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4.4
Customer RatingsBajaj CT 110 Two Wheeler Insurance
You have just bought a Bajaj CT 110, a reliable and economical motorcycle that perfectly fits your daily commuting needs. One day, an unexpected situation arises as you ride through the streets—a minor accident. Though the damage is not severe, it leaves you thinking about the expenses involved. This is when you realise the importance of having the right Bajaj CT 110 bike insurance.
Features of Bajaj CT 110 Insurance
| Key features | Description |
| Claim Settlement | Quick claim processing through an AI-enabled tool – IDEAS |
| Multiple Add-ons | Customise your Bajaj CT insurance policy by selecting add-ons of your choice, such as emergency roadside assistance, zero depreciation, and more. |
| Claim Settlement Ratio | Stay worry-free, knowing we have a 100% claim settlement record. |
| Affordable | Get instant coverage starting at ₹538 |
| Cashless Repairs | Get your bike repaired without paying upfront at over 2000+ garages across India |
| Instant Cover | 3 minutes is all we need to secure your bike |
| Repair Service | Enjoy doorstep bike repair service |
Benefits of Bajaj CT 110 Bike Insurance
| Key Benefits | Description |
| Personal Accident Cover | Enjoy personal accident coverage of up to ₹15 lakhs |
| Roadside Assistance | With emergency roadside assistance, you can have your bike repaired anytime, anywhere. |
| No Claim Bonus | Discount on premiums at renewal up to 50% |
| Buying & Renewal Process | Online/Offline |
| IDV Customisation | Yes |
| Add-on Covers | Choose from 9 add-on covers |
Types of Bajaj CT Insurance HDFC ERGO Offers
Get all-around financial protection covering theft, damage due to accidents and natural calamities, and legal liabilities towards third parties. You can purchase this policy for one, two, or three years
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This basic cover is legally mandatory. It protects against injuries caused to third parties or damages made to their properties by your insured bike. However, it does not cover damage to your motorcycle. The IRDA determines the Bajaj CT 110 third-party bike insurance price.
Personal accident cover
Third-party property damage
Injury to a third-party person
This cover protects your bike against theft and damage caused by natural calamities or accidents. You can purchase this plan only if you have third-party liability coverage.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
Bajaj CT 110 - Overview & USPs
The Bajaj CT 110 is currently available in only one variant but gives you the option to choose from three different colours: wild green, ebony black with red decals, and ebony black with blue decals. The key specifications of this bike are:
| Ex-showroom price | ₹61,869 |
| Engine Displacement | 115.45 cc |
| Mileage | 70 km/l |
| Maximum Torque | 9.81 Nm |
| Maximum Power | 8.60 Bhp |
| Kerb Weight | 127 kg |
| Front and Rear Brake | Drum |
| Fuel Capacity | 11 Litres |
| Ground Clearance | 170 mm |
| Wheelbase | 1285 mm |
Need for Bajaj CT Insurance Policy
• Legal Requirement
Having at least third-party insurance is mandatory, according to the Motor Vehicles Act of 1988, to legally ride your Bajaj CT bike on Indian streets.
• Personal Accident Cover
A comprehensive policy ensures financial security for the owner-rider in case of accidental injuries, disability, or death.
• Cashless Repairs
You can get your bike repaired at network garages without paying upfront.
• Peace of Mind
It gives you a sense of security, knowing you don’t have to face unexpected financial stress due to bike damages or liabilities.
Inclusions & Exclusions of Bajaj CT 110 Insurance
The coverage depends on the policy that you have opted for your Bajaj Pulsar bike. If it is third-party liability, then it will provide coverage against any damage only to a third-party person or property. But a comprehensive bike insurance policy for Bajaj Pulsar will offer protection against the following:
Accidents
Your savings stay intact as we take care of the financial losses arising due to an accident.
Fire & Explosion
Any loss or damage to your bike due to fires and explosion is covered.
Theft
If your Bajaj Pulsar gets stolen, we will compensate you with the IDV of bike.
Natural/Manmade Calamities
We cover any damage caused to your bike due to floods, earthquakes, storms, riots and vandalism.
Personal Accident
You get a personal accident cover of up to Rs 15 lakh to take care of your medical expenses in case of any accident.
Third Party Liability
We provide protection against your financial liabilities in case you cause damage or injury to a third-party person or their property.
