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Home / Two Wheeler Insurance / TVS Two Wheeler Insurance Online / TVS Star City 110 Two Wheeler Insurance

TVS Star City 110 Two Wheeler Insurance

The TVS Star City insurance is a great investment for owners of the TVS Star City bike. It helps them to comply with the law as well as keep themselves protected against third-party liabilities. In addition, the TVS Star City bike insurance can also cover the bike against damages/losses caused by unforeseen events. If you are in the market looking for TVS Star City 110 insurance, consider the options offered by HDFC ERGO.

Features of TVS Star City 110 Insurance

Here are some of the main features of the TVS Star City insurance policy;

Key features	Details
Liability coverage	It covers liabilities arising from accidental third-party damage/loss.
Own damage protection	Handles own damages caused by various perils.
Practical add-ons	Comes with the choice of 8 unique and useful add-ons.
No Claim Bonus	Features NCB of up to 50% on renewals.
Wide garage network	More than 2000 cashless garages across India.
Personal accident cover	PA cover of up to INR 15 lakhs (optional)

Benefits of TVS Star City 110 Insurance

Bike owners should consider the various benefits that come with TVS Star City bike insurance, such as;

Benefits	Details
Financial security	The TVS Star City two wheeler insurance offers financial assistance to cover damages/losses caused by insured perils. It lets you handle the damages without breaking the bank.
All-round protection	The policy not only covers third-party liabilities but also protects against damages sustained by your bike in case of an unforeseen event, like fire, natural calamities, accidents, etc.
Customisable coverage	With the TVS Star City two wheeler insurance policy, you get the ideal coverage that you pay for. You can pick your desired plan and further customise it with add-ons and IDV.
Accessible repairs	With hassle-free claim settlements, getting the necessary repairs done becomes easy. The policy also gives access to a cashless garage network, which makes fixing your bike a fast & simple job.
Theft protection	In case your TVS Star City bike gets stolen and is not recovered, the bike insurance will take care of the loss and offer appropriate compensation. This eliminates one of the major worries that bike owners face.
Fine avoidance	Having valid TVS Star City two wheeler insurance lets you stay on the right side of the law and avoid hefty fines and possible imprisonment, which are otherwise levied for riding a bike without proper insurance.

Types of TVS Star City 110 Insurance offered by HDFC ERGO

HDFC ERGO offers four kinds of TVS Star City insurance policies, namely;

Comprehensive two wheeler insurance>

The comprehensive TVS Star City two wheeler insurance policy is the most recommended plan. It protects against third-party liabilities and covers own damages that the bike suffers due to perils like theft, accidents, fire & explosion, etc.

Suitable for bike lovers seeking all-rounded protection, this plan covers:

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

Third-party insurance >

The third-party TVS Star City bike insurance policy only secures you and your bike against third-party liabilities arising out of an accident. It covers third-party bodily injury, death and property damage.

Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

EXPLORE MORE GET A FREE QUOTE NOW!

Standalone own damage cover>

The standalone own damage plan for the TVS Star City only covers own damages caused to your bike in an accident or by other insured perils. This plan doesn’t offer any coverage against third-party liabilities.

Suitable for those who already have a valid third party cover, this plan covers:

Accident, theft, fire etc

Natural calamities

Choice of add-ons

EXPLORE MORE GET A FREE QUOTE NOW!

Cover for brand new bikes>

This plan is designed for new bikes only. If you are purchasing a brand new TVS Star City, you can buy it. This policy comes with a 1-year own damage cover bundled with a 5-year third-party liability protection.

Suitable for those who have purchased a brand new two-wheeler, this plan covers:

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

EXPLORE MORE GET A FREE QUOTE NOW!

TVS Star City 110 - Overview & USPs

Here is a list of things that make the TVS Star City a well-renowned choice in the Indian commuter bike segment;

Value for money

The TVS Star City is a very affordable commuter bike, priced at around INR 53,150 (ex-showroom). Not only is it cheap to own, but it comes with all the essential inclusions that make it value for money, including cool colourways and graphics, good specifications, alloy wheels, self-start, etc.

Comfort

The TVS Star City has great handling, thanks to its 115 kg of kerb weight and 785 mm of seat height. It is very nimble to handle, especially in busy city traffic. Paired with front telescopic forks and rear hydraulic, coaxial springs, the bike can take on any bumps on the road to offer a stable and comfortable ride experience.

