Cattle Insurance PolicyCattle Insurance Policy

Cattle Insurance Policy

  • Introduction
  • What’s covered?
  • What’s Not covered?
  • Why Choose HDFC ERGO?

Cattle Insurance Policy

 

The Indian Agriculture Industry is on the brink of another green revolution that makes it more lucrative and profitable, as the total agriculture production in India is likely to Double in next ten years that too in an organic way. HDFC ERGO offers Cattle Insurance Policy for protection of Indian rural people from financial loss due to death of their cattle, which is one the most valued possessions of the rural community.

The Policy covers the persons having cows, bullocks or buffaloes of either sex certified as being in sound and perfect health and free from injury or disease by a veterinary doctor / surgeon and who are Members (in groups) of Micro Finance Institutions, Non Government Organisations, Government Sponsored Organisations and such affinity groups / institutions in rural and social sector.

What’s covered?

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Death of cattle

Covers the cattle insured whilst within a geographical area specified in the policy schedule Read More...

What’s Not covered?

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Malicious or wilful misconduct or neglect, over loading, unskilled treatment.

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Use of animal for purpose other than stated in the proposal form without the consent of the Company in writing.

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Intentional acts or gross negligence

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Failure to prevent death of cattle

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Accidents occurred or diseases contracted prior to commencement of risk. Disease contracted within 15 days from commencement of policy period.

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Transit by air or sea.

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Intentional slaughter, unless it has been directed by a veterinary doctor or a proper governmental authority.

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Theft or clandestine sale.

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Missing of Insured animal

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Acts of terrorism, war, radioactivity and Nuclear perils

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Consequential loss

Optional Benefits

Permanent disability Cover: Covers the risk of permanent and total disablement of cattle.

Premium

The premium payable on the policy would be dependent on the benefits purchased.

Documents required for purchasing an Insurance Policy

 
  • A duly filled & signed proposal form
  • Certificate by veterinary doctor in the prescribed form confirming the health status and market value of the animal
  • Receipt of payment made while purchasing the animal
  • Photograph of the animal

Claim Process

 :
  • Claims shall be assessed and paid on the basis of the relevant documents submitted to the Company. The policy will be considered for payment on production of following documents.
  • Duly completed claim form.
  • Death certificate from a qualified veterinary surgeon.
  • Policy / Certificate.
  • Ear tag.

This content is descriptive only. Actual coverage is subject to the language of the policies as issued.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.
Why HDFC ERGO?

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.
Why HDFC ERGO?

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.
Why HDFC ERGO?

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. Our In-house claims team provides round the clock support to ensure hassle-free claim experience. We ensure to be your constant support system in times of need.

Catering customer needs

Since, last 16 years, we have been catering to endless customer requirements endlessly. By providing wide range of plans and add on covers for every portfolio.

Transparency at its best

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Awards

We have received ICAI Award of the Year for excellence in financial reporting FY:18-19
Awards & Recognition
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