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Customer RatingsHero Passion Xtec Two Wheeler Insurance
Hero Passion Xtec insurance can be essential in terms of keeping your two-wheeler and yourself safe from unwanted damages and liabilities. Whether you own a new or used Hero Passion Xtec bike or are planning to get one soon, you need to put equal emphasis on having the right coverage for it. HDFC ERGO offers various types of Hero Passion insurance plans that you can consider. Find additional details on Hero Passion Xtec bike insurance on this page.
Features of Hero Passion Xtec Insurance
The following are some of the main stand-out features of the Hero Passion Xtec insurance;
| Key features | Details |
| Own damage cover | Offers compensation for own damages caused by insured perils. |
| Fast claim settlements | Simple claim settlement process made easy with AI-enabled tool IDEAS. |
| Third-party damage cover | Covers liabilities arising out of third-party damages. |
| Choice of useful add-ons | Comes with the choice of 8 practical add-ons. |
| No Claim Bonus | Easy on your wallet with NCB of up to 50%. |
| Cashless repair feature | Offers access to cashless repairs at 2000+ network garages across India. |
Types of Hero Passion Xtec Two Wheeler Insurance HDFC ERGO Offers
At HDFC ERGO, we offer four main types of Hero Passion Xtec 100cc insurance policies, such as;
The comprehensive bike insurance for Hero Passion Xtec is noted for its elaborate protection. It covers own damages sustained by the insured bike and also handles arising third-party liabilities.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
The third party bike insurance only protects against liabilities arising due to any third-party bodily injury, death and property damage caused in an accident involving the insured bike. It doesn’t offer any sort of coverage for own damages.
Personal accident cover
Third-party property damage
Injury to a third-party person
On the other hand, the standalone own damage bike cover only offers coverage for own damages suffered by the insured bike due to an insured peril. Note that it doesn’t include any third-party liability coverage.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
If you are buying a brand new Hero Passion Xtec bike, you can get this policy. It is a bundled plan that comes with a 1-year own damage cover and 5-year third-party coverage.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Benefits of Hero Passion Xtec Insurance
There are many benefits that you can enjoy by having a proper Hero Passion Insurance policy, such as;
| Benefits | Details |
| Vast coverage range | One of the key benefits of Hero Passion Xtec insurance is that it not only covers your bike against own damages caused by a variety of insured perils but also guards you against third-party liabilities. |
| Ideal security | Depending on your preference, you can extend the scope of coverage of your Hero Passion insurance by opting for necessary add-ons. You can also edit IDV and pick from different plan types. |
| Avoid fines | Riding your bike on public roads in India without a valid insurance is illegal and a punishable offence. So, by having Hero Passion Xtec bike insurance, you can keep yourself safe from these kinds of fines and penalties. |
| Quick repairs | The fast claim settlements and cashless repair facilities with the policy help get your bike back on the road as soon as possible after an accident. |
| Financial backup | The policy covers the cost of repairs for damages due to insured perils. So, you don’t have to bear the massive repair costs from your own pocket. |
| Better protection at lower costs | With timely renewals, safe riding habits and claim-free policy terms, you can enjoy extensive coverage benefits at up to 50% lower Hero Passion Xtec bike insurance price. |
Hero Passion Xtec - Overview & USPs
Here is a brief overview of Hero Passion Xtec, one of the most popular two-wheelers in India, along with its unique selling points;
Need for Hero Passion Xtec Insurance Policy
Need more reasons as to why you should be considering Hero Passion Xtec insurance? Well, here are some main ones;
Inclusions & Exclusions of Hero Passion Xtec Insurance
If you are buying Hero Passion Xtec bike insurance, it is essential to know about the policy inclusions and exclusions. Here’s what you need to know;
Accidents
This covers repair costs of accidental damage sustained by the bike.
Fire & Explosion
This handles damages caused by events of fire and/or explosion.
Theft
In case of bike theft, Hero Passion insurance will compensate for the loss.
Calamities
Protects against damages and losses caused by natural calamities and man-made hazards, like floods, terrorism, earthquakes, etc.
Personal Accident
Up to INR 15 lakhs of compensation for the registered owner of the bike is provided in case of accidental injury or death under this cover (optional).
Third Party Liability
If an accident involving the insured bike results in third-party damages, arising liabilities will be covered by the policy.
Depreciation
The standard plan doesn’t protect against depreciation of the bike’s value or usage-related wear and tear.
Electrical & Mechanical Breakdown
Mechanical or electrical breakdown, such as engine seizing due to the rider’s negligence, is not covered under the plan.
Illegal Driving
Damages caused by an individual riding the bike while intoxicated or without a valid driving license will not be covered.
