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All you need to know about No Claim Bonus (NCB) in bike insurance

If you have a bike, you must be very well aware of the importance of bike insurance. You pay a certain amount of insurance premium and wonder "all this money would be wasted if I do not make any claim during the policy tenure”. This is when the concept of No Claim Bonus comes into the picture. Even though bike insurance would provide cover in case of unfortunate incidents, not using this cover until really necessary has some benefits too. Let us check how!

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5 Myths about Motorcycle Insurance without Work

Buying a motorcycle is oftentimes the first assertion of independence by a young adult. Motorcycles represent both the convenience of getting to destinations quicker and the thrill of adventure. But just as it is essential to wear a helmet as a form of protection, it is even more essential to have motorcycle insurance. This type of insurance is very important as it protects motorcycle owners from accidental or natural damage, personal accident and other eventualities. In this article, we debunk the most persistent myths about motorcycle insurance.

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Monsoon Survival Tips - How to keep your motorcycle smart and eco-friendly

The arrival of the monsoon season is a matter of both joy and concern to a bike rider. While the pleasant weather lures us to plan road trips, but the potholes and water logging on the roads make us worry about the impending damage to our two-wheeler. In this article, we have shared some survival tips that will make your motorcycle smart and eco-friendly this monsoon season.

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Quick Guide-Insuring Safety for Long Bike Rides

A long bike ride can be both exciting and challenging. So, to make the journey as comfortable and safe as possible, you need to follow certain tips. From planning the trip well and checking all aspects of your bike to carrying the right gears and packing things carefully, a few basic things need to be kept in mind. And to prepare for unexpected situations, you need the right bike insurance too. So, whether you are going on a solo trip or with a friend, check out this simple guide to lower risks and make the experience fun and convenient

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5 reasons why your vehicle will always be your BFF

Having a personal vehicle makes commuting for work or leisure easy and quick. It saves you from the hassles of looking for public transport every time you step out. If you have kids and elderly people at home, a vehicle makes commuting safe and comfortable as well. What’s more, you can carry bags and other essentials a lot more conveniently on travels. So, your vehicle is more like a best friend who is always there for you through thick and thin. So, read on to know the 5 reasons why your car or two-wheeler is your BFF, especially if you insure it right!

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How to protect your bike during lockdown?

Amid the COVID-19 outbreak, the government has imposed a nationwide lockdown to prevent the spread of coronavirus. With movement not permitted, you would not be able to travel and hence, your bikes will remain parked. This hibernation period can take a toll on your bike for not being active for so long. However, there are ways to prevent the damage caused to the bike due to disuse. By adopting some basic cleaning and maintenance tricks and tips to take care of your bike, you can keep it in a healthy condition ready for those trips post-lockdown.

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Bikes to look out for in 2020

Two-wheelers are a very common sight on Indian roads. Due to the affordability and the convenience two-wheelers provide, sales in the two-wheeler market have seen a sustained hike in recent times. Amongst two-wheelers, the most popular segment is that of motorbikes. Bikes are a passion among the younger generations of India. The speed and thrill are enough to make one fantasize about modern-day bikes. With advances in technology, new and faster bikes are a common sight in the market today. These can act as stress busters and help you have exciting adventures especially when you traverse serene mountain trails on your bike. What can be more exciting than that?

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4 Things to Consider Before Buying a Second-Hand Motorcycle

In a post-COVID world, two wheelers are becoming increasingly popular for daily commute, as people are looking to avoid public transport and practise social distancing. And the demand for second-hand motorcycles is especially high, as salary cuts and job losses have impacted the financial stability of many. So, before you buy one too, keep a couple of things in mind, like the condition of the bike, service record, age, ownership, documents etc. As long as the used bike is in good condition with no major problems, it can be great value for money.

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How to Claim a Third Party Two Wheeler Insurance Claim

Indian cities are some of the major users of two wheelers on a global scale. In fact, Delhi alone has 7 million two-wheelers running on its streets! The higher the number of vehicles, greater the chances of personal as well as third party damages. While a lot has been said about claims for first party damages, how can a third party claim damages? The road might be uphill but with the right practices and approach, you can easily claim a third party two wheeler insurance. Before you step into the ‘how’ of the two wheeler insurance, let us first understand the ‘what’ of the two wheeler insurance

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Zero Depreciation Cover in Two-wheeler Insurance

With the exponential increase in the number of accidents involving two-wheelers these days, it has become essential to have two-wheeler insurance for the safety of your vehicle. According to the Motor Vehicles Act, 1988, third party liability insurance is mandatory for two-wheelers in India. But you In case of two-wheeler insurance claim, the depreciation value has to be paid by the insured and it is deducted from your claim amount. The zero depreciation add-on cover is beneficial in the long run

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NCB in Two Wheeler Insurance - Know About No Claim Bonus for Two Wheeler Insurance

Even though you are an experienced rider and you follow the rules, uncertain events like accidents or any natural calamity like cyclone, floods etc. can cause heavy damage to your vehicle or subject you to third party claims. A Comprehensive two wheeler insurance offers financial protection against such damages from natural events like floods, earthquake, cyclone etc. and man-made events like riots, arson, and civil unrest, also it offers protection against financial liability arising from third party claims in case of accident. It offers much more insurance coverage than the third party insurance coverage which offers protection against the claims raised by third party in event of accident.