Knowing what is not covered in your Bajaj Active bike insurance policy will help you to avoid claim rejections. Let’s take a look at the some of the exclusions in your policy:
Depreciation
A standard policy will not cover depreciation of parts unless you have opted for a Zero Depreciation add-on. However, you need to pay extra premium to buy this add-on.
Wear and tear
We don’t provide coverage for natural wear and tear of your bike parts.
Electrical & Mechanical Breakdown
Your policy will not cover electrical or mechanical breakdowns unless you have purchased specific add-ons.
Illegal Driving
Any damage caused to your bike due to illegal behaviour is not covered. Such behaviour includes driving under the influence of drugs or alcohol, driving without a valid driving license, etc.
Bajaj CT Two Wheeler Insurance Add-ons
Zero Depreciation
NCB Protection
Emergency Assistance Cover
Return to Invoice
Engine & Gearbox Protector
Cost of Consumables
Cash Allowance
Personal Accident Cover
EMI Protector
How to Buy/Renew Bajaj CT Bike Insurance?
Want to secure your bike with us? Just four simple steps and a few minutes are all we need.
• Step 1: Visit the HDFC ERGO website and renew/buy your insurance.
• Step 2: Share Bajaj CT details like registration number and provide previous policy details (if renewing).
• Step 3: Share your email address and mobile number for an instant quotation.
• Step 4: Pay premium online and get instant coverage.
Benefits of Buying Bajaj CT Insurance Online
| Instant Policy | Get insurance instantly without paperwork or agent visits. |
| 24/7 Availability | Buy or renew your policy anytime, from anywhere. |
| Lower Premiums | Enjoy attractive discounts on your premium due to reduced administrative costs. |
| Easy Comparisons | Compare multiple riders on a single webpage and choose the one that perfectly fits your budget. |
How to File Bajaj CT Bike Insurance Claim?
With HDFC Ergo, you have the option to raise reimbursement or cashless claims. Check out the steps involved.
Step 1: Visit the HDFC ERGO website to find the network garage in your area. You can also call our toll-free number for assistance.
Step 2: Ride your bike or get it towed to the garage.
Step 3: We will assign a surveyor to inspect the extent of loss and damage your Bajaj CT bike has sustained.
Step 4: Fill out the claim form and furnish all the relevant documents.,/p>
Step 5: The details and status related to each stage involved in the claim processing will be notified to you via email or SMS.
Step 6: Once the bike is repaired, the garage owner will hand over the detailed breakdown of repairs and replacement costs. You are required to bear the compulsory and voluntary deductible amount from your pocket, and we will settle the rest directly with the garage.
Step 7: For reimbursement claims, the repair amount will be credited to your bank account within a few business days.
Documents Required for Bajaj CT Two Wheeler Insurance Claim
• Copy of the active two-wheeler insurance policy.
• Copy of the Bajaj CT's registration certificate.
• Copy of the valid driving licence of the person who drove the vehicle at the time of the incident.
• Duly filled and signed claim form provided by the insurance company.
• Copy of the policyholder's identity proof, such as an Aadhaar card, PAN card, or passport.
• Original repair bills and payment receipts from the garage where the vehicle was repaired
Additional Documents Required for Bajaj CT Theft Claims
• A copy of the FIR filed with the local police station, if required by the insurance company.
• Photographs showing the extent of damage to the vehicle, taken immediately after the accident.
• In case of bodily injuries, medical reports and bills related to treating the injuries sustained in the accident.
• Statements from witnesses, if any, to support the claim and provide additional evidence of the accident.
Top Tips for Your Bajaj CT
• Check and replace engine oil regularly, usually after every 2,500–3,000 km or as the user manual recommends. This ensures proper lubrication of internal components and reduces wear and tear.
• Inspect the brake pads every 2,000 km for wear and tear. Replace them if they appear too thin or if you hear a squeaking noise while braking.
• A clogged air filter reduces airflow to the engine and affects fuel efficiency and power. Clean it every 1,500 km and replace it every 5,000 km for optimal engine performance.
• Keep the spark plug in good condition. A worn-out plug causes misfires and poor mileage. Check it every 5,000 km and replace it if the tip looks black or worn out.
• Maintain battery health. Check the terminals for corrosion and ensure the electrolyte levels are adequate.
• Inspect the suspension system. Check for oil leaks in the front forks and ensure the rear suspension isn’t too stiff or loose.
• Bajaj provides a recommended service schedule in the owner’s manual. Follow it strictly to get professional tune-ups, oil changes, and inspections at the right intervals.
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