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Customer RatingsOla Electric Scooter Insurance
As you go green with your Ola electric scooter, don’t forget to invest in a proper two-wheeler insurance for it. Ola electric scooter insurance protects in case the insured vehicle sustains damages due to unforeseen events like fire, theft, accidents, etc., and also offers coverage for damages caused to a third party in an accident. Find Ola electric insurance plans from HDFC ERGO as per your coverage needs.
Types of Ola Electric Scooter Insurance HDFC ERGO Offers
On HDFC ERGO, you can pick from these four Ola electric scooter insurance plans;
Comprehensive two-wheeler insurance
Third-party insurance
Standalone Own Damage Cover
Cover for brand new bikes
The Comprehensive two wheeler insurance covers both third-party liabilities and own damages suffered by the scooter in unfortunate events like accidents, theft, fire, etc., are covered under the Ola electric scooter insurance plan. It also comes with other perks like the choice of add-ons, cashless repairs, etc.
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third party liability
Choice of add-ons
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Features of Ola Electric Scooter Insurance
Some of the main features of the Ola electric scooter insurance policy are mentioned below;
| Key Features | Details |
| Liability cover | Covers liabilities arising from accidental third-party injury, death and property damage. |
| Own damage cover | Covers damages suffered by the scooter due to an accident or other unfortunate events. |
| No Claim Bonus | Attractive discounts of up to 50% with NCB. |
| Choice of add-ons | Selection of 8 practical add-ons, including zero depreciation, return to invoice, cash allowance, etc. |
| Cashless repairs | Access to hassle-free, cashless claim settlements through 2000+ network garages. |
| Policy purchase and renewal | Online policy purchase and renewal are available. |
Inclusions & Exclusions of Ola Electric Scooter Insurance
With your Ola electric scooter insurance, you get the following coverage;
Accidents
Damages that your scooter suffers in an accident are covered under the policy.
Theft
Bad actors can be anywhere, but don’t worry. The Ola electric insurance policy offers coverage in case your scooter gets stolen.
Fire & Explosion
The policy covers damages caused to your scooter by events of fire and explosion.
Calamities
From strikes and riots to floods and earthquakes, damages caused to your scooter by such natural and man-made calamities will be covered under the policy.
Liability
Third-party damages caused in an accident involving the insured scooter are covered under the policy.
Personal Accident
In case of injuries due to a two-wheeler accident, the cost of treatment is covered under this (if opted for).
Depreciation
The policy doesn’t include coverage for depreciation, consequential loss or general wear and tear.
Illegal Driving
The policy doesn’t accept claims for damages caused by a person riding the scooter while under the influence of drugs and/or liquor or without a valid DL.
Mechanical & Electrical Breakdown
Losses as a result of mechanical or electrical failure/breakdown are not covered under Ola electric scooter insurance.
Ola Electric Scooter Insurance Add-ons
Here’s a list of add-ons for Ola electric scooter insurance offered by HDFC ERGO;
Cash allowance
EMI protector
Zero depreciation
Engine & gearbox protector
Return to invoice
No claim bonus (NCB) protection
Emergency assistance cover
Cost of Consumables
TW PA Cover
Popular Ola Electric Scooter Models
Looking to buy an Ola electric scooter? Here are some popular options you can consider;
1. OLA S1 Pro Plus
The S1 Pro is available in four variants: the 3 kWh, 4 kWh, Plus 4 kWh and Plus 5.3 kWh. It is a light scooter with a kerb weight between 109-118 kg. It is easy to ride and offers good performance in city rides. Depending on the variant, you can expect a top speed between 117- 141 kmph and a range between 176-320 km.
2. Ola S1 X
The beautiful-looking OLA S1 X is available in four trims, namely 2 kWh, 3 kWh, 4 kWh and Plus. The top variant generates a max power of 11 kW and offers a riding range of 242 km and top speed of 125 kmph.
3. Ola S1 Air
If you want a lightweight and sleek-looking electric scooter, the S1 Air is the one to go for. Available with a 3 kWh battery pack, it is very affordable and comes with tons of features. It is said to have a top speed of 90 kmph and a riding range of 151 km.
4. Ola S1 Z
The Ola S1 Z is the most affordable electric scooter meant for general consumers. Not only does it look futuristic, but it also comes with tons of cool features, including BT app connectivity and a removable battery. Available in 2 variants, Standard and Plus, it has a top speed of 70 kmph and a range of 146 km.
