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TVS Motor Company, a home-grown brand that is now a global giant, has been named after its founding father T V Sundaram Iyengar. Though the company was founded in 1911, its motor company came into existence in the late 1970s when it started manufacturing TVS 50 mopeds. Today, it is the third largest two-wheeler manufacturer in India and has a massive presence in the Middle East, Africa and Central America among other regions.
From mopeds, to scooters, commuter motorcycles, to sporty bikes, TVS manufactures a wide range of two-wheelers. The brand has more than 44 million customers and four manufacturing plants - Hosur in Tamil Nadu, Mysore in Karnataka, Nalagarh in Himachal Pradesh, and Karawang in Indonesia.
Key Features of TVS Bike Insurance
Some of the main features of TVS bike insurance are highlighted below;
| Key features | Details |
| Own damage coverage | Covers damages suffered by the insured TVS bike due to accidents, calamities, theft, fire, etc. |
| Cashless network | 2000+ cashless garages across India. |
| IDV customisation | Offers the option to modify the vehicle IDV. |
| Add-ons | 8+ add-ons available for enhanced coverage. |
| Third-party damage cover | Covers legal liabilities arising from third-party individual and property damage. |
| Hassle-free claims | Fast and easy claims process with AI-enabled tool IDEAS. |
| No Claim Bonus | Increased savings with NCB of up to 50%. |
Benefits of TVS Bike Insurance
Investing in a TVS bike insurance policy comes with tons of perks, such as;
| Benefits | Details |
| 360-degree security | Provides coverage for both third-party liabilities as well as own damage to the insured TVS bike. |
| Various perils covered | Damages due to perils like accidents, theft, fire, natural and man-made calamities, etc., are covered under the policy. |
| Flexible coverage | With options to include add-ons and customise IDV, you can ensure optimal coverage for your TVS two-wheeler. |
| Financial safety net | TVS bike insurance acts as a financial safety net by covering third-party legal liabilities and repairs for own damage due to insured perils. |
| Affordable protection | You can earn and use NCB of up to 50% to get comprehensive bike insurance coverage at a lower cost. |
| Worry-free ownership | You can enjoy worry-free vehicle ownership knowing your TVS bike is covered against unforeseen events. |
Popular TVS Two Wheeler Models
Types of TVS Two Wheeler Insurance HDFC ERGO Offers
HDFC Ergo offers 4 types of two wheeler insurance that Comprehensive third-party insurance, Third Party insurance, and Standalone own damage car, and cover for a brand new bike. You can further enhance the protection of your bike by adding add-on covers to your comprehensive bike insurance.
This is the most recommended option as it includes third-party liability, a personal accident cover, and crucially – own damage cover. It provides all-round financial protection to you, your bike, and to your liabilities in case you are at fault in an accident. You can also further enhance your coverage with select add-ons.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is the type of insurance that is mandatory under the Motor Vehicles Act, 1988. It covers you financially against any losses arising out of injury, death, or disablement to a third-party person, or damage to their property. It also covers against any legal liabilities you may face as a result of the accident.
Personal accident cover
Third-party property damage
Injury to a third-party person
This policy is ideal for those who already possess a third-party liability insurance policy and want to increase the scope of coverage. It covers you against losses arising out of damage to your own vehicle as a result of an accident. Furthermore, you unlock the choice of add-ons to enhance your coverage.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
A plan that’s designed to add convenience and all-round protection to your bike ownership experience, the multi year bike insurance package includes a five-year third-party liability component and an annually renewable own damage insurance component. Even if you forget to renew your own damage component on time, you will still be financially covered.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of TVS Two Wheeler Insurance
Your TVS bike insurance policy offers coverage depending on your policy type. While a third party bike insurance only provides coverage against damage to a third-party person or property, a comprehensive TVS bike insurance policy covers the following:
Accidents
Financial losses arising due to damage to your own bike as a result of an accident is covered.
Fire & Explosion
Damage to your bike as a result of fires or explosions is covered.
Theft
If your bike gets stolen, you will get compensated with the IDV of bike.
Calamities
Natural and manmade calamities such as earthquakes, storms, floods, riots, and vandalism are covered.
Personal Accident
Your treatment-related charges are all taken care of up to Rs. 15 lakhs.
Third Party Liability
Injury, disablement or death to a third-party person, and damage to their property are also covered.
Reading the policy document carefully will reveal its scope of coverage and the potential gaps. No policy covers ‘everything’. These are the general exclusions in your TVS bike insurance policy:
Depreciation
Your TVS bike insurance policy does not cover for depreciation, unless you’ve opted for a Zero Depreciation add-on cover.
Wear and tear
Just like depreciation, natural wear and tear of components are not covered under a policy even if it leads to a malfunction.
Electrical & Mechanical Breakdown
Electrical or mechanical breakdowns are not covered under your policy, unless you opt for specific add-ons.