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What is IDV in Two Wheeler Insurance

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Opt For These 5 Add On Covers for Motor Insurance along with Comprehensive Benefits

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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How to Renew Online Bike Insurance in 3 Easy Steps

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Why should you Buy Long term two-wheeler Insurance policy

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Why Buy A Comprehensive Two Wheeler Insurance for your Scooter

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Why Two-wheeler Owners Should Consider Multi-Year Insurance Plan

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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What Is Covered Under Third Party Bike Insurance

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Know All About Two Wheeler Insurance Policy Coverage

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Things to Know About Motorcycle Insurance in India

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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All You Need to Know about Emergency Roadside Assistance For Bike

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Is long term two wheeler insurance plan beneficial

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Which Two Wheeler Insurance Plan is best for you

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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How to renew your expired bike insurance policy online

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Simple Steps to Get Cheap Two Wheeler Insurance in India

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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How to Choose Two Wheeler Insurance

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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4 Benefits of Getting Scooter Insurance Online

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Different two wheeler insurance plans by HDFC ERGO

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Comprehensive vs. Third Party Bike Insurance

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Detailed Study of Third Party Two Wheeler Insurance

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Consequences of Having an Expired Bike Insurance

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Significance of Cashless Facility in Two-Wheeler Insurance Policy

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Theft Cover for Your Bike

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Basics of a Two Wheeler Insurance Policy

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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All about Bike Insurance

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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Precautions to Take For Your Bike in Monsoon

Are you planning to go for rides on your bike this monsoon? Are the breezy winds and the natural landscapes inviting you? You might be ready to go off on your monsoon rides to enjoy the weather; but is your bike rain-ready? You must not forget that wet and slippery roads can be a bit tricky and create problems. You can avoid mishaps during bike rides in the monsoon by regularly servicing your bike and maintaining precautions while you are on the roads. In addition to these, you must have a proper bike insurance policy as well before you go for the rides.

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A simple guide to care for bike tyres and avail insurance

As one of the most important components of a bike, tyres need regular care, especially during the monsoon season. Old, low-pressure or dirty tyres can make your rides risky otherwise. Moreover, a comprehensive bike insurance policy is essential to protect you against financial losses associated with repairs and injuries, in case of accidents, thefts and natural or manmade calamities. So, read on and find out how you can take holistic care of your bike tyres, things that you should watch out for during monsoons, and how bike insurance can help.

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How to Protect your Two Wheeler from Theft?

The Motor Vehicles Act, 1988 has made a third-party two wheeler insurance policy mandatory in the country. Looking at the vulnerability of two-wheelers in road accidents, this insurance policy is essential as it would provide cover against any loss or damage to third party person/property. But, if you are looking to provide complete security to your vehicle you must purchase a comprehensive two wheeler insurance policy. This insurance policy will safeguard your vehicle against any natural or manmade accident or damage. With increasing accounts of thefts and robberies associated with two-wheelers, the purchase of a two wheeler insurance policy will be of real benefit to you.

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Two Wheeler Insurance- Types of Cover you need, Exclusions, Benefits

Two wheeler insurance offers insurance coverage to bikes and two wheelers. It provides coverage against loss to them from road accidents, theft and natural disasters. Also, it is mandatory as per the Motor Vehicles Act 1988 that all the drivers plying on the road needs to have valid motor insurance at all times for their vehicle. You have bought your beloved two wheeler with your hard money; it would be a wise decision to get it insured which would also help you to stay on the right side of the law.

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How to Find the VIN, Chassis Number and Engine Number of Your Bike?

Did someone recently ask you about your bike’s VIN number or chassis number, and you were left wondering what they are? Well, it happens. Unlike mobile numbers or pin codes, we are not asked about these numbers so often, and therefore, they tend to slip out of our memory. Here, you will get the help you need to understand these numbers and where to find them.

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Tips to Get Maximum Fuel Efficiency from Your Bike

Every biker wants to travel the extra mile, literally, and without additional fuel. It is easy to get worked up when there is a hike in fuel prices, though it is something you can’t control. However, what’s in your control is making sure that you get optimum fuel efficiency. If a two-wheeler owner follows some simple tips like avoiding unwanted load and unnecessary resistance, they will be able to make use of every drop of fuel available. Want to know how to increase your fuel efficiency? Here is a list of things you should start doing.

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Reasons to Kick-start Your Two Wheeler or Bike Every Morning

If you have owed a bike for some time, you’ll know that it is advisable to kick-start your bike in the mornings. Avoid using the self-start button in the early hours of the day, especially during winters. Why is that so? There are a few reasons for this. The first time the engine is used after the battery has cooled down during the night, the engine temperature is low, and so is the air temperature. Kick-starting in such a situation can revive your engine’s heart. The physical force used to kick-start will prevent the overuse of the battery and improve its longevity too.

