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Home / Two Wheeler Insurance / Scooter Insurance / Ola Electric Scooter Insurance

Ola Electric Scooter Insurance

Ola Electric Scooter Insurance Online

As you go green with your Ola electric scooter, don’t forget to invest in a proper two-wheeler insurance for it. Ola electric scooter insurance protects in case the insured vehicle sustains damages due to unforeseen events like fire, theft, accidents, etc., and also offers coverage for damages caused to a third party in an accident. Find Ola electric insurance plans from HDFC ERGO as per your coverage needs.

Types of Ola Electric Scooter Insurance HDFC ERGO Offers

On HDFC ERGO, you can pick from these four Ola electric scooter insurance plans;

  • Comprehensive two-wheeler insurance

    Comprehensive two-wheeler insurance

  • Third Party Scooter Insurance

    Third-party insurance

  • Standalone Own Damage Cover For Scooter

    Standalone Own Damage Cover

  • Cover for brand new bikes

    Cover for brand new bikes

Comprehensive two-wheeler insurance
Comprehensive two-wheeler insurance

The Comprehensive two wheeler insurance covers both third-party liabilities and own damages suffered by the scooter in unfortunate events like accidents, theft, fire, etc., are covered under the Ola electric scooter insurance plan. It also comes with other perks like the choice of add-ons, cashless repairs, etc.

Suitable for bike lovers seeking all-rounded protection, this plan covers:
Bike Accident
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third party liability
Choice of add-ons

Inclusions & Exclusions of Ola Electric Scooter Insurance

With your Ola electric scooter insurance, you get the following coverage;

Accidents

Accidents

Damages that your scooter suffers in an accident are covered under the policy.

Theft

Theft

Bad actors can be anywhere, but don’t worry. The Ola electric insurance policy offers coverage in case your scooter gets stolen.

Fire & Explosion

Fire & Explosion

The policy covers damages caused to your scooter by events of fire and explosion.

Calamities

Calamities

From strikes and riots to floods and earthquakes, damages caused to your scooter by such natural and man-made calamities will be covered under the policy.

Liability

Liability

Third-party damages caused in an accident involving the insured scooter are covered under the policy.

Personal Accident

Personal Accident

In case of injuries due to a two-wheeler accident, the cost of treatment is covered under this (if opted for).

Ola Electric Scooter Insurance Add-ons

Here’s a list of add-ons for Ola electric scooter insurance offered by HDFC ERGO;

1

Cash allowance

With this add-on, you can get INR 200/day for up to 10 days from the insurer if the insured scooter is kept in the garage for repairs due to damages caused by any covered peril. It is applicable only for repairs related to partial loss.
2

EMI protector

With this add-on, the insurer will pay you an amount equal to the EMI value in case the insured scooter is kept in the garage for more than 30 days for accidental repairs.
3

Zero depreciation

During claim settlements, if you have the zero depreciation add-on, you can get the entire claim value for the damaged part without any deduction of the depreciation amount.
4

Engine & gearbox protector

This add-on pays for the repairs and replacements of the engine and gearbox child parts of the vehicle if they are damaged due to water ingress, accident, lubricant leakage, etc.
5

Return to invoice

If the insured scooter is damaged beyond repair or gets stolen, then this add-on helps you get a claim amount equal to the invoice value of the scooter at the time you purchased it.
6

No claim bonus (NCB) protection

By having this add-on with your Ola electric scooter insurance, you can raise a maximum of 2 claims within the policy year without affecting your accumulated no-claim bonus (NCB).
7

Emergency assistance cover

If your scooter breaks down while you are on the road, you can get emergency assistance from us under this add-on. It is available 24/7 and covers things like towing, medical assistance, minor repairs, etc.
8

Cost of Consumables

Cost of screws, brake oil, bolts, engine oil, and other consumables are included under this add-on.
9

TW PA Cover

This cover helps compensate the vehicle owner or their dependents in case of accidental death or injury.

