Comprehensive
Protection
Covers Home Structure
Worth upto ₹10 crore
Attractive Discounts
Up To 45%* Off
Covers Home Belongings
Worth upto ₹50 lacs
Your home is undoubtedly a sanctuary, where you wish to feel safe and at peace, huge amount of money goes into putting building, furnishing and decorating a home. So, most people choose to safeguard such cherished homes with a home insurance policy. In order to make your home insurance more comprehensive,. In a country where the climate is hot and humid for the most part of the year, air conditioners are considered basic necessities. With every household featuring multiple ACs to make life more comfortable, the cost involved rises with each AC purchased.
Considering the high prices of these ACs and continual technological innovations that keep improving the features, but at a higher price, there is a definite need to protect these useful appliances from damages and threat of being stolen. You can insure your air conditioners under home insurance and live life tension-free
Every household nowadays has multiple air conditioners that have a lot of built-in features. And these are expensive to buy and maintain too. A comprehensive home insurance policy that covers air conditioner has the following benefits
Insurance against damage: covers any financial loss due to the accidental damage or electrical mechanical breakdown of the machine Insurance against loss due to burglary or theft.
Easy payment options: Multiple payment options, including net banking, mobile wallet, cards, etc., are available to make the experience trouble-free and easy for the customers
Affordable premium: For a nominal premium amount, depending upon the cost of the air conditioner, high coverage is provided to the insured.
The premium of the insurance policy for your air conditioner depends upon multiple factors that influence the premium cost as well as the coverage that comes with it. Here is a look at the same:
Price range of the AC: Different premium are charged for different models of ACs, based on their price or the Sum Insured you opt for the same.
Duration of the plan: The premium amount will change as per the policy duration and coverage sought.
See what is covered and what is not covered
Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
We understand that in times of distress, instant help is the need of the hour. Our in-house claims team provides round the clock support to ensure a hassle-free claim experience. We ensure to be your constant support system in times of need.
Since, last 24 years, we have been catering to endless customer requirements seamlessly, by providing a wide range of plans and add on covers for every portfolio.
HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
HDFC ERGO has won under “Claims and Customer Service Excellence” category at FICCI Insurance Industry Awards, 2021.
Real stories from people who love our products.
PRIVATE CAR COMPREHENSIVE POLICY
I must say that HDFC ERGO provides the best services to their customers.
7/12/2024
Private Car Comprehensive Policy
HDFC ERGO's chat team member helped me to know whether ekyc was linked to my policy or not. The customer care executive also guided me how to link it. I appreciate the quick response and helpful nature of your executive.
11/21/2024
PRIVATE CAR LIABILITY ONLY
Excellent. I highly recommend this policy for your home
8/3/2021
Health Suraksha Individual Policy
I will recommend HDFC ERGO who need health insurance.
Health Suraksha Family Policy
Very good for claim time I'm so impressed to hdfc ergo policy... intimation claim and others benefits......
Health Insurance
Great service
8/6/2025
my:health suraksha family
I Am Very Happy With Hdfc Ergo Health Insurance Since 5 Years
PRIVATE CAR
We can access HDFC ERGO car insurance policy details at anytime easily. Your customer care representatives are very friendly.
5/10/2024
PRIVATE CAR COMPREHENSIVE POLICY
I must say that HDFC ERGO provides the best services to their customers.
7/12/2024
Private Car Comprehensive Policy
HDFC ERGO's chat team member helped me to know whether ekyc was linked to my policy or not. The customer care executive also guided me how to link it. I appreciate the quick response and helpful nature of your executive.
11/21/2024
PRIVATE CAR LIABILITY ONLY
Excellent. I highly recommend this policy for your home
8/3/2021
Health Suraksha Individual Policy
I will recommend HDFC ERGO who need health insurance.
Health Suraksha Family Policy
Very good for claim time I'm so impressed to hdfc ergo policy... intimation claim and others benefits......
Health Insurance
Great service
8/6/2025
my:health suraksha family
I Am Very Happy With Hdfc Ergo Health Insurance Since 5 Years
PRIVATE CAR
We can access HDFC ERGO car insurance policy details at anytime easily. Your customer care representatives are very friendly.
5/10/2024
PRIVATE CAR COMPREHENSIVE POLICY
I must say that HDFC ERGO provides the best services to their customers.
7/12/2024
Private Car Comprehensive Policy
HDFC ERGO's chat team member helped me to know whether ekyc was linked to my policy or not. The customer care executive also guided me how to link it. I appreciate the quick response and helpful nature of your executive.
11/21/2024
PRIVATE CAR LIABILITY ONLY
Excellent. I highly recommend this policy for your home
8/3/2021
Health Suraksha Individual Policy
I will recommend HDFC ERGO who need health insurance.
Health Suraksha Family Policy
Very good for claim time I'm so impressed to hdfc ergo policy... intimation claim and others benefits......
Health Insurance
Great service
8/6/2025
my:health suraksha family
I Am Very Happy With Hdfc Ergo Health Insurance Since 5 Years
PRIVATE CAR
We can access HDFC ERGO car insurance policy details at anytime easily. Your customer care representatives are very friendly.
5/10/2024
1
You can add air conditioner coverage while purchasing or enhancing your home insurance policy, subject to the insurer's terms and eligibility criteria.
2
No, you do not need to visit an insurance office every time. Premium payments can typically be made online through convenient digital payment options such as UPI, net banking, debit cards, and credit cards.
3
You can notify the insurer as soon as the loss or damage occurs and follow the claim process specified in your policy documents.
4
The required documents may vary depending on the nature of the claim, but generally include policy details, proof of loss or damage, and supporting documents requested by the insurer.
5
Yes, claims may be subject to an applicable deductible or excess amount, as specified in the policy terms and conditions.
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