Ola Electric S1 X Scooter Insurance
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Home / Two Wheeler Insurance / Scooter Insurance / Ola Electric Scooter Insurance / Ola S1 X Insurance

Ola S1 X Insurance

Ola Electric S1 X Scooter Insurance Online

If you own an Ola S1 X, you should know that it delivers great power and performance in its segment. This is why you shouldn’t compromise when getting insurance coverage for it. The Ola S1 X insurance plays a key role in protecting your scooter against damage caused by unfortunate events. Find and purchase your preferred Ola S1 X scooty insurance plan from HDFC ERGO.

Types of Ola S1 X Insurance HDFC ERGO Offers

Here are the four types of Ola S1 X insurance plans that HDFC ERGO has to offer;

  • Comprehensive two-wheeler insurance

    Comprehensive two-wheeler insurance

  • Third-party insurance

    Third-party insurance

  • Standalone Own Damage Cover For Scooter

    Standalone Own Damage Cover

  • Cover for Brand New Scooters

    Cover for Brand New Scooters

Comprehensive two-wheeler insurance
Comprehensive two-wheeler insurance

The comprehensive insurance for Ola S1 X is the most recommended plan as it offers protection on all fronts. Not only does it cover third-party liabilities, but it also offers coverage for own damages sustained by the insured scooter.

Suitable for bike lovers seeking all-rounded protection, this plan covers:
Bike Accident
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third party liability
Choice of add-ons

Ola S1 X - Overview & USPs

The buzz around the Ola S1 X is due to its great performance and features. Here are some of its main reasons why people choose this electric scooter;

1

Good battery and range

The battery performance of the Ola S1 X is very commendable, which is something that consumers want in their electric scooters. The S1 X is available in four variants, namely 2 kWh, 3 kWh, 4 kWh and Plus. Its base variant has a range (IDC) of 108 km while its top variant offers a range (IDC) of 242 km.
2

Peppy ride experience

Despite its form, the Ola S1 X packs a punch with each throttle blip. It can produce a max power of up to 11 kW with a top speed of up to 125 kmph, depending on its variant. This makes the S1 X ideal for both city and highway use.
3

Lower kerb weight

The kerb weight of the Ola S1 X is 105 kg for the 2kWh variant, 109 kg for the 3kWh variant and 113 kg for the 4kWh plus variants. Both beginners and experienced riders can easily ride this scooter due to its lightweight and agile handling.
4

Stylish looks

The Ola S1 X is available in five vibrant colour options. Paired with its sleek design, the scooter grabs public attention on the road. The unique instrument console, front reflex reflectors, full chain cover and sporty body decals all complement the aesthetics of the S1 X.
5

Practical specs and features

The Ola S1 X is loaded with great specifications and features, including a mid-drive motor, brake by wire, front disc brake, range prediction, cruise control, multiple riding modes, etc.

Need for Ola S1 X Insurance Policy

These are some of the main reasons why you need to invest in Ola S1 X insurance;

1

Legal need

As per the Motor Vehicles Act 1988, all two-wheelers need valid motor insurance in India. Riding your electric scooter on public roads without insurance is against the law and attracts fines. Hence, to comply with this law and avoid fines, you need Ola S1 X two-wheeler insurance.
2

Financial security

You need Ola S1 X scooty insurance as it financially covers third-party liabilities and own damages. It lets you deal with such unwanted losses promptly and effectively, and reduces the strain on your finances.
3

Calamity coverage

No matter how careful you are, natural and man-made calamities, like floods, earthquakes, strikes, etc., can strike unexpectedly and cause heavy damage to your scooter. This is why you need an Ola S1 X insurance policy, as it covers losses caused by such events.
4

Added perks

Ola S1 X insurance policy makes the vehicle ownership experience much better. It lets you get access to cashless repairs, enjoy comprehensive cover at lower costs with NCB, avail of emergency roadside assistance with add-ons, etc.

Inclusions & Exclusions of Ola S1 X Insurance

The coverage under Ola S1 X insurance generally includes and excludes the following;

Accidents

Accidents

The policy offers financial coverage for accidental damages suffered by the insured vehicle.

