• Introduction
  • Choose your plan
  • Why Choose HDFC ERGO?
  • Related Articles
  • FAQs

Health Insurance For Family

Our life revolves around our family. Securing their medical need should always be your top priority. Can you imagine something more important than your family? No, right? Then why let their health, happiness and financial stability be at stake? With growing risk of diseases and skyrocketing medical treatment expenses, a sound health insurance policy is the shield around your family. With HDFC ERGO health insurance bind your family in a safety bond.

Choice is power. Exercise it by picking the plan that suits you the most.

Most Recommended Plan
Buy this all-around insurance plan for your family’s utmost comfort and financial security. This plan offers the best health care facilities Know More...
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Affordable Top-up plan
The most convenient plan, this plan is an additional safety cover on your existing plan with the promise of lowest premiums in times of Know More...
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Affordable Base plan
Perfect plan to bind your family in a safety bond. It offers extensive coverage of all kinds of diseases and even pre-existing diseases. Know More...
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Why do you need a Health Insurance Cover for your Family?

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Lifestyle Diseases

With lifestyle diseases on the rise and healthcare costs skyrocketing, it’s wise to go for health insurance. You will be financially secured against any medical emergencies.

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Inadequate insurance

Sometimes, buying just one insurance policy may not cover all your needs. Go for add-on insurance for that extra protection.

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Beat medical inflation

Hospital expenses can burn a hole in your pocket. Going for a medical insurance policy for your family will take away all your financial burden.

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Early Decision

Buying health insurance at a younger age comes with some benefits like lower premium and bigger covers.

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Integrated Wellness Services

Holistic wellness is key to an overall healthy lifestyle. Our insurance plans cover wellness services too.

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Tax Savings

Apart from providing you and your loved ones financial security in times of emergencies, health insurance also provides tax benefits on the premiums upto  ^^Rs.50,000 annually.

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Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Transparency In Every Step!

Claims is the most important part of insurance policy and we attach maximum importance to seamless claims process. **90% of pre-authorised cashless health claims are responded within 22 minutes and reimbursement claims are approved within 3 days.
Why HDFC ERGO?

Wellness App.

We go beyond health insurance, caring for your body as well as mind. my:health services application will help you embrace a healthy lifestyle. Get your health card, track your calorie intake, monitor your physical activity and enjoy well-being at its best.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Transparency In Every Step!

Claims is the most important part of insurance policy and we attach maximum importance to seamless claims process. **90% of pre-authorised cashless health claims are responded within 22 minutes and reimbursement claims are approved within 3 days.

Integrated Wellness App.

We go beyond health insurance, caring for your body as well as mind. my:health services application will help you embrace a healthy lifestyle. Get your health card, track your calorie intake, monitor your physical activity and enjoy well-being at its best.

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.

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Frequently asked questions

You can opt for a family floater plan or cover each member individually under the same policy.
In a family floater health insurance, single sum insured is shared by all the family members during the policy period whereas in an individual plan, each member has his/her own sum insured.
Yes, you can also enjoy a 10% discount on premium when you choose to cover more than 2 family members on an individual sum insured basis in the same health insurance policy.
Yes. You can endorse the policy and add your newly wedded spouse to the policy mid-term at an additional cost by producing a marriage certificate.
Yes. You can endorse the policy and add newborn baby to the policy mid-term at an additional amount by producing the birth certificate.
You cannot take an independent policy for a 3 year old. Children below 5 years are covered only when both the parents are covered under the policy
Firstly your entire family gets covered under 1 policy as all the sum insured will be shared by all the members. Renewals also becomes easier since you need not renew each and every individual health insurance. Secondly, the premium becomes much lesser as compared to individual Sum Insured Health Insurance.
In case of the death of the primary insured, the other adult person may continue with the policy and the sum insured will remain the same.
At the time of renewals, you can increase your sum insured.
In case you are hospitalized and your policy lapses we will cover you.
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