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How to Clean and Lubricate Your Bike’s Chain?

It is common knowledge for two-wheeler owners that taking care of your bike chain invariably means taking care of your bike and your safety. While many riders often turn a blind eye towards it, the importance of regularly cleaning and maintaining your bike chain cannot be emphasized enough. There are different tips and tricks to keep your bike chain clean easily. By keeping it clean, your bike will be in good shape and eligible for robust two-wheeler insurance as well. In this article, we will discuss the basic methods and hacks to keep your motorbike chain clean and well-functioning.

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Guide to Purchase and Maintain Your Bike Helmet

While you may not think much about it, being a bike rider mandates the need for a sturdy helmet. In addition to your driving skills, a good helmet plays a vital role in ensuring that your time spent on the road is safe as well as secure. Therefore, choosing such an important product requires in-depth research and trial periods to determine its relevance to your riding style as well as the anatomy of your head. In this article, you will find out how to choose the right helmet and maintain it so that the helmet lasts long and in good condition

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Difference between Fuel Injection and Carburetion in Bikes

Fuel injection has been replacing the carburetor in bikes as a more superior technology, though there are still a few that utilize carbureted engines. The carburetion option that used to come in earlier bikes was simpler to use, maintain and repair. But with the advent of better technology, this option is quickly becoming obsolete. While fuel injection does increase the cost of the bike, it provides better performance in terms of quicker starting in cold weather as well as fuel efficiency. The throttle response is better and overall less maintenance is needed. Read on to understand the differences between these two types of technology.

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5 Things to Remember Before Modifying Your Two-wheeler

Getting bike insurance is important not just because it is mandated by the law; it’s a necessity that one can’t overlook. A person riding a motorcycle is more vulnerable to injuries compared to someone inside a car. And the insurance pays for the damages towards injury, theft of the vehicle and damages done to a third party in case of an accident. But the insurance premium can get altered if you alter the performance or visual appeal of the bike. More speed can increase the chance of accidents, while getting an anti-theft device can reduce the chances of bike theft. So, in either type of change, the insurer would evaluate the market value and risk factor of the bike and decide its proportional premium. So, here are five things you must know before you modify your two-wheeler.

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Benefits of Comprehensive Two-Wheeler Insurance

Two wheelers are not only very convenient and affordable, but also make it much easier to navigate traffic. With a range of benefits, it is a good option to own a two-wheeler, butthe one thing you must make sure of isthat your vehicle is covered under a comprehensive two-wheeler insurance policy. The coverage provided by a comprehensive two-wheeler insurance ensures all-round safety of your vehicle. It helps in protection against third party liabilities and against any damages or injury caused to the vehicle or its riders/owner. Nowadays, it is quite easy to purchase a comprehensive two-wheeler policy online in a stress-free manner

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How to change two-wheeler insurance policy details?

The Motor Vehicles Act, 1988 makes it mandatory for all the vehicles on Indian roads to have a valid third-party liability insurance cover. This third-party liability insurance cover might seem adequate for your vehicle but a comprehensive two-wheeler insurance will help provide all-round protection for your two-wheeler.

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Impact of third party rule on a sports bike

Two-wheeler insurance is an insurance policy that is taken to cover your two-wheeler vehicle against damages caused due to any incidents, or natural or manmade calamities. It is a way of protecting yourself from the financial losses that can arise due to damage to your vehicle or due to death or bodily injuries of the driver/owner.

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Tips for Driving at Night

Driving at night is not easy, with dividing, tail lamps can be a distraction, meandering the traffic can be a tough task as many of the goods vehicle, trucks, vans are on the road. The chance of a rider meeting with an accident is much higher in the night due to lower vision. This makes it important for you to follow certain road safety tips when driving at night.

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Timely Renewal of Two Wheeler Insurance

Buying a two wheeler is more than a simple purchase and involves continual care and maintenance. No, we are not talking about its quarterly servicing but insurance and its timely renewal. Renewing your two wheeler insurance guarantees a financial feasibility as well as protects you against legal implications and penalties. If you think that this renewal process is a hassle, wait till you have to pay for your vehicle’s upkeep or payment in case of any mishap, through your nose. Read on to know how you can avoid the sticky situation with a healthy insurance habit.

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Renewing Lapsed Bike Insurance - Steps to Follow

A comprehensive two-wheeler insurance policy is basically a contract between the insured and the insurer where the insurer agrees to pay up to an agreed value for loss incurred by the insured due to thefts, personal accident, third-party damage, man-made and natural calamities, etc. A third-party two-wheeler insurance only pays for third-party damage and it is mandatory to have one as per the Indian Motor Vehicles Act.

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Ways to reduce your Two Wheeler Insurance Premium

Two-wheeler insurance is an agreement between an insurance provider and an individual where the insurance provider commits to compensate any damages or losses incurred by the two-wheeler during an unfortunate accident. Two-wheeler insurance is an ideal solution for meeting the high expenses which can be incurred in case of damage to the vehicle during an accident.

