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Toyota Car Insurance
Toyota cars are known for their quality, durability, and reliability values that have made the brand a trusted name in India since 1997. Whether it’s the iconic Innova, Fortuner, Hilux, Corolla, or Camry, Toyota vehicles are admired for their strong build and low maintenance costs. To keep your Toyota protected, a good Toyota car insurance plan is essential. It ensures financial security in case of accidents, damage, or unforeseen events.
While you can’t prevent every mishap, having the right Toyota car insurance gives you peace of mind and covers repair costs for natural calamities, man-made disasters, and accidents. Choose a plan that suits your needs and drive worry-free.
Plans Best Suited for Your Toyota Car
The Single Year Comprehensive Cover from HDFC ERGO can help you drive your Toyota car with a peace of mind. The plan includes cover against damages to your car as well as damages to a third party person/property. You can customise your cover further with your choice of add-ons.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
It is mandatory to have third-party cover as per the Motor Vehicles Act of 1988. If you don’t use your Toyota car very frequently, it’s a good idea to get started with this basic cover and save yourself the trouble of having to pay penalties. Under the third party cover, we offer you a personal accident cover coupled with protection against liabilities arising from third-party damage, injury or loss.
Personal accident cover
Third-party property damage
Injury to a third-party person
Cover protects your expenses from damages to your car due to accidents, floods, earthquakes, riots, fires and theft. If you want to enjoy additional protection, you can choose this optional cover, with your choice of add-ons, over and above the mandatory Third Party Cover.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
If you own a brand new Toyota car, our cover for new cars is just what you need to secure your new asset. The plan offers a 1-year coverage for own damage. It also gives you a 3-year cover against damages to a third-party person/property.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
The perfect companion to your Toyota car insurance - Our add-on covers
What's Included & Not Included
Accidents
Fire and Explosion
Theft
Calamities
Personal Accident
Third Party Liability
Depreciation
Electrical and
Mechanical Breakdowns
Illegal Driving
About the Toyota Car Company
Toyota is a Japanese multinational automotive company renowned worldwide for building strong, reliable, and highly efficient vehicles. Founded in 1937 by Kiichiro Toyoda, the company offers a wide range of cars, from compact to SUV and luxury models, known for enhanced durability and deep customer satisfaction. Operating in over 170 countries, it invests heavily in EVs, together with autonomous driving, to stay ahead of the curve.
Top 5 Toyota Models
Toyota Innova
Toyota Fortuner
Toyota Corolla Altis
Toyota Camry
Toyota Etios
Other Toyota Models
Toyota Land Cruiser
Toyota Legender
Toyota Rumion
Toyota Urban Cruiser Taisor
Why Does Your Toyota Car Needs Insurance?
A car insurance policy protects you from losses that might be incurred due to vehicle damage from unforeseen scenarios like fire, theft, flood, earthquake, etc. and other unexpected incidents on the road.
Apart from this, as per the Motor Vehicles Act of 1988, it is mandatory to at least have a third party car insurance cover for your vehicle to legally drive in India. Although for your Toyota car, we advise you to opt for a comprehensive car insurance policy to get coverage for your own damage and third- party liabilities. Let us go through some reasons to buy car insurance for a Toyota.
Diminishes Owner’s Liability
A car insurance policy comes with a third party car insurance cover, which protects against third party liabilities arising from accidents. With this, you are also eligible to get coverage for any damages to third party person or property that might occur due to your Toyota car during unforeseen situations.
Covers Cost of Damage
With a car insurance policy, your Toyota car will have coverage for losses due to an accident, natural or man-made disasters. Losses due to these unforeseen scenarios can lead to hefty expenses; hence, it is wise to renew a car insurance policy on a timely basis without any lapse.
It is advisable to choose a comprehensive car insurance policy for your Toyota car to get full- fledged protection from damages due to any insurable perils listed under the insurance terms. You can also repair your Toyota car at HDFC Ergo 9000+ cashless garages.
It Gives Peace Of Mind
With a car insurance policy, you can drive your Toyota car without worrying about any legal complications. Having a third-party insurance policy is mandatory for all vehicles; driving without this can lead to hefty fines by the RTO and legal penalties. Apart from this, most road accidents are not necessarily your fault. Keeping this in mind, you can drive stress-free knowing that you are protected from any eventuality while on the road.
Reasons to buy HDFC ERGO Toyota Car Insurance
Go Cashless! With 9000+ Cashless Garages
9000+ Network Garages spread all over the country, isn’t that’s a huge number? Not just this, we let you register a claim via IPO app & website.
Why Limit Your Claims? Go Limitless!
HDFC ERGO opens doors to unlimited claims! Though we believe you’ve been driving cautiously, however in case of any claim you wish to register, we do not restrict you.
Overnight Car Repair Services
We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step.
Know Your Premium: Third Party Premium vs. Own Damage Premium
If you purchase third party car insurance cover for your Toyota car, you will get coverage for only third party liabilities. However, if you choose
own damage cover, losses to the vehicle by an unwanted events will be borne by the insurer. Let us see the difference below
| Third Party Premium | Own damage Premium |
| It is cheap in price as the coverage is limited. | The cost is expensive compared to third party cover. |
| It provides coverage for only damages done to third party property or person. | Coverage for any losses to vehicle due to an unwanted events like floods, earthquakes, fire, theft, etc. |
| The premium is fixed as per IRDAI norms. | The premium changes depending on the age of the vehicle ,engine capacity, location, add-ons chosen, model of the vehicle, etc. |
Calculate Your Toyota Car Insurance premium in a breeze
STEP 1
Enter your Toyota car registration number.