Popular Ola Electric Scooter Models

Looking to buy an Ola electric scooter? Here are some popular options you can consider;

1. OLA S1 Pro Plus

The S1 Pro is available in four variants: the 3 kWh, 4 kWh, Plus 4 kWh and Plus 5.3 kWh. It is a light scooter with a kerb weight between 109-118 kg. It is easy to ride and offers good performance in city rides. Depending on the variant, you can expect a top speed between 117- 141 kmph and a range between 176-320 km.

2. Ola S1 X

The beautiful-looking OLA S1 X is available in four trims, namely 2 kWh, 3 kWh, 4 kWh and Plus. The top variant generates a max power of 11 kW and offers a riding range of 242 km and top speed of 125 kmph.

3. Ola S1 Air

If you want a lightweight and sleek-looking electric scooter, the S1 Air is the one to go for. Available with a 3 kWh battery pack, it is very affordable and comes with tons of features. It is said to have a top speed of 90 kmph and a riding range of 151 km.

4. Ola S1 Z

The Ola S1 Z is the most affordable electric scooter meant for general consumers. Not only does it look futuristic, but it also comes with tons of cool features, including BT app connectivity and a removable battery. Available in 2 variants, Standard and Plus, it has a top speed of 70 kmph and a range of 146 km.

Need for Ola Electric Scooter Insurance Policy

Here are some of the main reasons why you need Ola electric scooter insurance;

1

Legal need

In India, the Motor Vehicles Act of 1988 makes it compulsory for all two-wheelers to have a valid insurance policy, which also includes electric scooters. Riding your scooter on public roads without insurance is illegal and punishable by law. So, to comply with this law and avoid fines, you need Ola electric scooter insurance.
2

Financial assistance

You need Ola electric insurance as it offers financial coverage to help you with repairs and replacements if your scooter is damaged by an insurable peril. This protects your savings and lets you cope with such losses effectively.
3

Hassle-free repairs

The easy claim settlements and availability of cashless garages with Ola electric scooter insurance let you get the necessary repairs done promptly. This makes getting your vehicle up and running after an accident quicker.
4

Liability protection

Besides own damage coverage, the policy also takes care of liabilities arising out of third-party damages caused in an accident involving the insured scooter. It lets you swiftly and effectively compensate the affected third party.
5

Additional perks

The additional advantages that come with Ola electric scooter insurance make it a practical need. This includes enhancing the extent of coverage with add-ons, utilising fast and quality repairs via cashless garages, enjoying comprehensive cover at a discounted price with NCB, etc.

Calculate Ola Electric Scooter Insurance Premium

This is how you can calculate the Ola electric scooter insurance price with the online TW calculator tool by HDFC ERGO;

1. Click here to open the tool.

2. Enter the vehicle registration number and click “Get Quote”,

3. Choose a plan and coverage as you prefer.

4. Submit past policy details and get the final Ola electric scooter insurance price quote.

How to Buy/Renew Ola Electric Scooter Insurance?

Buy or renew Ola electric scooter insurance on HDFC ERGO by following these simple steps;

Buying

1. Open up the two wheeler insurance page by HDFC ERGO.

2. Type in the details of the vehicle you want to get insured.

3. Select the plan type and coverage parameters,

4. Provide details of previous policy (if any),

5. Pay the Ola electric scooter insurance price online to confirm the purchase.

Renewing

1. Visit the two-wheeler insurance page by HDFC ERGO.

2. Tap on the option “Renew Existing HDFC ERGO Policy”

3. Type in the existing policy number and hit “Continue”,

4. Check the plan and make required changes (if any),

5. Get the Ola electric scooter insurance rate quote and pay it online.

How to Buy Two-wheeler Insurance for a Second-hand Ola Electric Scooter?

