Honda is one of the biggest names in the world of two-wheelers. It is the largest manufacturer of two-wheelers in the world and one of the fastest growing companies in India, today. Its first plant in the country was established in 1999. Despite being one of the newest players in the market, it went on to become the second largest two-wheeler company in India.

Quality, technology, and affordability- Honda packs all three in its varied models. It has lived up to its reputation with all of its offerings. Ranging from the sturdy Activa to the stunning Shine, the brand models are designed to offer something to everyone.

Top Five Honda Models

1. Honda Activa
2. Honda CB Unicorn
3. Honda CB Hornet
4. Honda Gold Wing
5. Honda Navi

Importance Of buying HDFC Ergo Two Wheeler Insurance

HDFC ERGO Two Wheeler Insurance Policies offer cashless claim services at over 5800+ authorized garages across India. We offer you a wide range of vehicle insurance plans online for optimum coverage at the most competitive premiums.

  1. Long-term coverage
    You no more need to keep track of the annual renewals. Get your bike insured for a period of 3 years at once.
  2. Year-on-year saving
    The multi-year policy lets you enjoy the benefit of No Claim Bonus (NCB) lock-in, more saving on third party premium.
  3. Instant approval
    Get your precious bike insured instantly from the comfort of your home.
  4. Hassle-free claim settlement
    Get your claim settled within 24 hours after your vehicle reaches the garage.
  5. 24*7 support
    With our dedicated customer support team, you receive assistance round the clock in 10 different languages. Call us on 022 6234 6234 or write an e-mail to and get all your queries resolved.

Add-On Insurance Covers

Getting an HDFC ERGO Two-Wheeler Comprehensive Insurance plan is the best gift you can give to your beloved bike. But that’s not all! Upgrade the security by adding add-on covers to your insurance policy. Give your vehicle maximum coverage and maximum protection. Take a look at the varied add-ons available for added safety and enhanced driving experience.

Zero Depreciation Claim

With this add-on, you do not need to pay from your pocket in case of an accident. The HDFC ERGO zero depreciation cover allows you to claim the entire cost of replacing damaged vehicle parts.

Emergency Road Assistance

The next time your bike ditches you at the middle of the road, you need to worry. With this add-on, you enjoy HDFC ERGO’s round the clock services for road assistance. We help you for refueling your bike, towing your vehicle, changing a flat tire, or arranging for a mechanic’s service.
(T&C* Please read the details on territorial scope for emergency assistance)
(The above listed optional cover can be opted on paying additional premium)

1. Own damage to the vehicle caused due to

  1. Accident by external means
  2. Burglary, housebreaking or theft
  3. Fire, explosion, self-ignition, lighting
  4. Terrorism, riots, strike or malicious act
  5. Transit by road, rail, inland waterway, lift
  6. Earthquake, flood, storm, landslide, rockslide

2. Personal Accident Cover

a. It covers costs incurred during medical treatment of the driver. However, you can choose to cover the occupants by paying additional premium

3. Third Party Legal Liability

a. Accidental death or injury to any third party
b. Any damage to property owned by third party

  1. Mechanical or electrical breakdown, failure
  2. Damage due to wear and tear and aging of vehicle
  3. Damage by a person driving under the influence of Liquor / Alcohol / Drugs
  4. Damage to/by a person driving without a valid license
  5. Depreciation
  6. Any consequential loss case the Liability of the company shall be limited to 50% of the cost of replacement
  1. Loss due to deliberate accident
  2. Loss /damage attributable to war/mutiny/nuclear risks
  3. Damage to tire and tubes, unless damage due to an accident
  4. Loss/damage outside the geographical area

*Please note these are illustrative exclusions. For a detailed informative list, kindly refer the policy wordings.
*This content is descriptive only. Actual coverage is Subject to the language of policy issued.

Claim process

Everyone thinks that claim process is the most difficult part of an insurance policy. But, that’s not true with HDFC ERGO! With minimum paperwork and simple and quick steps, you may make a claim. You only need to register your claim over the HDFC ERGO Insurance Portfolio Organizer (IPO) mobile app or over the toll-free number, 022 6234 6234. To know more details, click here.

Renewal Process

Renewing your bike insurance is quick, easy, and convenient. Click here and enter your policy number. Move to the next page to check the details of the new policy. Make an online payment and complete this hassle-free process.

Buying a Honda bike insurance plan from HDFC ERGO is quick, simple, and smooth. So, get the best for your esteemed bike and enjoy all the added benefits as you shelter it with HDFC ERGO

Awards & Recognition