Bajaj Platina 110 Bike Insurance
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
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Home / Two Wheeler Insurance / Bajaj Two Wheeler Insurance / Bajaj Platina 110 Two Wheeler Insurance

Bajaj Platina 110 Two Wheeler Insurance

Bajaj Platina 110 Two Wheeler Insurance

If you are in the market looking for Bajaj Platina insurance then you are at the right place. Bajaj is one of the few names that people are familiar with whenever the topic is about reliable and affordable commuter-class motorcycles in India. Bajaj’s Platina is a daily commuter for many and is even considered for long rides. To protect it from uneventful situations on the road, getting it insured should be the top priority for its owners. In India, having valid bike insurance is not only necessary but also practical due to its wide coverage range. If you want to secure your Platina from unwanted damages and losses caused by events like floods, theft, riots, accidents, etc., invest in Bajaj Platina insurance.

HDFC ERGO offers multiple types of Bajaj Platina 100cc insurance policies with different coverage scopes that you can consider.

Types of Bajaj Platina 110 Two Wheeler Insurance HDFC ERGO Offers

There are four different types of policies to pick from in terms of Bajaj Platina bike insurance by HDFC ERGO. These plans are;

The comprehensive bike insurance plan for Bajaj Platina covers both own damages as well as third-party liabilities. It offers an all-round protection, keeping you and your bike secured on all ends. It also comes with the availability of add-ons, cashless repair facilities and some other perks.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

The third-party bike insurance for Bajaj Platina is designed to only offer coverage for third-party liabilities arising due to an accident involving the insured vehicle. It takes care of third-party bodily harm, death and property damage. Note that the third-party Bajaj Platina insurance doesn’t offer coverage for any own damages. .

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

The standalone own damage cover for Bajaj Platina is a policy designed to only offer coverage for own damages. So, if your bike suffers damage or loss due to perils like riots, floods, earthquakes, accidents, theft, etc., the plan will offer coverage for it. Note that the standalone OD cover for Bajaj Platina doesn’t offer any protection for third party liabilities.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

If you intend on purchasing a brand new Bajaj Platina, then this is the insurance you should consider. It is a long-term plan that comes with a 1-year cover for own damages to the bike alongside a 5-year cover for third-party liabilities.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Bajaj Platina 110 - Overview & USPs

The Bajaj Platina is one of India’s favourite commuter class two-wheelers. Regarded as a wise man’s purchase, here are some reasons why this bike is so popular;

1
Fuel Efficiency
The main thing that buyers notice in the commuter segment of motorcycles is how the bike performs mileage-wise. In that sense, the Bajaj Platina is one of the top choices as its beautifully calibrated DTS-i engine can work out a mileage of 70-75 kmpl without compromising performance. It's mileage nicely complements its fuel tank capacity, which can store 11 litres of fuel.
2
Comfort
The overall comfort of this bike makes it a prominent choice in the commuter class of motorcycles. It is equipped with a nice long and flat seat offering comfortable seating for both the rider and pillion. Also, the positioning of the handlebar and footpegs give a soothing riding posture, which makes long rides hassle-free.
3
Style
Bajaj Platina doesn’t lack in styling and designing at all. The Platina rocks a simple and sleek design, with subtle graphics to give it its unique and slightly sporty identity. Alongside being practical, the beautiful alloy wheels and the new rear-view mirrors and LED DRLs also help enhance its overall look by tenfold.
4
Features and specifications
The Bajaj Platina comes packed with features and specifications. It is equipped with a 4-stroke, single cylinder DTS-i 102cc engine, producing max power of 7.9PS @7500rpm and max torque of 8.3Nm @5500rpm. It has CBS braking system for better stopping output, hydraulic telescopic front suspension and rear spring suspension, electric start, LED DRLs, etc.
5
Ride quality and handling
The Bajaj Platina offers a superior ride quality and handling thanks to its relaxed riding posture, soft seats and suspensions. Also, its 117 kg of kerb weight, 200 mm of ground clearance and 807 mm of seat height makes for an accessible and easily manoeuvrable ride.
6
Affordable
The price of the bike makes it a massive hit, especially for the performance, comfort and features it offers. The average ex-showroom price of the Bajaj Platina 100 is INR 66,851. So it is quite affordable, even when you consider its on-road price including Bajaj Platina insurance.

