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Luxembourg Travel Insurance
Luxembourg, officially called the Grand Duchy of Luxembourg, is one of Europe’s smallest nations. It is a landlocked country bordered by Belgium, France and Germany in Western Europe. Having a total area of only 2586 square kilometres, Luxembourg is a lesser-known holiday destination on the continent but has no shortage of prominent attractions and experiences to offer to tourists. From impressive vineyards to unique festivals, Luxembourg has a lot to show you. If you are interested in experiencing a shade of European tourism that remains less explored, consider visiting Luxembourg. Also, while making this trip plan, make sure to get the holiday covered against unfortunate events with Luxembourg travel insurance.
On this page, we have shared detailed information on Luxembourg travel insurance and tourism in Luxembourg that you can refer to.
Key Features of Travel Insurance Lithuania
Here is a list of some of the important features of Lithuania travel insurance:
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance for Luxembourg
The type of travel insurance you choose for the Luxembourg should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For families travelling togetherThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For individuals accomplishing their dreamsThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Luxembourg Plan
Besides being mandatory, there are plenty of crucial benefits of having Luxembourg travel insurance. For example, it;
1
Helps stay within budget
The comprehensive coverage under the Luxembourg travel insurance covers a number of unforeseen events. The adequate reimbursements for damages offered by the plan keep you financially secure.
2
Covers costs of medical emergencies
Medical troubles while on the trip can arrive out of the blue and get a bit problematic. Luxembourg travel insurance helps cover the massive emergency medical expenses, ensuring proper medical care without any worries.
3
Protects against non-medical hassles
In the event of journey and baggage-related issues on the trip, like flight cancellation, trip curtailment, loss of checked-in baggage, etc., Luxembourg travel insurance offers proper compensation to keep your worries to a minimum.
4
Covers personal liability
While on your foreign trip, if you find yourself responsible for third-party damages, Luxembourg travel insurance will help you cover them without any issues.
5
Comes with cashless benefits
Alongside reimbursements, you can also enjoy the benefits of cashless treatment with the Luxembourg travel insurance. You can get this benefit during a medical emergency at any network hospital under the plan and the insurer will settle the bill directly with the hospital.
6
Offers assistance as required
Regardless of the hour or place, if you have any queries or need travel insurance-related assistance, the 24x7 customer support team is there to help you, ensuring hassle-free travel at all times.
What's Covered under Travel Insurance for Luxembourg from India
Here are some of the things that are usually covered under travel insurance for Luxembourg from India:
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Luxembourg travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Luxembourg travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Luxembourg travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Luxembourg trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Luxembourg from India
Your travel insurance for Luxembourg from India policy may not offer coverage for:
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Luxembourg travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Luxembourg Online?
If you want to buy travel insurance online for Luxembourg, the following are the steps that you need to follow:
• Visit the official HDFC ERGO International Travel Insurance website.
• Find the “Buy Now” button and click on it.
• Enter the required details like trip type, total travellers and their respective age, and hit “Continue”.
• Provide the name of the country you are planning on visiting, which in this case is Luxembourg, along with the dates of departure and return and press next.
• Enter your contact details, such as your name, email and phone number, on the pop-up window and click “View Quote”.
• Choose from the available plans, select “Buy”, and enter the verification code to move on to the next window.
• Follow up with the additional information required by the policy and complete the online payment.
• Upon successful payment completion, your travel insurance policy will be issued and sent to the inbox you provided.
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Luxembourg
| Category | Details |
| The nation’s wealth | As of August 2024, Luxembourg is the richest country in the world on the basis of GDP per capita. |
| Wine and Luxembourg | Luxembourg has several hectares of vineyards producing fine-quality wine. A restaurant, called Chiggeri, in Luxembourg has over 2200 different types of wines that you can choose from. |
| Fun car rides for cheap | Luxembourg is one of the cheapest places to drive in Europe. The average cost of fuel in Luxembourg in 2024 is around 1.56 Euro/litre. |
| Official languages | Luxembourg recognises three languages as the country’s official languages, which are Luxembourgish, French and German. |
| Free public transport | Yes. You heard it right. In Luxembourg, all public transportation is free, including trains, buses, funicular railway, etc. |
| Heritage capital city | The capital of Luxembourg, which is Luxembourg City, is recognised as a UNESCO World Heritage Site. |
Documents Required for the Luxembourg Tourist Visa
In order to apply for the Luxembourg tourist visa, individuals are required to submit a handful of documents, which may include the following;
• A couple of passport-size photos,
• A valid passport,
• Duly filled and signed Luxembourg tourist visa application,
• Proof of sufficient financial means,
• A cover letter,
• A copy of the return flight ticket,
• A valid overseas travel medical insurance,
• Recording of biometric data (Fingerprints),
• Proof of accommodation,
• A complete copy of the travel itinerary,
• Proof of economic, social, and family roots in the home country,
• Any additional documents (if needed).
