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4.4
Customer RatingsHonda CB Unicorn Insurance Online
Honda CB Unicorn, one of the most popular bikes in the Indian market is a preferred choice of the customers. It is one of the best bikes available, with a powerful engine, comfortable riding, excellent mileage, and minimal maintenance costs. Honda unicorn delivers excellent service and value for money.
Launched in 2004, this bike is one of the most trusted brands by Honda. The CB Unicorn has a broad handlebar and an upright riding stance that hasn't altered since the first generation. The beautifully carved gasoline tank contributes to the overall appeal of the bike. The Honda CB Unicorn 160 provides comprehensive support and comfort. This bike's single long seat is cushioned with an ideal blend of firm and soft, ensuring comfort and enjoyment throughout the ride. The engine starts with a crisp note and progresses to a smooth ride as soon as you press the starter button on the bike.
Popular Honda CB Unicorn Variants
The manufacturer has released a number of yearly improvements to the motorcycle for 2020. First and foremost, the CB prefix has been deleted, as has the numeral suffix. It's currently known as 'Unicorn.' Mechanically, it is now powered by a 162 cc single-cylinder engine derived from the CB Unicorn 160.
The 162 cc engine produces 9.5 kW (12.92 PS) and 14 Nm of torque. When compared to the CB Unicorn 150s 12.8 Nm torque, it's slightly higher. A brand new Honda CB Unicorn 160 now costs roughly about Rs 98, 931 at the showroom (price may vary depending upon your current location).
Types of Honda CB Unicorn Insurance HDFC ERGO Offers
If you need insurance for your Unicorn Bike, HDFC ERGO is the finest option because we have the most packages and add-ons. Starting with the most basic third party bike insurance for your motorcycle, HDFC ERGO has a variety of policies to choose from. HDFC ERGO has the ideal coverage for you, whether you're seeking a single year or a multi-year policy. A five-year third-party warranty is also offered for new scooters. Furthermore, unless you are ready to purchase a comprehensive bike insurance or multi year comprehensive bike insurance policy, you can select your own damage bike insurance coverage.
This is the most appropriate option if you want all-around protection against damage to both your own bike and that of a third-party person or property. You can choose between one, two, or three years of coverage. If you want to save the headache of renewing your Unicorn bike insurance every year, we advise securing it for three years. Another advantage of this policy is the ability to modify your Unicorn two-wheeler insurance with add-ons for more comprehensive coverage.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is a fundamental sort of insurance that protects you financially against any obligations that may arise as a result of damage, injury, disablement, or loss to a third-party person or property. It is a legal necessity to drive on Indian highways, and if you are discovered driving without proper Unicorn bike third-party insurance, you will be fined Rs 2000.
Personal accident cover
Third-party property damage
Injury to a third-party person
This package will cover any damage to your own vehicle caused by an accident, theft, or natural or man-made calamities. This plan will provide additional protection if you currently have Honda CB 160 third-party liability insurance.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
This plan will provide one year of protection against impairment to your own vehicle and five years of protection against damage to a third-party person or property if you have acquired a brand-new bike.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Honda CB Unicorn Insurance
At HDFC Ergo the extent of coverage is determined by the policy you have chosen for your Unicorn bike. If the policy is for third-party liability, it will cover only harm to a third-party person or property. A complete Unicorn bike insurance policy, on the other hand, will cover the following:
Accidents
Your savings are protected because we cover any financial damages caused by an accident.
Fire & Explosion
Your bike will be covered if it is lost or destroyed as a result of fires or explosions.
Theft
If your Honda CB bike is stolen, we will reimburse you for the Insured Declared Value of bike.
Natural/Manmade Calamities
We insure your bike against damage caused by floods, earthquakes, storms, riots, and vandalism.
Personal Accident
In the event of an accident, you have a personal accident cover of up to Rs 15 lakh to pay your medical bills.
Third Party Liability
We also offer financial liability protection in the event that you harm or injure a third-party person or their property.
Learning what your Honda Unicorn bike insurance coverage does not include will help you avoid claim denials. Let's take a look at some of your policy's exclusions:
Depreciation
Unless you purchase a Zero Depreciation add-on, regular insurance will not cover the depreciation of parts. This add-on, however, comes at an additional cost.
Wear and tear
The natural wear and tear of your bike parts are not covered by the HDFC Ergo.
Electrical & Mechanical Breakdown
Unless you have purchased specified add-ons, your insurance will not cover electrical or mechanical breakdowns.
Unlawful conduct
Damage to your bike as a result of criminal or unlawful conduct is not covered. Riding intoxicated or under the influence of drugs or alcohol, riding without a valid license, and so on are examples of such behaviour.
How to Renew Honda CB Unicorn Insurance?
It is critical to renew your Honda CB 160 Unicorn insurance policy on schedule to ensure continuous coverage. You may simply renew your policy from the convenience of your own home with just a few clicks. Follow the four-step procedure outlined below to get your bike secured in no time!
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
In India, HDFC ERGO is the largest provider of two-wheeler insurance. There are a number of companies that provide insurance for Honda CB Unicorn in the market, but few can match the features and benefits that we provide. When it comes to bike insurance, HDFC ERGO is constantly one step ahead of the competition, from AI and app-based claims to a large network of cashless garages and specific add-ons like emergency roadside assistance and engine protector cover. Here are a few more reasons to choose us:
24x7 roadside assistance
We are only a phone call away in the event of a breakdown. No matter where you are stranded, our 24-hour roadside assistance will aid you in resolving your breakdown concerns.
Easy claims
We process about 50% of the claims we receive on the same day. We also have a paperless claims option and a self-inspection option. No wonder HDFC ERGO's claims settlement process is straightforward, quick, and seamless.
Overnight repair service
You don't have to wait until the wee hours of the morning to get your bike restored with our overnight repair service for small accidents. You may have your bike repaired without missing sleep overnight and have it back in fine condition the next morning.
Cashless assistance
Considering the current digital needs of online payments, we provide services that are completely cashless and secure. Plus, you can always locate a network garage in your area to get your bike fixed thanks to HDFC ERGO's 2000+ network garages across India.
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