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Customer RatingsHonda DIO Insurance Online
Honda Dio is perfect for young riders. This automatic scooter is lighter and funkier than its predecessor, the Activa 6G. The 2020 version of the Dio also has a BS-VI compliant engine and a full-LED headlamp in the Deluxe trim. Overall, the Dio is an elegant scooter with a lot of design features that make it stand out from its competitors.
The Honda Dio comes with the following engine and transmission:
* A 109cc single-cylinder engine that can deliver 7.6bhp and 9Nm of torque
* Comes with a CVT automatic transmission which has an efficiency rating of 60km/l
The Honda Dio is a great option for those who care about power and fuel efficiency and want something that offers plenty of storage space.
Features
Honda Dio features an analog instrument cluster in the base model, while the Deluxe variant has a digital cluster. The light-weighted front look of the bike with LED headlamps and LED DRL (Dual Round Headlight) is sure to catch your eye.
Why Do You Need Honda DIO Two Wheeler Insurance?
In India, the sale of two-wheelers is booming. In 2019 alone, 21 million units were sold. With so many two-wheelers clogging the streets, there's a lot of potential for collisions. It is imperative to be financially covered for any mishaps that may happen in the event of an accident, and for this reason, it is important to research and look into ways in which you can best insure your two-wheeler. In an effort to minimize accidents by encouraging safety, the Indian government mandates that all bike owners buy third party bike insurance as soon as the vehicle is purchased. That way, if you have an accident or someone crashes into you, you'll have your expenses covered.
Benefits of Buying Honda DIO Two Wheeler Insurance From HDFC ERGO
Dio assures top performance when correctly maintained and cared for, but when on the road, it is vulnerable to accidents and damage. Plus, when you suffer losses due to accidents, theft, or disasters, it can be emotionally and financially burdensome. The best way to protect yourself is by buying bike insurance from a trusted platform like HDFC ERGO. One of the major factors that will affect the bike Insurance premium for Dio is whether you choose a Third Party Bike Insurance or a Comprehensive Bike Insurance. A Third-Party plan is relatively cheaper, but if you want to enjoy all-around insurance protection, it's best to go for a comprehensive plan.
Popular Honda DIO Variants
Types of Honda DIO Insurance HDFC ERGO Offers
When riding a bike, safety should always be your number one priority. Sometimes you need to stay safe and a two wheeler insurance policy is the easiest way to protect both you and your vehicle. However, there are many plans to choose from, so it's important to find one that best suits your needs. Lucky for you, HDFC ERGO offers two-wheeler insurance plans that will protect you and your bike in case of any unforeseen event.
The Single Year Comprehensive Plan covers all the bases, from fire and explosion to natural disasters, man-made calamities, theft, and injury or property damage. Besides standard coverage, there is customization with add-ons. It is the most recommended plan for its versatility and is the one most likely to suit your needs.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
It is a legal requirement to have third-party liability insurance, which provides financial help when you are involved in an accident. The plan covers expenses incurred as a result of injuries, property damage, death, disablement suffered by a third party. Best of all, the cover is mandatory according to the Motor Vehicles Act 1988.
Personal accident cover
Third-party property damage
Injury to a third-party person
This plan is a great addition to the third-party liability coverage plan. Primarily, the plan protects you against personal damages that arise due to accidents. You can also customize this plan by adding add-ons.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
How do you protect your new bike? The answer is a one-year plan for brand new bikes. This type of plan provides one-year coverage for any damages caused to your bike, as well as five-year protection for damages caused by a third-party person/property.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Honda DIO insurance
To protect themselves from unfortunate incidents such as accidents and damage to property, even the most careful drivers should consider purchasing a Honda DIO insurance policy. The types of insurance plans offered are dependent on your needs. The comprehensive plan offers a variety of coverage including:
Accidents
If you're unlucky enough to have an accident with your bike, we'll cover the financial losses.
Fire & Explosion
If your bike gets damaged in a fire or explosion, we'll cover it too.
Theft
If someone steals your bike, we'll cover the IDV of your bike.
Natural/Manmade Calamities
With calamities happening all around us, it's essential to have the necessary cover. We provide protection against natural and man-made calamities.
Personal Accident
Personal Accidents are now covered with up to Rs. 15 Lakhs worth of coverage, so you can focus on healing and not worry about financial burdens.
When buying two-wheeler insurance, read through your policy carefully. Your Honda DIO insurance plan has exclusions. Make sure you find out what these are before you sign up.
Depreciation
Depreciation is not covered under this policy. You can purchase a separate add-on for this to be covered.
Wear and tear
"Wear and tear" are when you're doing regular riding and the bike starts to look worn. Damage caused by normal wear and tear is not covered under your insurance policy.
Electrical & Mechanical Breakdown
"Electrical or mechanical breakdowns" are when something bad happens to your bike that isn't your fault. You need to purchase an add-on to cover that.
Illegal Driving
Breaking the law will void your claim. In addition to running red lights, driving without a license, and driving under the influence of drugs or alcohol, illegal behaviour includes driving while talking on a cell phone or not wearing a seatbelt.
How to Renew Honda DIO Insurance?
Renewing your bike insurance is quick and easy. Here are the steps to take:
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Buying two-wheeler insurance in India can be difficult. There are many regulations and if you don't get the right policy, you're left unprotected against any damages or mishaps to your bike. Thus, it's important to protect your bike with the right insurance. However, it's hard to know where to go for appropriate coverage. The best way to ensure you're getting the correct protection is by buying Honda DIO two-wheeler insurance from HDFC ERGO. Here are some reasons why you should get Honda DIO insurance from HDFC ERGO.
Comprehensive coverage for all perils
A comprehensive insurance plan ensures that your wallet and your ride are always protected. Covering everything from theft to accidents, fires, and natural disasters, HDFC Ergo provides complete protection for your most valuable asset.
Coverage for accidental damage
You should choose HDFC ERGO Honda DIO insurance because of our coverage for accidental damage. That will protect you in the event that your bike is damaged in an accident, or during transit, tire burst, vandalism, etc.
Quick and complete settlement
With our fast turnaround time and quick settlement, we are India's largest two-wheeler insurer because 50% of claims are processed on the first day., meaning you can be sure you'll get what you pay for.
Cashless settlement of insurance claims
Cashless settlement of insurance claims is a terrific way to streamline the process and get your claim amount transferred directly to your account. Here at HDFC ERGO, we want you to have minimal interruption in your financial resources, which is why this option is available.
24x7 roadside assistance
Got stranded on the side of the road? With our motorcycle insurance, you will get 24x7 roadside assistance. If your bike breaks down, we will send an expert to fix it or tow it back to safety.
Cashless Garage Network
We have over 2000 garages nationwide. So you never have to worry about getting your bike repaired.
Two Wheeler Insurance for Popular Indian Models
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