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  • Introduction
  • What's included?
  • What's not included?
  • Why Choose HDFC ERGO?
  • FAQs

Travel Insurance For Individuals

Is it work or vacation, business or leisure that keeps the traveler in you alive? Whatever the answer, we ensure you have no reason to slow down. Travel insurance secures all possible risks and prepares you for unforeseen situations. Are you excited to map destinations on your own and bring out the hidden wanderer in you? If yes, then it’s time to leave your worries behind and embark towards your dream destination. While traveling alone to an overseas destination is a fun-filled thing to do, it also calls for enough precaution and care.

Where do you wish to wander today? 

Asia
Asia
Experience the diversity of Asia without a single worry with our travel insurance plans. The medical insurance coverage comes in particularly handy when traveling to remote parts of the continent.
Schengen countries
Schengen countries
While it is compulsory to get travel insurance to obtain a Schengen visa; the sceneries shine brighter, and parties get louder when you have someone looking out for you at every step of the way!
Worldwide, excluding USA and Canada
Worldwide, excluding USA and Canada
For nomads constantly hopping from one country to another, a comprehensive travel insurance plan offers the safety and peace of mind to travel at will to any part of the world without any hassles. 
Worldwide coverage
Worldwide coverage
It’s beautiful to see the sunrise from a different country every week, but as a globetrotter, you must also prioritise your safety. Travel the world fearlessly as we protect you and everything dear to you.

What’s Included?

Medical Related Coverage

Emergency medical expenses
Emergency medical expenses

If there’s a medical emergency, we’re there with our cashless treatment facility because you’ve got a friend in us.

Emergency dental expenses
Emergency dental expenses

Did you know that dental expenses abroad can exceed your trip budget? But don't worry, our emergency dental treatment will ensure a smile in every selfie!

Medical evacuation
Medical evacuation

We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.

Hospital daily cash allowance
Hospital daily cash allowance

Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.

Medical & Body Repatriation
Medical & Body Repatriation

In case of a death, we’ll bear the cost to transfer the mortal remains to the home country.

Accidental death
Accidental death

We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.

Permanent Disablement
Permanent Disablement

If an unfortunate accident causes permanent disability, we’ll provide a lump-sum compensation to make things a little easier for you.

Baggage-related coverage

Loss of Baggage & Personal Documents
Loss of baggage & personal documents

You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.

Loss of checked-in baggage
Loss of checked-in baggage

What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.

Delay of checked-in baggage
Delay of checked-in baggage

You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted.

Journey-related coverage

Personal liability
Personal liability

In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.

Financial Emergency Assistance
Financial Emergency Assistance

Even on a solo travel you are not alone. We’ll provide emergency cash in case of robbery, theft, or dacoity.

Hijack Distress Allowance
Hijack Distress Allowance

We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.

Flight delay
Flight delay

Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.

Hotel Accommodation
Hotel Accommodation

Let us take care of your extended hotel accommodation while you recover from your medical emergency.

What’s Not Included?

Breach of Law
Breach of Law

Any sickness or health issues caused to due to war or a breach of the law.

Consumption of Intoxicant substances
Consumption of Intoxicant substances

If you consume intoxicant or banned substance, the policy shall not entertain any claims.

Pre existing diseases
Pre existing diseases

If you’re suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.

Cosmetic and Obesity Treatment
Cosmetic and Obesity Treatment

If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.

Self Inflicted Injury
Self Inflicted Injury

We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you

Adventure Sports
Adventure Sports

Any injury caused due to an adventure sport remains uncovered.

International Travel Insurance for Most Visited Countries

Individual Single Trip International Insurance

As the name goes, single trip international insurance is apt for all those who wish to travel just once to a particular overseas destination. Just like you wish to go on a solo backpacking to Georgia or Bahamas or a business conference at U.S.A this travel insurance is best for you. If you are a group of friends or family going for a vacation then this suits the best. HDFC ERGO offers comprehensive benefits, like offering medical cover when you fall sick or face an accidental injury.


Individual Multi Trip International Insurance

For the ones who are always on the go and keep hopping to multiple countries or visit the same country many times a year, this insurance is a must. The best part is it saves you from the hassle of multiple renewals. You can buy it for a year and travel as much as you wish to without worrying about getting travel insurance for every single trip. This is best suited for frequent flyers!


Individual Travel Medical Insurance

Travel Insurance is a must for medical necessities! We all know medical expenses cost a bomb at international destination even a minor injury or fever treatment may hamper your trip budget. Hence, it’s always recommended to buy travel insurance for medical coverage. We offer benefits like:

  • Emergency Medical Expenses
  • Emergency Dental Treatment Expenses
  • Medical Evacuation
  • Hospital Daily Cash
  •  


Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.
Why HDFC ERGO?

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need 24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.

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Frequently asked questions

Select the sum insured which will optimally cover you in case of any eventualities. We recommend the same basis your country of visit as average medical treatment cost varies from country to country.
Certainly, you can buy a travel insurance policy for your parents on Individual Sum Insured basis or on floater basis as you deem right.
Yes you can. HDFC ERGO travel Insurance policy offers cover to unaccompanied minor.
No. You can buy travel insurance for your immediate family members only.
Yes you can buy travel insurance in case you suffer from hypertension/ diabetes by delaring the same. However, in case of a medical emergency, you will be covered for all expenses excluding those of your pre-existing disease.
Deductible is the amount that the insured has to bear first in all cases and is deducted from the payable claim amount.
Sublimit is applicable for only those over 61 years of age. The same is specified in the policy schedule.
No, there is no such requirement. Just declare if any pre-exisiting disease condition and you are good to go.
This policy does not cover pre-existing diseases. A pre-Existing Illness’ is one with which the person is already suffering from before he buys the policy.
Emergency Medical Evacuation means arrangement for transportation required to move an insured to the nearest hospital and Medical Repatriation means arrangement for transportation required to move an insured to his/her country of residence following an emergency.
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