refreshing. And if you are with your partner or family members or friends, the pleasure of long drives can increase manifold. However, long drives are not only about getting in the car and hitting the road. It involves much more than that. You need to be well prepared before the drive to ensure you have a smooth, hassle-free, fun, and most importantly a safe drive to your destination.

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How to Claim NCB Bonus for Your Car Insurance Policy?

The NCB is the reward or the bonus offered by insurers to policyholders for making no claims in a particular year. The NCB accumulates year after year; for five years maximum.In the first claim-free year, you get 20% NCB. In the second claim-free year, it will be 25%. In the third claim-free year, it will be 35%, then 45%, and then 50% (the maximum discount offered)

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Motor Vehicle Amendment Act 2019 and its Implication on Drivers

HDFC ERGO supports this initiative aimed at improving safety of drivers and urges the drivers to buy motor insurance for their vehicles and to get their renewals done beforehand.

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Importance of Having a Valid Motor Insurance

Driving with valid car/bike insurance is not only a security measure to be taken but also a legal requirement as under Motor Vehicles Act 1988 and also under the recently passed Motor Vehicle Amendment Act 2019. Let’s take a look into the need of having a valid motor insurance.

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Fuel Management Tips For Your Car

5 steps to know how you can manage the fuel economy of your car and optimize it. Now buy car insurance online in 3 easy steps.

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Emergency Assistance Cover In Brief

Read about the Emergency Assistance Cover for your Policy. Get more details through this guide.

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Return To Invoice Cover In Brief

What does Return to Invoice Cover offer to you? Know more about this add-on cover through this guide.

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Key Replacement Cover

Know more about the Key Replacement Cover by HDFC Ergo. Get information about benefits, cost etc

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Reasons Why Third Party Car Insurance Is Not Enough

Top reasons why just third party coverage is not enough. Read advice from our top experts.

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Importance of PUC certificate

Know why it is quintessential for you to have a PUC certificate with you. Our experts bring their thought to you.

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Things to Do At the Time of Car Insurance Renewal

Know about the various things you should do at the time of car insurance renewal. Read this exhaustive guide to know more.

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Types of Commercial Vehicle Insurance You Can Buy

Read about the various types of Commercial insurance policies you can buy from HDFC ERGO.

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कार बीमा प्रीमियम कैलकुलेटर और यह कैसे काम करता है

कार बीमा कैलकुलेटर की मदद से आप न केवल कार प्रीमियम की गणना कर सकते हैं बल्कि इसके लाभों की तुलना भी सरलता से कर सकते हैं। हालांकि किसी कार

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भारत में मोटर बीमा के प्रकार

आधुनिक समय में निर्माण और टेलिकम्यूनिकेशन तकनीक को छोड़कर कोई भी तकनीक मानव विकास पर उतना प्रभाव नहीं छोड़ पायी है जितना परिवहन तकनीक ने छोड़ा है

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Renewal Steps For Car Insurance

Know how you can renew your car insurance policy online in just 3 easy steps at HDFC ERGO.

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5 Questions to Ask Before Buying Car Insurance

Know about the most important questions you should ask before buying a car insurance policy for your upcoming trips

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List of Documents You Need to Carry When Driving a Car in India

Know about the documents you should carry while driving a car in India to avoid unnecessary hassle

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Mistakes to Avoid When Buying Car Policy Online

The Motor Vehicles Act, 1988 makes it mandatory for vehicle owners to buy a third-party insurance policy. Another type of car insurance policy one can opt for is comprehensive cover.

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How to Register Car Insurance Claim?

Know how to file insurance claim for your HDFC ERGO insurance policy. We bring to you this comprehensive guide to ensure that you don’t face any unexpected challenge.

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Why It Is Important For You To Insure Your New Car?

Know why it is important for you to insure your new car. Car insurance policy will save you from unnecessary hassles.

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Things You Did Not Know Your Car Policy Covers

Know about the top 5 things you probably did not know you car insurance policy covers. Now buy car insurance policy online in 3 easy steps.

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Dos and Don’ts to Follow When Filing a Car Insurance Claim

Read top do's and don’ts while filing car insurance claim. Go through this exclusive guide to know it all.

