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Housing Society Insurance

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3.1 Crore+

Happy Customers

Covers home structure image

Covers Home Structure

Worth upto ₹10 crore

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Attractive Discounts

Up To 45%* Off

Belongings image

Covers Home Belongings

Worth upto ₹50 lacs

Housing Society Insurance

Before you realise it, your housing society becomes a giant home with hundreds of family members. HDFC ERGO housing society insurance provides complete protection against multiple factors to keep your society safe and secure for generations to come!

Know Your Coverage

Fire

Just how a fire can’t crumble your spirit, we’ll cover losses your housing society has to incur due to a fire break out.

Natural Calamities

Did you know that 68% of India’s land is prone to drought, 60% to earthquakes, 12% to flood, and 8% to cyclones? You can’t predict natural calamities, but you can protect your possessions against earthquake, flood, storm, hurricane, etc.

Human Hazards

Troubled times can affect your home as well as your peace of mind. Keep it secure against strikes, riots, terrorism, and other malicious acts.

Accidental Damage

Any accidental damage to your building and societal amenities, we will cover you. This includes mishaps such as bursting water tanks or leakage from automatic sprinkler installations.

Terrorism Optional Cover

We also provide you optional cover against acts of terrorism for a nominal premium.

Why HDFC ERGO?

Secured 3.7+ Crore Smiles!@
Secured 3.7+ Crore Smiles!@
Secured 3.7+ Crore Smiles!@

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

Background

Frequently Asked Questions

Your insurance cover starts from the commencement date indicated on the policy schedule, this could be any selected date (not later than 15 days) after date of payment of premium.

If you have financial interest in the property as owner or leaser then you can insure the property.

Register your claim within 7 days of claim registration and send us a duly signed claim form along with all the mentioned documents within 15 days and you are done. The approved claim will be paid within 30 days.

From the time the transfer of ownership becomes effective, the policy stands cancelled & the insured ceases to be an insured under the policy. We will then refund the premium for the balance insured period.

Surveyor contacts the customer in 48 hours time. Claim form is sent to customer correspondence address within 7 working days time.

Yes, the company will pay a maximum of 1% of the total claims amount for debris removal.

Done Reading? Willing to Buy A Home Plan?

Done Reading? Willing to Buy A Home Plan?

Go for it now!