If you are in the market looking for Bajaj Platina insurance then you are at the right place. Bajaj is one of the few names that people are familiar with whenever the topic is about reliable and affordable commuter-class motorcycles in India. Bajaj’s Platina is a daily commuter for many and is even considered for long rides. To protect it from uneventful situations on the road, getting it insured should be the top priority for its owners. In India, having valid bike insurance is not only necessary but also practical due to its wide coverage range. If you want to secure your Platina from unwanted damages and losses caused by events like floods, theft, riots, accidents, etc., invest in Bajaj Platina insurance.
HDFC ERGO offers multiple types of Bajaj Platina 100cc insurance policies with different coverage scopes that you can consider.
The Bajaj Platina 100cc insurance offered by HDFC ERGO comes with a lot of features, including the likes of;
Key features | Details |
Third-party coverage | Covers for damages and losses due to third-party liabilities. |
Cover for own damages | Handles own damages caused by theft, accidents, natural calamities, etc. |
Wide range of add-ons | Comes with the choice of 8 valuable add-ons, like emergency roadside assistance, zero depreciation, etc. |
Customisation of IDV | Offers the ability of policy customisation by letting individuals adjust the IDV. |
No claim bonus | Offers NCB benefits of up to 50% for extensive coverage at discounted prices. |
Wide garage network | Features cashless repairs with an astonishing network of 2000+ partnered garages across India. |
Hassle-free claims | Easy to understand claim settlement procedure made fast with AI-enabled tool IDEAS. |
Easy purchase and renewals | Online policy purchase and renewal takes under a few minutes. |
The Bajaj Platina insurance comes with a lot of helpful perks. For example, it;
Benefits | Details |
Offers wide range of protection | The wide coverage of Bajaj Platina 100cc insurance is what makes it great. This policy not only handles third-party liabilities but can also keep your beloved Platina safe from own damages due to insured perils. |
Fulfils ideal coverage needs | In addition to the standard inclusions, you can make further adjustments to get the exact coverage you need for your bike with the applicable Bajaj Platina insurance. You can not only adjust IDV but also choose from 8 different add-ons for added protection. |
Good financial decision | The cost of repairs and third-party liabilities can take a massive toll on your pocket. The Bajaj Platina bike insurance covers third-party and own damages, so you can take the necessary measures without emptying your bank account. |
Makes repairs easy | The Bajaj Platina 100cc insurance pays for the repairing costs for the damages suffered by your bike due to an insured peril. With its fast claims and availability of cashless repairs, you can get your bike fixed in no time. |
Helps dodge traffic fines | Without valid insurance, riding a bike in India is illegal and is subjected to massive fines. So, by investing in Bajaj Platina insurance for your bike, you can ride without worries, avoiding such penalties. |
Helps make coverage affordable | Having bike insurance long term can help get extensive coverage at a lower Bajaj Platina bike insurance price during renewals. With safe riding and consecutive claim-free years, you can earn NCB of up to 50%. |
There are four different types of policies to pick from in terms of Bajaj Platina bike insurance by HDFC ERGO. These plans are;
The comprehensive bike insurance plan for Bajaj Platina covers both own damages as well as third-party liabilities. It offers an all-round protection, keeping you and your bike secured on all ends. It also comes with the availability of add-ons, cashless repair facilities and some other perks.
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
The third-party bike insurance for Bajaj Platina is designed to only offer coverage for third-party liabilities arising due to an accident involving the insured vehicle. It takes care of third-party bodily harm, death and property damage. Note that the third-party Bajaj Platina insurance doesn’t offer coverage for any own damages. .
Personal accident cover
Third-party property damage
Injury to a third-party person
The standalone own damage cover for Bajaj Platina is a policy designed to only offer coverage for own damages. So, if your bike suffers damage or loss due to perils like riots, floods, earthquakes, accidents, theft, etc., the plan will offer coverage for it. Note that the standalone OD cover for Bajaj Platina doesn’t offer any protection for third party liabilities.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
If you intend on purchasing a brand new Bajaj Platina, then this is the insurance you should consider. It is a long-term plan that comes with a 1-year cover for own damages to the bike alongside a 5-year cover for third-party liabilities.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
The Bajaj Platina is one of India’s favourite commuter class two-wheelers. Regarded as a wise man’s purchase, here are some reasons why this bike is so popular;
Every bike owner needs to have a valid two-wheeler insurance in India. Here are all the reasons why you need Bajaj Platina 100cc insurance;
The coverage range of the Bajaj Platina bike insurance is its most important aspect. Here’s what the policy typically covers and excludes;
Repair expenses arising due to accidental damages suffered by your bike will be covered under the Bajaj Platina insurance policy.
Any damage or loss to your bike due to fire or explosion can be extreme. However, with Bajaj Platina 100cc insurance you don’t have to worry about it much as it covers damages caused by such events.
If your bike gets stolen during the policy tenure and is not recovered, the insurer will pay a sum amount equivalent to the IDV of the vehicle as compensation.
The policy will take care of the damages and losses that your bike suffers due to natural calamities, like floods, landslides, earthquakes, etc., and man-made calamities, like strikes, terrorism, riots, etc.,
In case of accidental death or disability of the insured individual, a sum insured of up to INR 15 lakhs is paid under the personal accident cover (optional).
The policy covers legal liabilities emerging due to the use of the bike for accidental third-party injury, death and property damage.