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Driving Tips For Night Owls

Safe driving is quintessential. It becomes even more important to protect against rash driving during the wee hours. Read our thoughts.

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Concept of IDV in Car Insurance

What does IDV mean? How does it influence your policy premium. Know answer to these questions from our exclusive guide.

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Tips to Reduce Car Insurance Renewal Cost

How can you reduce the renewal cost for your car insurance. Get your queries answered by our experts.

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4 Simple Steps to Check Car Insurance Policy Status Online

If you are a victim of a road accident but do not have the insurance information of the vehicle, you need not despair. Although,

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Concept of No Claim or Cumulative Bonus in Health Insurance

Let’s get this straight, we all love bonuses. Similarly, if you get a bonus of sum insured without paying anything extra you will definitely feel elated. But this reward is offered only when you do not make any claims. The bonus keeps increasing up to maximum 200 % of your sum insured. This means that if you accumulate 5% of cumulative bonus in the coming years, your coverage will keep on increasing indirectly helping you for higher cover due to inflation.

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Which Car Insurance Plan is best for you ?

Even if you are looking to renew an expired car insurance plan you can still follow the below mentioned tips. In a nutshell, car insurance policy is the much-needed safety shield for your car. It protects your financial losses due to damage caused to your car in the course of an accident, natural calamities or fire breakout.

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Which Car Insurance Plan is best for you ?

Even if you are looking to renew an expired car insurance plan you can still follow the below mentioned tips. In a nutshell, car insurance policy is the much-needed safety shield for your car. It protects your financial losses due to damage caused to your car in the course of an accident, natural calamities or fire breakout.

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How to Use Car Insurance Premium Calculator Online ?

Know how car insurance premium calculator works in deriving your vehicle's premium

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A savior when you are stranded by potholes

Roads lead you to your destination but in today’s times reaching the destination is a long suffering journey particularly during and after the monsoon. The current state of roads has substantially increased instances of car damage & accidents thereby increasing the cases of car claims.

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Most Frequently Asked Questions About Car Insurance Policy

Read about the most important questions you should ask about car insurance policy. Now buy the policy online at HDFC Ergo.

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Five Things to Consider Before Buying a New Car in India

Buying a new car? Know what you should know about car insurance. Our expert team brings you the definite guide.

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Understanding The Various Add-Ons Available For Your Car Insurance Policy

Read about the various add-ons available for your car insurance policy. Now buy your policy online at HDFC Ergo in 3 easy steps

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When Not To Claim for Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and

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Car Insurance Premium As Per Car Usage

Looking to buy car insurance? What type of driver are you? Read on to know about different car insurance plans offered by HDFC ERGO for different types of drivers.

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Benefits of Renewing Your HDFC ERGO Car Insurance policy

Buying insurance does not end your job, a timely car insurance policy renewal is also vital. Read about the benefits of car insurance renewal with HDFC ERGO.

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Factors determining vehicle insurance premium

Owning a vehicle has become all too necessary in the present day and age. The fact that vehicles like a two wheeler or a car has multiple utility only adds up to their merits. They can be used for personal as well as commercial purposes. No wonder we shop around a great deal while making a purchase decision for one of the vehicles that we need

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Car Insurance Comparison

Car insurance is the surest way to safeguard your prized possession. It is a necessary and therefore government has made it mandatory for all car owners to insure their cars before plying on the road. Due to these reasons, obligation and compulsion, one has to insure their motors, no matter what.

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4 factors to Know about Zero Depreciation Insurance for Car

You may have heard about zero depreciation when discussing car insurance. It is an additional benefit available to the car owners by paying a slightly higher premium. In standard car insurance policies, zero depreciation is excluded.

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Which Plan Suits You Better: Zero Depreciation Or Comprehensive Insurance Cover?

We congratulate you on the purchase of your dream car, an asset you wished and planned for a long time. While the mood is positive and happy, let it not fool you into taking it easy and ignoring another key purchase that not only complements your purchase but also necessitates – your car insurance.

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Why You Should Not Miss Your Car Insurance Renewal Date

As we already know, motor insurance needs to be renewed every year. It is one of the most important policies as it gives protection to your car against any accidental damage, any third party liability in the form of death, injury and property damage.