STEP 2
Select your policy cover*
(in case we are not able to auto fetch your Toyota
car details, we will need a few details of the car such as make,
model, variant, registration year, and city)
STEP 3
Provide your previous policy
and No Claims Bonus (NCB) status
STEP 4
Get an instant quote for your Toyota car
Benefits of HDFC ERGO Insurance for your Toyota Car
Having a car insurance policy means a range of benefits for your car and your savings. The striking benefits of Toyota insurance in India are:
Vehicle's Protection
Financial Support
Peace of Mind
Legal Obligations
How to Buy Toyota Car Insurance Online?
In a few simple steps, you can buy your preferred car insurance for Toyota. Follow these steps to buy car insurance online:
◦ Step 1
Log in to your HDFC ERGO account. Now select buy and choose car insurance. You will be asked to enter details of your Toyota car to proceed
◦ Step 2
You can see different types of insurance plans (third party car insurance, comprehensive plans, and standalone own damage). Choose one that best suits your needs. The final premium depends on the IDV (Insured Declared Value), policy type, add-ons, etc.
◦ Step 3
You will be asked to upload a few documents in support. Once you have your plan finalised, you may proceed further
◦ Step 4
Finally, make the payment for your Toyota insurance to complete the process. Via email, you will receive policy confirmation.
How to Renew Toyota Car Insurance Online?
Renewing Toyota car insurance is quite easy and quick. Follow these steps for Toyota insurance renewal:
◦ Step 1
On the website, click Renew, then choose Car Insurance.
◦ Step 2
Enter policy details to renew the plan. You may add or remove add-ons or change the plan before renewing.
◦ Step 3
Make the payment to wind up the process. Upon successful renewal, you will receive an email at the email address you registered with.
Documents Required for Filing a Toyota Car Insurance Claim
When you file a car insurance claim for your Toyota, you'll need to submit a few documents. These may include:
◦ Registration Certificate copy of the car
◦ A driver's license copy of the car
◦ A copy of the FIR filed in a nearby police station
◦ The duly filled claim form
◦ Repair estimates given by the garage
◦ KYC (Know Your Customer) documents
Claims Get Easier With Us!
The world has gone digital, and so has our claim settlement process with these four quick, easy-to-follow steps.
Step #1Do away with paperwork and share your documents online through our website to register your claim.
Step #2Opt for a self-inspection or a digital inspection of your Toyota by a surveyor or workshop partner.
Step #3Track your claim status through our smart AI-enabled claim tracker.
Step #4Relax while your claim is approved and settled with our extensive network garages!
Find us wherever you go
Our car insurance policy safeguards your car wherever you go. You need not stress about any hiccups in your journey now, thanks to our wide network of 9000+ exclusive cashless garages for your Toyota located across the country. You can rely on our expertise assistance without having to worry about paying in cash for unexpected emergency help or repairs.
With the Cashless Garage facility from HDFC ERGO, you can rest assured that your Toyota car is always close to our network garages. Hence, you can drive to your destination with peace of mind without worrying about car repair if it breakdown anywhere.
cashless Garagesˇ Across India
Car Insurance for Popular Brands
Top tips for your Toyota car
• If you are parking your Toyota car outside, make sure you to put a cover on the vehicle.
• Remove spark plug, if you are planning to park your vehicle for a very long time. This will help avoid rust inside the cylinder.
• Fill up the fuel tank when leaving your Toyota car parked for long time. This will prevent rusting of fuel tank.
• Check your tyre, engine oil of your Toyota car before setting off for a long journey.
• Keep electrical switch off, when not needed, this will increase your Toyota car battery life.
• Regularly check tyre pressure of your Toyota car.
• Keep your Toyota car engine clean.
• Change lubricant and oil filter regularly.
• Avoid driving your Toyota car through potholes and drive slow over speed bumps. Going fast over potholes and speed bumps can damage tyres, suspension shock absorbers.
• Avoid sharp braking at regular intervals. Sudden braking on wet or icy roads can cause you to lose control very quickly if the ABS Brakes (Anti Lock Braking System) lock up.
• Use The Hand Brake While Parking your Toyota car.
• Don’t overload your vehicle as it may strain its components and thereby have an adverse effect on your vehicle fuel mileage.
Latest News on Toyota
Toyota Registers Highest Monthly Sales in July, Sold 21k Plus Units
Toyota Kirloskar Motor (TKM) has been witnessing very positive sales figures for the past few months. The brand has shared the sales figure numbers through an official press release, calling July the best sales month ever. As per the details shared by the company, it sold 21,911 units last month. While the overall domestic sales figures reached 20,759 units, exports accounted for 1152 units.
Published on: Aug 01, 2023
Toyota Innova Crysta prices in India hiked by up to Rs. 37,000
Toyota Kirloskar Motor (TKM) has increased the prices for select variants in the Innova Crysta range with immediate effect. The model is currently priced in India from Rs. 19.99 lakh (ex-showroom) and is offered across five colours and three variants.
Published on: Aug 01, 2023
Read the Latest Toyota Blogs
Flex-Fuel Technology and Toyota’s First FFV Launch in India
See full articleFrequently Asked Questions on Toyota Car Insurance
Awards & Recognition
ICAI Awards 2015-16
SKOCH Order-of-Merit
Best Customer Experience Award of the Year
ICAI Awards 2014-15
ICAI Awards 2015-16
SKOCH Order-of-Merit
Best Customer Experience Award of the Year
ICAI Awards 2014-15
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