Ola Electric Scooter Model Price
As of the first half of 2025, the on-road prices of the popular Ola electric scooters are;
| Model name | On-road price (Mumbai) |
| OLA S1 Z | INR 55,752 - INR 60,838 |
| OLA S1 X | INR 97,573 - INR 1,36,178 |
| OLA S1 Air | INR 1,02,974 |
| OLA S1 Pro and Pro Plus | INR 1,43,691 - INR 2,19,006 |
Need for Ola Electric Scooter Insurance Policy
Here are some of the main reasons why you need Ola electric scooter insurance;
Legal need
Financial assistance
Hassle-free repairs
Liability protection
Additional perks
Calculate Ola Electric Scooter Insurance Premium
This is how you can calculate the Ola electric scooter insurance price with the online TW calculator tool by HDFC ERGO;
1. Click here to open the tool.
2. Enter the vehicle registration number and click “Get Quote”,
3. Choose a plan and coverage as you prefer.
4. Submit past policy details and get the final Ola electric scooter insurance price quote.
How to Buy/Renew Ola Electric Scooter Insurance?
Buy or renew Ola electric scooter insurance on HDFC ERGO by following these simple steps;
Buying
1. Open up the two wheeler insurance page by HDFC ERGO.
2. Type in the details of the vehicle you want to get insured.
3. Select the plan type and coverage parameters,
4. Provide details of previous policy (if any),
5. Pay the Ola electric scooter insurance price online to confirm the purchase.
Renewing
1. Visit the two-wheeler insurance page by HDFC ERGO.
2. Tap on the option “Renew Existing HDFC ERGO Policy”
3. Type in the existing policy number and hit “Continue”,
4. Check the plan and make required changes (if any),
5. Get the Ola electric scooter insurance rate quote and pay it online.
How to Buy Two-wheeler Insurance for a Second-hand Ola Electric Scooter?
Even a second-hand Ola electric scooter needs to have proper two-wheeler insurance. Here’s how to buy it from HDFC ERGO;
1. Click here to go to the HDFC ERGO two-wheeler insurance page.
2. Provide the vehicle details in the designated section and hit Enter.
3. Choose the preferred type of plan and coverage.
4. Provide previous insurance policy details accurately,
5. Get the Ola electric scooter insurance rate quote and pay it online.
Forgot your DL, RC at home? The digital copies in the MParivahan or digilocker app on your smartphone are enough.
How to File an Ola Electric Scooter Insurance Claim?
These are the steps you need to follow to file an Ola electric scooter insurance claim with HDFC ERGO:
Claim intimationFor claim intimation, you can send us a message on WhatsApp at 8169500500 or get in touch with our claim team by dialling the official helpline number. After the claim intimation, kindly upload the necessary documents on the portal provided by our agent.
Vehicle inspectionOpt for either a self-inspection or an application-enabled digital inspection by a surveyor or workshop partner.
Status checkUse the claim tracker to track the status of your registered claim following submission.
SettlementA notification message will be sent for approved claims, which can then be settled through a nearby network garage.
Calculate Ola Electric Scooter Insurance Premium
Here is the list of documents you may need to submit as part of an Ola electric scooter insurance claim;
• Accidental damage
1. Copy of scooter’s original tax receipts and RC,
2. Copy of your DL,
3. Proof of two-wheeler insurance,
4. Police FIR (in case of third-party damage/loss),
5. Repair estimates,
6. Repair bills and receipts of payments.
• Fire-related damage
1. Proof of scooter insurance,
2. Copy of the rider’s DL,
3. Copy of the scooter’s RC,
4. FIR (if needed),
5. Fire brigade report (if any),
6. Photo/video evidence of the incident.
All Set to Buy A Two Wheeler Insurance Plan with EV add-ons for your Electric Vehicle? It will just take a few minutes!
Additional Documents Required for Ola Electric Theft Claims
In case of theft-related Ola electric scooter insurance claims, additional documents needed are;
1. Keys of the scooter/service book, and warranty card,
2. Past two-wheeler insurance details,
3. Theft endorsement from the concerned RTO,
4. Police FIR/JMFC/Final investigation report,
5. Authorised the copy of the letter addressed to the RTO regarding the vehicle theft and declaring it “Non-Use”,
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