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Why You Should Have A Third Party Insurance Policy?

While comprehensive insurance provides complete protection to your vehicle, a third party car insurance means it covers you only for the liability caused due to your vehicle’s participation in an accident that caused damage, injury or death to the third party.

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Should You Insure Your Second-Hand Vehicle?

Every vehicle that you drive must have valid motor insurance. Without valid travel insurance it’s illegal to drive across the streets of India. Be it a plush new car or a second hand bike, third party liability insurance is mandatory. A motor insurance not just helps in keeping the legal liabilities at bay but also protects you from uncertain financial losses.

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Benefits of Renewing Your Two Wheeler Insurance

Your bike is probably your best way to beat the traffic woes. I can pass through a slim lane and leads you till the signal effortlessly. Be it an urban metro city or a village in the remotes your two wheeler is your companion for solving all commuting hassles easily.

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Why Is Insurance Cheaper For An Older Car?

A car, for many, is not just a mere mode of transport that gets them from A to B. For some, it is a bold statement of their social standing and for others, their cars are extensions of themselves – each with their own unique character.

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Why Go For Engine Add-On Plans in Car Insurance?

A car insurance plan offers coverage to the vehicle, the driver, and the passengers in the car. It covers damage to the vehicle, as well as theft or loss of car. Car insurance plans also cover third party expenses and medical expenses in case of any untoward incident. A car insurance plan, therefore, has manifold benefits.

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Why do I need Comprehensive cover for Car Insurance?

When you spend lakhs together of your hard-earned money towards buying that car you always wanted, it only makes sense that you invest wisely in car insurance. As the old saying goes, “It’s better to be safe than sorry.” When you invest in comprehensive car insurance at HDFC ERGO, you can be assured complete peace of mind!

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Where To Get Car Insurance From - Online/Agency Or Agents?

As your car insurance agent crunches these numbers on the calculator and delivers the verdict, you can’t help but be worried about the staggering figure and worse still, you don’t have the faintest clue as to what any of those abbreviations (except GST of course) stand for.

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When to Claim Car Insurance Policy

Know when to claim car insurance policy. Buy car insurance policy online at HDFC Ergo.

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What If Car Insurance Is Expired?

Driving without a valid insurance policy is illegal in India. It is possible that the car insurance may have lapsed due to any reason - you may not have renewed before its expiration date or you forgot the date.

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Various Add-on Covers for Your Car Insurance Policy

With car insurance, a little extra premium paid for motor insurance add on covers can turn out to be the wisest decision as it secures your family and your beloved car in an all-encompassing way. We, at HDFC ERGO, offer the most wholesome car insurance plans with attractive features and affordable premiums.

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5 Myths about Car Insurance to Avoid

Would you believe it if I told you, “Your red Honda Civic will attract a higher insurance premium than your neighbour’s black Civic”? Sounds outrageous and silly, doesn’t it? The red car myth is just one example of many such car insurance myths that have no rational basis but people still hold onto them.

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Tips to Get Lower Car Insurance Premium

Car insurance is a safeguarding shield that keeps you safe in case of accidental damages and other perils. In India, third party liability only policy is a mandate which helps in tackling the legal liabilities arising due to death, disability and injury caused to third party person or damage caused to third party property.

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4 factors  to Know about Zero Depreciation Insurance for Car

You may have heard about zero depreciation when discussing car insurance. It is an additional benefit available to the car owners by paying a slightly higher premium. In standard car insurance policies, zero depreciation is excluded.

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Important Terms to Know before Buying Car Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. Such a plan provides compensation in case of death or injury to third parties. It also covers third party property damage.

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How Can You Switch To A Different Motor Insurance Policy Smartly?

A lot of people deter from changing insurance company from where they have bought motor insurance policy because they think it to be a tedious task but in today’s technologically advanced world, it is completely hassle free to cancel an existing policy and opt for a new motor insurance coverage.

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Short Term Vs Long Term Two Wheeler Insurance Policies

Renewing your two wheeler insurance can be a pain. You have to keep track of the date of renewal and ensure that you pay the policy premium on time. Miss the date and you leave your two wheeler uninsured and vulnerable to accidents.

