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In India, currently, Audi boasts 13 models in its portfolio. In terms of its footprint, the brand has 45 dealerships spread across 11 states and two union territories in India.
Popular Audi Car Models
Why Does Your Audi Need Car Insurance?
A car insurance policy safeguards your expense arising due to vehicle for damages from unforeseen events like theft, fire, earthquake, flood, etc. It is also a legal requirement for every vehicle owner to have at least a third party cover
as per the Motor Vehicles Act of 1988. However, for complete protection of your vehicle, it is wise to have a comprehensive car insurance policy, especially when you are the owner of a high-end car like Audi. Let us go through some reasons
to buy car insurance for Audi.
Diminishes Owner’s Liability
Car insurance policy provides coverage against third party liabilities. While driving your Audi car if you accidently cause damage to third party vehicle or property, you will get coverage for that.
Covers Cost of Damage
Audi car owners drive keeping in mind that the maintenance cost of this vehicle is on a higher side. However, no matter how carefully you drive, accident can happen any time which can create a hole in your pocket. Apart from this, your Audi car can also get damaged due to floors or any other natural calamity. With comprehensive car insurance policy, your Audi car will get overall protection from damages due to unwanted scenarios. You can also avail repair services of Audi at HDFC Ergo 6700+ cashless garages.
It Gives Peace of Mind
With Audi’s car insurance policy, you can drive without any worry. Apart from meeting legal requirement, car insurance policy protects your expenses from damages due to an accident or any man-made or natural disasters. Hence, having an Audi car insurance policy, will always keep you in peace of mind.
Types of Audi Car Insurance HDFC ERGO Offers
To drive your car legally in India, you must have a basic third party insurance policy. If you are new to driving and don't know what types of car insurance policies are available, go through the below pointers to learn about different types of Audi car insurance.
As the name implies, the policy is subject to annual renewal. The single-year comprehensive Audi car insurance policy provides extensive coverage to your vehicle while also protecting you against third-party legal liabilities. Under this, you also have an option to purchase add-ons.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
According to the Motor Vehicle Act of 1988, third-party liability is the minimum cover that one must have to ride on the roads. It protects you against the legal liabilities of third-party arising due to an accident involving your car.
Personal accident cover
Third-party property damage
Injury to a third-party person
As the name implies, the policy only provides financial protection against the repairs bills of your Audi car arising due to an unfortunate event. However, keep in mind that it does not cover third-party liability, and you must have valid third-party liability insurance to purchase this policy.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
Why stress about renewal deadlines when you can secure your Audi car for three years? The multi-year package policy has all the features that a single year comprehensive policy offers. However, you need to renew the own-damage feature of the policy annually.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Audi Car Insurance
Audi car insurance is dedicated to ensuring the safety of your journey in every way possible. If you are looking for a policy for your Audi, here is a rundown of what we have to offer.
Accidents
Our Audi car insurance policy covers the cost of car repairs that you incur as a result of an accident.
Fire and explosion
If your car incurs damage due to fire or explosion, we are liable to compensate for the damages.
Theft
If your Audi car is stolen, we will compensate you with the IDV of the car. Policyholders having return to invoice add-on will be compensated with the car's on-road price.
Calamities
If your Audi car incurs any damage due to a manmade disaster such as rioting, vandalism, etc., or due to a natural catastrophe like an earthquake, flood, landslide, we will compensate for such losses.
Personal Accident
Facing an injury during an accident is sometimes inevitable. Given this, our Audi car insurance compensates you for your medical bills.
Third Party Liability
If in an accident involving your Audi car, a third-party faces injury or their property gets damaged, we will compensate for the same.
It's just as vital to understand your policy's exclusions as it is to understand its coverages. Below is the list of some common situations that your policy does not cover.
Depreciation
We cannot compensate you for the loss that your car suffers due to depreciation if you do not have a zero-depreciation add-on on your Audi car insurance.
Wear and tear
Since protecting your car from malfunctioning due to normal wear and tear is unavoidable, our Audi car insurance policy does not cover such losses.
Electrical or mechanical breakdown
If your car experiences any sort of electrical or mechanical failure that is normally unavoidable, we are not liable to compensate for such losses.
Illegal behaviour
We cannot cover any unfortunate event if you are found driving under the influence of an intoxicating substance, without the owner's consent, without a valid driver's licence, or if the Audi car is used for any illegal activities.
The perfect companion to your Audi car insurance - Our add on covers
Calculate Your Audi Car Insurance premium in a breeze
STEP 1
Enter your Audi car registration number.