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Ways to Secure Your Two Wheeler from Thieves

The motor vehicles act has made it mandatory for every two wheeler to have a third-party insurance coverage and rightly so, mainly because two wheelers are way more vulnerable to road accidents as compared to other vehicles. A third-party bike insurance will cover your vehicle against any third-party injury or property damage caused due to an accident.

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Cost of ownership of bikes

In India, the most convenient and easily affordable mode of transportation is two-wheelers. Two-wheelers are lightweight, easy to maneuver, and save a lot of time during commutation. Moreover, riding a two-wheeler is adventurous and can act as a stress buster especially in the case of bikes. Riding bikes has become a passion among the younger generations which adds some thrill and excitement into their lives.

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Emergency Assistance Service in Two Wheeler Insurance

Given the traffic density in India and some of the leading cities across the country, buying a two-wheeler makes more sense than a car. A bike is cheaper to buy and maintain, and the regular expenses are also low. And most importantly, you can zip through traffic without getting stuck unlike in a car.

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Steps to Renew Lapsed Bike Insurance Policy

As per the Motor Vehicles Act, every bike owner must have third-party insurance. However, simply buying insurance is not enough. It is important to renew the insurance policy on time sincefailing to do sowill lead to a policy lapse. This can exposeyou toa series of risks and losses including the loss of ‘No Claim Bonus’. Therefore, it is important to renew the policy on time.

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Insurance for Luxurious Cars

India has one of the fastest growing automobile sectors in the world. And the number of luxury cars on Indian roads is soaring at a consistent rate. Thanks to increasing disposable income, consumerism, and easily available car loans, more and more people are now splurging on luxury cars.

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Factors to consider for bike insurance renewal

Motorbikes have always been trendy and efficient and have a mass following of passionate riders. With a large number of motorbike riders in our country it is imperative that we ensure their safety. Two-wheelers are more vulnerable to road accidents than any other vehicle in India. To ensure that your bike is safe, it is necessary to have two-wheeler insurance.If you are a rider, you must ensure that you and your vehicle are insured against any harm.

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Myths About Buying Bike Insurance Online

Until a few years ago, bikes used to be a medium of transport for middle-class families. However, as millennials became more travel-friendly with a rising trend of bike trips that cross state lines, a large section of people were seen investing in bikes heavily.

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Points to Consider While buying a Used Bike

A search for directions towards a destination onGoogle Maps will give you an estimated timeof arrival. If you check, you will find that the time taken by bike is lesser as compared to the time taken by a car to reach the same destination. The time difference can be significant in metros like Delhi, Mumbai or Bengaluru owing to heavier traffic and spread-out distances.

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Factors Affecting Two Wheeler Insurance Premium

In order to safeguard your bike against natural and man-made mishaps, a comprehensive two-wheeler insurance policy is a must. When your bike is covered by a good insurance policy, you are free from the headaches of sudden expenses that might occur in case of theft or accident.

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Top Reasons for Two Wheeler Insurance Claim Rejection

In India, two-wheelers are more vulnerable to accidents than any other vehicle. It is extremely important to ensure the safety of your two-wheeler against various damages caused by accidents, natural calamities or man-made calamities like theft, riots, etc. You can ensure the protection of your two-wheeler by purchasing a two-wheeler insurance policy for your vehicle.

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Benefits Of On Time Renewal of Bike Insurance

The thrill of riding a bike and going on endless road trips is unparalleled. Exploring new places while feeling the wind in your hair is a feeling that only bikers can understand. If you are one such rider, chances are high that you take extremely good care of your bike.However, there is one particular thing you must not forget when it comes to taking care of your bike, which is renewing its insurance on time.

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Effects of Delayed Two Wheeler Insurance Claim

Rahul is a biker at heart and has taken countless road trips on his bike. Needless to say, he spends a hefty amount on maintaining his bike as well as on insuring it. He ensured that the renewals are always paid on time and that the necessary documentation is in place.

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Tips on insuring your vintage bikes

The term “vintage” usually refers to something, which belongs to an earlier generation. Mostly, those bikes that are meant for road racing and were built after 1975 are known as vintage bikes. Moreover, those bikes, which are meant for motocross racing and were built before 1975 can also be considered as vintage bikes. These vintage bikes are not produced any longer and hence, their supply is limited. Vintage bikes are simple machines and do not contain any complex components like hydraulic brakes or electric shifting.

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This festive season: Insure your car

This time of the year, you simply splurge! The home gets a makeover, your wardrobes get a makeover and if you truly want to celebrate, why not give a fantastic makeover to your garage with a brand-new car. This time of the year, there are many outings and parties planned and what better way than to flaunt your new car during these year-end festivities? According to a news report by economic times, car sales rose by 5-7% during festive season and the upward trend is expected to continue.

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Things to Know Before You Sell Your Bike

Since you are reading this, you are most likely considering selling your bike. You could either be planning to upgrade your bike, relocating to a new place where your bike may not be very useful, buying a new car instead of a bike, etc. Irrespective of what your reason is, it is time to sell your bike. Here are a few simple tips to aid you in the process.

