• Introduction
  • What's included?
  • What's not included?
  • Why Choose HDFC ERGO?
  • FAQs

Two Wheeler Third Party Liability Insurance

Looking for a third party liability insurance for your two-wheeler? if yes, secure your bike with our Two wheeler's third party liability cover and never let unintentional accidents make you hit the reverse button. Any third party liability claims that might arise will be dealt with easily and quickly by us! Get 24 x 7 assistance with HDFC ERGO! In the event of an accident we cover legal liability for injury, death and/or property damage caused to a third party.

What’s included?

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Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lacs to safeguard you against untoward medical emergencies. Read More...

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Third Party Liability Person

Did your vehicle cause injuries to another person? Worry not! Your third-party insurance coverage offer coverage to all your liabilities related to medical needs of a third party.

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Third Party Property Damage

Did you accidentally collide with another person’s vehicle or property? If yes, do not worry as we cover upto Rs. 7.5 lacs towards third party property damages.

What’s not included?

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Contractual Liabilities

We offer an all round cover for your two wheeler, however contractual liabilities remain out of coverage for this policy.

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War & Nuclear Risks

War can be disastrous and leave a lasting impact, however any damage caused to third party person or property because of war & nuclear risks remains uncovered.

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Limitations as to use

We highly regret for not covering any claims if your two wheeler has been involved in speed testing, organized racing etc.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Take a quick look at our customer base, and you are sure to be amazed to see 1 Crore+ smiling faces! The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest claim paying abilities!
Why HDFC ERGO?

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and in-house claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Insurance without Inspection

You'll be glad to know that even if you don't have an active two-wheeler insurance we will cover your vehicle without any inspection.
Why HDFC ERGO?

Instant Claims

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. Within 30 minutes*** claim approval and online claim intimation via QR code we have been winning customer smiles everywhere.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and in-house claims approval team, we ensure to be your constant support system in times of need.

Insurance without inspection

You'll be glad to know that even if you don't have an active two-wheeler insurance we will cover your vehicle without any inspection.

Instant Claims

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. Within 30 minutes*** claim approval and online claim intimation via QR code we have been winning customer smiles everywhere.

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with easy payment methods. Your policy straight-away sits in your inbox**.

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Frequently asked questions

It covers any third party liability arisen out of the use of your vehicle which results in death or injury or third party property damage
Yes, you can buy a third party liability insurance policy and it is mandatory as per the Motor Vehicle Act.
It is needed to protect your vehicle against any third party liability in terms of death or injury or third party property damage.
No, you cannot cancel your existing third party policy.
Yes, you can easily buy a third party liability insurance policy online
The premium depends upon the cubic capacity of your vehicle and the premium is decided by the IRDAI.
Third party claims are processed on the basis of the summon received by the court.
It protects your vehicle against any third party liability in terms of death or injury or third party property damage.
The policy duration is 1 year for new vehicles & there are multiple option available for vehicles older than one year, ranging from 1 year to 3 years.
The premium depends upon the cubic capacity of your vehicle and the premium is decided by the IRDAI.
One has to approach the insurer to record any changes in the existing policy. Supporting documents with regard to the changes are required to process the request.
Yes, you can get a duplicate insurance policy copy at a nominal charge.
Yes, you can get a duplicate insurance policy copy at a nominal charge.
Awards & Recognition
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