Kia Car Insurance Online

We would recommend the single year or multi year comprehensive car insurance plan. This policy offering is meant to provide all-round protection and comes with cover for both the financial and legal aspects of car insurance.

We appreciate people who tend to be safe drivers and promote safe driving. So, when you transition to us from another company, we are glad to carry forward the No Claims Bonus that you have accumulated.

We provide a wide range of payment options when you buy a policy online. For your Kia car insurance, you can pay through credit cards, debit cards, online bank transfer like NEFT and RTGS, UPI, and many other modes.

Buying these add-ons was a wise move on your part. Since you have purchased both zero depreciation cover as well as return invoice cover, you can now claim for almost all the money that you paid for the car. A minimal amount might be deducted in the form of fees and taxes.

Since you already have third party cover from when you purchased the new car, you do not need to buy a comprehensive plan. You can get own damage cover only, which will offer your car protection in case of theft, accident, and any natural or manmade calamity.

This premium mainly depends on the Insured Declared Value (IDV) of the car. IDV is the maximum amount you can claim against total damage, loss or theft of your car. Thus, IDV, in a nil depreciation insurance policy, plays an integral role. The higher the IDV, the higher the premium towards a zero depreciation add-on cover.

No, you cannot cover a third-party car insurance policy into zero depreciation car insurance. You can only purchase this cover with a comprehensive car insurance policy.

Yes, you can transfer bumper to bumper add on cover with the car insurance policy to the new owner, as the nil depreciation policy is for the car and not the owner. However, the registration number of the car should remain the same.

Yes, it is worthy to buy zero depreciation car insurance to get full amount from the insurer during claim settlement. The insurer will only charge standard deductible value and won’t apply depreciation on vehicle’s part while making the payment for the claim.

With our zero depreciation car insurance, we can claim unlimited times.

You can easily register your claim online. There are two ways in which you can claim Kia car insurance. At a network garage, you can go for a cashless claim. At a non-network garage, you’ll first have to pay the bill upfront. Thereafter, you can request for reimbursement.

Renewing Kia car insurance policy is very simple. You can do it online in a few clicks. Just keep your car details handy and follow the well-illustrated online portal. Make the payment through a preferred mode and get the policy instantly.

While you can buy Kia insurance both online and offline, buying Kia car insurance online is very easy and quick. Just follow the simple steps and buy the most suitable Kia insurance policy in a matter of minutes.

There are a number of Kia cars in India. The prices vary depending on the model, the variant, the city of purchase etc. The company has launched different models to suit different budgets and requirements.

The Kia car insurance price depends on a number of factors. Apart from the make, model and variant, the price also depends on the age of the car, the city of registration, the acquired NCB and the driver’s past driving experience.

The coverage that you get with your policy depends on the type of coverage that you have opted for. While third-party liability only covers third-party damages, with a comprehensive policy, you can enjoy a much wider coverage. Add-ons can further enhance the coverage of your policy.

The IRDAI, Insurance Regulatory and Development Authority of India, makes it mandatory to have a personal accident cover, PAC, of INR 15 lakhs.

No. Your comprehensive car insurance policy offers you dual coverage benefits. It safeguards you from all kinds of third-party liabilities while also covering the damages that are suffered by your own vehicle.

The Kia car insurance price depends on the car that you opt for. Just like all other cars and car insurance, an expensive car needs more coverage and thus has a higher car insurance premium as compared to cars that are cheaper.

The price that you pay for your insurance is directly related to the price of your car. For example, the Kia Sonet, which falls in the price range of ₹6.79 - 13.35 lakhs, will have a much lower car insurance premium as compared to the Kia EV6, which has a price range of ₹59.95 - 64.95 lakhs.

A number of factors go into when the premium for Kia motor insurance is to be decided. Apart from the model, make and variant, the city of registration, the NCB that you have, the add-ons you choose and your driving history affect the Kia car insurance price.

You can purchase Kia car insurance offline as well as online. With HDFC ERGO, you can buy the policy you require in a few simple and easy steps. Thanks to our digital portals, you can buy, renew and make a claim very quickly and conveniently.

Yes, there are some simple ways to bring down your Kia car insurance price, such as:

◦ Buy a Kia car insurance policy that suits your needs. Choose add-ons that you need

◦ Buy a multi-year policy to get a discount

◦ Choose the IDV carefully

◦ Opt for a higher deductible

◦ Always remember to renew your policy on time

◦ Drive carefully. Avoiding accidents will help you acquire a no claim bonus, which can help you get up to 50% discount on your upcoming premium.

You have the freedom to choose the add-ons as per your requirements. For cars up to 5 years old, the zero-depreciation add-on is beneficial. If you live in an area where a car theft menace exists, opt for a return to invoice add-on. For someone who travels to distant places, roadside assistance is nothing short of a necessity. Understand the coverage of all the add-ons and choose wisely.

Using the premium calculator is very simple and gives you a fair idea of your Kia car insurance price. Apart from your contact details, you will need to enter your car detail, such as its registration number, its make, model and variant.

Yes. At the time of renewal of your Kia car insurance, you can choose a new insurance company. You will need to enter the previous company name, the kind of coverage you had and if you made a claim in the previous policy year. Sometimes, the new company may ask you to submit an NCB transfer certificate.