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अपनी बाइक का माइलेज कैसे बढ़ाएं

बाइक के माइलेज का सीधा असर ड्राइवर के खर्चों पर होता है. अगर किसी की बाइक का माइलेज बहुत अच्छा है तो इसका यही अर्थ है कि उसके बाइक की ईंधन दक्षता भी अच्छी है. अच्छे माइलेज वाली बाइक कम पेट्रोल में ज़्यादा दूरी तय करेगी और इससे ड्राइवर को यही लाभ होगा कि उसे ईंधन के लिए कम पैसे खर्च करने पड़ेंगे.

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सर्दियों में अपनी कार की ऐसे करें देखभाल

सर्दियों का असर सिर्फ हमारे ऊपर ही नहीं बल्कि हमारे वाहनों पर भी होता है. कम तापमान और सर्दियाँ आपके वाहन की क्षमता पर बहुत जल्दी बुरा असर डाल सकते हैं और अगर आप अगर आप अच्छे से अपने वाहनों का ख्याल नहीं रखेंगे तो वाहन ख़राब भी हो सकते हैं. अगर आप सर्दियों में अपनी कार का ख्याल नहीं रखेंगे तो इससे आपकी कार को संभावित नुक्सान हो सकते हैं

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Important Considerations While Buying Second Hand Two-Wheeler

Are you tired of travelling in overcrowded metros and waiting for buses that are always running late? A sturdy two-wheeler will solve your traffic woes as you zip in and out of traffic unhindered by the slow-moving traffic. A second-hand two-wheeler is perfect if you are just starting out or do not want to spend a lot of money. A well-maintained vehicle which is easy on the pocket is the way to go.

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How pollution and smog can affect riding a two-wheeler

The rising pollution levels in Delhi are now an issue known to everyone. It took center stage post-Diwali celebrations when the air quality of the capital city plummeted to dangerous levels. This was despite the usage of green firecrackers for Diwali, which causes 30% less pollution than standard firecrackers.

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Tips to Increase the Mileage of a Bike

Riding a bike is a passion among the youngsters these days. Mostly, the younger generations prefer riding a bike for thrill and excitement. Moreover, even the middle-aged people prefer bikes because they find them convenient and time-saving. While buying a bike, its mileage plays a crucial role in making the final decision. Thus, it is vital to learn about a few tips to increase the mileage of your bike.

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Effective Tips for Keeping your Bike in Top Condition Always

For youngsters and adults alike, their bike is a matter of pride for them. Bikes are used by them for their regular commute or for any long drive. Higher mileage and lower maintenance cost are few of the factors that are driving the people towards choosing bikes as their preferred mode of travel. However bike needs proper maintenance so that you can be able to use it for longer time period and can derive better performance

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Do’s and Don’ts When Buying Bike Insurance Plans Online

There has been a spurt in number of people using bikes for their travel due to it’s comfort and mileage factors. As per recently passed Motor Vehicles (Amendment) Act 2019 and Motor Vehicles Act 1988 it is a mandatory requirement that all the motorists should have a valid motor insurance at all times.

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Benefits of Bike Insurance Renewal on Time

Having a bike is a matter of pride for all the youth and they want to use it in travel all times, however considering the ever increasing risks of accidents while travel, one needs a valid bike insurance coverage at all times. We all follow all our social meetings on schedule but when it comes for bike insurance renewal we follow a relaxed approach and ignore the risks associated with the bike getting uninsured.

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How Your Driving Record Will Affect Your Motor Insurance Premium

Insurance Regulatory and Development Authority of India (IRDAI) has set up a 9 member committee to look into ways to connect your motor insurance premium calculation to your traffic violation record. So if the recommendations of the panel are incorporated your driving etiquette and highway etiquette would become important factor in your motor insurance premium calculation

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How Does Motor Claims Work

Motor insurance claims can be divided into three parts Motor insurance claims for damages to your own car Motor insurance claims for a third party claim Motor insurance claims in event of theft ​Let’s discuss the each of the claims procedure in brief

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Evolution of Motor Vehicles Act

Travelling by car or a two wheeler has become preferred mode of transportation for crores of Indians as they are considered to be safe and convenient for travel. However rash driving and poor conditions of road leave the motorists vulnerable to accidents. Under Motor Vehicles Act 1988 and the recently enacted Motor Vehicle Amendment Act 2019, it is mandatory for all the motorists to have a valid driving license while driving their vehicles. The hefty fines that have been enacted in the Motor Vehicle Amendment Act 2019 would act as a deterrent for the errant drivers and restrain them from breaking the driving rules.

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Layman's Guide to Understanding Bike Insurance

If you own a bike, the chances are high that you have pondered this question –“Do I need a bike insurance policy?”Don’t worry, as you are not the only one thinking this. A lot of bike owners have the same question. As per the law, The Motor Vehicles Act, 1988 and Motor Vehicle (Amendment) Act 2019 mandates all vehicles in the country to have valid third party insurance on them.

