Home insurance plans are becoming increasingly popular as owners are realising the importance of such a hefty investment and wish to protect their houses from damages and thefts. Getting a comprehensive financial coverage for your home is essential not only for protecting the physical structure, but also expensive appliances like washing machines, so that you can be completely stress-free.
These days, every household is well-equipped with modern appliances that make chores easier. And washing machines are a must-mention in this regard. With rapid developments in technology, these washing machines have also evolved to become smarter, and are packed with high-end features. Consequently, the price is higher and so is the need to protect them against any financial losses arising due to fire or other perils, theft or any other damages. So, get coverage for your washing machine under home insurance so that you can safeguard your machine against a number of risks
A comprehensive insurance policy that covers a washing machine too has the following benefits:
The premium depends upon multiple factors that influence the premium cost as well as the coverage that comes with it. Here is a look at the same:
Damages caused by unforeseen or sudden situations like fire, lightening, bursting or overflowing of water tanks, natural calamities, etc.
Financial loss due to theft, burglary, robbery, house-breaking, anti-social activities like riots and strikes, etc. .
Damages caused due to any external accident or during the transit of the washing machine are covered by the washing machine insurance.
Did you know that 68% of India’s land is prone to drought, 60% to earthquakes, 12% to flood, and 8% to cyclones? You can’t predict natural calamities; but you can protect your possessions against earthquake, flood, storm, hurricane, etc.
Damage due to normal wear and tear,reckless conduct while driving or damages sustained while cleaning,servicing or repairing
Damages caused due to wilful negligence of the owners since the item is insured.
Damages caused wilfully by the owners are not covered under the policy. Breaking or damaging the parts accidently, like dropping them on the floor, is not covered
At the time of taking the policy, it is necessary for the insured to provide correct information about the product in a transparent manner. In case any important information is not provided or wilfully hidden.
Manufacturing defects or defects due to the fault of the manufacturer will not be covered. The insured, in this case, will have to file a claim against the manufacturer
For washing machines that are more than 365 days old from the date of purchase, the insurance is not valid, as the policy needs to be taken within the first year of purchase
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All the support you need-24x7
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Seamless & Superfast Claim Settlement
Excellent. I highly recommend this policy for your home
AJAJ CHANDSO DESAI
HOME INSURANCE POLICY
Good. Happy with the service, process and home insurance policy. Thank you HDFC ERGO t
CHANDRAN CHITRA
HOME SHIELD (GROUP)
Good service. Impressed with the quick turnaround time for my queries and requests. Would definitely recommend this!
LOGANATHAN P
HOME SHIELD INSURANCE
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