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Hero Splendor Two Wheeler Insurance Online

Hero Splendor has been one of the most famous and trusted names in the two-wheeler industry. Hero is a reliable and one of the largest companies that manufactures two-wheelers. It has offered us with some of the best models that have high performance and are affordable.

The Hero Splendor offers you convenience and delivers the best mileage. It comes with advanced technology that promises the riders a performance that will be delightful so they can have a wonderful journey.

If you are planning to buy the Hero Splendor to experience its performance, then don’t forget to buy bike insurance with it. Bikes insurances will keep your bike secure from unforeseen mishaps.

List of variants of Hero Splendor

Variant's Name Mileage Fuel Type
Splendor Plus 80.6 - 81 Kmpl Petrol
Super Splendor 83.1 Kmpl Petrol
Splendor PRO 90 Kmpl Petrol

Importance of buying Hero Splendor Bike Insurance with HDFC ERGO

With HDFC ERGO bike insurance, shield your vehicle in the best way. We offer a wide range of plans to suit your requirements and cover your treasured bike against any unfortunate event. Some of the benefits you get with HDFC ERGO are:

  • Long-term coverage
    You no more need to keep track of the annual renewals. Get your bike insured for a period of 3 years at once.
  • Year-on-year saving
    The multi-year policy lets you enjoy the benefit of No Claim Bonus (NCB) lock-in, more saving on third party premium.
  • Instant approval
    Get your precious bike insured instantly from the comfort of your home.
  • Hassle-free claim settlement
    Get your claim settled within 24 hours after your vehicle reaches the garage.
  • 24*7 support
    With our dedicated customer support team, you receive assistance round the clock in 10 different languages. Call us on 1800 2700 700 or write an e-mail to and get all your queries resolved.

Know the Essentials Offered by HDFC ERGO for Hero Splendor Bike Insurance

HDFC ERGO understands that your hard-earned money is used to own that bike. It acknowledges the importance of bike insurance to cover maximum aspects. To give you the best all-around protection for your bike, HDFC ERGO provides bike insurance policies suited best foryour needs. It gives you a comprehensive cover with the following benefits:

  • Own Damage and third party damage cover
    It covers the loss and damages done to your vehicle due to varied factors along with death or injury to any third party.
  • Personal Accident Cover
    Personal accident cover assists in covering medical costs due to the accidental death and total permanent disability of the owner driver of the vehicle. For an extra premium, you may also get another person insured.
  • Add-on covers for extra protection:
    HDFC ERGO offers multiple add-ons like zero depreciation cover and emergency road assistance.

What is covered under HDFC ERGO Bike Insurance for Hero Splendor?

1. Own damage to the vehicle caused due to

a. Accident by external means
b. Burglary, housebreaking or theft
c. Fire, explosion, self-ignition, lighting
d. Terrorism, riots, strike or malicious act
e. Transit by road, rail, inland waterway, lift
f. Earthquake, flood, storm, landslide, rockslide

2. Personal Accident Cover

a. It takes care of the medical expenses of the owner driver in case of an accident. You may also choose to cover pillion rider by paying an additional premium.

3. Third Party Legal Liability

a. Accidental death or injury to any third party
b. Any damage to property owned by third party

Choose from a variety of optional covers listed below for Hero Splendor Bike insurance by paying an additional premium:

1. Electrical / Non Electrical items can be insured separately
2. CNG/LPG kit in bi-fuel system
3. Personal Accident cover for Named / Unnamed Passengers
4. Personal Accident cover for paid driver / employee
5. Legal liability for paid driver in connection with the operation of the insured vehicle

(The above listed optional cover can be opted on paying additional premium)

Add-On Insurance Covers for Hero Splendor

Getting an HDFC ERGO Two-Wheeler Comprehensive Insurance plan is the best gift you can give to your beloved bike. But that’s not all! Upgrade the security by adding add-on covers to your insurance policy. Give your vehicle maximum coverage and maximum protection. Take a look at the varied add-ons available for added safety and enhanced driving experience.

Zero Depreciation Claim

With this add-on, you do not need to pay from your pocket in case of an accident. The HDFC ERGO zero depreciation cover allows you to claim the entire cost of replacing damaged vehicle parts.

Emergency Road Assistance

The next time your bike ditches you at the middle of the road, you need to worry. With this add-on, you enjoy HDFC ERGO’s round the clock services for road assistance. We help you for refueling your bike, towing your vehicle, changing a flat tire, or arranging for a mechanic’s service.

(T&C* Please read the details on territorial scope for emergency assistance)

To read the detailed list of bike add-ons, please Click Here)

(The above listed optional cover can be opted on paying additional premium)

What is not covered under HDFC ERGO Bike Insurance for Hero Splendor?

1. Mechanical or electrical breakdown, failure
2. Damage due to wear and tear and aging of vehicle
3. Damage by a person driving under the influence of Liquor / Alcohol / Drugs
4. Damage to/by a person driving without a valid license
5. Depreciation
6. Any consequential loss case the Liability of the company shall be limited to 50% of the cost of replacement
7. Loss due to deliberate accident
8. Loss /damage attributable to war/mutiny/nuclear risks
9. Damage to tire and tubes, unless damage due to an accident
10. Loss/damage outside the geographical area

*Please note these are illustrative exclusions. For a detailed informative list, kindly refer the policy wordings.

*This content is descriptive only. Actual coverage is Subject to the language of policy issued.

(As per Supreme Court ruling, starting from 1st  Sept, 2018, 5 years third party cover is mandatory.)

Claim process

Everyone thinks that claim process is the most difficult part of an insurance policy. But, that’s not true with HDFC ERGO! With minimum paperwork and simple and quick steps, you may make a claim. You only need to register your claim over the HDFC ERGO Insurance Portfolio Organizer (IPO) mobile app or over the toll-free number, 1800 2 700 700. To know more details, click here.

Renewal Process

Renewing your bike Insurance is quick, easy, and convenient. Click here and enter your policy number. Move to the next page to check the details of the new policy. Make an online payment and complete this hassle-free process.

Buying a Hero SPLENDOR bike Insurance plan from HDFC ERGO is quick, simple, and smooth. So, get the best for your esteemed bike and enjoy all the added benefits as you shelter it with HDFC ERGO.