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Transparency in Claims: Our Commitment to You

At HDFC ERGO, we believe in fostering trust and transparency with our customers. As part of this commitment, we are sharing our claims statistics to keep you informed about how we handle claims. Below, you will find a detailed breakdown of our claims for this financial year. This data reflects our dedication to fair and efficient claims processing, ensuring that you receive the support you need when it matters most. We are proud to serve you and remain committed to upholding the highest standards of integrity and customer care.

S.No Status Apr'25 - Aug'25
Retail Health Motor Own Damage
A Outstanding as on 1st April 2024 19,070 19,090
B Claims intimated in current FY 2,49,333 1,50,522
C Claims Paid 2,30,458 1,44,743
D Claims Repudiated 9,777 5,772
E Claims Closed without payment* 0 7,307
F Outstanding at the end 28,168 11,790
Sr. No Health Claims TAT
A Pre-Auth TAT 23 Min
B Discharge TAT 54 Min
C Average Reimbursement Payment TAT 3.6 days
Sr. No Motor OD TAT
A Workapproval (within 2hr) 88%
B Last Document to Payment TAT (within 1 day) 87%

*Note: The frequent reasons for close without payment -

  1. Claims withdrawn by insured
  2. Vehicle not reported to workshop after intimation of claim
  3. Claim not pursued by Claimant.
  4. Loss amount within deductible