The Korean carmaker entered the Indian market in the year 1998 with its much loved offering, the Santro. Over the years, Hyundai has been able to provide a viable alternative to the dominance of Maruti Suzuki in India. Hyundai now offers cars ranging from the entry-level hatchback Eon to premium SUV, the Tucson, in India and commands a market share of 18 per cent, second only to Maruti Suzuki.

Hyundai also boasts of a wide network of sales & service outlets across the country that has help instill faith in the brand. Hyundai has carefully carved out an image of its cars being premium, especially when it comes to the build quality and the features offered. This in turn has helped Hyundai create an aspirational value for its models in their respective segments.

Top Five Hyundai Car Models

Hyundai Grand i10 – The uber city hatch from the Korean stable has been consistently featuring in the top-10 selling cars in India. Its premium built quality, spacious cabin and generous equipment on offer has ensured that the Grand i10 sees a constant demand in the segment.

Hyundai Xcent – The sub-compact sedan based on the Grand i10 retains similar attributes of the hatchback with an addition a generous 407 litre boot, making it an ideal family car for the Indian car buyer.

Hyundai Eon – The Korean carmaker’s entry-level hatch, the Eon, has met with fair amount of success in India. Its design, choice of engines, built quality and features on offer has ensured that it remains a popular car in its segment.

Hyundai i20 – Hyundai’s first premium hatchback in the country which was responsible for establishing the brand as a premium carmaker. In its second generation, the Hyundai Elite i20, is still one of the largest selling cars for Hyundai in India.

Hyundai Creta – The compact SUV craze was fully cashed in by Hyundai by launching the Creta in 2015. The well-rounded premium package that Creta remains, is one of the best-selling Utility Vehicles in India.


HDFC ERGO Car Insurance Policies offer cashless claim services at over 6800+ authorized garages across India. We offer you a wide range of vehicle insurance plans online for optimum coverage at the most competitive premiums.

  1. Quick approval on Claims
    Estimated approval within 24 hours, of vehicle reaching the garage.
  2. Buy online for added convenience
    Wherever you go, use your mobile app for instant buying.
  3. 24*7 Support
    With in-house dedicated customer support teams, HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 022 6234 6234 or write an e-mail to:
  4. Trusted by 1 Crore+ Customers
    HDFC ERGO General Insurance is a recognized brand for taking care of your insurance needs. With 1 crore+ happy customers, HDFC ERGO has been assigned ‘iAAA’ rating by ICRA indicating its highest claim paying ability.
  5. Fair and transparent claim settlement policies
    HDFC ERGO Motor Insurance claims are settled with utmost transparency.

Know the Essentials Offered by HDFC ERGO Car Insurance

HDFC ERGO understands the growing importance of car insurance and the need for maximum coverage. To offer total cover against damage due to accidents or natural calamities, it offers best suited Car Insurance for your vehicle. It offers a well-suited comprehensive cover with a host of benefits to offer:

  1. Own Damage and Third party Liability Cover
    In case your vehicle gets damaged due to an accident, fire, theft, cyclone, flood etc we cover it under comprehensive insurance. Third party cover is in built under the comprehensive policy. A liability only insurance policy covers injury, death to a third party. HDFC ERGO Car Insurance secures your car and helps in covering the damage repair expenses. Not only that, it also cover the your third party liabilities.
  2. Optional Personal Accident Cover
    The personal accident cover helps in covering medical expenses arising in case of death or disability of the insured driver. Additionally, the named passengers can also be secured at an additional premium.
  3. Multiple Add-on covers for extra protection:
    HDFC ERGO also offers wide range of add-on covers like Engine and Gear Box Protection cover, Emergency assistance cover, Cost of Consumables items, Loss of use /  downtime protection, NCB protection cover, Zero Depreciation claim etc.

Add On Covers

Opting for HDFC ERGO Comprehensive Motor Insurance plan is indeed the best way to pamper your beloved vehicle. However, it’s always essential to upgrade your motor insurance policy with Add-on covers to ensure maximum coverage for total protection. Let’s take a quick look at Motor Insurance Add-on car insurance that brings in more safety, protection with added coverage for a happy driving experience.

Zero Depreciation Claim

HDFC ERGO Motor Insurance Add-on - Zero depreciation cover promises comprehensive coverage without considering depreciation. It is applicable in case of partial loss only.

Loss of Use / Down Time Protection

HDFC ERGO Loss of User or Down time protection add-on policy reimburses a daily benefit towards the cost of alternate means of transport for the duration the insured vehicle is repaired or replaced.

