• Introduction
  • What's included?
  • What's not included?
  • Why choose HDFC ERGO?
  • FAQs

Annual Multi-trip Insurance

Do you keep travelling across the globe to attend meetings, seminars or just for fun and leisure purpose? Till now, were you able to accumulate a lot of privilege miles? If yes, then it’s time for you to set off to the next destination with a safety cover of HDFC ERGO Annual multi-trip cover. With Annual multi-trip cover, you don’t have to buy insurance for every trip. We offer you coverage for multiple trips in the period of one year, this eases your travel agenda and saves time.

Reasons to buy HDFC ERGO Annual Multi-trip Travel Insurance

Vast Network of Hospitals
When it comes to taking care, HDFC ERGO does it easily by offering you best in class medical support and ensure you get avail cashless treatment effortlessly.
Endless Trips Covered
You can take as many international trip you wish for a maximum 45 days in one trip. We cover you 365 days in total, with HDFC ERGO simply Take it easy!
Easy Renewals
Renewals become seamless with us. You do not have to extend or upgrade your plan, simply renew and continue securing your all trips.
In-house claim settlement
We love settling your claims in-house so that there exists no deviation amidst us. This also ensures quick and hassle free claim settlement.

What’s Included?

Medical Related Coverage

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Emergency medical expenses

If there’s a medical emergency, we’re there with our cashless treatment facility because you’ve got a friend in us.

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Emergency dental expenses

Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!

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Medical evacuation

We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.

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Hospital daily cash allowance

Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.

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Medical & Body Repatriation

In case of a death, we’ll bear the cost to transfer the mortal remains to the home country.

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Accidental death

We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.

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Permanent Disablement

If an unfortunate accident causes permanent disability, we’ll provide a lump-sum compensation to make things a little easier for you.

Baggage-related coverage

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Loss of Baggage & Personal Documents

You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.

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Loss of checked-in baggage

What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.

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Delay of checked-in baggage

You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted.

Journey-related coverage

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Personal liability

In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.

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Financial Emergency Assistance

Even on a solo travel you are not alone. We’ll provide emergency cash in case of robbery, theft, or dacoity.

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Hijack Distress Allowance

We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.

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Flight delay

Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.

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Hotel Accommodation

Let us take care of your extended hotel accommodation while you recover from your medical emergency .

What’s Not Included?

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Breach of Law

Any sickness or health issues caused to due to war, injury, or a breach of the law.

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Consumption of Intoxicant substances

If you consume intoxicant or banned substance, the policy shall not entertain any claims.

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Pre existing diseases

If you’re suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.

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Cosmetic and Obesity Treatment

If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.

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Self Inflicted Injury

We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you

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Adventure Sports

Any injury caused due to an adventure sport remains uncovered.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.
Why HDFC ERGO?

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need 24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.

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Frequently asked questions

Per trip duration can be a maximum of 30 or 45 days. You can take multiple such trips in a year.
Annual Multi-trip plan provides worldwide coverage. UN Sanction countries are obviously out of scope of the policy.
Yes, our policy will reimburse for the emergency medical expenses due to sickness or injury on an OPD basis.
Allianz Worldwide are our travel assistance partners. They have a vast network of 8 lacs+ service providers with 24x7 service capabilities.
Awards & Recognition
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