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How to Revive Expired Bike Insurance Policy?

In India, it is mandatory to insure two wheelers as it safeguards you against any out-of-the-blue incidents like accidents, fire and explosion, theft, natural calamities, third party liability, among other reasons. And renewal of the insurance policy is also a must before the policy expires. If renewed on time, there are several benefits like No Claim Bonus or most importantly, the much needed peace of mind.

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Do You Have Enough Coverage for Bike Insurance

Buying motor insurance is mandatory by law. It can offer protection to your motorbike as per your coverage included in your bike insurance policy. Bike insurance is not expensive to buy. By spending just a little for the premium, you can get protection for your precious vehicle. But you need to ensure that your bike insurance has adequate coverage to offer comprehensive protection to your vehicle.

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Various Options Available for Bike Insurance

The number of vehicles on the road is constantly on the rise. This increases the chances of accidents by a considerable margin. Irrespective of how good a rider you are, you might still become a part of a mishap. And without valid bike insurance, you will end up spending a substantial amount of money from your pockets. When you do want to renew or buy a bike insurance policy, you either have the choice of third-party policy or a comprehensive policy.

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Top Myths Prevalent about Bike Insurance

So, you have a trendy and powerful bike that you are proud of!You also know that it is important to protect yourself and your bike against financial losses in case of accidents, theft, vandalism, and so on but at same time we need to differentiate the truths from the myths. Lack of proper understanding of bike insurance may affect your decision making and can hinder financial interests. In this article, we have tried to debunk top myths about bike insurance which might help you in making a logical decision.

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Myths about Buying Bike Insurance

Third party or liability only policy is mandatory under the Motor Vehicle Act, 1988. Yet, there are many bike owners who do buy the policy but do not renew it. One of the main reasons that can be cited is the myths people believe in about bike insurance. However, the IRDAI and the insurance companies have made it all simple and have kept the interests of the insured in mind to make the process easy. Let us talk about some of the common myths and know what the facts actually are:

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Why Your Two Wheeler Insurance Claim Can Get Rejected

No one wants to think of an unwanted situation while riding a bike. Still, imagine that you got involved in an accident and your two-wheeler got severely damaged. You got it repaired and when you claimed for the damages, it was denied by the insurance company. A two wheeler insurance claim can be denied by the company if the policyholder does not fulfill certain obligations. Here are the primary reasons based on which the insurance company can reject your two wheeler insurance claim.

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How to Claim NCB Bonus for Your Bike Insurance Policy

As a bike insurance policy holder, if you have not claimed for compensation even once during the entire policy tenure, then at the time of policy renewal, you are eligible for NCB, NCB ranges from 20% to a maximum of 50%, for every consecutive claim-free year

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How to use Bike Insurance Premium Calculator

Bike insurance premium calculator is the tool that helps you get quotes for your preferred insurance plan. In order to calculate the quotation, the interface would require the insurance buyer to share some details regarding the bike and then after a thorough analysis of the details, a suitable quote would be offered to you

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Factors That Influence Two Wheeler Insurance Premium

Nowadays, buying two-wheelers has become more of a necessity than a luxury. Having a bike or any other two-wheeler offers you the flexibility of travel, convenience, and availability of transport all the time. There are several factors which affect the cost of vehicle insurance. It is advised to know about these factors before buying vehicle insurance let's study them in detail

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Common Bike Insurance Terms You Should Know About

Two-wheelers have many advantages and that’s why it is the preferred mode of transport for lakhs of Indians. There are many terms used in insurance and one must have a good understanding of the policy document to make better decisions at the time of buying/renewal or claims. Let's take a look at the common bike insurance terms you should know

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Digilocker and M-Parivahan- Carry your Vehicle Documents Digitally

With the passage of Motor Vehicle Amendment Act 2019, motorists need to carry documents including driving license , Pollution Under Control Certificate (PUC), Registration Certificate (RC) at all times, therefore one can make used of Digilocker and M-Parivahan where you can store your travel documents online on this apps and show them to authorities when demanded

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Benefits of Online Renewal of Two Wheeler Insurance

Online Renewal of Two -wheeler insurance allows you to save time and ensure that your two wheeler remains insured at all times

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Add On Covers With Two Wheeler Insurance

What are the different Add-on-covers available for your two wheeler insurance policy.

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Tips To Save Money On Bike Insurance

Know how you can save a lot of money while buying a bike insurance policy for your bike.

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What Is Covered Under Third Party Bike Insurance?

Everything you should know about third party bike insurance policy and its coverage.

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Impact Of Riding a Bike With a Lapsed Two Wheeler Insurance

Know what happens when you ride a bike whose insurance has expired. Read about the next steps you need to take.

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Factors That Impact Your Two-Wheeler Insurance Premium

Read about the most common factors that impact your two wheeler insurance policy and its premium

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Things To Do At The Time of Bike Insurance Renewal

Know about the various things you should do at the time of bike insurance renewal. Read this exhaustive guide.