Performance

The TVS Star City is equipped with a 110cc engine and 4-speed manual transmission, producing 8 bhp of max power and 8 Nm of max torque. It can reach a top speed of 88 kmph and is known for offering a smooth and linear power delivery throughout.

Easy maintenance

TVS is known for its quality bike servicing, so you can rest assured with your Star City 110 for the long run. Replacement parts are readily available, and servicing is light on the pocket.

Mileage

The TVS Star City does exactly what you expect from a commuter bike. It gives a fuel economy of 67 kmpl, which will save you multiple trips to the petrol pump and a good chunk of change in your wallet.

Need for TVS Star City 110 Insurance Policy

Still unclear on why you require TVS Star City insurance? Well, here are some reasons;

Security against accidental damage

Accidents can happen to anyone, regardless of how safe you ride. Most of the time, it can be the other party’s fault. In order to avoid bearing the financial damage or loss suffered from accidental damages, you need the coverage under the TVS Star City two wheeler insurance.

Security against liabilities

In case of an accident caused by the insured bike that leads to third-party damages/losses, covering the arising liabilities will be the responsibility of the vehicle owner. For seamless handling of these liabilities, you need TVS Star City bike insurance.

Faster repairs

If an insured peril damages your bike, you don’t have to worry about collecting funds prior to getting your vehicle fixed. With fast claims settlements and access to cashless garages, you can get your bike repaired quickly.

Law compliance

In India, the Motor Vehicles Act 1988 makes it compulsory for all bikes to have valid insurance with third-party damage cover at a minimum. To comply with this law and avoid punishments like fines and imprisonment, you need TVS Star City insurance.

Peace of mind

With TVS Star City two wheeler insurance, most of your worries as a bike owner are reduced. This policy gives you a sense of security as it protects your vehicle and you from own damages and third-party liabilities, alongside letting you comply with the law.

Inclusions & Exclusions of TVS Star City 110 Insurance

TVS Star City insurance comes with the following inclusions and exclusions;

What is Covered?
What is not Covered?

Accidents

The policy will handle the cost of repairs for damages to the bike caused by accidents.

Fire & Explosion

If the bike sustains damage due to fire and/or explosions, the policy will cover it.

Theft

If your TVS Star City bike gets stolen, the policy will cover the loss with adequate compensation.

Calamities

Damages rendered by events of natural calamities, like floods, earthquakes, etc., and man-made hazards, like riots, terrorism, etc., will be covered under TVS Star City insurance.

Personal Accident

For two-wheeler-related accidents, the policy will cover the treatment charges under the PA cover (optional).

Third Party Liability

The TVS Star City third party bike insurance covers liabilities resulting from accidental third-party injuries, death and property

Depreciation

General ageing, wear & tear and depreciation of the bike’s value are not covered.

Electrical & Mechanical Breakdown

Mechanical or electrical failure/breakdown is not covered.

Illegal Driving

Damages by a person riding the bike without a valid licence or while intoxicated will not be covered.

TVS Star City 110 Two Wheeler Insurance Add-ons

If you want to widen the range of coverage with your TVS Star City insurance policy, consider these add-ons;

Emergency Assistance Cover

In case your bike breaks down in the middle of the road, you can get access to 24/7 emergency support with this add-on for things like on-site repairs, towing, refueling, etc.

Zero Depreciation

This add-on protects you from the deduction of depreciation value from the claim value during insurance settlements, giving you the full amount.

No Claim Bonus (NCB) Protection

You can raise up to 2 claims within a policy term with this add-on without losing out on your accumulated no claim bonus benefits.

Engine & Gearbox Protector

This add-on covers repair and replacement expenses of engine and gearbox child parts if they get damaged due to lubricating oil leakage, accident, water ingress, etc.

Return to Invoice

This add-on lets you get the claim amount that is equivalent to the bike’s invoice value at the time of purchase. It is applicable when the bike is stolen or suffers total loss.

Cash Allowance

For a maximum of 10 days, the insurer will pay you INR 200/day as a cash allowance. It is only applicable when the bike is kept in a garage for repairs for partial loss caused by an insured peril.

Cost of Consumables

This add-on can save you a good chunk of change by covering the cost of consumables like brake oil, engine oil, screws, bolts, etc.

EMI Protector

Under this add-on, the insurer will pay you a sum equal to the EMI value if the bike is kept in the garage for accidental repairs for over 30 days.

TW PA Cover

This cover offers compensation to the vehicle owner or their dependents in the event of accidental death or injury.

