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Customer RatingsBajaj Discover Insurance Online
Bajaj has been one of the leading manufacturers in the market for commuter bikes in India for a long time now. Bajaj is one of the few homegrown manufacturers which is putting up a tough fight against international brands. The Discover commuter bike series is now steadily filling the spot left behind by the iconic Pulsar range and is attracting a lot of attention thanks to its high-quality performance and affordable pricing.
Currently, there are four Bajaj Discover models in the market, and the company is bringing in great mileage and the latest bike engine technology to this sector with this series. Read on to know more about the different models in the line-up and bike insurance for your Bajaj Discover.
Popular Bajaj Discover Models
Types of Bajaj Discover Insurance HDFC ERGO Offers
As a bike owner, buying bike insurance for your Bajaj Discover should be one of the top priorities. Since there is an overwhelming number of insurance options in the market today, it can get tough to make a decision. In times of doubt, always go with quality and variety. HDFC ERGO insurance offers a vast range of add-ons and insurance products. You can find single or multi-year policies, own-damage cover and 5-year third party bike insurance cover. Here is an overview of the different options.
Multi-year comprehensive insurance, as the name suggests, gives you all-around protection against third-parts as well as your own damages. As a policyholder, you can choose the term from options like one, two or even three years. However, policy renewal may be an unwanted hassle for many. To avoid that, you can just go for the three-year term, to begin with. You can even customize your plan to extend your protection. Here is what the policy plan includes:
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Third-party insurance is a financial safeguard against liabilities related to any damage caused by you to a third party. The liabilities include damage to the bike, injuries or disablement, or property loss. Third-party insurance for Bajaj Discover bike is a fundamental insurance cover that is mandated by the Government, without which you will be fined Rs.2000. Here is what it includes:
Personal accident cover
Third-party property damage
Injury to a third-party person
Standalone own damage bike insurance that protects damage to your own property covers incidents such as natural or man-made calamities, theft or damage sustained in an accident. This cover is a good way to get more protection out of your insurance policy. Here is what it includes:
Accident, theft, fire etc
Natural calamities
Choice of add-ons
The brand new bike insurance cover for newly-purchased Bajaj Discover bikes can offer you 1 year’s worth of protection against the loss of your own bike, and 5 years’ worth of protection against damage to a third party. Here is what the plan will cover.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Bajaj Discover Insurance
Insurance coverage will differ depending on the policy that you have chosen. For instance, strictly third party bike insurance can only protect you in the event that a third party has sustained damages in an accident. Meanwhile, a comprehensive bike insurance for Bajaj Discover can cover all the following possible events:
Accidents
You will not have to worry about the hit your finances will take if you get into an accident.
Fire & Explosion
If there is a fire or an explosion and your bike is damaged or beyond repair, this cover will protect your funds.
Theft
In case your Bajaj Discover bike is stolen, this cover will ensure that you are compensated with the insured declared value of your bike.
Natural/Manmade Calamities
Any damage sustained due to riots, earthquakes, hurricanes, etc, is covered under this.
Personal Accident
A personal accident cover can handle the medical expenses you may face in case you are injured in an accident. The cover can go up to Rs.15 lakhs.
Third Party Liability
As mentioned before, this component takes care of the financial liabilities you may have to deal with in case you or your vehicle damage a third party or their property in an incident.
It is vital that you are aware of what is not included in your Bajaj Discover bike insurance policy, so that you do not have to face the disappointment of your claim getting rejected. Here are some of the typical policy exclusions:
Depreciation
Unless you have a Zero Depreciation add on the cover, standard bike insurance does not account for the depreciation of bike parts.
Wear and tear
Policies also generally do not cover the natural wear and tear of your vehicles.
Electrical & Mechanical Breakdown
Electrical and mechanical breakdowns of your bike are only covered if you have the relevant add-ons.
Issues caused by Illegal behaviour
Getting into an accident while driving under the influence, driving without a license and other such illegal behaviours by default make you ineligible for policy coverage.
How to Renew Bajaj Discover Insurance?
While renewing your bike insurance from time to time may seem like an unnecessary headache, it is actually much simpler than one would imagine. Thanks to online facilities, you can renew your Bajaj Discover bike insurance policy in a matter of minutes, from anywhere at all. Here are the fours steps you need to follow:
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
One of the top two-wheeler insurance providers in the country, HDFC ERGO can provide you with the insurance your bike needs and gift you a number of benefits along the way. We can offer you a wide variety of features at amazing rates, the likes of which you won’t find anywhere else in India. Some of our unique features include app-based claims, AI assistance, cashless garages across the country, and engine protection. And that’s not all! Here are some solid reasons why you should consider HDFC ERGO for the best bike insurance:
24x7 roadside assistance
When your car breaks down and you’re stuck in an unfamiliar location or are stranded by the roadside, our 24x7 roadside assistance facility can come to your rescue wherever you may be.
Easy claims
Our same-day claim processing rates are at a reassuring rate of 50%; we assure you that we will take good care of you. As a plus, we even offer self-inspection and paperless claim settlement.
Overnight repair service
Time is everything, and our overnight repair services will ensure that you get your vehicle back in working condition as soon as possible.
Cashless assistance
Our vast network of over 2000 network garages across India means that you will get the help you need in practically any location, and all the transactions will even be cashless.
Two Wheeler Insurance for Popular Indian Models
Two Wheeler Insurance for Popular Indian Models
Across India
Frequently Asked Questions
Step 1 - Go to the HDFC ERGO website. Choose the ‘buy or renew your policy’ option.
Step 2 – Fill in the pertinent information, such as bike registration details, previous policy details and city
Step 3 – Enter your email address and contact number to get the policy quote.
Step 4 – Complete the payment process, and you’re all set!
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