Illegal Driving
Indulging in any behaviour that violates the law voids your insurance claim. It includes jumping the traffic light, driving without a license, or driving under the influence of alcohol or drugs.
How to Buy a TVS Bike Insurance?
If you are planning to buy a TVS bike insurance policy, you can do so offline and online. Here are the steps to buy two-wheeler insurance for TVS bikes online from HDFC ERGO:
1. Visit the HDFC ERGO page for two-wheeler insurance.
2. Provide details of the TVS bike, such as registration no., model, variant, etc.
3. Choose the preferred coverage type and policy tenure.
4. Pick add-ons and customise IDV (as required).
5. Enter details of the previous insurance policy (if applicable).
6. Get the premium quote and complete its payment online.
How to Buy Two-Wheeler Insurance for a Second-hand TVS bike?
As per the law, even a second-hand TVS bike needs to have a valid motor insurance policy. Here are the steps you need to follow to buy TVS bike insurance for a second-hand two-wheeler from HDFC ERGO:
1. Go to the HDFC ERGO bike insurance page.
2. Type in the registration no. of the second-hand TVS bike and press “Get A Quote”.
3. Choose the desired plan type and coverage, including add-ons, IDV, tenure, etc.
4. Give the last policy details of the vehicle.
5. Pay the quoted price online to complete the purchase.
Why HDFC ERGO Should be Your First Choice?
Having bike insurance is crucial. The owner-rider needs one to ride legally in the country. Plus, it is also important that you stay financially secure. There are many natural disasters that can cause significant damage to your bike and repairing it can cost you a fortune. Accidents and thefts can happen without any warning as well. It can happen to the best of riders and irrespective of how many safety features your bike has. A bike insurance policy from HDFC ERGO will help you avoid these unexpected expenses. There are many reasons why we are the insurer you should go with for TVS bike insurance policy, but here are the top ones:
extensive service
You need an insurer that has a substantial presence across the region you are in or country. And with over 2000+ cashless garages across India, HDFC ERGO ensures that help is always at hand.
24x7 roadside assistance
The 24x7 roadside assistance facility ensures you are never stranded helplessly in case of any breakdown.
Over one crore customers
HDFC ERGO has over 1.6 crore happy customers, which means you can rest assured that your needs will be taken care of.
Overnight services
Your routine can get disrupted when your car is in service. However, with our overnight service for minor accidental repairs, simply catch up on your night’s sleep and have the car delivered to your doorstep in time for your morning commute.
Easy claims
The ideal insurer should process claims quickly and smoothly. And HDFC ERGO does exactly that, as we process nearly 50% of claims on the first day, ensuring your worries are minimised.
TVS Cashless Bike Insurance Claim Process
For cashless TVS bike insurance claims with HDFC ERGO, these are the steps you need to follow;
1. Inform us about the claim by calling our official toll-free number or sending a text on WhatsApp at 8169500500.
2. Visit a nearby network garage with the two-wheeler to get the damages/losses inspected by a registered surveyor.
3. Also, make sure to submit the necessary documents for the cashless claim.
4. You will receive updates about the claim on your registered contact number. Upon approval, the garage will start the repair.
5. After your TVS bike/scooter is repaired at the cashless garage, pay your share (i.e., deductible, depreciation, etc.) to the garage and bring your vehicle home. The balance amount will be settled directly between the network garage and the insurer.
Note: In case of theft and third-party damages, an FIR is required. For major accidental damages, on-spot inspection will be arranged.
TVS Reimbursement Bike Insurance Claim Process
For TVS bike insurance reimbursement claims with HDFC ERGO, the steps needed to be followed are;
1. Claim intimation via toll-free number or official WhatsApp number.
2. Get the damages/losses assessed by our registered surveyor.
3. Submit claim documentation, alongside the claim form, damage estimates, payment bills, etc.
4. The claim will be processed once all documents are successfully uploaded.
5. You will receive notification via SMS/e-Mail regarding the approval of the reimbursement claim.
6. Payment will be made via cheque or NEFT.
Documents needed for TVS Insurance Policy Claims
Based on the nature of the loss/damage, you will need to submit the following documents for your TVS insurance policy claims;
Accidental Damage
1. Proof of two-wheeler insurance
2. Copy of vehicle’s registration certificate and tax receipts.
3. Copy of FIR (for third-party damage cases)
4. Driving licence or DL copy
5. Repair estimate
6. Bill
of repair and payment slips
Theft Related Claim
1. Proof of two-wheeler insurance
2. Receipt of tax payment and RC of the vehicle
3. RTO-obtained theft endorsement
4. Previous insurance policy information
5. Vehicle’s warranty card & service book/keys
6. Copy of FIR/JMFC report/Report of Final Investigation
7. Certified copy of the RTO addressed letter reporting the theft of your TVS two-wheeler and declaring its non-use status.
