Cancer can affect women during any phase of life. Today, when women have shouldered equal responsibilities, it has become crucial ensure a financial back-up to battle against this dreadful disease if it occurs. To ensure protection and complete cover for cancer treatment, HDFC ERGO has come up with Cancer Plan under my:health Women Suraksha to ensure you have the financial shield ready to fight against the disease with the help of quality medical treatment and utmost care. Though Cancer does affect the mental, physical and emotional state tremendously, with a this insurance cover at least your finances are taken care off.
When cancerous cells start multiplying and spread to other tissues in your body it’s referred to as Malignant Cancer. We offer 100% sum insured for all such women specific cancer. Know More...
When abnormal growth of tissues remain localized and has not spread to the other organs or tissues of the body, which usually termed as carcinoma in-situ, this stage can be dealt effectively with medication and treatment. We cover you at this stage as well.Know More...
Providing a holistic cover for cancer all under one plan, Women Suraksha Cancer Plan offers 100% of sum insured for other major cancers other than women specific cancer to ensure you have the finances to get quality medical attention and a swift recovery.
Adventures can give you an adrenaline rush, but when coupled with accidents, it can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.
You might think of causing injury to your precious self, but we don’t want you to hurt yourself. Our policy does not cover self-imposed injuries.
War can be disastrous and unfortunate. However, our policy does not cover any claim that are caused due to wars.
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
We do understand the criticality of your disease. However, our policy does not cover venereal or sexually transmitted diseases.
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
For detailed inclusion and exclusion please refer the sales brochure/policy wordings
90 days waiting period applicable on all illnesses/Procedures categorized as “Major”.
180 days waiting period applicable on all illnesses/Procedures categorized as “Minor”
1 Year waiting period applicable for all claims under pregnancy and New Born Complications cover.
7 days Survival Period on illnesses/Procedures including Maternity Complications
30 day Survival Period from date of delivery for New Born Complications and Condition must be diagnosed within two years from delivery of Baby
Understanding the criticality of the diseases and the requirement of financial assistance, we offer instant and lumpsum payment i.e your sum insured gets paid in one transaction.
From 3 lac upto 1 crore, choose the sum insured plan according to your health history as well as affordability of premium.
Get up to 5% discount for online policy. You also get 7.5% discount on 2 years policy and 12.5% for 3 years policy tenure.
This feature makes HDFC ERGO Women Health Suraksha your health care partner and allows you unrestricted coverage.
Get free preventive health check-up at every renewal, to ensure early detection of an ailment.
Get Tax Benefit under section 80 D.
The Wellness coach enables you to track your exercise and calorie count seamlessly. It helps you lead a fit lifestyle.
No compulsions. You are free to cancel the policy within 15 days from the date of receipt of policy document in case you find it unsuitable.
Secured Over #1 Crore+ Smiles!
All the support you need-24x7
Transparency In Every Step!
Secured Over 1 Crore+ Smiles!
All the support you need-24 x 7
Transparency In Every Step!
Integrated Wellness App.
Frequently asked questions
Only one Claim is payable under each of the stages given below during lifetime of the Policy.
Minor Stage : On the admissibility of Claim under Minor Stage condition under the Policy, coverage for all other Minor stage Conditions shall cease to exist. The Policy shall continue to Cover Major Stage condition for balance sum insured.
Major Stage: On the admissibility of claim under major stage condition, coverage under the policy ceases to exist.