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Reasons to Renew Bike Insurance Immediately

Have not renewed your bike insurance policy yet? Read on to know why you should renew your bike insurance policy immediately.

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What You Should Know About The Mandatory Accident Cover For Your Bike Insurance Policy

Government has mandated a compulsory accident cover along with your bike insurance policy. Know what's changed.

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Need For Add-on covers In Two Wheeler Insurance

Confused about whether to include Add-on cover in your two wheeler insurance, we help you find the right answer here.

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Theft Cover Of Two-Wheeler Insurance Plans Explained

Confused about the utility of theft cover in your 2 wheeler insurance? Read on to understand theft cover and it's utility in details.

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Mistakes to Avoid When Filing Third-Party Insurance Claim

Everything you need to know while filing two wheeler third party insurance claim to ensure successful claim settlement.

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Which Two Wheeler Insurance Plan is best for you ?

The mandatory third party insurance covers losses related to third party property damage and person injury caused by your two wheeler. It does not cover any of your own vehicle’s damage like accidental loss, theft loss or damage due to fire etc.

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Why You Should Have A Third Party Insurance Policy ?

Third party policy is the mandatory insurance, however it does not cover your own damage section.

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Zero Depreciation Versus Comprehensive Two Wheeler Insurance Cover

Confused between comprehensive two wheeler insurance and zero depreciation cover? Read this article to understand the difference.

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Everything to Know When Buying Bike Insurance For the First Time

Buying bike insurance for the first time, we are here to help you. Read about all the things you should know before finalizing the right insurance plan for your bike

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Know The Impact of IDV On Renewing Bike Insurance

Read about the impact insured declared value (IDV) has while you are renewing your 2 wheeler insurance and take the best decision.

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Tips To Identify And Buy The Best Two Wheeler Insurance

Confused about which insurance plan to buy, we help you declutter to identify the right insurance plan for your two wheeler.

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What is IDV in Two Wheeler Insurance?

While buying insurance, we tend to think of the worst and most of us often wonder, “What if my two-wheeler is completely damaged, irreparable or stolen?” Well, this is what makes IDV (Insured Declared Value) critical.

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Things to look to avoid travel related scams before next trip

Like we always say be prepared for the worst, even in case of travelling abroad it’s important to be aware of possible

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How to Buy Long Term Two Wheeler Insurance Cover Online?

A long term insurance policy provides two wheeler insurance fora policy duration of upto 3 years giving you independence from annual renewal. Read on to know the importance of buying long term two wheeler insurance cover online.

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How Different Variables Impact Your Motor Cycle Insurance Premium?

Read to know how different variables play a crucial role in fixing up the premium for your bike or scooter.

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Basics of a Two Wheeler Insurance Policy

HDFC ERGO provides the long term insurance policies that provide insurance coverage for up to three years. That means you don’t have to remember annual renewal dates and not have to pay fines to traffic police due to insurance lapse.

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Advantages of third party two wheeler insurance

Two wheeler insurance is a must and mandatory for every bike owner in the country. This helps in safeguarding and protecting the owner of the vehicle from road accidents and other such perils associated with motor vehicles.

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Why Two-wheeler Owners Should Consider Multi-Year Insurance Plan?

If you love riding a bike, you are probably aware how fun it is to drive one. It can be Be your everyday commute by a bike or a scooter, it is fast and the best option to get through those congested roads.

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Why should you Buy Long term two-wheeler Insurance policy?

Are you one of those who forgets to renew their two-wheeler policy in time? Does renewing your policy each year seem like a tedious job? If the answer to the above two questions is ‘Yes’, then a long term two wheeler insurance policy is what you need.

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Benefits of buying long term 2 wheeler insurance

Most people don’t realize that they have failed to renew the insurance policy for their scooters or motorbikes until they are pulled up by traffic police and asked to produce their documents.

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Why Buy A Comprehensive Two Wheeler Insurance for your Scooter?

For shorter drives in both urban as well as rural segment, scooters have carved its niche among the daily commuters. Undoubtedly, scooters are fuel efficient and easy to ride, which makes it a prominent choice for female riders and daily commuters.

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5 Ways to Save On Bike Insurance

Buying two wheeler insurance for your beloved bike is a mandate, especially the third party liability only without which riding is illegal in India.

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Things To Know Before Buying Scooter Insurance

For shorter drives in both urban as well as rural segment, scooters have carved its niche among the daily commuters. Undoubtedly, scooters are fuel efficient and easy to ride, which makes it a prominent choice for female riders and daily commuters.

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3 Reasons toGet Bike Insurance Policy Add-ons

Two-wheeler insurance policies are of two types—third party and comprehensive. Below is an explanation of both these types of motorcycle insurance coverage.

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Long Term Two Wheeler Insurance Policy Benefits

We all are aware that two wheeler are much more vulnerable to getting into road accidents as compared to any other vehicle. To make sure you and your two wheeler are always protected from accidents and other dangers, it is imperative that you buy a two wheeler insurance policy.

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Know All About Two Wheeler Insurance Policy Coverage

It is important that you understand the need and importance of a two wheeler insurance policy. An insurance is there not only to protect you from third party liabilities but also to keep your vehicle safe and sound.

