Two Wheeler Insurance Third Party Rates increasing by up to 20% from 16th June 2019. Renew Today!!

  • Introduction
  • What's included?
  • What's not included?
  • Why Choose HDFC ERGO?
  • FAQs

Two Wheeler Third Party Liability Insurance

Looking for a third party liability insurance for your two-wheeler? if yes, secure your bike with our Two wheeler's third party liability cover and never let unintentional accidents make you hit the reverse button. Any third party liability claims that might arise will be dealt with easily and quickly by us! Get 24 x 7 assistance with HDFC ERGO! In the event of an accident we cover legal liability for injury, death and/or property damage caused to a third party.

What’s included?

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Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lacs to safeguard you against untoward medical emergencies. Read More...

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Third Party Liability Person

Did your vehicle cause injuries to another person? Worry not! Your third-party insurance coverage offer coverage to all your liabilities related to medical needs of a third party.

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Third Party Property Damage

Did you accidentally collide with another person’s vehicle or property? If yes, do not worry as we cover upto Rs. 7.5 lacs towards third party property damages.

As per Supreme Court's recent mandate Compulsory Personal Accident cover is mandatory, without CPA your claim may get rejected.

Order of IRDAI on Premium Rates for Motor Third Party Liability Insurance Cover for the Financial year 2019-20 effective from 16th June, 2019

What’s not included?

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Contractual Liabilities

We offer an all round cover for your two wheeler, however contractual liabilities remain out of coverage for this policy.

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War & Nuclear Risks

War can be disastrous and leave a lasting impact, however any damage caused to third party person or property because of war & nuclear risks remains uncovered.

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Limitations as to use

We highly regret for not covering any claims if your two wheeler has been involved in speed testing, organized racing etc.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Take a quick look at our customer base, and you are sure to be amazed to see 1 Crore+ smiling faces! The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest claim paying abilities!
Why HDFC ERGO?

Overnight Car Repair Services

The stars might refuse to shine, but we will never refuse to repair! We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step .We offer these services in 13 cities at present!
Why HDFC ERGO?

Transparency at its best

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. With 30 Minutes*** claim approval & online claim intimation via QR code we’ve been winning customer smiles everywhere.
Why HDFC ERGO?

All the support you need-24x7

Get hassle-free support every day, every week whenever and wherever you need! With our dedicated in-house claims team and customer support, we ensure every query is responded . Isn’t that great? To know someone has your back even in the middle of the night?
Why HDFC ERGO?

Go Paperless! Go Boundless!

Why stick to age-old time-consuming paper works when HDFC ERGO can get all your works done paperless? The online transactions make you boundless and free! Your time is valued at HDFC ERGO!
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Take a quick look at our customer base, and you are sure to be amazed to see 1 Crore+ smiling faces! The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest claim paying abilities!

Overnight Car Repair Services

The stars might refuse to shine, but we will never refuse to repair! We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step.We offer these services in 13 cities at present!

Transparency at its best

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. With 30 Minutes*** claim approval & online claim intimation via QR code we’ve been winning customer smiles everywhere.

All the support you need- 24 x 7!

Get hassle-free support every day, every week whenever and wherever you need! With our dedicated in-house claims team and customer support, we ensure every query is responded .Isn’t that great? To know someone has your back even in the middle of the night?

Go Paperless! Go Boundless!

Why stick to age-old time-consuming paper works when HDFC ERGO can get all your works done paperless? The online transactions make you boundless and free! Your time is valued at HDFC ERGO!

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Frequently asked questions

It covers any third party liability arisen out of the use of your vehicle which results in death or injury or third party property damage
Yes, you can buy a third party liability insurance policy and it is mandatory as per the Motor Vehicle Act.
It is needed to protect your vehicle against any third party liability in terms of death or injury or third party property damage.
No, you cannot cancel your existing third party policy.
Yes, you can easily buy a third party liability insurance policy online
The premium depends upon the cubic capacity of your vehicle and the premium is decided by the IRDAI.
Third party claims are processed on the basis of the summon received by the court.
It protects your vehicle against any third party liability in terms of death or injury or third party property damage.
The policy duration is 1 year for new vehicles & there are multiple option available for vehicles older than one year, ranging from 1 year to 3 years.
The premium depends upon the cubic capacity of your vehicle and the premium is decided by the IRDAI.
One has to approach the insurer to record any changes in the existing policy. Supporting documents with regard to the changes are required to process the request.
Yes, you can get a duplicate insurance policy copy at a nominal charge.
Yes, you can get a duplicate insurance policy copy at a nominal charge.
Awards & Recognition
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