Comparison has become an inevitable practice these days. Even when you wish to go on a vacation; you compare places and their highlights to shortlist the best destination. Similarly, bike insurance comparison is also a fittest way to find out the right cover for your beloved bike. It helps in showcasing the uniqueness of each policy, making it easier for you to make an informed investment decision for securing your bike in the long term. Every policy has its own set of offerings, it’s important to look out for a plan which offers comprehensive cover for insuring maximum loss caused due to uncertainties. Comparing insurance plans would help you in finding out the difference between policies and choose a plan suiting your budget and requirement.
Comparing bike insurance plans is probably the best way to shortlist the right policy for your bike. In a large perspective, bike insurance policies with HDFC ERGO are divided into two broad prospects, comprehensive cover and third party liability. Let’s understand the benefits offered by both these policies to pick the right cover for your bike.
|Comprehensive(Single year)||Comprehensive(Long Term)||Third Party (Liability Only)|
|Damage due to fire|
|Damage due to natural disaster|
|Personal Accident cover|
|Damage to a third-party vehicle|
|Injury to a third-party person|
|Zero Depreciation||Optional Add-on|
|Emergency assistance cover||Optional Add-on|
For one year old two wheeler – you can choose from the mentioned options: i. Package/Liability policy for upto 2 or 3 years policy duration