Need for Bajaj Platina 110 Insurance Policy

Every bike owner needs to have a valid two-wheeler insurance in India. Here are all the reasons why you need Bajaj Platina 100cc insurance;

1
Law obedience
The primary need to equip your Bajaj Platina with a proper insurance plan is to comply with the law. In India, all bikes and scooters need to have a valid motor insurance with at least third-party cover as per the Motor Vehicles Act of 1988. If you ride your Bajaj Platina without insurance, you can be subjected to traffic fines and even imprisonment.
2
Ease of repairs
The Bajaj Platina insurance covers the cost of repairs due to damages done by an insured peril. It also gives access to cashless repair facilities and add-on benefits like emergency roadside assistance. All these paired with its hassle-free and quick claim settlement process make it easy to get your bike repaired and up and running in no time.
3
Financial protection
Investing in the Bajaj Platina bike insurance policy is a good financial decision. It covers the expenses arising out of own damages to your vehicle and third-party liabilities, keeping your savings secure. Also, with add-ons like EMI protector, cash allowance, zero depreciation, etc., you can get some additional security in case things go south with your bike.
4
Claim market value
Unfortunate damages such as theft of the vehicle or loss due to fire can cause severe financial loss. However, with a comprehensive plan, you can claim the current market value to financially cope with the situation in case of theft or a total loss. In this case, setting the IDV of the bike is the most important aspect.
5
Coverage against calamities
Natural disasters, like floods, earthquakes, landslides, etc., and man-made hazards, like strikes, riots, terrorism, etc., are not easy to predict or avoid and usually leave massive wreckage behind. In case your bike suffers damages or losses due to such calamities, the policy will take care of it by offering adequate compensation to help you manage the situation.
6
Worry-free ownership experience
There are a lot of responsibilities that come along with owning a bike and the Bajaj Platina insurance will surely offer some relief in that regard with its extensive coverage. Knowing you are following the law and your bike is protected against unforeseen damage & loss, you will be able to enjoy your bike ownership experience without any worry.

Inclusions & Exclusions of Bajaj Platina 110 Insurance

The coverage range of the Bajaj Platina bike insurance is its most important aspect. Here’s what the policy typically covers and excludes;

Accidents

Accidents

Repair expenses arising due to accidental damages suffered by your bike will be covered under the Bajaj Platina insurance policy.

Fire & Explosion

Fire & Explosion

Any damage or loss to your bike due to fire or explosion can be extreme. However, with Bajaj Platina 100cc insurance you don’t have to worry about it much as it covers damages caused by such events.

Theft

Theft

If your bike gets stolen during the policy tenure and is not recovered, the insurer will pay a sum amount equivalent to the IDV of the vehicle as compensation.

Calamities

Natural/Manmade Calamities

The policy will take care of the damages and losses that your bike suffers due to natural calamities, like floods, landslides, earthquakes, etc., and man-made calamities, like strikes, terrorism, riots, etc.,

Personal Accident

Personal Accident

In case of accidental death or disability of the insured individual, a sum insured of up to INR 15 lakhs is paid under the personal accident cover (optional).

Third Party Liability

Third Party Liability

The policy covers legal liabilities emerging due to the use of the bike for accidental third-party injury, death and property damage.

Bajaj Platina 110 Two Wheeler Insurance Add-ons

Add-ons help to extend the range of protection of your standard Bajaj Platina insurance policy. HDFC ERGO offers the following add-ons with two-wheeler insurance;

1

Return to invoice

The return to invoice add-on enables you to get the claim amount that is equivalent to the invoice value of your Bajaj Platina bike when you bought it. It is applicable in the event your bike is stolen or suffered irreparable damage.
2

Cost of consumables

Consumables are generally not covered under the standard two-wheeler plan. However, with this add-on, the costs of consumables, such as brake oil, engine oil, lubricants, bolt and screws, etc., will be covered, saving you some decent amount of money.
3

Zero depreciation

Normally, when settling claims, the depreciation value of your vehicle is subtracted from the claim amount by the insurer. However, with the zero depreciation add-on, you will be able to get the entire claim amount for the damage/loss during settlements without deduction of depreciation costs.
4

No claim bonus (NCB) protection

The no claim bonus (NCB) protection add-on can be a lifesaver. If you have this add-on with your comprehensive or standalone own damage Bajaj Platina insurance, you will be able to raise a maximum of two bike insurance claims within a policy year without losing your accumulated NCB benefits.
5

Engine & gear box protector

As the name suggests, the engine and gearbox protector add-on covers the expenses of repair and replacement of the engine as well as the gearbox child parts. This add-on coverage is offered in case the damage is caused by lubricant leakages, water ingress, accidents, etc.
6

Emergency assistance cover

Worried about being stranded in the middle of nowhere due to your bike breaking down? Well, this is the add-on for you. It enables you to get 24x7 assistance from our end in case you need towing, minor on-site repair services, battery fixes, emergency refuelling, etc.
7

Cash Allowance

If your insured Bajaj Platina is in the garage for repairs for damages caused by a covered peril, the insurer will be liable to pay you a sum of INR 200/day under this add-on. The cash allowance under this add-on is to be paid for a maximum of 10 days in the event of partial loss related repairs only.
8

EMI protector

If your insured Bajaj Platina is kept in the garage for over 30 days for accidental damage related repairs, then the insurer will pay you a sum equal to the EMI amount as per the policy under this add-on.
9

TW PA Cover

In case of an accidental death or injury, the insurer offers a lump sum compensation to the vehicle owner or their dependents under the two-wheeler personal accident cover. Optional personal accident cover for the pillion rider is also available for purchase.