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Right Time for Car Insurance Renewal

It is mandatory to have a third party only insurance policy in India. Such a plan provides protection against any third party liability. Moreover, a comprehensive car insurance plan also covers damage to third party liability along with Personal accident cover and Own damage.

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Review of HDFC ERGO Car Insurance Plans

Purchasing a car is a long term investment. We generally give a lot of thought and research to the model and make of the car we want to purchase. Somehow, purchasing insurance for the same car is not given much importance.

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All you need to Know about Your Policy Coverage in Case of a Road Accident

As per the Ministry of Road Transport & Highways, India has witnessed more than 4, 80,652 road accidents during 2016 and fatalities rise by 3.2%. On an average more than 400 people lose their lives daily on road, due to accidents caused by the driver negligence is the most.

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#Dusktodawn - Cars Getting Repaired Overnight

Remember the last time when your vehicle met with accident? Heartbreaks!! Collision led to dents, damages and what not arggghhh, it’s a nightmare and we know that. What happened next? Vehicle underwent inspection and then got repaired probably in 1-2 days.

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Importance of No Claim Bonus for Car Insurance

Buying a car insurance policy provides the much-needed financial security if an unfortunate event occurs. In case of an untoward incident, your insurance provider will compensate you for the financial losses. However, in case you do not make any claims during the term of your policy, you may avail of a discount during your next policy renewal.

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Most common Reasons Why Car Insurance Claims Get Rejected

We all have motor insurance policies, but the idea of filing a car insurance claim can seem daunting and really mundane to many people. Indeed it is a bit tricky and very likely that something or the other may go wrong.

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How Can You Maximize The Use Of Your Motor Insurance Policy?

People often complain about insurance the most during the time of renewal when they have to shell out money to pay their premium. No matter how many times, agents or experts tell them motor insurance is good for their vehicle and will protect it in the event of an accident, they fail to see it as an investment that is crucial for the vehicle and think of it as superfluous or unnecessary since they haven’t needed it so far.

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Everything You Should Know Before Buying Auto Insurance for Your SUV Car

Imagine an ugly dent on your shiny, swanky, plush and robust SUV car. If this gives you goose bumps, then imagine what an unfortunate accident can do to your beloved car. This is why you need to immediately turn your attention to auto insurance for your SUV car. SUV cars have higher auto insurance cost as compared to other cars.

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All Things to Know about Four-Wheeler Insurance

As per Motor Vehicle Act, Third Party Insurance is mandatory in India. There are primarily two types of insurance policies which can be purchased by a customer, and are enumerated below: - Car insurance is a contract between you and the insurer.

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Insurance tips for buying or selling a used car

In an age where newer, bigger and smarter is better, we can never settle for what we have. It’s always about the next big thing and automobiles are no different. Those who wish to buy a new vehicle end up selling their used vehicle which others who simply want to get from point A to B end up buying for a competitive price that is far lesser than the market rate of the car.

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Car Insurance Importance in Financing Car Maintenance Cost

Owning a car makes you proud especially when you keep drawing admiring glances. However, maintaining the car and repair and servicing costs may cost you a great deal of amount.

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How well do you know these motor insurance terms?

If you ask a car enthusiast about his new vehicle’s engine capacity, mileage and anti-lock braking, they’ll be able to talk to you for days. However, very few people are aware about terms such as IDV, NCB and Third Party coverage.

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Importance of Third Party Car Insurance

While driving there is a real risk of being involved in an accident. It may lead to bodily injury or even death in some instances. There is also a possibility that there may be damages to the property of a third party.

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IDV of Vehicle and its Importance while Insuring Vehicles

Motor insurance third party liability is mandatory as per legal regulations. However, opting for a comprehensive motor insurance cover is advisable for a larger cover, which helps to deal with unforeseen situations.

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How Will Car Modification Affect Your Insurance Policy?

Planning to modify your car? Know how car modifications can have an impact on your car insurance policy.

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How to Use Car Insurance Premium Calculator Online

Know how car insurance premium calculator works in deriving your vehicle's premium

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How to Take Care of Your Car in Winter

A dip in temperature may bring relief from the heat in many parts of India. Sadly, the winter season spells more harm than good as far as vehicles are concerned. The winter may have a negative impact on your car, thereby forcing you to make out-of-pocket expenses in case of any damage.