Engine and Gear Box Protection Cover

It secures your car against any damage to engine & gear box against unpredictable weather or incessant rains. This add on cover is a saviour and comes to your rescue especially during unpredictable weather conditions.

Cost of Consumable Items

You often end up spending a lot on your car’s consumable items which have specific uses or used either consumed totally or are rendered unfit for further usage. Under such circumstances, HDFC ERGO offers Cost of Consumable Items to cover costs arising due to purchase or replacement of consumable items.

Consumable items include:

Nuts, bolts, screws, washers, grease, coolants, lubricants, engine & other oils, clips, AC gas, bearings, battery water, filters, sealants, gaskets.

Return to Invoice

Generally, in case of loss or theft of vehicle you get the Insured Declared Value only. However, there’s a significant difference between the IDV and ex-showroom value. By opting for HDFC ERGO’s Return to invoice add-on you get the above mentioned differential amount as well. This add-on reduces cost burden and allows you to happily buy a new car.

No Claim Bonus Protection

On every claim free renewal you get discount in the form of No Claim bonus; however, accidents are unpredictable and we understand that. Considering this, HDFC ERGO provides an add-on cover No Claim bonus protection helps you in retaining it for the next renewal of your policy.

Emergency Assistance Cover

This add-on cover helps you deal with any mechanical or technical breakdown or road accident. It aims at providing round the clock road-side assistance for a pleasurable driving experience. Further, it has a bouquet of services which includes tyre replacement cover, towing of vehicle to the nearest garage, emergency fuel delivery, battery jump start, accommodation arrangement, alternate travel arrangement, minor repairs on the spot etc.

Emergency Assistance Wider Cover

This add-on assists when the keys of the insured vehicle are lost, misplaced or stolen. In such a scenario buying a new key may be cumbersome; under such circumstances we issue you a new set of keys subject to submission of police report.

(T&C* Please read the details on territorial scope for emergency assistance)

(The above listed optional cover can be opted on paying additional premium)

Choose a variety of optional covers

1. Electrical / Non Electrical items can be insured separately

2. Personal Accident cover for Named / Unnamed Passengers

3. Personal Accident cover for paid driver / employee

4. Legal liability for paid driver in connection with the operation of the insured vehicle

5. Legal liability to Non fare paying passengers

(The above listed optional cover can be opted on paying additional premium)

1. Own damage to the vehicle caused due to

  1. Accident by external means
  2. Burglary, housebreaking or theft
  3. Fire, explosion, self-ignition, lighting
  4. Terrorism, riots, strike or malicious act
  5. Transit by road, rail, inland waterway, lift
  6. Earthquake, flood, storm, landslide, rockslide

2. Personal Accident Cover

a. It covers costs incurred during medical treatment of the driver. However, you can choose to cover the occupants by paying additional premium

3. Third Party Legal Liability

a. Accidental death or injury to any third party
b. Any damage to property owned by third party

  1. Depreciation
  2. Mechanical or Electrical breakdown, failure
  3. Damage by a person driving under the influence of Liquor / Alcohol / Drugs
  4. Depreciation, any consequential loss
  5. If the theft / stolen vehicle is recovered within 90 days
  6. FIR under theft claim is not issues by Police Authorities
  1. Loss / Damage attributable to War / Mutiny / Nuclear risks
  2. Damage to tyre and tubes unless the vehicle is damaged at the same time in which case the Liability of the company shall be limited to 50% of the cost of replacement
  3. Loss / Damage outside India
  4. Damage caused by overloading or strain of the Insured Vehicle
  5. Damage to any bridge and / or via duct and / or to any road and/or anything beneath by vibration or by the weight of the insured vehicle and / or load carried by the insured vehicle.

*Please note these are illustrative exclusions. For a detailed informative list, kindly refer the policy wordings.
*This content is descriptive only. Actual coverage is Subject to the language of policy issued.

Renewal Process

Renewal of your car insurance online on HDFC ERGO is quick and simple. It will require minimal paperwork. All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. That’s it!

Simple procedures, quick dispersals, and unique benefits are what you get when you buy Hyundai car insurance online from HDFC ERGO. So, if after any unforeseen mishap, you wish to get back to the driving seat safe and soon, then choose HDFC ERGO as your insurance partner!

Claim process

Claim process - This is something that may seem difficult to understand to most of you. However, HDFC ERGO has well busted the myth. It has made the claim process swift, smooth, and simple. All you need to do is just register your claim via its mobile app, HDFC ERGO Insurance Portfolio Organizer (IPO) or toll free number, 022 6234 6234. Click Here to know details on claim process.

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