• Introduction
  • Choose your plan
  • Why Choose HDFC ERGO?
  • Other Related Articles
  • FAQs

Health Insurance For Individuals

 

In today’s fast paced world there are so many factors that affect your health. The best thing to do is to insure your health for utmost well-being. So that, when age, sedentary lifestyle, environmental changes, accidents, addictions etc threaten your health and pile you with medical bills, you can breathe a sigh of relief. Also, it might be a smart to buy your health insurance at a younger age. This gets you lower premiums and bigger coverage. Secure your health today!

Choice is power. Exercise it by picking the plan that suits you the most.

Best Selling Base Plan
Are you looking for an all-round health cover? If yes, choose Health Suraksha Insurance. It offers benefits like no room rent limits, no entry age restrictions, lifelong renewability and more.
 Explore & Buy
Affordable Top-up plan
Boost up your existing health plan with a super top-up policy that offers higher coverage at a lower premium. This plan is designed to keep the stress of medical bills at bay and beat the medical inflation.
Explore & Buy
Affordable Base Plan
Looking for a health plan that takes care of all your medical needs at an affordable premium? Then, my:health Medisure Classic is the plan for you. Offering coverage for Ayurveda treatments, no entry age restrictions, and critical illness coverage.
Explore & Buy
 

What makes Health Insurance a must-have for Individuals?

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Lifestyle Diseases

Stress, pollution, unhealthy eating habits, gadget addiction and undisciplined lives have made lifestyle diseases widespread.

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Inadequate insurance

Do you think you are securely covered under one insurance policy against all threats? Be informed that your employee health cover may prove insufficient.

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Beat medical inflation

The cost of medical treatment in India is always on the rise. With adequate medical insurance, you can insure an unfortunate ailment at an early age.

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Big Savings

Avail discounts on paying for 2/3 years policy tenure, also buying insurance policy for more than 2 family members on individual sum insured basis can fetch you more discounts.

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Early Decision

Getting insurance early has innumerable benefits right from lower premiums to wider coverage options.

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Tax Savings

Insurance is a tax saving instrument. Enjoy upto ^^Rs.50,000 Tax savings annually under section 80D with health insurance plans.

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Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Transparency In Every Step!

Claims is the most important part of insurance policy and we attach maximum importance to seamless claims process. **90% of pre-authorised cashless health claims are responded within 22 minutes and reimbursement claims are approved within 3 days.
Why HDFC ERGO?

Wellness App.

We go beyond health insurance, caring for your body as well as mind. my:health services application will help you embrace a healthy lifestyle. Get your health card, track your calorie intake, monitor your physical activity and enjoy well-being at its best.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Transparency In Every Step!

Claims is the most important part of insurance policy and we attach maximum importance to seamless claims process. **90% of pre-authorised cashless health claims are responded within 22 minutes and reimbursement claims are approved within 3 days.

Integrated Wellness App.

We go beyond health insurance, caring for your body as well as mind. my:health services application will help you embrace a healthy lifestyle. Get your health card, track your calorie intake, monitor your physical activity and enjoy well-being at its best.

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.

Other related articles

 

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Frequently asked questions

Looking at the healthcare inflation cost coupled with the lifestyle disease epidemic, health insurance is needed to help you pay for health care in the event of unexpected illness or injuries. Health insurance covers medical uncertainties and ensures quality medical treatment at the time of need.
Earlier the better. Typically, when you are in your early 20s and you have just started earning health insurance also helps in financial planning and offers wider coverage at a lower premium.
Your own health insurance means an all round cover that secures your medical needs. After a period when you are no more eligible to stay covered under your parent's policy, your own health insurance helps you at times of need.
Your ideal sum insured or total coverage would highly depend on factors such as your current age, lifestyle, medical history, income and place of residence. Looking at the medical inflation, most of our customers prefer a health insurance policy with a sum insured of 5 lacs and above.
Health Insurance covers not just major illnesses but also illnesses due to infection and accidents which can affect anyone at any point of time in life. Hence health insurance is equally important for a fitness expert or an athlete.
Absolutely! With employee health cover the major drawbacks come in picture when you leave your job that's when your policy goes out of action and exposes you to health risks. Your new employer may or may not cover you sufficiently. Ill effects of job loss cannot be ignored. Also, having your own policy means a better buying decision and complete control to buy a cover which suits your requirement from time to time.
Yes! We do cover you subject to no adverse medical conditions due to same.
Register your claim within 7 days of hospitalization and send us a duly signed claim form along with all the mentioned documents within 15 days and you are done. The approved claim will be paid within 3 days. In case you are admitted to any of our network hospitals, you easily can avail cashless facility where we would directly reimburse all the admissible expenses to the hospital. 
You can raise a claim via Mobile application my :health services. At HDFC ERGO, 90% claims are being settled within 3 days and 90% are cashless claims are pre-authorized within *22 minutes.

For hospitalization/claim, customer can contact via

Call: 022 6234 6234

Fax: 1860 2000 600

Email: healthclaims@hdfcergo.com

Register your claim through our mobile app and website.

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