Calculate Bajaj Platina 110 Two Wheeler Insurance Premium

Before purchasing, if you want to find out what the ideal coverage for your Bajaj Platina is going to cost, use the online Bajaj Platina insurance price 2025 calculator tool. Here are the steps you can follow;

1. Go to the online two-wheeler insurance premium calculator page by HDFC ERGO,

2. Provide all the details of the bike that the tool asks,

3. Pick the Bajaj Platina insurance type of your choice alongside policy period and add-ons (as required),

4. Choose the IDV of the bike and enter the details of the previous policy (if applicable),

5. Finally, confirm and submit the details to get the quote on Bajaj Platina insurance price 2025.

How to Buy/Renew Bajaj Platina 110 Bike Insurance?

Buying and renewing Bajaj Platina 100cc insurance online is a piece of cake if you know the steps. Here’s how to buy a new policy and renew an existing one with HDFC ERGO;

Buying Bajaj Platina insurance online

1. Visit the HDFC ERGO two wheeler insurance page,

2. Enter the necessary details of your bike in the designated section at the top. You can either proceed with your bike’s registration number or enter its other details like make and model, year and city of registration, etc.

3. Pick the type of plan you want, i.e. between third-party, standalone OD and comprehensive,

4. Choose policy period, IDV and add-ons (as per preference) and submit details of past policy (if applicable),

5. Get the Bajaj Platina insurance rate quote and pay it online to confirm the purchase.

Renewing Bajaj Platina insurance online

1. To renew an existing Bajaj Platina bike insurance policy from HDFC ERGO, visit the official bike insurance page,

2. Find and click the option “Renew existing HDFC ERGO Policy” on the top of the page,

3. Simply enter the policy number to get the plan details,

4. Make necessary adjustments (if any), verify all the details and get the new Bajaj Platina insurance rate quote for the renewal,

5. Complete online payment to get the renewal done.

 

 

After successful payment, the policy soft copy will be sent to your registered Email and/or WhatsApp number. Also, to renew a bike insurance policy that doesn’t belong to HDFC ERGO without changing providers, kindly refer to the concerned insurer’s website.

Benefits of Buying Bajaj Platina 110 Insurance Online

In India, you can buy motor insurance for your bike online and offline. However, getting Bajaj Platina bike insurance online is more preferred due to its advantages, such as;

No third-party influence

No third-party influence

You can buy Bajaj Platina insurance plan from your preferred insurer directly via their official website or app. You can check, understand and verify everything yourself without the need to interact with a salesperson or middleman. This way, you can make your independent decision without any third-party influence.

No brokerage fee

No brokerage fee

Buying Bajaj Platina bike insurance online directly from the insurer’s app or website makes it a very transparent process. Before finalising the purchase, you can check the detailed Bajaj Platina insurance price 2025 breakup to understand the total cost. You won’t have to deal with any hidden charges or brokerage fees with this process.

Quick premium quotes

Quick premium quotes

The online Bajaj Platina bike insurance price calculator tool makes buying policy easier. You can enter a few details of your bike and coverage needs to get the Bajaj Platina bike insurance price estimates in seconds, which helps to choose and customise ideal coverage without any hassle.

Plenty of choices

Plenty of choices

Online, you have access to all available insurers offering bike insurance for your Bajaj Platina. So, instead of being stuck with a handful of offline choices, you can make a more informed decision by browsing through the sea of options offered by multiple insurers online.

Ease of comparison

Ease of comparison

Buying Bajaj Platina bike insurance online makes it easy to compare different plans from the same as well as different providers in just a tap of some buttons. The ability to compare plans in terms of coverage, exclusions, Bajaj Platina insurance price 2025, insurer’s CSR, etc., lets you make a better choice.

Saves time and paper

Saves time and paper

Physically visiting the offices of different insurers offline to buy Bajaj Platina insurance is not viable for most individuals and takes a lot of time. Getting bike insurance online not only saves time but also paperwork due to its hassle-free digital process.

How to File Bajaj Platina 110 Bike Insurance Claim?

Here is the simple 4-step process of filing a Bajaj Platina bike insurance claim with HDFC ERGO;

1. Register

The primary step you need to take is to inform the insurer about the bike insurance claim. For claim intimation, you can call our official helpline number or send a text on WhatsApp on 8169500500. Following this, a link will be provided by our agent where you can upload the necessary documents for the claim.

