Two Wheeler Insurance
Two Wheeler Insurance When it's your only vehicle, the precautions should be worth it
  • - Instant online policy
  • - Comprehensive coverage
  • - Assured service
  • - Competitive pricing

Customer's Voice

Praveen Sasidharan says, I had a motor claim for car KL-01-AG-8784 this month.Your claims team was very fast to act and I got my vehicle in 3 days even though y ...more

    9424 Ratings | 1007 Reviews

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Two Wheeler Insurance

Two wheeler vehicles define efficient and quick travel for almost everyone. When you want to reach your destination without getting involved in traffic hassles, two wheelers are what you turn to. However, along with the convenience there comes a large number of risks as well. Two wheeler insurance is an absolute must for everyone who owns the vehicle. No matter how safely you think you ride, buying two wheeler insurance is an absolute necessity for everyone.
If you’re worried about the time and effort it requires to buy insurance, you haave to stress no more. Now, you can even buy two wheeler insurance online from HDFC ERGO.

HDFC ERGO Two Wheeler Insurance

If you wish to buy two wheeler insurance that is optimally useful for your vehicle, then HDFC ERGO’s two wheeler insurance policy is what you’re looking for. Giving you comprehensive coverage and complete accountability, buying two wheeler insurance has never been easier. Enjoy your bike to the fullest and stay completely safe – buy two wheeler insurance.

  • Instant online policy
  • Comprehensive coverage
  • Assured service
  • Competitive pricing

Two Wheeler Insurance Premium

  • HDFC ERGO’s Two Wheeler Insurance policy provides coverage for the following:
  • Loss Of Or Damage To The Vehicle Insured:
    • Loss or damage to your vehicle caused by any one of the following events
    • Accident by external means
    • Burglary, House Breaking or Theft
    • Fire, Explosion, Self Ignition, Lightning
    • Terrorism, Riots, Strikes, Malicious Acts
    • Transit by road, rail, inland waterways, air or lift
    • Earthquake, Flood, Storm, Landslide or Rockslide
  • Liability To Third Parties
    The two wheeler insurance policy would also cover your legal liability arising out of an Injury / Death of a third party and Property Damage of a third party incase of an accident involving your vehicle.
  • Personal Accident Cover For Owner - Driver
    The two wheeler insurance policy also provides for a mandatory Personal Accident Cover For Owner Driver for an amount of Rs. 1 Lac Covering Accidental Death and Permanent Total Disability.
  • The coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.

Two Wheeler Insurance Premium
Sum Insured

  • The two wheeler insurance coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s Declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.
  • The premium on your Two Wheeler Insurance policy would depend on:
  • Sum Insured / Insured’s Declared Value (IDV)
  • Type of vehicle
  • Age of the vehicle
  • Place of Registration
  • Fuel type
  • Choose a variety of optional covers on payment of additional premium, as listed below:
  • Personal Accident cover for owner driver
  • Personal Accident cover for Named / Unnamed Passengers
  • Personal Accident cover for Unnamed Pillion Passengers

Two wheeler Insurance Exclusion policy

  • General Ageing, wear and tear
  • Damage by a person driving without a valid driving license
  • Mechanical or Electrical breakdown, failure
  • Damage by a person driving under the influence of Liquor / Alcohol / Drugs
  • Depreciation, any consequential loss
  • Loss/Damage attributable to War / Mutiny / Nuclear Risks
  • Damage to tyres and tubes unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Loss / Damage, outside India
  • *Please note these are illustrative exclusions. For a detailed list, kindly refer the policy wordings.
  • *This content is descriptive only. Actual coverage is Subject to the language of policy issued

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Two Wheeler Insurance 4 9424 | 1007 Reviews

Customer Review Summary

Average Rating :    4
(Based on 9424 ratings )
Star 5 :
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Customers Reviews

   5
Mr Purushotam Bheemanna
05 Mar 2015,   BENGALURU
Make : HONDA.
Model : DREAM NEO SELF DRUM ALLOY
      
It was a very easy and seamless process. I would recommend HDFC ERGO to my friends.
   5
Mrs Kumuda Murthy
05 Mar 2015,   BENGALURU
Make : TVS
Model : SCOOTY PEPT STREAK
      
The process was smooth
   5
Mrs Bhargavi R
05 Mar 2015,   MYSORE
Make : TVS
Model : SCOOTY PEP
      
hassle free experience
   5
Mr Sri Rama Durga Nagesh Pamidiparthi
04 Mar 2015,   VIJAYAWADA
Make : HERO HONDA
Model : PASSION PLUS DISC
      
All the details were good. HDFC has more details of bike's model compared with other policy providers.
   5
Mr Suraj Kumar Sahu
02 Mar 2015,   BHUBANESWAR
Make : BAJAJ AUTO.
Model : PULSAR 150 DTSI
      
wonder ful. i can not beleive. it's process is very easy.. thanks
   5
Mr Sanjay Kumar Mahato
17 Feb 2015,   BENGALURU
Make : HERO HONDA
Model : AMBITION DRUM KICK START
      
Nice smooth and easy process of acquiring an online policy.
   5
Mr Atul Bhalchandra Padhye
28 Jan 2015,   PUNE
Make : TVS
Model : WEGO
      
thank god the online process completed without frustrating GUI issues. Well designed website.
   4
Mr Ramanand Om Prakash Yadav
28 Jan 2015,   MUMBAI
Make : HONDA.
Model : SHINE DISC
      
verry nice sarvice
   3
Mr K Suri Babu
28 Jan 2015,   SRIKALAHASTI
Make : HERO HONDA
Model : PASSION PLUS SPOKE WHEEL
      
excellent
   5
Mr SWAPNIL JAIN
28 Jan 2015,   INDORE
Make : HERO HONDA
Model : PASSION PRO DRUM SELF CAST
      
Easiest way of Two Wheeler Insurance


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