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How to keep your motor insured while relocating?

Work and family commitments always keep us on the toes. One often keeps getting transferred from one city to another it’s quite common these days. While relocating you often have to take your vehicle along with to avoid discomfort of public transport commuting.

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How to Find the Right Car Insurance Policy for You?

Car insurance has a purpose and comes with many benefits for the car owner. And when you buy a car insurance with a trusted name like HDFC Ergo, it becomes affordable too!

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How To Claim Car Insurance?

Know how to claim car insurance. Buy car insurance policy online at HDFC Ergo.

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How Does Insurance Policy Change When You Sell Your Car?

Selling your car? Know how this decision of yours can impact your car insurance policy.

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Know How Your Car Type Affects The Car Insurance Premium

Did you ever chance upon the fact that the amount for car insurance that you are paying is likely to be different from what your brother-in-law or aunt or neighbour is paying and wondered why? Learn to compare the insurance policy coverage before buying it.

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Get your car summer ready

Summers are approaching and we do everything possible to keep away from the scorching heat, be it by carrying an umbrella, buying curtains that block the sunlight, wearing sunscreen, and keeping oneself hydrated by drinking ample of water.

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Factors Influencing Your Car's Insurance Premium

Car insurance, especially third party liability only is a mandatory policy for all the car drivers in India. For covering the legal liabilities arising for damage caused to third party vehicle and person, a third party liability only policy is important.

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Effect of Policy Expiry on Car Insurance Renewal

Insurance is your best protection against an unforeseen incident that may result in damages to your car. Renewing the insurance policy is essential and also crucial for protecting your car, loved ones, and you against any possible eventualities.

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Don't Procrastinate for Second-Hand Car Insurance Transfer

The automobile industry in India is growing at a very rapid rate. The used car market, in particular, has witnessed a spurt in demand. Many are now realizing that a pre-owned car purchase is a good option with regards to price and value for money

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Different Types of Motor Insurance Policies In India

There is nothing sweeter to the ear than the vroom of the engine when you start your new car or bike. In a land where having a car or a bike is more of a status symbol than merely a facility to commute, it is no surprise that these vehicles come to occupy significant sentimental value in the minds of their owners.

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Steps To Follow While Dealing With Car Insurance Claim Inspection

At that moment when your vehicle meets with an accident you turn on the panic mode. But wait! Instead of panicking do the following- Check if your vehicle is in driving condition or not? It is recommended not to drive if the damages are interfering with vehicle’s smooth operation.

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Consequence of Not Having a Motor Insurance in India

In India, driving on a public road without a valid third party liability policy is illegal. One needs to understand the fact that a valid motor insurance policy not only helps to keep the legal complications at bay but also secures you and your vehicle against unprecedented incidents.

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What Are The Benefits Of Buying A Comprehensive Motor Insurance Policy?

Since having a third party insurance is mandatory, many people tend to question why they need to pay more for comprehensive car insurance. To ensure that your cherished car is protected from any risk of loss or damage, it is wise to invest in comprehensive car insurance policies.

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A quick and easy understanding of SUV car insurance

Your SUV is the signature of your raw, rugged, untamed and adventurous way of life. When I first drove my robust beast, it was fulfilling, liberating and I patted my back for taking the best decision of my life. However, car insurance for SUV did seem like a setback.

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Car Insurance Claim- When Your Friend Is Driver and Meets Accident

Imagine a situation where you have given your car to your close friend for a long drive. Hours later your friend calls to inform you that he has met with an accident. At such a point, there will be numerous questions in your mind. You may wonder whether you can claim insurance for your damaged vehicle.

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Car Insurance Quote: An Important Parameter While Choosing Car Insurance

Motor insurance is essential, which makes it important to choose wisely. You may take quotes from different insurers and compare these to make an informed decision. Searching through online portals to receive the best plans from renowned companies enables you to compare and buy the most beneficial plan instantly.