Damage Due to Fire:
1. Proof of two-wheeler insurance
2. Copy of driving licence
3. Copy of the vehicle’s RC
4. Fire Brigade report (if any)
5. FIR (if needed)
6. Evidence of the incident via photos/videos
Brief description about TVS Motor Company
TVS Motor Company is a multinational motorcycle manufacturer based in India. Their headquarters are in Chennai, and they are India’s third-largest motorcycle company in terms of revenue. Besides the Indian subcontinent, TVS’s footprints can be found in various locations across Southeast Asia, Africa, the Middle East, Latin & Central America, etc. They have an annual capacity of producing 4.95 million two-wheelers. The company is also noted for producing three-wheelers and various automobile parts. The reputed Norton Motorcycles are also owned by TVS Motor Company.
How to Renew TVS Two Wheeler Insurance?
Your TVS bike insurance renewal will take only a few minutes. It can be completed with just a few clicks from the comfort of your own home. Follow the four-step process mentioned below and get yourself covered instantly!
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Having bike insurance is crucial. The owner-rider needs one to ride legally in the country. Plus, it is also important that you stay financially secure. There are many natural disasters that can cause significant damage to your bike and repairing it can cost you a fortune. Accidents and thefts can happen without any warning as well. It can happen to the best of riders and irrespective of how many safety features your bike has. A bike insurance policy from HDFC ERGO will help you avoid these unexpected expenses. There are many reasons why we are the insurer you should go with for TVS bike insurance policy, but here are the top ones:
extensive service
You need an insurer that has a substantial presence across the region you are in or country. And with over 2000+ cashless garages across India, HDFC ERGO ensures that help is always at hand.
24x7 roadside assistance
The 24x7 roadside assistance facility ensures you are never stranded helplessly in case of any breakdown.
Over one crore customers
HDFC ERGO has over 1.6 crore happy customers, which means you can rest assured that your needs will be taken care of.
Overnight services
Your routine can get disrupted when your car is in service. However, with our overnight service for minor accidental repairs, simply catch up on your night’s sleep and have the car delivered to your doorstep in time for your morning commute.
Easy claims
The ideal insurer should process claims quickly and smoothly. And HDFC ERGO does exactly that, as we process nearly 50% of claims on the first day, ensuring your worries are minimised.
Two Wheeler Insurance for Popular Brands
Two Wheeler Insurance for Popular Indian Models
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Read the latest TVS Bike insurance blogs
Read the Latest News around TVS Bike Insurance
India’s Electric Two Wheeler Sales Grow by 30% in May 2025 Amid China’s Threat
India's electric two wheeler sales grow by 30% year-on-year to 1,00,266 units in May 2025. TVS Motor Co. Ltd has emerged as India's largest electric two-wheeler maker for a second straight month.
Two Wheeler Manufacturers Witness Increase in Sales Due to Festive Season
Indian two wheeler companies saw a double-digit increase in domestic sales in October due to the festive season. Industry giants like TVS Motor Company, Hero MotoCorp and Royal Enfield recorded an increase in domestic sales, ranging between 13% and 26%.
Ola Sales Reduce, Bajaj Gets More Business than TVS For Electric Two-Wheelers in September
According to the data by the Vahan portal, Bajaj outsells TVS for the first time ever. Bajaj sold over 17000 units against TVS’ just over 16,000 units, racing ahead for the first time. Ola’s sales reduction has been a gain for Bajaj Auto and TVS Motor Company.
Honda, Hero MotoCorp & TVS Witness Growth in Sales Volume For June 2024
Two-wheeler brands like Honda, Hero MotoCorp and TVS have achieved good sales in June 2024. Hero MotoCorp sold over 5.03 lakh units last month. While Honda’s two-wheeler sales surpassed 5.18 lakh units.
Latest News on TVS Bike
TVS Plans to Launch 300cc Adventure Bike by Mid 2025
TVS could possibly launch 300cc adventure bike by mid-2025. The bike is currently under development but is inching closer to production. The upcoming adventure bike could borrow learning from RTR 310 and RR 310. It will be linked to a six-speed gearbox. The overall styling can be expected to be rugged like a typical adventure bike. TVS could provide a 21-inch front wheel. The suspension duties are likely to be done by USD front forks and a monoshock.
Published on: Nov 14, 2024
TVS Launches New Jupiter 110 in India at Rs 73,700
TVS has launched their next generation Jupiter in India which has replaced a decade-old Jupiter 110. It is available in six colours and four variants with price starting from Rs 73,700. This new family scooter is built around the same chassis that is used to make the Jupiter 125. However, the overall styling looks sharper than before. The front looks the best due to the presence of a wide LED DRL with turn indicators. The new Jupiter 110 is equipped with an LED display along with USB charging port and front disc brake. However, the lower variant will not have LED instrument cluster.
Published on: Aug 22, 2024
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