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Customer RatingsHonda Shine 100 Two Wheeler Insurance
The Honda Shine insurance is a policy designed to offer coverage for the Honda Shine 100 bike. It helps owners of the Honda Shine bike comply with the law and receive financial assistance to handle unforeseen damages sustained by the bike due to any insured peril. HDFC ERGO offers multiple Honda Shine bike insurance options that you can buy online.
Features of Honda Shine 100 Two Wheeler Insurance
The following list highlights some of the key features of the Honda Shine insurance policy;
| Key features | Details |
|---|---|
| Extensive own damage cover | Handles the repair costs of the bike’s damages caused by insured perils. |
| Choice of add-ons | Option to pick from 8 unique add-ons available. |
| Essential liability cover | Covers liabilities related to third-party damages. |
| Hassle-free claims | Fast and simple claim registration and settlement process with AI-enabled tool, IDEAS |
| Cashless garage network | Quality repairs and smooth settlements via 2000+ cashless garages across India. |
| No claim bonus | Attractive discounts of up to 50% with No Claim Bonus benefits. |
Benefits of Honda Shine 100 Two Wheeler Insurance
Here are some of the benefits that come with investing in a bike insurance for the Honda Shine 100;
| Benefits | Details |
|---|---|
| Affordable coverage | With Honda Shine insurance, you get extensive coverage at reasonable rates. Also, timely renewals and claim-free years lets you get the same coverage benefits at a much lower Honda Shine insurance rate with accumulated NCB. |
| Wide range of protection | The key benefit of Honda Shine insurance is that it offers all-around protection. Not only does it cover third-party liabilities, but also own damages caused by perils like accidents, natural and man-made calamities, theft, etc. |
| Financial safety | Own damages to the bike caused by insured perils are financially covered under the Honda Shine two-wheeler insurance. So, you can make the necessary repairs/replacements without hurting your wallet. |
| Access to quality repairs | With Honda Shine insurance, you get access to a wide cashless garage network. You can make use of this facility for fast and quality repairs. |
| Safeguard against fines | Riding a bike without valid insurance is illegal and punishable by hefty fines. On the other hand, having insurance for the Honda Shine 100 lets you avoid this fine. |
| Peace of mind | You can ride and own your Honda Shine 100 more freely and without any worries, knowing it complies with the law and is covered against various perils. |
Honda Shine 100 Two Wheeler - Overview & USPs
The Shine 100 from Honda is one of the most sensible commuter bikes in its segment. Here are some things that make the Shine 100 a choice to consider;
Need for Honda Shine 100 Two Wheeler Insurance Policy
If you are a bike owner in India or planning to buy one, getting bike insurance should be a top priority. Here’s why you need Honda Shine bike insurance;
Inclusion & Exclusions of Honda Shine 100 Two Wheeler Insurance
With Honda Shine bike insurance, you generally get the following inclusions and exclusions;
Accidents
The Honda Shine insurance policy covers damages suffered by the bike in an accident.
Fire & Explosion
Damages that your bike suffers due to fire and/or an explosion are covered under the plan.
Theft
In case your bike is stolen, you can claim the loss with the Honda Shine two wheeler insurance.
Natural/Manmade Calamities
Man-made and natural calamities, like riots, strikes, floods, rockslides, etc., can wreak heavy damage to your bike. The Honda Shine insurance
Personal Accident
The treatment charges for injuries sustained in a bike accident are covered under the personal accident cover (only if opted for).
Third-party liabilities
Legal liabilities due to third-party accidental injuries, death and property damage are covered under Honda Shine third party insurance.
Depreciation
The Honda Shine insurance doesn’t cover depreciation or consequential losses.
Electrical & Mechanical Breakdown
Losses arising due to electrical or mechanical failure/breakdown of the bike are not covered under the plan.
Illegal Driving
Under the policy, claims related to damages caused by a person riding the insured bike without a driving licence or while being intoxicated will not be accepted.
Honda Shine 100 Two Wheeler Insurance Add-ons
To enhance the extent of coverage of your Honda Shine insurance, you can opt for these add-ons;
Calculate Honda Shine 100 Two Wheeler Insurance Premium
You can use the bike insurance premium calculator by HDFC ERGO to calculate the Honda Shine bike insurance price. Here are the steps you need to follow;
1. Open the bike insurance premium calculator tool.
2. Enter the information about the bike as required by the tool.
3. Pick the desired coverage for the policy.
4. Submit the details to get the quote on the Honda Shine insurance price.
How to Buy/Renew Honda Shine 100 Two Wheeler Bike Insurance?
You can buy and renew Honda Shine bike insurance online from HDFC ERGO simply by following these steps;
1. Visit the HDFC ERGO bike insurance page,
2. Provide the bike’s details and click “Get Quote”,
3. Choose your desired plan type for the policy.
4. Make necessary adjustments by editing IDV, picking add-ons, etc., (if and as required),
5. Provide previous policy details and submit them to get the final Honda Shine bike insurance price quote.
6. Enter further details and complete online payment to confirm policy purchase.
1. Click “Renew Existing HDFC ERGO Policy” on the bike insurance page,
2. Type in the policy number of the existing plan and hit Enter.
3. Check policy details and make changes as required.
4. Pay the Honda Shine insurance price online to complete the renewal.
Benefits of Buying Honda Shine 100 Two Wheeler Insurance Online
Honda Shine insurance is available for purchase both offline and online. Here are the benefits of buying the policy online;
How to File a Honda Shine 100 Two Wheeler Insurance Claim?
To file a Honda Shine insurance claim, you can follow these 4 simple steps;
Step 1First, you need to register the claim. You can do so by contacting the claims team by dialling the helpline number or by sending a text message on WhatsApp on 8169500500. You can then upload the necessary documents on the link provided by our agent.
Step 2The next step is to get the vehicle inspection done.
Step 3After this, you can stay up-to-date about the claim status by using the claim tracker.
Step 4The insurer will notify you about the claim decision. Approved claims can be settled through the nearest network garage.
Documents Required for Honda Shine 100 Two Wheeler Insurance Claim
These are the documents you need to submit for Honda Shine bike insurance claims;
1. Copy of original DL,
2. Proof of bike insurance,
3. Copy of the bike’s RC and original tax receipts,
4. FIR copy while reporting third-party damage,
5. Estimate of repairs,
6. Repair bills and payment receipts.
1. Proof of bike insurance,
2. Copy of the bike’s RC,
3. Copy of DL,
4. Present evidence of the incident via photos or videos,
5. Fire brigade report (if any)
6. FIR (if required).
Additional Documents Required for Honda Shine 100 Theft Claims
Besides the rider’s DL, the bike’s RC, original tax receipts, and proof of insurance, additional documents of theft-related claims are;
1. Bike keys/service book, and warranty card,
2. Theft endorsement obtained from the RTO,
3. Police FIR/JMFC/Final investigation report,
4. Past bike insurance details,
5. Authorised letter copy addressing the RTO about the bike theft and declaring it as “non-use”.
Top Tips for Your Honda Shine
Here are some handy tips for your Honda Shine 100;
1. The Honda Shine 100 doesn’t come with disc brakes or ABS. So, avoid speeding and learn the correct use of braking.
2. Avoid riding the bike on reserve fuel and always keep fueled up with at least 2-3 litres of petrol.
3. Ride below 60 kmph, maintain constant speeds whenever possible and avoid sudden accelerations for better fuel economy.
4. Get the bike serviced promptly by following the schedule in the service book.
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