Two Wheeler Liability Multi Year Insurance Policy - HDFC ERGO
Two Wheeler Liability Multi Year Insurance When it's your only vehicle, the precautions should be worth it
  • - Instant online policy
  • - Comprehensive coverage
  • - Assured service
  • - Competitive pricing

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Multiyear Two Wheeler Insurance Policy

Third-party insurance popularly known as third-party liability cover, -, is a statutory requirement under the Motor Vehicles Act, 1988. Our two wheeler liability only – Multiyear policy covers legal liability for injury, death, owner driver & optional PA cover for Pillion passenger, and/or property damage caused to a third party in the event of an accident.

With this policy, you can get a cover for up to three years as per your requirement. Multiyear insurance provides cover for personal accident and third party liability similar to a single year policy. In addition, the multiyear policy also gives you a break from annual renewals. By opting in for this policy, you can secure yourself against the revision of Third Party rates every year, resulting in significant savings in subsequent years.

  • Instant online policy issuance without any hassle of paperwork
  • Liability Long term protection with option of two and three years insurance policy
  • Freedom from annual renewals
  • Savings from increase in annual increase in TP premium in subsequent years
  • Pay once and eliminate tension of annual renewals
  • Savings against annual increase in third party insurance premium
  • Comprises of Third Party premium set by IRDAI. -.For a quote please click here .

Liability to Third Parties
Covers your legal liability to third party arising out of:

  • Death or bodily injury to a third party
  • Damage to third party property

Personal Accident Cover For Owner-Driver
Offers a compulsory Personal Accident Cover for the owner/driver for an amount of Rs. 1 lac which covers:

  • Accidental Death of the insured vehicle owner/driver
  • Permanent Total Disability of the insured vehicle owner/driver

Third-party liability policy excludes Own Damage for your vehicle against any damage due to accident or theft. Main exclusions are as below:

  • Claim arising out of any contractual liability
  • Accidental loss damage and/or liability caused sustained or incurred outside the geographical area
  • Any liability directly or indirectly contributed by or arising from nuclear weapons material
  • *Please note these are illustrative exclusions. For a detailed list, kindly refer the policy wordings.