Best Time To Visit Luxembourg
There are four distinct seasons when it comes to Luxembourg tourism. Though this tiny nation remains a fascinating holiday destination around the year, the tourism experience can largely vary depending on the time of your visit. Spring in Luxembourg covers the months from March to May. The temperature stays mildly cool, and it is an ideal time to visit Luxembourg for sightseeing and outdoor activities, especially if you like a lower tourist crowd. Summer takes over the months of June to August in Luxembourg. Though the weather is warm and dry, the temperature never becomes unbearably hot. Alongside the vibrant atmosphere, tourists can enjoy fun events in Luxembourg during summer, like the National Day Celebrations, Schueberfouer, etc.
Next is Autumn in Luxembourg, which starts in September and ends in November. The average temperature drops between 6°C-15°C range. Witnessing the regional beauty masked in Autumn’s hue is a truly unforgettable experience that you can consider. Lastly comes Winter in Luxembourg, stretching from December to February. The country experiences occasional snowfall with chilling temperatures and lower tourist crowds around these months. While choosing the right time for your trip, don’t forget to consider investing in proper Luxembourg travel insurance.
All Year-Round Essentials for Luxembourg
Here’s a well-rounded essentials list for Luxembourg, considering its diverse cityscapes, forests, and historical sites:
• Layered Clothing: Luxembourg experiences mild summers and cold winters. Bring light layers for warmer months and a warm jacket for fall and winter.
• Comfortable Walking Shoes: Luxembourg City’s cobblestone streets and the beautiful Mullerthal Trail require sturdy shoes for city walks and hiking.
• Rain Jacket or Umbrella: Rain is frequent throughout the year, so pack a waterproof jacket or a compact umbrella.
• Warm Accessories: If visiting in winter, bring gloves, a hat, and a scarf to stay warm while exploring outdoors.
• Power Adapter: Luxembourg uses European plugs (Type C or F), so ensure you have the correct adapter for your electronics.
• Reusable Water Bottle: Tap water is clean and safe to drink, making a reusable water bottle a convenient and eco-friendly option.
• Sunscreen and Sunglasses: Even on cloudy days, the sun can be strong, especially in open spaces. Pack sunscreen and sunglasses for protection.
• Backpack or Day Ba: Useful for carrying essentials during city tours or nature walks, including snacks or extra layers.
Luxembourg Safety And Precautionary Measures To Be Undertaken
Before visiting Luxembourg, here are some safety and precautionary measures that you should follow;
• Learn about the local laws and regulations in Luxembourg before visiting.
• Luxembourg is very safe for tourists and has a low crime rate, however, you should practise caution against possible petty crimes, like pickpocketing, purse snatching, etc.
• When travelling by public transportation and through busy touristy areas, keep your belongings in a secure place and within sight.
• One of the best precautionary measures to take prior to visiting Luxembourg is to get proper Luxembourg travel insurance for the trip to stay protected against a variety of contingencies.
• If you are renting a car in Luxembourg, make sure to get insurance for it, and park it only at secure parking facilities.
List of International Airports in Luxembourg
| Airport | City |
| Luxembourg International Airport | Luxembourg (near Sandweiler) |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Luxembourg
Despite its small size, Luxembourg has plenty of tourist attractions to keep tourists engaged for days. Here are some prominent tourist places to check out in Luxembourg;
1
The Old City of Luxembourg
Located in Ville Haute in Luxembourg City, the Old City of Luxembourg (officially called the City of Luxembourg: Its Old Quarters and Fortifications) is probably the most notable and visited tourist site in the country. It has been recognised as a UNESCO World Heritage Site in 1994 and is a major site capturing Luxembourg’s history, culture and architecture. Its main highlights are the Pont du Chateau, Grand Ducal Palace, Notre-Dame Cathedral, Chemin de la Corniche, etc.