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Things to Know About Motorcycle Insurance in India

Motorcycle insurance India or two wheeler insurance is a mandate if you are riding your vehicle on public road. A third party liability only policy is compulsory as it safeguards you from losses caused to other person or property by your vehicle.

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All You Need to Know about Emergency Roadside Assistance For Bike

Riding your bike is an exhilarating experience. Owning a two-wheeler gives you the freedom of movement without depending on public transportation. Whether it is taking an adventurous ride on off-roads or your daily commute to the office, your bike is an excellent mode of travel.

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Is long term two wheeler insurance plan beneficial?

The importance of having a valid two wheeler insurance policy cannot be stressed enough. India, being one of the largest markets for two-wheelers in the entire world is equally unsafe too.

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How to Renew Online Bike Insurance in 3 Easy Steps?

Apart from the fact that having two wheeler insurance is mandatory in India, it is also very important to ensure continued protection of your vehicle from accidents and other dangers. It is a known fact that driving a two wheeler is way more risky than driving a car as you are more vulnerable to road accidents in the latter case.

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How to renew your expired bike insurance policy online?

Riding is a fulfilled activity; it gives you super sense of freedom. It gives you an edge against the city traffic and keeps you ahead of everyone else. Though bike riding is synonymous to fun and adventure, HDFC ERGO two wheeler insurance is designed to give you safety and security against unforeseen circumstances.

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Simple Steps to Get Cheap Two Wheeler Insurance in India

Two wheeler insurance is mandatory in India as per the Motor Vehicles Act. Riding your motor cycle without a valid insurance will cause legal troubles and you may end up paying heavy penalties.

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How to Choose Two Wheeler Insurance?

Your two-wheeler is your best partner to roam around the city paths; it gives you the right edge against traffic and helps you reach everywhere in your stipulated time. But, did you know? Your beloved two-wheeler requires mandatory third party liability insurance

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How to Calculate Bike Insurance Premium in India

Bike insurance or two wheeler insurance is an important means to protect your beloved vehicle safe from accidental damages. In India, it is a mandate to ride with a valid third party liability only policy. This policy covers you from damages caused by your bike to other person or property.

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Guide to Scooter Insurance

Popular for its safe riding mechanism and swift design, scooter has become w widely preferred mode of transport in both metros as well as rural regions. Riding scooter can give you an edge against chaotic traffic congested roads and the freedom to enjoy your journey.

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A Guide for Buying A New Bike Insurance

Accidents happen on roads. Period. And the worst part is that it doesn’t come informing you. And while you are nursing an injury or a broken bone, the only thing that can sound remotely comforting is the fact that your bike was probably insured and that you will not go bankrupt paying for the repairs of your damaged bike.

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Significance of Cashless Facility in Two-Wheeler Insurance Policy

In India, a large percent of the population use two-wheeler to commute as it is convenient, affordable and low on maintenance. As with all other types of vehicles, having a third-party insurance coverage for your bike is also mandatory as per the legal guidelines.

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Theft Cover for Your Bike

With an increasing number of bike thefts in India, buying a theft cover is essential. Read on to know all about consequences of not having a theft cover and why you should choose the one offered by HDFC Ergo.

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5 Simple Steps to Transfer Bike Insurance

When buying a second hand bike in India, it is important you don't forget to transfer the bike insurance policy owned by the previous owner. Read on the steps to transfer bike insurance in India.

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Benefits Of Add On Covers for Motor Insurance

Do you think your existing motor insurance coverage is enough to provide you financial assistance at the time of claims? If no, then you can always enhance the coverage of your motor insurance plan by opting from a plethora of add-ons offered.

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All about Bike Insurance

Your two-wheeler deserves care and pamper, unarguably it’s the best way to experience freedom and give an edge to the endless city traffic. However, as per the recent reports by Indian roadways ministry, two wheelers have faced the highest number of accidents in 2016.

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Opt For These 5 Add On Covers for Motor Insurance along with Comprehensive Benefits

Buying a car insurance that too comprehensive one is the best decision ever to protect your car from unforeseen circumstances. It not only offers the mandatory third party liability cover but also gives protection to your vehicle in case of any damage.

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How to buy a two wheeler insurance online?

A two wheeler vehicle serves as great means of transportation. Two wheeler enthusiasts are very possessive about their vehicles. They keep their vehicles properly maintained through routine check-ups so that the probability of unnecessary and untimely hiccups can be minimized. In order to further safeguard their prized possession, they get their vehicle insured which also is mandatory by the authorities.

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Long-term Third-Party Motor Insurance is a Good Deal

Two-wheelers are vehicles of convenience for everyone irrespective of the location or the gender of an individual. They are easy to drive and one of the most convenient means to negotiate

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Ride your two-wheeler safely

Two-wheelers have become the most preferred mode of transportation for many Indians. Mopeds and Bikes are omnipresent across Indian towns and cities, providing mobility to lakhs of people in rural as well urban areas.

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