Today, women have taken up the charge to lead in all aspects of life. Women have shouldered multiple responsibilities too, now it’s time to strike a balance and take necessary steps to secure their health. HDFC ERGO presents my:health Women Health Suraksha, a plan designed specifically for women to offer protection against minor ailments, major illnesses, surgeries and critical illnesses as well. Don’t let any disease be a show stopper in your life, be prepared enough to give a fight against it and safeguard your finances too. Your health is as important as that of any other member of your family, secure it today and stay protected against numerous ailments under one single plan with HDFC ERGO, a brand trusted by #1 Crore+ customers.
With this policy, stay protected and let cancer not deter you from achieving life goals. We offer 100% sum insured for all such women specific cancer. Know More...
When cancer is detected at an early state it remains localized and has not spread to the other organs or tissues of the body, it can be dealt effectively with medication and treatment. We cover you at that stage as well.Know More...
We offer 100% sum insured to offer financial support in treating Systemic Lupus Erythematous with Lupus Nephritis and Rheumatoid Arthritis. These diseases are dreadful, need prolonged treatment and may lead to financial hazardsKnow More...
Undoubtedly, surgical procedures are a major reason for financial drainage during the course of treatment. To reduce financial burden caused due to surgical procedures like Know More...
Heart ailments aren’t that rare these days! As per WHO, Cardiovascular diseases (CVD) are the major cause of mortality globally, as well as in India. Get coverage for Open Chest CABG, First Heart Attack, Angioplasty, Insertion of Pacemaker and many more.
Life threatening diseases can put a full stop to your soaring career. To ensure a better financial planning to fight back and ensure good quality medical services, this plan gives coverage against 41 listed critical illnesses.
Adventures can give you an adrenaline rush, but when coupled with accidents, it can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.
You might think of causing injury to your precious self, but we don’t want you to hurt yourself. Our policy does not cover self-imposed injuries.
War can be disastrous and unfortunate. However, our policy does not cover any claim that are caused due to wars.
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
We do understand the criticality of your disease. However, our policy does not cover venereal or sexually transmitted diseases.
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
For detailed inclusion and exclusion please refer the sales brochure/policy wordings
Women often face complications while giving birth; we cover Disseminated Intravascular Coagulation (DIC), Ectopic Pregnancy, Molar Pregnancy and Eclampsia. Not just the mother, often the child also faces complications and needs surgeries for several congenital diseases like heart ailments, Spina Bifida, etc. In such a scenario we offer you 25% of sum insured or INR 5 Lakhs, whichever is lower.
Firstly, we offer upto Rs. 10,000 for a second medical opinion, as you may not be satisfied with your first diagnosis and wish to consult another doctor for detailed review. Secondly, you also get covered for Molecular Gene Expression Profiling Testto get treatment guidance on diagnosis of any major Cancer and lastly post diagnosis assistance, to get counseling for taking measures for quick recovery, which is around Rs 3000 per session and you can take 6 such sessions.
It’s quite possible that you may either resign or lose your job due to diagnosis in case of major illness. Under such circumstances women face financial crunch to ensure things work smoothly at your end and you are able to remain financially stable, we give 50% of monthly salary for a period of 6 months.
90 days waiting period applicable on all illnesses/Procedures categorized as “Major”.
180 days waiting period applicable on all illnesses/Procedures categorized as “Minor”
1 Year waiting period applicable for all claims under pregnancy and New Born Complications cover.
7 days Survival Period on illnesses/Procedures including Maternity Complications
30 day Survival Period from date of delivery for New Born Complications and Condition must be diagnosed within two years from delivery of Baby
Understanding the criticality of the diseases and the requirement of financial assistance, we offer instant and lumpsum payment i.e your sum insured gets paid in one transaction.
From 3 lac upto 1 crore, choose the sum insured plan according to your health history as well as affordability of premium.
Get up to 5% discount for online policy. You also get 7.5% discount on 2 years policy and 12.5% for 3 years policy tenure.
This feature makes HDFC ERGO Women Health Suraksha your health care partner and allows you unrestricted coverage.
Get free preventive health check-up at every renewal, to ensure early detection of an ailment.
Get Tax Benefit under section 80 D.
The Wellness coach enables you to track your exercise and calorie count seamlessly. It helps you lead a fit lifestyle.
No compulsions. You are free to cancel the policy within 15 days from the date of receipt of policy document in case you find it unsuitable.
Secured Over #1 Crore+ Smiles!
All the support you need-24x7
Transparency In Every Step!
Secured Over 1 Crore+ Smiles!
All the support you need-24 x 7
Transparency In Every Step!
Integrated Wellness App.
Frequently asked questions
Only one Claim is payable under each of the stages given below during lifetime of the Policy.
Minor Stage : On the admissibility of Claim under Minor Stage condition under the Policy, coverage for all other Minor stage Conditions shall cease to exist. The Policy shall continue to Cover Major Stage condition for balance sum insured.
Major Stage: On the admissibility of claim under major stage condition, coverage under the policy ceases to exist.