Theft

Theft

Ola S1 X two-wheeler insurance offers sufficient compensation to help you deal with the loss of your scooter in case it gets stolen.

Fire & Explosion

Fire & explosion

Any damage to the insured vehicle due to fire and explosion is covered under the plan.

Calamities

Calamities

Damages suffered by the vehicle due to natural calamities, like rockslides, floods, etc., and man-made disasters, like riots, terrorism, etc., are covered.

Third Party Liability

Third Party Liability

Financial liabilities arising from accidental third-party damage/loss are covered under Ola S1 X scooty insurance.

Personal Accident

Personal Accident

If you suffer injuries in a two-wheeler accident, the treatment charges are covered under personal accident cover.

Ola S1 X Insurance Add-ons

You can enhance the coverage of the Ola S1 X insurance policy with the following add-ons;

1

Zero depreciation

If you have this add-on, there will be no deduction of depreciation value from the final claim amount during settlements. This means the insurer pays the full claim amount for the damaged part.
2

Emergency assistance cover

In case your vehicle breaks down in the middle of the road, you can get emergency assistance with this add-on. It covers flat tyres, minor repairs, spare keys, battery jumpstarts, etc.
3

No claim bonus (NCB) protection

With this add-on, you can raise to two insurance claims within the policy year without forfeiting your collected NCB.
4

Engine & gearbox protector

In the event your vehicle’s engine and gearbox child parts suffer damage due to water ingress, lubricant leakage, accident, etc., this add-on will cover their repair and replacement cost.
5

Return to invoice

If the insured scooter gets damaged beyond repair or stolen, this add-on will help you get a claim amount equal to the vehicle’s invoice value when you bought it.
6

EMI protector

In a scenario where the scooter is kept in the garage for over 30 days for accidental repairs, the insurer will pay the EMI amount to the insured under this add-on.
7

Cash allowance

In a scenario where the insured vehicle is kept in the garage for partial loss-related repairs, the insurer will pay a cash allowance of INR 200/day for a maximum of 10 days. The repair must be for damages done by an insurable peril.
8

Cost of consumables

The cost of engine oil, brake oil, lubricants, nuts and bolts, and other consumable items is covered under this add-on.
9

TW PA cover

Under the two-wheeler personal accident cover, the insurer offers compensation to the vehicle owner or dependents in case they suffer accidental death or injury.

Calculate Ola S1 X Two Wheeler Insurance Premium

To calculate Ola S1 X insurance price, you can use the two-wheeler insurance premium calculator by HDFC ERGO and follow these steps;

1. Enter the scooter’s registration number and click “Get A Quote”,

2. Choose preferred coverage parameters,

3. Submit previous policy details and get the quote on Ola S1 X insurance price.

How to Buy/Renew Ola S1 X Insurance?

The steps for Ola S1 X insurance renewal and purchase online from HDFC ERGO are listed in the following sections;

Buying Ola S1 X insurance online

1. Go to the two-wheeler insurance page by HDFC ERGO.

2. Enter details of the vehicle, such as make & model, registration number, etc..

3. Pick the plan type, IDV and add-ons (as needed),

4. Provide details of previous insurance plan (if applicable),

5. Get the quote on Ola S1 X insurance price and pay it online.

Ola S1 X insurance renewal online

1. Visit the HDFC ERGO two-wheeler insurance page,

2. Click on “Renew Existing HDFC ERGO Policy”

3. Type in the existing policy number and hit Enter.

4. Check plan details and make changes as necessary.

5. Pay the renewal fee to complete the Ola S1 X insurance renewal online.

Calculate Ola Electric Scooter Insurance Premium

This is how you can calculate the Ola electric scooter insurance price with the online TW calculator tool by HDFC ERGO;

1. Click here to open the tool.

2. Enter the vehicle registration number and click “Get Quote”,

3. Choose a plan and coverage as you prefer.

4. Submit past policy details and get the final Ola electric scooter insurance price quote.

How to Buy/Renew Ola S1 X Insurance?