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Benefits Of Having A Roadside Assistance Cover In Your Car Insurance Plan

Roadside Assistance Cover in your Car Insurance Plan is an add-on cover and acts as your most trusted ally when the vehicle breaks down. In other words, Roadside Assistance Coverage means a professional technician comes to your rescue when your car breaks down in the middle of the journey leaving you stranded.

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Benefits of No Claim Bonus On Car Insurance

If you conduct a poll to determine the words that bring maximum happiness to the hearts and minds of working class Indians, the word “bonus” will surely rank No. 1! Let us take a look one such bonus – the No Claim Bonus in Car Insurance policies and its many benefits.

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5 Benefits of Car Insurance

As per Motor Vehicle Act, a Third Party insurance is compulsory and you must purchase one whether you buy a new or a used vehicle. You may purchase a comprehensive cover as well.

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All You Need to Know about Add-On Plans in Car Insurance

Car insurance, very often referred to as motor insurance, is an insurance product that offers coverage to your vehicle and\or any third party liability, in case of any damage by/or to your vehicle.

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How Bad Driving Can Lead To Higher Insurance Cost?

In today’s culture, a major chunk of drivers are involved in some kind of bad driving, whether it is due to carelessness or distraction. It may include a number of activities like eating or drinking while driving, texting or talking on the phone, day dreaming and most importantly drunk driving.

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4 Steps for Availing Continuous Benefit of Car Insurance When Moving To Other State

Moving out from our existing state to a new place is a tedious task, while you are deeply engaged in transferring and making arrangements to transfer and establish your base in a new state, there are several other things as well that needs serious consideration.

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A look at Affordable Car Insurance Plans

You would have often heard people call their cars, baby. Well, aren't they? They need to be taken care of, pampered with regular servicing and taken out for outings.Cars have become both a status symbol and a necessity today, but still for many, buying their dream car is an overwhelming experience.

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How to decide which add-on cover do you need for your car?

Buying a car is indeed a moment to celebrate and rejoice; after all it’s an achievement. Probably, after buying a house, a car is the most important asset you would love to own. However, it is equally crucial to secure your car from possible threats and uncertainties.

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5 things which affect Your Car Insurance Premium

Car Insurance premium is the amount that you pay to your insurer for the cover that they provide you. Widely there are two types of car insurance third party liability cover and comprehensive car insurance cover.

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5 Safety tips while driving your personal car

Driving always involves a certain amount of risk, especially during a long trip to unexplored routes. Road accidents are increasing at an alarming rate, and repair stations might not be always approachable. In such a scenario, a lot of thought and preparation needs to be put in order to organize a secure and carefree road trip.

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5 Factors to Consider before Car Insurance Transfer

The used car market has seen significant growth during the last few years. Almost 22 used cars are sold for every 10 new automobile sales. When you choose to buy a second hand car, there is a lot of work you need to do. You must research your options, inspect the cars, and test drive before making your decision.

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3 Common Mistakes People Make While Buying Car Insurance

Policy wording with details of inclusions and exclusions, legal aspects and the cost involved are some of the complexities that people face while buying a car insurance plan. Lack of awareness creates unnecessary confusion in understanding how a Car Policy works.

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10 reasons why car insurance claims get rejected

None of us like rejections be it job rejection or VISA denial, it just puts us down feeling demotivated and discouraged. Similarly unfortunately if your car insurance premium gets rejected it might bring in mental stress and let you down.

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Things You Probably Didn’t Know About Car Insurance

A car policy makes a person feel safe and secure while driving on the road.It ensures the drivers that someone has their back, always. While third-party insurance is made mandatory by the government, it is advised to go for a comprehensive plan that covers you and your car too.

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Is it essential to opt for Hydrostatic Lock Cover when buying or renewing your car insurance?

Driving back home on a bright sunny day or travelling across your dream destination is a blissful experience. However, Indian weather is quite unpredictable, incessant rains or snow fall may interrupt with the smooth functioning of your car.

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Car Insurance Premium Calculator

Car insurance premium calculator allows you to compute the premium of a car as well as compare benefits. Though premium is not the only best criteria to choose a car insurance policy, calculating premium before purchase gives you a fair idea of policy quotes.

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Drive safely in monsoon

Monsoon is one season that a vehicle owner dreads. This is the time of the year where the owner incurs maximum maintenance costs and most of the times it is out of compulsion rather than out of choice. Monsoons in India is famous for heavy rainfalls, water logging, land slides, car skidding and accidents.