Calculate TVS Star City 110 Two Wheeler Insurance Premium

Calculating the TVS Star City insurance price online is a matter of only a few clicks. Here’s how to do it;

1. Go to the two-wheeler insurance premium calculator tool by HDFC ERGO,

2. Provide the information on the bike alongside details of the desired coverage.

3. Submit the details to get the quote on the TVS Star City insurance price.

How to Buy/Renew TVS Star City 110 Bike Insurance?

Buying and renewing a TVS Star City insurance policy is possible offline and online. The following are the steps to this online via HDFC ERGO;

Buying TVS Star City insurance

1. Head to the official bike insurance page by HDFC ERGO,

2. Go to the designated section and enter details of the bike,

3. Pick the policy type you want for your TVS Star City bike,

4. Make a few more selections, like desired IDV, add-ons, tenure, etc.,

5. Enter details of the previous policy (if available),

6. Finally, submit it to get the TVS Star City bike insurance price quote and pay it online.

Renewing TVS Star City insurance policy

1. Visit the HDFC ERGO bike insurance page,

2. Choose the option called “Renew Existing HDFC ERGO Policy”,

3. Type in the existing insurance policy number,

4. Look over the plan, make any necessary changes and then proceed further.

5. After getting the new TVS Star City insurance price quote, pay it online to complete the renewal.

Benefits of Buying TVS Star City 110 Insurance Online

There are numerous perks of buying TVS Star City insurance online, such as;

Benefits	Details
Minimal paperwork	The process of buying TVS Star City insurance online is entirely digital. It involves minimal paperwork, and you only need to upload a few documents when buying a policy for the first time.
Quick issuance	Buying TVS Star City insurance online is very quick. You choose the desired plan from your preferred insurer, pay the premium online, and the policy gets issued instantly after payment. You will receive the soft copy of the policy sent to your inbox after payment.
Hassle-free process	The process of buying bike insurance online is simple and convenient. It not only saves time and the hassle of visiting insurers’ offices offline but also gives you access to multiple insurers and the ease of comparison.
Transparency	Buying TVS Star City insurance online means you are directly dealing with the insurer. There is no involvement of a third party, hence no worries of hidden charges or outside persuasion.
Instant quotes	Quick TVS Star City bike insurance price quotes from the online premium calculator tool help customise plans better and find the ideal coverage within the budget.

How to File TVS Star City 110 Bike Insurance Claim?

Filing a TVS Star City insurance claim with HDFC ERGO is a four-step process. Here are the steps;

Step #1
For claim intimation, dial our toll-free number or send us a text on WhatsApp at 8169500500. Also, upload claim-related documents on the portal as instructed.
Step #2
Complete the self-inspection or digitally app-enabled inspection by a surveyor.
Step #3
Use the claim tracker to track the status of the claim after submission.
Step #4
After getting notified about the claim approval, you can settle it via a network garage.

Documents Required for TVS Star City 110 Two Wheeler Insurance Claim

For TVS Star City bike insurance claim settlements, you need to submit the following documents;

Accidental Damage Claim

1. Copy of bike’s original tax receipts and RC,

2. Bike insurance proof,

3. Copy of DL,

4. Estimate of damage repair,

5. Bills and payment receipts for repairs,

6. A copy of the police FIR report (for third-party damages).

Fire-related Damage Claim

1. Copy of the bike’s RC,

2. Copy of DL,

3. Bike insurance proof,

4. Photo/video evidence of the incident,

5. Report of Fire Brigade (if any),

6. FIR copy (if any).

Additional Documents Required for TVS Star City 110 Theft Claims

For theft claims, the additional documents to be provided alongside copies of RC, DL & insurance are as follows;

1. Theft endorsement obtained from the concerned RTO,

2. Bike’s warranty card, keys & service booklet,

3. Past policy details,

4. FIR/JMFC/Final investigation report copy,

5. Authorized copy of letter to RTO addressing theft of bike and declaring it “Non-Use”.

Top Tips for Your TVS Star City 110

Make every ride with TVS Star City a wonderful one by following these tips;

1. Stay up-to-date with the vehicle’s periodic servicing.

2. Consider servicing your bike from authorised service centres only.

3. Use company-suggested parts and components only.

4. Ride the bike at constant speeds under 60 kmph for the best fuel economy.

5. Utilise front, rear and engine braking for stopping power with the TVS Star City.

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