Workmen's Compensation Insurance Policy

Cattle Insurance Policy

  • Features
  • Premium
  • Exclusions
  • Documents Required
  • Claims Process
  • Why Choose HDFC ERGO?

Cattle Insurance Policy

 

The Indian Agriculture Industry is on the brink of another green revolution that makes it more lucrative and profitable, as the total agriculture production in India is likely to Double in next ten years that too in an organic way. HDFC ERGO offers Cattle Insurance Policy for protection of Indian rural people from financial loss due to death of their cattle, which is one the most valued possessions of the rural community.

The Policy covers the persons having cows, bullocks or buffaloes of either sex certified as being in sound and perfect health and free from injury or disease by a veterinary doctor / surgeon and who are Members (in groups) of Micro Finance Institutions, Non Government Organisations, Government Sponsored Organisations and such affinity groups / institutions in rural and social sector.

Features

  • Death of cattle Covers the cattle insured whilst within a geographical area specified in the policy schedule, in case of loss of life accident or diseases contracted or surgical operation. The policy also covers death of cattle which are the subject matter of insurance occurring outside the said geographical area in the event of drought, epidemics and other natural calamities.

Optional Benefits

  • Permanent disability Cover Covers the risk of permanent and total disablement of cattle.

Please note that all benefits are subject to a maximum amount as stated in the policy. These will be clearly noted in any quotation released or any policy issued.

A policy will be issued in the name of the group with a schedule of names of the members / clients including his / her cattle details called “Insured Cattle” forming part of the policy. The age of the calf (of Cow / Buffalo) should be more than 90 days and lactatic animals (Cow / Buffalo) should be upto 4 th Lactation.

Premium

  • The premium payable on the policy would be dependent on the benefits purchased.

Exclusions

The policy does not cover the following:

  • Malicious or wilful misconduct or neglect, over loading, unskilled treatment.

  • Use of animal for purpose other than stated in the proposal form without the consent of the Company in writing.

  • Intentional acts or gross negligence

  • Failure to prevent death of cattle

  • Accidents occurred or diseases contracted prior to commencement of risk. Disease contracted within 15 days from commencement of policy period.

  • Transit by air or sea.

  • Intentional slaughter. slaughter unless it has been directed by a veterinary doctor or a proper governmental authority.

  • Theft or clandestine sale.

  • Missing of Insured animal

  • Acts of terrorism, war, radioactivity and Nuclear perils

  • Consequential loss

This is an illustrative list of Exclusions. For detailed list kindly refer the policy wordings.

Documents Required

Documents required for purchasing an Insurance Policy:

  • A duly filled & signed proposal form

  • Certificate by veterinary doctor in the prescribed form confirming the health status and market value of the animal

  • Receipt of payment made while purchasing the animal

  • Photograph of the animal

Claims Process

Claims shall be assessed and paid on the basis of the relevant documents submitted to the Company. The policy will be considered for payment on production of following documents.

  • Duly completed claim form.

  • Death certificate from a qualified veterinary surgeon.

  • Policy / Certificate.

  • Ear tag.

A fully online Cattle tagging, and claims module . A complete paperless environment in policy enrolment to claims, via integrated mobile app which is the first of its kind in the livestock insurance market.

This content is descriptive only. Actual coverage is subject to the language of the policies as issued.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY: 18-19.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received the ICAI Award of the Year and excellence in financial reporting for the year FY:18-19.
Awards & Recognition
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