Hero Passion Xtec Two Wheeler Insurance Add-ons
To extend the coverage of the Hero Passion insurance, you can pick from these available add-ons;
Calculate Hero Passion Xtec Two Wheeler Insurance Premium
Calculating the Hero Passion Xtec bike insurance price online is very easy. To get this done, you can use the online two-wheeler insurance premium calculator tool by HDFC ERGO. Here are the steps you need to follow;
1. Enter the details of the bike on the calculator tool,
2. Choose your desired coverage, i.e., policy type, tenure, add-ons, etc.,
3. Provide past policy details (if any) and press submit to get the Hero Passion Xtec bike insurance price quote.
How to Buy/Renew Hero Passion Xtec Bike Insurance?
You can buy and renew Hero Passion insurance both offline and online. Here’s how to get it done online with HDFC ERGO;
Buying Hero Passion Xtec insurance
1. Head over to the HDFC ERGO two-wheeler insurance page,
2. Provide the bike details, like registration number, make & model, etc.,
3. Pick the plan type, i.e., comprehensive, standalone OD or third-party cover.
4. Choose the preferred policy period, vehicle IDV and add-ons.
5. Provide information on the past policy (if applicable),
6. Submit details to get the Hero Passion Xtec insurance rate quote and pay the premium online to complete the process.
Renewing Hero Passion Xtec insurance
1. Visit the two-wheeler insurance page by HDFC ERGO,
2. Click the “Renew existing HDFC ERGO policy” option,
3. Enter the existing bike insurance policy number,
4. Go over the policy details and make any necessary changes.
5. Pay the Hero Passion Xtec insurance rate for the renewal online to complete the process.
Benefits of Buying Hero Passion Xtec Insurance Online
While you can buy Hero Passion insurance both offline and online, the latter has several benefits. For example,
| Benefits | Details |
| Saves time | Buying insurance for Hero Passion Xtec is very fast, and you can do so in just a few minutes. |
| Multiple choices | Buying Hero Passion Xtec 100cc insurance online gives you access to numerous choices in just a few clicks. |
| Ease of comparison | You can efficiently compare different bike insurance plans online to find the best deal. |
| No outside influence | You can buy Hero Passion Xtec insurance directly from the insurer online. This eliminates the third-party influence of a salesperson. |
| Quick quotes | You can quickly get quotes on the Hero Passion Xtec insurance rate, which lets you find the ideal coverage in your budget. |
How to File Hero Passion Xtec Bike Insurance Claim?
In just four easy steps, you can file your Hero Passion Xtec 100cc insurance claim. The steps are;
RegisterCall our toll-free helpline number or send a WhatsApp text to 8169500500 for claim intimation. Also, upload the necessary documents on the provided portal.
InspectionGet the vehicle inspection done. You can opt for self-inspection or the digital app-enabled inspection by a surveyor.
TrackFollowing the claim submission, use the claim tracker to track its status.
SettlementYou will be notified when the claim gets approved, and you can get it settled at a network garage.
Documents Required for Hero Passion Xtec Two Wheeler Insurance Claim
For Hero Passion Xtec bike insurance claims, you need these documents;;
For Accidental Damages
1. Bike insurance proof,
2. Bike’s RC & original tax receipt copy,
3. Original DL copy,
4. Police FIR report (in case of third-party damages),
5. Repair estimate,
6. Repair bills and payment receipts.
For Fire-related Damages
1. Bike insurance proof,
2. Copy of bike RC,
3. Copy of DL,
4. FIR (if needed),
5. Fire brigade report (if needed),
6. Photo/video proof.
Additional Documents Required for Hero Passion Xtec Theft Claims
In case of bike theft, additional documents you need besides proof of insurance, DL, RC, etc., are;
1. Theft endorsement from the concerned RTO,
2. Service booklet/bike’s keys,
3. Police FIR/JMFC/Final investigation report,
4. Previous policy details,
5. Approved copy of the letter to RTO addressing the theft and declaring the bike as “Non-Use”.
Top Tips for Your Hero Passion Xtec
To make the most of your Hero Passion Xtec, here are some useful tips you can follow;
1. Complete periodic servicing and maintenance of the bike.
2. Check the brakes, oil, tyre pressure, etc., before every ride.
3. Maintain speeds under 60 kmph and avoid sudden accelerations for better fuel economy.
4. Utilise the front and rear brakes together for ideal stopping power.
5. Refer to the real-time mileage indicator and ride accordingly.
Two Wheeler Insurance for Popular Indian Models
Two Wheeler Insurance for Popular Indian Models
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Frequently Asked Questions On Hero Passion Xtec Insurance
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