
3.7 Crore+
Happy Customers

Covers Home Structure
Worth upto ₹10 crore

Attractive Discounts
Up To 45%* Off

Covers Home Belongings
Worth upto ₹50 lacs
Before you realise it, your housing society becomes a giant home with hundreds of family members. HDFC ERGO housing society insurance provides complete protection against multiple factors to keep your society safe and secure for generations to come!
Stay protected for a year
Managing a sizeable society comes with multiple risks and hence calls for special protection. Secure your entire housing society for a year with HDFC ERGO housing society insurance plan. Get peace of mind with a single insurance plan that lasts an entire year.
Bigger properties higher coverage
Depending on the size of your housing society, you get the flexibility to choose the coverage amount that you think is enough. Choose a befitting number anywhere between 1 lakh to 3 crores and keep the entire society secured against threats.
One insurance; big discounts
What’s better than getting one comprehensive insurance plan that secures your entire housing society? Getting it on a 50% discount! Now secure your assets Read More...
Covers common amenities
We know you love your gym area and play courts, an untoward fire incident may damage the common amenities and society compound. Don't Worry, with HDFC ERGO common amenities are covered.


Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.
Real stories from people who love our products.
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Home Insurance for Owners
Protect your home
Fire Insurance
Get standard fire & special perils cover
Home Insurance for Tenants
Protect your belongings
1
When does my policy get into force?
Your insurance cover starts from the commencement date indicated on the policy schedule, this could be any selected date (not later than 15 days) after date of payment of premium.
2
Can a HUF / Leased (Mhada/ Cidco) property be insured??
If you have financial interest in the property as owner or leaser then you can insure the property.
3
How to get claim reimbursement?
Register your claim within 7 days of claim registration and send us a duly signed claim form along with all the mentioned documents within 15 days and you are done. The approved claim will be paid within 30 days.
4
What happens to the standard fire and special perils policy, if the insured house is sold?
From the time the transfer of ownership becomes effective, the policy stands cancelled & the insured ceases to be an insured under the policy. We will then refund the premium for the balance insured period.
5
What happens after the home insurance claim is registered?
Surveyor contacts the customer in 48 hours time. Claim form is sent to customer correspondence address within 7 working days time.
6
Will the company pay for debris removal during the reconstruction of the property? If yes how much?
Yes, the company will pay a maximum of 1% of the total claims amount for debris removal.