The steps for Ola S1 X insurance renewal and purchase online from HDFC ERGO are listed in the following sections;

Buying Ola S1 X insurance online

1. Go to the two-wheeler insurance page by HDFC ERGO.

2. Enter details of the vehicle, such as make & model, registration number, etc..

3. Pick the plan type, IDV and add-ons (as needed),

4. Provide details of previous insurance plan (if applicable),

5. Get the quote on Ola S1 X insurance price and pay it online.

Ola S1 X insurance renewal online

1. Visit the HDFC ERGO two-wheeler insurance page,

2. Click on “Renew Existing HDFC ERGO Policy”

3. Type in the existing policy number and hit Enter.

4. Check plan details and make changes as necessary.

5. Pay the renewal fee to complete the Ola S1 X insurance renewal online.

Did you know

Forgot your DL, RC at home? The digital copies in the MParivahan or digilocker app on your smartphone are enough.

How to File Ola S1 X Insurance Claim?

Here are the four easy steps you need to follow to file an Ola S1 X insurance claim with HDFC ERGO;

1. Register claim:

Contact the insurer for claim intimation. You can send a text on WhatsApp at 8169500500 or call the helpline number to get in touch with the claim team. Following this, upload all relevant documents via the link provided by the agent.

2. Complete inspection:

Opt for an app-enabled digital inspection or self-inspection, and get it done.

3. Check status:

Use the claim tracker to track the status of the claim.

4. Get the settlement:

Once your claim gets approved, you will be notified. You can then get it settled through a network garage.

Documents Needed for Ola S1 X Insurance Claim

These are the documents you need to submit for Ola S1 X insurance claims;

For accidental damage

1. Copy of driving licence,

2. Proof of scooter insurance,

3. Copy of scooter’s RC and original tax receipts,

4. Damage repair estimates,

5. Bill of repairs and payment receipts,

6. FIR copy (if applicable).

For theft-related claims

1. Theft endorsement obtained from the concerned RTO,

2. Previous scooter insurance policy details,

3. Warranty card and vehicle keys/service book,

4. Police FIR/JMFC/Final investigation report,

5. Copy of letter to the RTO notifying of the vehicle theft and reporting it as “Non-Use”.

For damage due to fire

1. Copy of driving licence,

2. Proof of scooter insurance,

3. Copy of the scooter’s RC,

4. Fire brigade report (if any),

5. FIR (if required),

6. Photo/video evidence of the incident.

Top Tips for Your Ola S1 X Electric Scooter

Here are some practical tips for your Ola S1 X;

1. When washing your Ola S1 X, try to avoid getting exposed wiring or sensors wet.

2. To maintain good battery health, consider charging overnight. Also, make sure your scooter’s battery level doesn’t drop below 10%.

3. When doing periodic servicing, stick to authorised Ola service centres only.

4. For a better range, use regenerative braking and stick to riding in Normal or Eco modes only.

5. When going on longer rides, plan the route so you have adequate knowledge about the availability of charging stations.

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FAQs on Ola S1 X Insurance

The most suitable insurance for the Ola electric scooter is the one that fits your coverage needs within your desired budget. Generally, for an expensive scooter like the S1 X, getting comprehensive two-wheeler insurance is highly recommended.
The Ola S1 X insurance price varies based on factors like coverage type, vehicle age, selected add-ons, etc. You can use the two-wheeler insurance premium calculator tool by HDFC ERGO to get instant quotes on Ola S1 X insurance price.
The RTO and insurance charges for the Ola S1 X vary depending on the city and choice of coverage. For such details, you can contact the showroom and your preferred insurer directly.
In India, all two-wheelers, including electric scooters, are required to have valid motor insurance. On top of the legal requirement, having motor insurance is very beneficial as it comes with own damage and third-party liability coverage. This is why you should buy Ola S1 X insurance.
To claim an Ola S1 X insurance policy, you need to register the claim with your insurer, provide the necessary documents, get the damages suffered by the scooter inspected and wait for the ruling. If your claim gets approved, you can get it settled accordingly.
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