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Two Wheeler Insurance
Two Wheeler Insurance When it's your only vehicle, the precautions should be worth it
  • - Instant online policy
  • - Comprehensive coverage
  • - Assured service
  • - Competitive pricing

: 4.3     23014 Ratings | 23014 Reviews

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Two Wheeler Insurance

Two wheeler vehicles define efficient and quick travel for almost everyone. When you want to reach your destination without getting involved in traffic hassles, two wheelers are what you turn to. However, along with the convenience there comes a large number of risks as well. Two wheeler insurance is an absolute must for everyone who owns the vehicle. No matter how safely you think you ride, buying two wheeler insurance is an absolute necessity for everyone.
If you’re worried about the time and effort it requires to buy insurance, you haave to stress no more. Now, you can even buy two wheeler insurance online from HDFC ERGO.

HDFC ERGO Two Wheeler Insurance

If you wish to buy two wheeler insurance that is optimally useful for your vehicle, then HDFC ERGO’s two wheeler insurance policy is what you’re looking for. Giving you comprehensive coverage and complete accountability, buying two wheeler insurance has never been easier. Enjoy your bike to the fullest and stay completely safe – buy two wheeler insurance.

  • Instant online policy
  • Comprehensive coverage
  • Assured service
  • Competitive pricing

Two Wheeler Insurance Premium

  • HDFC ERGO’s Two Wheeler Insurance policy provides coverage for the following:
  • Loss Of Or Damage To The Vehicle Insured:
    • Loss or damage to your vehicle caused by any one of the following events
    • Accident by external means
    • Burglary, House Breaking or Theft
    • Fire, Explosion, Self Ignition, Lightning
    • Terrorism, Riots, Strikes, Malicious Acts
    • Transit by road, rail, inland waterways, air or lift
    • Earthquake, Flood, Storm, Landslide or Rockslide
  • Liability To Third Parties
    The two wheeler insurance policy would also cover your legal liability arising out of an Injury / Death of a third party and Property Damage of a third party incase of an accident involving your vehicle.
  • Personal Accident Cover For Owner - Driver
    The two wheeler insurance policy also provides for a mandatory Personal Accident Cover For Owner Driver for an amount of Rs. 1 Lac Covering Accidental Death and Permanent Total Disability.
  • The coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.

Two Wheeler Insurance Premium
Sum Insured

  • The two wheeler insurance coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s Declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.
  • The premium on your Two Wheeler Insurance policy would depend on:
  • Sum Insured / Insured’s Declared Value (IDV)
  • Type of vehicle
  • Age of the vehicle
  • Place of Registration
  • Fuel type
  • Choose a variety of optional covers on payment of additional premium, as listed below:
  • Personal Accident cover for owner driver
  • Personal Accident cover for Named / Unnamed Passengers
  • Personal Accident cover for Unnamed Pillion Passengers

Add on plans with HDFC ERGO Two Wheeler Insurance India

  • HDFC ERGO's Two Wheeler add on covers gives you the confidence of having an optimum coverage without any surprises! With our Motor Insurance add-on plan you can get enhanced coverage, in addition to your standard motor insurance policy for Motor Vehicles which:
  • Provides added security and complete peace of mind
  • Minimizes out-of-pocket expenses
  • Widens the existing scope of cover
  • Add on plans - Endorsement Wordings
  • Zero Depreciation ClaimClick to download
  • Emergency AssistanceClick to download
  • Two wheeler Insurance Exclusion policy

    • General Ageing, wear and tear
    • Damage by a person driving without a valid driving license
    • Mechanical or Electrical breakdown, failure
    • Damage by a person driving under the influence of Liquor / Alcohol / Drugs
    • Depreciation, any consequential loss
    • Loss/Damage attributable to War / Mutiny / Nuclear Risks
    • Damage to tyres and tubes unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement
    • Loss / Damage, outside India
    • *Please note these are illustrative exclusions. For a detailed list, kindly refer the policy wordings.
    • *This content is descriptive only. Actual coverage is Subject to the language of policy issued

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    Two Wheeler Insurance 4.3 23014 | 23014 Reviews

    Customer Review Summary

    Average Rating :   
    4.3
    (Based on 23014 ratings )
    Star 5 :
    Star 4 :
    Star 3 :
    Star 2 :
    Star 1 :

    Customers Reviews

       5
    Mr Mohammad IBRAHIM TANTRAY
    13 Apr 2015,   SRINAGAR
    Make : HONDA.
    Model : CD 110 DREAM KICK DRUM ALLOY
          
    Thanks ful to Aamir Rashid and Abid pandow for guiding and educating the same.. thanks to Magam branch
       5
    Ramesh Kg
    08 Jul 2014,   COIMBATORE
    Make : TVS
    Model : SCOOTY PEPT STREAK
          
    It is a great experience
       5
    Ramayodhya Rawat
    20 Jun 2014,   GURGAON
    Make : HERO MOTOCORP
    Model : SPLENDOR PRO DRUM SELF CAST
          
    your online buying process is excellent and user friendly to your customer finally it is very good experience with all product of HDFC
       5
    Syed Sulaiman Syed Masood
    04 Jun 2014,   MEENAMBAKKAM
    Make : BAJAJ AUTO.
    Model : PULSAR 150 DTSI
          
    Excellent
       5
    Prakasha N G
    17 Apr 2014,   BANGALORE
    Make : HONDA.
    Model : ACTIVA
          
    I just renewed a Motor Insurance policy as well and very happy with the process of buying it. Please continue to keep the same quality throughout. Thank You
       4
    Jeetendra Kumar
    20 Jan 2014,   DELHI
    Make : ROYAL ENFIELD
    Model : BULLET ELECTRA 350 ES
          
    Very Easy to Use
       5
    Preeti Panda
    12 Jan 2014,   HYDERABAD
    Make : HERO HONDA
    Model : PLEASURE SPECIAL EDITION
          
    satisfied
       5
    satish p
    06 Jan 2014,   TIRUPATHI
    Make : HONDA.
    Model : CBF STUNNER KICK-DRUM-ALLOY
          
    it is easy and quick process for renewal
       4
    Vikas Goyal
    02 Jan 2014,   GHAZIABAD
    Make : BAJAJ AUTO.
    Model : PLATINA
          
    NA
       2
    Murlidhar Ev
    26 Dec 2013,   BANGALORE
    Make : HONDA.
    Model : DIO STANDARD
          
    ok