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Established in 1899, Renault is one of the largest standalone car manufacturers in the world. Since 1999, it has been a part of a larger alliance of car manufacturers (mainly Nissan and Mitsubishi) that make it the fourth largest automobile group in the world.
Renault began its journey in India in 2005, in partnership with Mahindra, followed by the opening of a manufacturing plant and technology centre. Since then, it has released a series of popular models that have helped the group establish its presence in the key Indian market.
Popular Renault Car Models
Types of Renault Car Insurance HDFC ERGO Offers
Protect yourself financially by choosing from a range of Renault car insurance policies. Not only is it a prudent decision, but also a legal requirement. From the basic third-party liability insurance to a multi-year comprehensive insurance package, HDFC ERGO has you covered.
Comprehensive insurance is almost always the recommended option, as it provides all the necessary coverage needed, be it the compulsory third-party liability and accident cover, or the own damage cover that also protects against theft, and manmade and natural calamities.
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
This is a mandatory cover that protects against any financial liabilities arising due to damage to a third-party person or property. It also covers against injury, death or disablement of the third-party person, keeping your finances intact in case of an unfortunate event.
Personal accident cover
Third-party property damage
Injury to a third-party person
This is the ideal supplement to a third-party liability policy, which together, would practically become a comprehensive policy. Therefore, this alone provides coverage against damage to your own vehicle, personal accident, theft, and natural and manmade calamities. It also unlocks the ability to enhance your coverage with the choice of add-ons.
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
Designed by experts for your convenience, and offering continuous coverage, the multi-year package comes with a three-year third-party liability insurance policy, and an annually renewable own damage premium that would have you comprehensively covered. In case youdelay renewing your own damage premium, you will still be covered by the third-party liability insurance, ensuring you’re always protected.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Renault Car Insurance
The scope of coverage depends on the plan you choose for your vehicle. Let’s take a look at all the areas that are covered under a standard Renault comprehensive car insurance policy:
Accidents
Damage to your car, and the other vehicle due an accident, are covered.
Fire and explosion
Damage due to fires, natural or manmade, and explosions, are covered under the insurance policy.
Theft
If your car gets stolen and is not recoverable, you get the total Insured Declared Value of the car.
Calamities
Natural or manmade calamities such as storms, earthquakes, vandalism and riots, are all covered.
Personal Accident
In case of an accident, your treatment and its charges are taken care of by the policy, at a network-affiliated hospital.
Third Party Liability
Any financial liability to a third-party person or their property is also covered.
With insurance, the rules are clear and transparent, with little room for ambiguity. Let’s take a look at what is not covered under your car insurance policy:
- Wear and tear
Natural wear and tear of components are not covered under your Renault insurance policy as it’s inevitable.
Depreciation
Like most assets, cars and their components undergo depreciation every year, which is not covered by your standard insurance policy unless you opt for a zero-depreciation cover.
Electrical or mechanical breakdown
Electrical or mechanical breakdowns are not covered.
Illegal behaviour
Any behaviour that violates motor and traffic laws can result in a rejection of your claim.
How to Renew Renault car insurance?
Renewing your Renault car insurance is a simple 4-step process that can be completed in a matter of minutes. So even if you’re short on time, you can easily renew your insurance policy before driving out. Here’s what you need to do:
Step #1Visit HDFC ERGO and choose to buy or renew your Renault car insurance
Step #2Enter car details, registration, city, and previous policy details, if any
Step #3Enter your personal details such as email-ID, and phone number to receive your quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Much like your vehicle, choosing the right car insurance policy is the key to having a pleasurable ownership experience. While car insurance is mandatory, the reason it is highly recommended is so that you can keep yourself financially protected. Damage to your car, whether by accidents, or natural or manmade disasters, are expensive to fix, regardless of how you budget for it. A car insurance policy eliminates that need to budget and provides a financial safety net in case of an unfortunate event.
Now, here’s why you must choose HDFC ERGO for your Renault car insurance:
Insurer of repute
When choosing a policy, the first step is to choose an insurer with a high claim settlement ratio, and extensive presence. With over 1.5 crore happy customers, you can keep your worries aside and join the club!
Easy claims
This is the stage where the insurance policy’s benefits kick in. A smooth, hassle-free claims process that is paperless and requires self-inspection, is most convenient.
Extensive cashless service
With over 7100 cashless garages across the country, help is always at hand. The added convenience of 24x7 roadside assistance ensures you’re never stranded helplessly.
Overnight service
Getting your car serviced for minor accidental damage or breakdowns can cause a disruption to your routine. Our overnight repairs service has your car ready the next day as you catch up on sleep, just in time for your morning commute.
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