2
National Museum of History and Art
The National Museum of History and Art, also known as MNHA, is a prominent museum and tourist attraction in Luxembourg City. It is home to several artworks and artefacts from all periods of Luxembourg’s rich history, which are displayed for public viewing. Located in the Fishmarket in the Ville Haute quarter, the National Museum of History and Art is a must-visit place for all kinds of tourists, especially history buffs.
3
Bourscheid Castle
Located near the village of Bourscheid, the Bourscheid Castle is one of the crown jewels of Luxembourg tourism. It is a mediaeval castle highlighting the impressive history of the country. Standing roughly 150 metres above Sure River, the castle is enclosed by a fortified circular wall with a total of 11 watchtowers. Additionally, the site it stands on has archaeological evidence of structures dating back to the period of ancient Rome.
4
Grand Ducal Palace
The Grand Ducal Palace is another specimen of Luxembourg’s history and architecture. This majestic palace is located in Luxembourg City and is the official residence of Luxembourg’s Grand Duke. At this palace, official duties of the head of state of the Grand Duchy are performed by the Grand Duke. However, note that his principal residence is the Berg Castle. This Renaissance-era structure was built in the latter half of the 16th century. Tourists can explore the palace only during specially organised tours, usually between mid-July and early September.
5
Abbey of Echternach
The Abbey of Echternach is one of the most crucial cultural, historical and religious places in Luxembourg. It is a Benedictine monastery located in Echternach town and was founded back in the 7th century by a patron saint of Luxembourg, St. Willibrord. One of the key reasons tourists visit this abbey is due to the annual dancing procession that is held at Whit Tuesday, every year. Also, don’t forget to invest in Luxembourg travel insurance for the trip.
6
Berdorf
Berdorf is a small town and commune in eastern Luxembourg, mainly known for its incredible sandstone rock landscapes and lush greenery. It is home to numerous hiking and biking trails that both tourists and locals like to explore. The serene ambience and panoramic views of Berdorf make it an ideal place to visit for tourists, especially if you are looking for a relaxing getaway in Luxembourg.
Things To Do in Luxembourg
For your visit to Luxembourg, here are some fun activities and experiences you can consider trying;
1
Explore historical sites
If you consider yourself a history buff and/or are interested in learning about Luxembourg’s iconic past, consider visiting its historical sites and attractions. Some notable ones are the Luxembourg National Museum of Military History, Vianden Castle, Bock Casemates, Grand Ducal Palace, etc.
2
Enjoy good food
One of the best ways to explore and experience a new place is by trying its popular dishes. You can go on a food tour and enjoy the best of Luxembourg’s cuisine, like Gromperekichelcher, Quetscheflued, Verwurelter, etc.
3
Go for hiking adventures
The off-beat nature trails in Luxembourg are perfect for hiking and biking adventures. If you too are seeking an adventure in Luxembourg during your visit, consider these activities.
4
Spend time amidst nature
Luxembourg is an ideal place for tourists in need of a digital detox. Covered by greenery and beautiful natural landmarks, the country offers plenty of scopes for individuals to enjoy some quality time amidst nature’s tranquillity.
5
Attend a local festival
Besides sightseeing and food tours, another great way to explore and witness a region’s culture and traditions is by being a part of a local festival. Luxembourg celebrates several unique regional events and festivals that you can be a part of, like Geenzefest, Dancing Procession of Echternach, Fete de la Musique, Buergbrennen, etc.
Money Saving Tips in Luxembourg
Here are some effective ways to save a decent chunk of cash while visiting Luxembourg for a holiday;
1
Time of visit
One of the best ways to save a good bit of cash on a Luxembourg holiday is to visit during off-peak season. Unlike the peak season, the cost of hotels, flights, restaurants, sightseeing tours, etc., stay quite low due to the lower tourist crowd.
2
Accommodation
You can easily find affordable accommodation all around Luxembourg. So, instead of booking high-end stays, find hostels, cheap hotels, B&Bs, etc. A stay at a decent hostel in Luxembourg usually starts from 35-40 Euros/night.