Add-ons help to extend the range of protection of your standard Bajaj Platina insurance policy. HDFC ERGO offers the following add-ons with two-wheeler insurance;
Buying and renewing Bajaj Platina 100cc insurance online is a piece of cake if you know the steps. Here’s how to buy a new policy and renew an existing one with HDFC ERGO;
1. Visit the HDFC ERGO two wheeler insurance page,
2. Enter the necessary details of your bike in the designated section at the top. You can either proceed with your bike’s registration number or enter its other details like make and model, year and city of registration, etc.
3. Pick the type of plan you want, i.e. between third-party, standalone OD and comprehensive,
4. Choose policy period, IDV and add-ons (as per preference) and submit details of past policy (if applicable),
5. Get the Bajaj Platina insurance rate quote and pay it online to confirm the purchase.
1. To renew an existing Bajaj Platina bike insurance policy from HDFC ERGO, visit the official bike insurance page,
2. Find and click the option “Renew existing HDFC ERGO Policy” on the top of the page,
3. Simply enter the policy number to get the plan details,
4. Make necessary adjustments (if any), verify all the details and get the new Bajaj Platina insurance rate quote for the renewal,
5. Complete online payment to get the renewal done.
After successful payment, the policy soft copy will be sent to your registered Email and/or WhatsApp number. Also, to renew a bike insurance policy that doesn’t belong to HDFC ERGO without changing providers, kindly refer to the concerned insurer’s website.
In India, you can buy motor insurance for your bike online and offline. However, getting Bajaj Platina bike insurance online is more preferred due to its advantages, such as;
You can buy Bajaj Platina insurance plan from your preferred insurer directly via their official website or app. You can check, understand and verify everything yourself without the need to interact with a salesperson or middleman. This way, you can make your independent decision without any third-party influence.
Buying Bajaj Platina bike insurance online directly from the insurer’s app or website makes it a very transparent process. Before finalising the purchase, you can check the detailed Bajaj Platina insurance price 2025 breakup to understand the total cost. You won’t have to deal with any hidden charges or brokerage fees with this process.
The online Bajaj Platina bike insurance price calculator tool makes buying policy easier. You can enter a few details of your bike and coverage needs to get the Bajaj Platina bike insurance price estimates in seconds, which helps to choose and customise ideal coverage without any hassle.
Online, you have access to all available insurers offering bike insurance for your Bajaj Platina. So, instead of being stuck with a handful of offline choices, you can make a more informed decision by browsing through the sea of options offered by multiple insurers online.
Buying Bajaj Platina bike insurance online makes it easy to compare different plans from the same as well as different providers in just a tap of some buttons. The ability to compare plans in terms of coverage, exclusions, Bajaj Platina insurance price 2025, insurer’s CSR, etc., lets you make a better choice.
Physically visiting the offices of different insurers offline to buy Bajaj Platina insurance is not viable for most individuals and takes a lot of time. Getting bike insurance online not only saves time but also paperwork due to its hassle-free digital process.
Here is the simple 4-step process of filing a Bajaj Platina bike insurance claim with HDFC ERGO;
The primary step you need to take is to inform the insurer about the bike insurance claim. For claim intimation, you can call our official helpline number or send a text on WhatsApp on 8169500500. Following this, a link will be provided by our agent where you can upload the necessary documents for the claim.
The next step is to get the inspection done for the damages sustained by the bike. You can choose between a self-inspection or an application-enabled digital inspection performed by a workshop partner or surveyor.
After claim submission, you can track the current status of the claim via the official claim tracker.
You will be notified following the approval of your claim and you will be able to settle it via a partnered garage under our network.
For Bajaj Platina insurance claim settlement, you need to upload a few related documents. Here is a document list as per damage/claim type;
1. Proof of Bajaj Platina insurance,
2. Original tax receipts and RC of the bike for verification purposes,
3. Copy of your original driving licence,
4. Repair bills and payment receipts.
5. Police FIR report in case of third-party damages,
6. Estimate for the accidental damage-related repairs.
1. Proof of Bajaj Platina insurance,
2. Soft copy of the rider’s driving licence,
3. Soft copy of the bike’s registration certificate (RC),
4. Copy of the Fire Brigade report (if any),
5. Copy of the Police FIR report,
6. Present evidence of the damages/incident via pictures or videos.
For theft-related Bajaj Platina bike insurance claims, there are a handful of additional documents required on top of the usual policy papers, DL copy, RC copy, etc. This typically includes;
1. An approved copy of the letter addressed to the concerned RTO informing about the theft and declaring the two-wheeler as “Non-Use”,
2. Bike’s keys, service book, warranty card, etc.,
3. Copy of police FIR/JMFC report/final investigation report,
4. Theft endorsement from the concerned RTO,
5. Previous motor insurance details of the bike,
6. Bike’s original tax payment receipt.
To enhance your riding and ownership experience with the Bajaj Platina, here are some handy tips for you to follow;
1. To get optimal mileage, maintain steady speed, avoid unnecessary bursts of accelerations, keep speed under 60 kmph and ride within the rev range of 4000-6000 RPM.
2. The Bajaj Platina is made for commuting and casual riding. It is not a speed or high-performance focussed bike, so don’t use it like one.
3. Carry on regular maintenance and follow the service book to get it serviced at recommended intervals. This way, the bike will keep performing optimally and have a better life.
4. Be careful of the bike’s tyre wear and health. Also, ensure your tyre pressure is at an optimal level before rides.
5. Only use company-recommended genuine parts for your Bajaj Platina to ensure it runs at its best without any hassle.
6. Practice safe riding habits with your Bajaj Platina. Also, invest in a good Bajaj Platina insurance to keep your cherished bike protected from unwanted damages and losses.