Even a second-hand Ola electric scooter needs to have proper two-wheeler insurance. Here’s how to buy it from HDFC ERGO;

1. Click here to go to the HDFC ERGO two-wheeler insurance page.

2. Provide the vehicle details in the designated section and hit Enter.

3. Choose the preferred type of plan and coverage.

4. Provide previous insurance policy details accurately,

5. Get the Ola electric scooter insurance rate quote and pay it online.

Did you know

Forgot your DL, RC at home? The digital copies in the MParivahan or digilocker app on your smartphone are enough.

How to File an Ola Electric Scooter Insurance Claim?

These are the steps you need to follow to file an Ola electric scooter insurance claim with HDFC ERGO:

  • Claim intimation
    Claim intimation
    For claim intimation, you can send us a message on WhatsApp at 8169500500 or get in touch with our claim team by dialling the official helpline number. After the claim intimation, kindly upload the necessary documents on the portal provided by our agent.
  • Vehicle inspection
    Vehicle inspection
    Opt for either a self-inspection or an application-enabled digital inspection by a surveyor or workshop partner.
  • Status check
    Status check
    Use the claim tracker to track the status of your registered claim following submission.
  • Settlement
    Settlement
    A notification message will be sent for approved claims, which can then be settled through a nearby network garage.

Calculate Ola Electric Scooter Insurance Premium

Here is the list of documents you may need to submit as part of an Ola electric scooter insurance claim;

• Accidental damage

1. Copy of scooter’s original tax receipts and RC,

2. Copy of your DL,

3. Proof of two-wheeler insurance,

4. Police FIR (in case of third-party damage/loss),

5. Repair estimates,

6. Repair bills and receipts of payments.

• Fire-related damage

1. Proof of scooter insurance,

2. Copy of the rider’s DL,

3. Copy of the scooter’s RC,

4. FIR (if needed),

5. Fire brigade report (if any),

6. Photo/video evidence of the incident.

insurance for bikes

All Set to Buy A Two Wheeler Insurance Plan with EV add-ons for your Electric Vehicle? It will just take a few minutes!

Additional Documents Required for Ola Electric Theft Claims

In case of theft-related Ola electric scooter insurance claims, additional documents needed are;

1. Keys of the scooter/service book, and warranty card,

2. Past two-wheeler insurance details,

3. Theft endorsement from the concerned RTO,

4. Police FIR/JMFC/Final investigation report,

5. Authorised the copy of the letter addressed to the RTO regarding the vehicle theft and declaring it “Non-Use”,

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4,80,652 The number of road accidents that took place across India in 2019.Still think comprehensive bike insurance isn't necessary?

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Frequently Asked Questions On Ola Electric Scooter Insurance

Yes. Electric scooters, just like fuel-run two-wheelers, need to have valid motor insurance. Hence, you need a proper two-wheeler insurance for your Ola electric scooter.
To claim Ola electric scooter insurance, notify the insurer about the claim via text, email or call, submit necessary documents, get the inspection done and wait for the decision. You will be notified when the claim gets approved and settle it accordingly.
Ola electric scooters don’t come with insurance themselves. The buyer/owner of the vehicle is required to get it insured with a motor insurance from an insurer they prefer.
The cost of an Ola battery depends on the vehicle model and battery capacity. Generally, the prices are between INR 55,000 and INR 90,000.
Whether or not you can return your Ola electric scooter entirely depends on you and the dealership. If you have any doubts, get in touch with the support desk at Ola.
Having a motor insurance with at least third-party cover is mandatory for all two-wheelers in India, including Ola electric scooters. Without this, you will not be able to ride your scooter legally on Indian roads.
You can buy Ola electric insurance from HDFC ERGO by visiting the official two-wheeler insurance page, entering the details of the scooter and preferred coverage and paying the Ola electric scooter insurance price online.
For an expensive electric scooter like Ola, you should consider getting a plan that offers the most elaborate protection. The comprehensive insurance for Ola electric scooters is the most suitable one you can consider.
The list of documents needed to insure an Ola electric scooter varies depending on the insurer. You can contact HDFC ERGO’s customer care number to find out about the documents you need to get insurance for your Ola electric scooter.

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