STEP 2
Select your policy cover* (in case we are not able to
auto fetch your Audi car details, we will need a
few details of the car such as make,
model, variant, registration year and city).
STEP 3
Provide your previous policy
No Claim Bonus (NCB) status.
STEP 4
Get an instant quote for your Audi car.
Claims Get Easier With Us!
The world has gone digital, and so has our claim settlement process with these four quick, easy-to-follow steps.
Step #1Do away with paperwork and share your documents online through our website to register your claim.
Step #2Opt for a self-inspection or a digital inspection of your Audi by a surveyor or workshop partner.
Step #3Track your claim status through our smart AI-enabled claim tracker.
Step #4Relax while your claim is approved and settled with our extensive network garages!
How to Renew Audi Car Insurance?
Why spend your weekend visiting our branch and waiting for policy renewal when you can do it in minutes from the comfort of your own home? Head to the HDFC ERGO website for instant Audi car insurance renewal. To learn more, follow the steps below.
- Step #1Visit HDFC ERGO website and choose to buy or renew your policy
- Step #2Enter your car details, registration, city, and previous policy details, if any
- Step #3Provide your email ID, and phone number, to receive the quote
- Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
If you are looking for reasons to purchase an Audi car insurance policy from HDFC ERGO, we have compiled a list that will help you take a decision.
Discount on premium
Do you know what sets us apart from others? We offer discounts in various forms which can help you save on premium of your comprehensive car insurance policy. Furthermore, you can use your earned NCB to lower your premium by up to 50%.
Cashless service
Repair expenses can sometimes be so high that paying them right away can put a strain on your finances. However, with HDFC ERGO, you can get cashless repairs services at one of our 6700+ network garages.
Quick claim settlement
Gone are the days when submitting a claim request took hours. Since we are completely paperless and give you a self-inspection option, most of our claims are processed on the same day.
Overnight service
If your car is involved in an accident that necessitates minor repairs, our unique overnight service will ensure that you receive your vehicle in perfect condition the next morning.
Trusted by millionss
We have an extensive family of over 1.5 crore happy customers. Our product is designed to meet all your needs and provide comprehensive coverage to your car.
Other Popular Car Make & Models In India
Still wondering if you need car insurance?
Find us wherever you go
Our car insurance policy protects your vehicle 24*7, no matter what roads you're conquering. You need not worry about any breakdown in your journey, thanks to our wide network of 6700+ exclusive cashless garages for your Audi located across the country. You can rely on timely and expert assistance without having to worry about paying in cash for unexpected emergency help or repairs.
With the Cashless Garage facility from HDFC ERGO, you can rest assured that your Audi car always has a reliable friend at hand, so any trouble or emergency need is taken care of promptly, anywhere, and at any time.
cashless Garagesˇ Across India
Top tips for your Audi car
• Remove spark plug, if you are planning to keep your Audi car idle for long time. This will help avoid rust inside the cylinder.
• Fill up the fuel tank full when leaving your Audi car parked for long time. This will prevent rusting of fuel tank.
• Avoid putting the car on parking brake. Keeping Audi car on parking brake for long time can damage the brake pads. As it tends to get attached to the brake rotor, which can lead to the formation of rust at times.
• Check your engine oil and tyre pressure of your Audi car before leaving for a long trip.
• Avoid keeping electrical switch on for longer time during the trip. Your car's ECU runs on the battery, don't waste it.
• Repair your punctured tyre whenever you can. Running on a spare is asking for trouble.
• Timely wheel balancing and alignment are essential to keep your car running at optimal fuel mileage.
• Regularly change your Audi car engine oil.
• Change lubricant and oil filter regularly.
• Replace the air filter regularly and keep the exterior clean.
• Check steering tie rods for excessive play. This could be a sign of excessive tyre wear.
• Avoid driving your Audi car through potholes and drive slow over speed bumps. Going fast over potholes and speed bumps can damage shock absorbers, tyres and suspension.
• Unless it is an emergency, it is advisable to avoid sharp braking. When you halt abruptly, the probability of a rear end collision goes up.
• Use The Hand Brake While Parking your Audi car.
• Don't overload your vehicle as it may strain its components and also increase fuel consumption.
Frequently Asked Questions
• Your Audi car's age
• Make and model
• Insured Declared Value (IDV) of the car
• Type of insurance cover and add-ons
• Geographical location
• No Claim Bonus (NCB) percentage
• Voluntary deductible
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