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Housing Society Insurance

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3.7 Crore+

Happy Customers

Covers home structure image

Covers Home Structure

Worth upto ₹10 crore

Discounts image

Attractive Discounts

Up To 45%* Off

Belongings image

Covers Home Belongings

Worth upto ₹50 lacs

Housing Society Insurance

Before you realise it, your housing society becomes a giant home with hundreds of family members. HDFC ERGO housing society insurance provides complete protection against multiple factors to keep your society safe and secure for generations to come!

Many Homes Insured, under one Insurance

Stay protected for a year

Stay protected for a year

Managing a sizeable society comes with multiple risks and hence calls for special protection. Secure your entire housing society for a year with HDFC ERGO housing society insurance plan. Get peace of mind with a single insurance plan that lasts an entire year.

Bigger properties higher coverage

Bigger properties higher coverage

Depending on the size of your housing society, you get the flexibility to choose the coverage amount that you think is enough. Choose a befitting number anywhere between 1 lakh to 3 crores and keep the entire society secured against threats.

 One insurance; big discounts

One insurance; big discounts

What’s better than getting one comprehensive insurance plan that secures your entire housing society? Getting it on a 50% discount! Now secure your assets Read More...

Covers common amenities

Covers common amenities

We know you love your gym area and play courts, an untoward fire incident may damage the common amenities and society compound. Don't Worry, with HDFC ERGO common amenities are covered.

Know Your Coverage

Fire

Just how a fire can’t crumble your spirit, we’ll cover losses your housing society has to incur due to a fire break out.

Natural Calamities

Did you know that 68% of India’s land is prone to drought, 60% to earthquakes, 12% to flood, and 8% to cyclones? You can’t predict natural calamities, but you can protect your possessions against earthquake, flood, storm, hurricane, etc.

Human Hazards

Troubled times can affect your home as well as your peace of mind. Keep it secure against strikes, riots, terrorism, and other malicious acts.

Accidental Damage

Any accidental damage to your building and societal amenities, we will cover you. This includes mishaps such as bursting water tanks or leakage from automatic sprinkler installations.

Terrorism Optional Cover

We also provide you optional cover against acts of terrorism for a nominal premium.

Why HDFC ERGO?

Secured 3.7+ Crore Smiles!@
Secured 3.7+ Crore Smiles!@
Secured 3.7+ Crore Smiles!@

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

Background

What's more?

Downloads

Downloads

Get brochure/policy wordings/proposal forms

Home Insurance for Owners

Home Insurance for Owners

Protect your home

Fire Insurance

Fire Insurance

Get standard fire & special perils cover

Home Insurance for Tenants

Home Insurance for Tenants

Protect your belongings

Frequently Asked Questions

Your insurance cover starts from the commencement date indicated on the policy schedule, this could be any selected date (not later than 15 days) after date of payment of premium.

If you have financial interest in the property as owner or leaser then you can insure the property.

Register your claim within 7 days of claim registration and send us a duly signed claim form along with all the mentioned documents within 15 days and you are done. The approved claim will be paid within 30 days.

From the time the transfer of ownership becomes effective, the policy stands cancelled & the insured ceases to be an insured under the policy. We will then refund the premium for the balance insured period.

Surveyor contacts the customer in 48 hours time. Claim form is sent to customer correspondence address within 7 working days time.

Yes, the company will pay a maximum of 1% of the total claims amount for debris removal.

Done Reading? Willing to Buy A Home Plan?
Done Reading? Willing to Buy A Home Plan?

Done Reading? Willing to Buy A Home Plan?

Go for it now!