Knowledge Centre

Travel Insurance

With the onset of lockdown guidelines, if you are planning to step out and travel abroad for unavoidable reasons make sure you have Travel Insurance. It is indeed your SafetyKaTicket, which will help you in tackling medical expenses arising due to COVID-19. Travelling during the pandemic calls for a lot of safety precautions, just like you wear a mask and sanitize your hands frequently similarly you need to have Travel Insurance plan with you to pay for medical expenses arising due to hospitalisation.

Travel Insurance Plans

Individual Travel Insurance
Travel Insurance - Individual
HDFC ERGO Individual Travel Insurance ensures your safety against any emergency expenses. Our Travel policy will assist you on your trip if you lose your baggage or need any medical support along with many more benefits.
Family Travel Insurance
Travel Insurance - Family
HDFC ERGO’s International Family Travel Insurance plans are tailored to protect you and your family. Now, travel with peace without any worries!
Student Travel Insurance
Travel Insurance - Student
Now, studying abroad has become safer with HDFC ERGO’s International Student Suraksha. With student overseas travel insurance your child can study abroad without worrying about safety & medical expenses.
Frequent Flyers Insurance
Frequent Flyers Insurance
Is jet-setting an integral part of your lifestyle? Now, travel peacefully by securing every trip with just one insurance plan.

What's Covered in Travel Insurance

Medical Related Coverage

Emergency medical expenses

Emergency medical expenses

If there’s a medical emergency, we’re there with our cashless treatment facility because you’ve got a friend in us.

Emergency dental expenses

Emergency dental expenses

Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!

Medical evacuation

Medical evacuation

We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.

Hospital daily cash allowance

Hospital daily cash allowance

Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.

Medical & Body Repatriation

Medical & Body Repatriation

In case of a death, we’ll bear the cost to transfer the mortal remains to the home country.

Accidental death

Accidental death

We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.

Permanent Disablement

Permanent Disablement

If an unfortunate accident causes permanent disability, we’ll provide a lump-sum compensation to make things a little easier for you.

Baggage-related coverage

Loss of Baggage & Personal Documents

Loss of Baggage & Personal Documents

You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.

Loss of checked-in baggage

Loss of checked-in baggage

What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.

Delay of checked-in baggage

Delay of checked-in baggage

You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted.

Journey-related coverage

Personal liability

Personal liability

In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.

Financial Emergency Assistance

Financial Emergency Assistance

Even on a solo travel you are not alone. We’ll provide emergency cash in case of robbery, theft, or dacoity.

Hijack Distress Allowance

Hijack Distress Allowance

We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.

Flight delay

Flight delay

Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.

Hotel Accommodation

Hotel Accommodation

Let us take care of your extended hotel accommodation while you recover from your medical emergency.

What's Not Covered in Travel Insurance

Breach of Law

Breach of Law

Any sickness or health issues caused to due to war or a breach of the law.

Consumption of Intoxicant substances

Consumption of Intoxicant substances

If you consume intoxicant or banned substance, the policy shall not entertain any claims.

Pre existing diseases

Pre existing diseases

If you’re suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.

Cosmetic and Obesity Treatment

Cosmetic and Obesity Treatment

If you or your family member choose to undergo cosmetic or obesity treatment, it stands uncovered.

Self Inflicted Injury

Self Inflicted Injury

We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you

Adventure Sports

Adventure Sports

Any injury caused due to an adventure sport remains uncovered.

 

Please note above information is for illustrative purpose before buying the policy refer detailed policy wordings for detailed inclusion and exclusions

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Why HDFC ERGO?

All the support you need 24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.
Why HDFC ERGO?

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need 24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.

Pay only for the days you travel

Wondering if you end up paying for more days than you actually travel? Take it easy! You can now get travel insurance for a specific number of days and pay simply on per day basis.

Say Good Bye to Medical Check-ups

No need to undergo any health check-up to get HDFC ERGO Travel Insurance

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with minimum documentation and easy payment methods. Your policy straight-away sits in your inbox**.

International Travel Insurance for Most Visited Countries

Overseas Travel Insurance Comparison

While looking for the best travel insurance plan you need to understand the coverage and benefits offered by each plan type so that you are covered
enough against contingencies faced in a foreign country.

  •  
  • Suitable for
  • No. of Members in a Policy
  • Maximum Stay duration
  • Places you can travel
  • Coverage amount options
  • Extension Options
  • Individual/Familly
  • Individuals, Family
  • Upto 6 members
  • 180 Days
  • Worldwide
  • $50K, $100K, $200K, $500K
  • Up to 180 Days
  • Frequent flyers
  • Frequent Overseas Travellers
  • Only for Individuals
  • 45 Days
  • Worldwide
  • $250K & $500K
  • Can be renewed annually
  • Individual/Familly
  • Frequent flyers
  • Suitable for
  • Individuals, Family
  • Frequent Overseas Travellers
  • No. of Members in a Policy
  • Upto 6 members
  • Only for Individuals
  • Maximum Stay duration
  • 180 Days
  • 45 Days
  • Places you can travel
  • Worldwide
  • Worldwide
  • Coverage amount options
  • $50K, $100K, $200K, $500K
  • $250K & $500K
  • Extension Options
  • Up to 180 Days
  • Can be renewed annually

Travel Insurance News

Covid-19 set to boost demand for travel insurance in India

Millions of Indian students, frequent flyers and leisure travelers who have postponed their foreign trips due to Covid-19 are likely have to buy compulsory travel insurance policies when countries open their borders for unrestricted travel, said sector experts.

Source: TOI – Economic Times | Published on 12 October 2020

Frequently Asked Questions on Travel Insurance

Go for the plan that suits you the most like if you are travelling alone, then go for individual plan. In case you are travelling with your family, opt for family floater plan to cover your entire family in a single policy. If you are a frequent traveller, you can avoid the hassle of buying travel insurance for every trip by opting for Annual Multi-trip plan. If you are travelling abroad for further studies, then student plan gives you a perfect cover for the duration you are studying.
You can easily extend the policy online before the policy expiry date and stay covered for the extended period.
With HDFC Ergo Travel Insurance plans, you can extend the policy multiple times for a maximum of 360 days from the initial policy start date.
Unfortunately no. Your policy start date & purchase date cannot be later than your trip commencement date.
No. Travel Insurance policy is for those who plan to come back to India and where the purpose of travel is leisure holidaying, business & studies.
Travel Insurance ends either on the policy end date as mentioned in the policy or return date whichever is earlier. Hence, there won't be any premium refund in case you come earlier than planned.
As long as you have an active Indian Passport and you plan to return to India, you can buy travel insurance policy.
You can cancel your travel Insurance anytime before the policy start date. In case we receive Travel insurance cancellation request after the commencement of the policy date, photocopy of all pages of passport will be required as a proof that you have not travelled. Cancellation charge of Rs 250/- is levied on all cancellation requests.
Yes, our policy will reimburse for the emergency medical expenses due to sickness or injury on OPD basis.
Allianz Worldwide are our travel assistance partners. They have a vast network of 8 lacs+ service providers with 24x7 service capabilities.
You can change your policy details online through our website hdfcergo.com. Visit the 'HELP' section on the website and place a request. To place request or explore services, click here
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