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Over the past few years, more and more people have realised the importance and the benefits of electric vehicles. These vehicles, especially electric bikes are not just environment friendly but are also kind to one’s pocket. With the petrol prices rising by the day, electric bikes are becoming a rage.
In India, when we talk about electronic bikes, Hero Electric Bikes are a name that is quite prominent now. It was the vision of Late Mr Dayanand Munjal that was introduced to the world in the year 1956 under the popular brand name HERO. This brand, since its establishment, has created a huge customer base by providing comfortable commuting to millions of Indians and elsewhere around the world.
Every year several bikes are brought into the road and people have highly enjoyed the ride. Not only this, but the brand also manufactures bicycles and provides healthcare. Hero Electric happily mentions the joy of being the first largest manufacturer of electric two-wheelers in the country.
Popular Hero Electric Variants
Hero Electric has introduced several two-wheelers with ergonomic and sturdy designs. Let’s have a look at them:
There is a remote lock and an anti-theft alarm to keep your precious vehicle secured. It also has a digital instrument cluster and telescopic suspension. Alloy wheels further make it strong and sturdy.
The alloy wheels make the model light and beautiful. Regen and combi brakes and the LED headlamps further make your experience worth every ride. This model also offers split-folding seats and also an in-dash bottle holder as well.
Types of Hero Electric Insurance HDFC ERGO Offers
Two Wheeler insurance is not just mandated by law but has become extremely important these days owing to heavy traffic on the road and the rising safety concerns. Make sure you get your safety covered with the best HDFC ERGO bike insurance plan. There are four different types of plans available for you to choose from:
Nervous about the losses and damages caused to a third party property or person while riding on the road? Worry not, we got your back. HDFC ERGO lets you have easy cover for others on the road in case of unfortunate damages caused to them by your vehicle. It covers the injury, death, and disablement of the third party and the property damage. Having a third party bike insurance cover is mandated under the Motor Vehicle Act.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Comprehensive bike insurance is a comprehensive plan for the safety and security of your Hero Electric bikes. You need not worry about the damages occurring to your bike when on the road. Be it because of accidents, thievery, or unfortunate damage caused by you to a third-party person or property, this plan got your back all under one roof. You can also get up to a 70% discount on the premium of this plan. Select add-ons and further enhance the coverage.
Personal accident cover
Third-party property damage
Injury to a third-party person
If you have a third-party liability insurance policy, this policy can be very useful for you in covering the damages to your own vehicle. Accidental, theft-related and damages caused due to natural calamities are covered under this insurance policy. You can also buy add-ons to make the policy more effective and secure your bike to the maximum level.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
This is a plan for one year. Under this one-year plan, your bike’s own damage is covered by HDFC for a year. Apart from this, the plan also offers a 5-year third-party liability cover, in case any damages are caused to a third party person or property.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
Inclusion & Exclusions of Hero Electric Insurance
Every bike insurance has several inclusions and exclusions. It means, depending upon several situations and unfortunate circumstances, you get insurance coverage. It is essential to know what is covered under HDFC ERGO Hero Electric bike insurance. Let’s understand:
Accidental damages
In case you meet a severe accident and your bike gets damaged, do not worry, HDFC ERGO bike insurance online got your back.
Fire & Explosion
On some unlucky day, if your bike gets exposed to fire and explosive accidents, we are there to fix the matter. HDFC ERGO Hero Electric bike insurance lets you cover your damages in such situations.
Theft
In case someone steals your bike, do not panic. We are here to provide you with mental peace by giving you coverage and protection against thievery issues.
Natural/Manmade Calamities
Something that cannot be controlled is natural calamities. So, in case your bike suffers damages due to natural calamities, the HDFC ERGO bike insurance plan will help your vehicle get out of this damage with our assistance.
Third Party Liability
If while riding you meet with an accident and the damages extend to a third party person or property, HDFC ERGO gives you the coverage for the third-party loss.
Are you wondering what is not covered under Hero Electric bike insurance? Well, there are a few sections that are not covered under the HDFC ERGO Hero Electric bike insurance. It is quite obvious that there is no such bike insurance policy that can cover ‘everything’.
Given below are some of the major exclusions. For an exhaustive list, you can refer to the official website of HDFC ERGO and understand the terms and conditions of Hero Electric bike insurance exclusions.
Depreciation
With time, your Hero Electric bike may suffer general wear and tear. Such a situation will not be covered under the HDFC ERGO bike insurance policy.
Electrical & Mechanical failure
In case your bike suffers an accident due to a mechanical or electrical breakdown, it won’t be counted under the insurance policy.
Illegal Riding
It can be impossible for HDFC ERGO to help you out if you drink and drive or drive under the influence of an intoxicant. Also, without a valid driving license, your claims can be rejected.
How to Renew Hero Electric Insurance Online?
To enjoy uninterrupted coverage, it is important to renew your Hero Electric insurance policy on time. With just a few clicks, you can easily renew your policy from the comfort of your home. Follow the below four-step process and get your bike secured instantly!
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Every essential and luxury property in your life needs to be protected from unfortunate events. You might not be able to control the damages sometimes but you can repent for it and make the situation better with a bike insurance policy. Here are some of the reasons why HDFC ERGO bike insurance should be opted for by you:
Affordable premium
The premium rates of HDFC ERGO are quite beneficial. You can also get a 70% discount on bike insurance premium and get a No Claim Bonus of up to 50%. Sounds a great deal, right? So, what are you waiting for?
24x7 roadside assistance
No matter what is the time of fatality, HDFC ERGO bike insurance got your back 24*7 whenever needed.
Easy claims
HDFC ERGO understands your instant requirements for bike insurance. You cannot wait to get your pocket empty till the insurance company releases the claims. The record shows that 80% of the claims are released on the first day making it one of the most reliable bike insurance companies in the country.
Overnight repair service
HDFC ERGO bike insurance is not limited to a specific part of the country. It is a PAN-India plan and people across the country can protect their Hero Electric two-wheeler with these bike insurance plans, the company has 7100 cashless garages that are always ready to serve you.
Overnight cover
You need not rush to the company office and the service centre every now and then to get your Hero Electric bike home after an accident/ repair. Our overnight service will drop your property safely back at your doorstep even during the night time so you can travel easily and on time the very next day.
Two Wheeler Insurance for Popular Indian Models
Across India
Frequently Asked Questions
You can easily renew your bike insurance policy by visiting the online portal of HDFC ERGO and filing the required details.
No, general wear and tear are not covered under the HDFC ERGO bike insurance policy.
Yes, the third-party liability cover is a part of a comprehensive two-wheeler insurance policy. It gives you coverage for third-party damages.
There are four different types of Hero Electric bike insurance online offered by HDFC ERGO.
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