2. Inspect

The next step is to get the inspection done for the damages sustained by the bike. You can choose between a self-inspection or an application-enabled digital inspection performed by a workshop partner or surveyor.

3. Track

After claim submission, you can track the current status of the claim via the official claim tracker.

4. Settle

You will be notified following the approval of your claim and you will be able to settle it via a partnered garage under our network.

Documents Required for Bajaj Platina 110 Two Wheeler Insurance Claim

For Bajaj Platina insurance claim settlement, you need to upload a few related documents. Here is a document list as per damage/claim type;

Accidental Damage

1. Proof of Bajaj Platina insurance,

2. Original tax receipts and RC of the bike for verification purposes,

3. Copy of your original driving licence,

4. Repair bills and payment receipts.

5. Police FIR report in case of third-party damages,

6. Estimate for the accidental damage-related repairs.

Fire-related Damage

1. Proof of Bajaj Platina insurance,

2. Soft copy of the rider’s driving licence,

3. Soft copy of the bike’s registration certificate (RC),

4. Copy of the Fire Brigade report (if any),

5. Copy of the Police FIR report,

6. Present evidence of the damages/incident via pictures or videos.

Additional Documents Required for Bajaj Platina Theft Claims

For theft-related Bajaj Platina bike insurance claims, there are a handful of additional documents required on top of the usual policy papers, DL copy, RC copy, etc. This typically includes;

1. An approved copy of the letter addressed to the concerned RTO informing about the theft and declaring the two-wheeler as “Non-Use”,

2. Bike’s keys, service book, warranty card, etc.,

3. Copy of police FIR/JMFC report/final investigation report,

4. Theft endorsement from the concerned RTO,

5. Previous motor insurance details of the bike,

6. Bike’s original tax payment receipt.

Top Tips for Your Bajaj Platina

To enhance your riding and ownership experience with the Bajaj Platina, here are some handy tips for you to follow;

1. To get optimal mileage, maintain steady speed, avoid unnecessary bursts of accelerations, keep speed under 60 kmph and ride within the rev range of 4000-6000 RPM.

2. The Bajaj Platina is made for commuting and casual riding. It is not a speed or high-performance focussed bike, so don’t use it like one.

3. Carry on regular maintenance and follow the service book to get it serviced at recommended intervals. This way, the bike will keep performing optimally and have a better life.

4. Be careful of the bike’s tyre wear and health. Also, ensure your tyre pressure is at an optimal level before rides.

5. Only use company-recommended genuine parts for your Bajaj Platina to ensure it runs at its best without any hassle.

6. Practice safe riding habits with your Bajaj Platina. Also, invest in a good Bajaj Platina insurance to keep your cherished bike protected from unwanted damages and losses.

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Frequently Asked Questions on Bajaj Platina Insurance


The Bajaj Platina 100cc mileage is around 70 to 75 kmpl. The bike is surely going to save you a lot of money in terms of running cost, so make sure to get a proper insurance plan for it. Find the latest Platina bike insurance price on HDFC ERGO.
The on-road price of the Bajaj Platina in Mumbai, specifically Andheri (W), is around INR 89,764. The price may vary depending on location.
The ARAI claimed average mileage of the Bajaj Platina is 70 kmpl. The Platina is affordable to own, run and maintain, just make sure to cover it from unwanted damages with a proper bike insurance. Get quick Platina insurance price estimates by using the online two-wheeler insurance premium calculator by HDFC ERGO.
The Bajaj Platina insurance price 2025 depends on various factors, including location, age of the vehicle, type of coverage, selected add-ons, etc. You can find quick estimates on Bajaj Platina insurance price 2025 by using the online two-wheeler premium calculator. However, the Bajaj Platina insurance rate for third-party plans is decided by IRDAI and as the bike falls within the 75-150cc segment, its price is around INR 714.
To buy Bajaj Platina bike insurance online, you can visit your preferred insurer’s website or app, enter the necessary details and choose the preferred policy and coverage to get the quote. After that, simply pay the Platina bike insurance price online to confirm its purchase and issuance.
To renew Bajaj Platina insurance online, visit the insurer’s page, go to the policy renewal tab, enter the existing policy number, review details, and make necessary changes and pay the Platina bike insurance price for the renewal to complete the process.
Besides the bike’s make and model, the factors that affect the Bajaj platina insurance price include the type of policy picked, the condition of the bike, the market value of the bike, the risk evaluation based on the rider/owner’s record, selected add-ons, location and age of the bike, etc.
There are mainly four types of insurance available for the Bajaj Platina, namely comprehensive insurance, third-party insurance, standalone own damage cover and cover for new bikes. The Bajaj Platina insurance rate is lowest for the third-party only plan as it offers the minimum required coverage. The comprehensive plan offers extensive protection for own damages and third-party liabilities, hence its Bajaj Platina insurance rate is higher.

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