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Factors determining motor insurance premium

Owning a vehicle has become all too necessary in the present day and age. The fact that vehicles like a two wheeler or a car has multiple utility only adds up to their merits. They can be used for personal as well as commercial purposes. No wonder we shop around a great deal while making a purchase decision for one of the vehicles that we need.

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Get Your Automobile Secured with HDFC ERGO’s Comprehensive Motor Insurance this Monsoon

India being predominantly an agricultural economy, monsoons are special for Indians. While monsoons bring joy and hope for us, they also call for extra care to negotiate rainy season without any troubles. Due to the climatic changes, alterations are required in lifestyles to protect from the adverse effects of changed climate.

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How to get motor insurance quotes online?

The category of motor involves 2 wheelers, private vehicles and also commercial vehicles. Before deciding on the Motor Insurance Policy that one would like to buy it is an important step to obtain the quotes first.

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Insure your dream car and vroom ahead hassle free

As a child did you dream of driving your favorite car one day? Well you are not alone. A car is an asset that everyone is proud to own; often it’s a large milestone in a lot of people’s lives.

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Know Your Personal Car Insurance

While most of us dream of a owning a car, we rarely think about the risks that come with the ownership of a personal vehicle. Accidents can happen despite your great driving skill. With driving conditions – conditions of roads, general disregard for pedestrian rules etc. – not always favourable, injuries can happen to yourself or someone else while you drive your car.

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Motor Insurance is not for Drunken Drivers

Buying a motor car is a dream for the most and it is still considered as a major milestone of life for many in India. However, knowing about driving safely is as important as owning a personal car. The law of the land mandates that every owner of a motor vehicle must have the third-party liability insurance.

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Road Accidents and Need for Motor Insurance

Along with the utility and convenience, motor vehicles also bring risks – minor as well as serious ones – to their owners. While driving on roads, there can be instances where the motor vehicle can get into an accident, causing injuries / death to the owner or driver of the vehicle, co-passengers, injuries / death to people walking on the road or damage to third party property.

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Car Insurance - Tips to Help Lower Your insurance Rates

Simply owning a car is just not enough, you need to buy car insurance, in order to protect your car from unforeseen events. This leads to adding up of an additional expense factor in your monthly bill. Some of the time car insurance premium strains your budget to an extent that you find ways to lower them to an extent they are manageable.

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Types and Kinds of Car Insurance Policies

There is a lot of confusion among people when they are confronted with idea of different kinds and types of car insurance policies. To make things simple and easy to understand we have made clear distinction.

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Types of Motor Insurance

No other technology – apart from construction and telecommunications – has had such a profound impact on mankind as automotive technology. From its humble beginnings in the late nineteenth century and a global spread through the whole of twentieth century, the automotive sector has grown rapidly and has witnessed rapid transformation.

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What does your motor insurance quote cover?

The whole purpose of getting motor insurance quote from various insurance providers is to get the best coverage at the most affordable cost. Many of you go to multiple vendors to get the quotes in order to make an informed choice in terms of coverage.

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What is Third Party Pool

As many talks are taking rounds in the industry over the issue of Third party pool; be it rise in Third party pool provisioning or dismantling it. We will take you through a complete story of Third party pool from it's formation, the problems it had faced in last couple of years.

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Car Insurance Renewal - Why it is important to do it on time?

Getting your car insured is mandatory by law for every car owner. Failing to get your car insured or renewing your existing car insurance policy is penalized by the road traffic authorities. Hence, up-to-date car insurance is a necessity if you want to drive your car without being hassled by the authorities.

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Is Travel Insurance Mandatory while traveling abroad?

Just like your perfect accommodation, flight tickets and luggage are important for travelling abroad, similarly buying travel insurance is mandatory too.

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When Not To Claim Car Insurance

HDFC ERGO is fully committed to making the insurance process easy for motor vehicle owners, which is why it has a zero hassle and quick..

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Add-On Covers For Your Car Insurance Policy

A few years ago, insurance companies used to offer a standard insurance cover, but with changing times, even the insurance companies...

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