3
Public transportation
One of the best parts of Luxembourg tourism is that all internal public transportation in the country is free, including buses, trains, trams, funicular railways, etc. Note that you will have to pay for tickets only if you are travelling in first-class or a cross-border train.
4
Travel cards
Consider investing in a local travel card, like the LuxembourgCard, that allows free or discounted admission to museums, art galleries, palaces, castles and over 80 places of interest in total.
5
Food
If you stick to local eateries, especially on the outskirts of the main cities and touristy areas, you can get good food for cheap.
6
Travel insurance
In case you come across an unforeseen medical, journey or baggage-related emergency on the trip, you may have to go over budget dealing with it. However, with the coverage under Luxembourg travel insurance, you can swiftly handle such issues without putting a dent in your bank account.
List of Well-Known Indian Restaurants in Luxembourg
Following is a list of some of the most popular Indian restaurants in Luxembourg that you can try out;
| Restaurant Name | Must-Try Dishes | Address |
| Surya | Chicken Tandoori, Lamb Keema Kebab, Gulab Jamuun, etc. | 7 Rue des Bains, 1212 Ville-Haute Luxembourg |
| Krishna Vilas Luxembourg | Idli, Medhu Vada, Malai Tikka, etc. | 63 Rue du Fort Neipperg, 2230 Gare Luxembourg |
| Namaste Restaurant | Kukhura Tikka Masala, Namaste Special Chicken, Khasi Biryani, etc. | 19 Rue de Strasbourg, 2561 Gare Luxembourg |
| Taj Mahal | Chicken Korma, Vegetable Pakora, Tandoori Chicken, etc. | 2 Rue de Strasbourg, 2560 Gare Luxembourg |
Local Law And Etiquette In Luxembourg
Following is a list of some crucial local laws and etiquette in Luxembourg that tourists must be aware of;
• The legal age to purchase alcohol in Luxembourg is 16 years.
• In Luxembourg, the age for riding low-power motorcycles and tractors is 16 years and above, and for cars, it is 18 years and above.
• The correct side to drive on the road in Luxembourg is the right-hand side.
• If you want, you can tip a few euros for good service as tipping is not mandatory at cafes, restaurants, etc.
• The most common and recommended way to greet someone in Luxembourg is by a brief handshake, especially if you are not closely acquainted with the other person.
• Punctuality is highly valued and practised in Luxembourg.
Indian Embassies in Luxembourg
Here are the details of the Indian embassy based in Luxembourg;
| Embassy Name | Working Hours | Address |
| Embassy of India Belgium, Luxembourg & European Union | Monday-Friday, 9 AM to 5:45 PM | 217, Chaussée de Vleurgat 1050 Brussels |
| Honorary Consul of India, Luxembourg | 9 AM to 5 PM | 25B, Boulevard Road, B.P. 282, L-2012, Luxembourg |
International Travel Insurance for Most Visited Countries
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Frequently Asked Questions
1. Is having Luxembourg travel insurance essential for a tourist visa?
Yes. Luxembourg is part of the Schengen agreement; hence, having valid travel medical insurance is essential to get a Luxembourg tourist visa.
2. Does Luxembourg travel insurance cover flight delays?
Yes. Generally, Luxembourg travel insurance offers coverage in case of both flight delays and cancellations.
3. Is a health checkup mandatory for buying Luxembourg travel insurance?
The need for mandatory health checkups for buying Luxembourg travel insurance depends on the insurer, so check the policy wording carefully. The Luxembourg travel insurance by HDFC ERGO doesn’t require any health check-up prior to travelling.
4. How much does Luxembourg travel insurance cost?
The exact cost of Luxembourg travel insurance varies from case to case. The factors influencing the Luxembourg travel insurance premium can include things like the trip duration, total insured members, the travel destination, the preferred choice of coverage, plan type, etc.
5. I am visiting Luxembourg with my family. What travel insurance is the best for me?
If you are visiting Luxembourg with your family, the best plan type in your case would be family travel insurance for Luxembourg.
6. Does Luxembourg travel insurance offer cashless claims?
Yes. Luxembourg travel insurance by HDFC ERGO offers cashless benefits via more than 1,00,000 network hospitals worldwide.
7. Can I buy Luxembourg travel insurance online from HDFC ERGO?
Yes. If you want to purchase Luxembourg travel insurance online from HDFC ERGO, you can do so in only a few easy steps.
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