Honda Activa Insurance

If you own an Activa or plan to buy one, you must ensure your vehicle has Honda Activa insurance. A bike insurance policy will safeguard your expenses from loss to your vehicle due to an insurable peril like floods, theft, earthquakes, etc.  Let us see some reasons to buy Activa insurance

• Legal Requirements – As per the Motor Vehicles Act of 1988, it is compulsory for every vehicle owner to have the third party cover of the motor insurance policy. Therefore, every Activa owner must at least have a third party Activa insurance policy.

• Coverage for Vehicle Damage – If you opt for standalone own damage cover or comprehensive cover, you will get coverage for any damage done to your vehicle due to an insurable peril. In addition to this, you can even opt for add-on covers like no claim bonus protection, zero depreciation, emergency assistance, etc.

• Third Party Liabilities – With the Honda Activa bike insurance policy, you will also get coverage for any damage to the third party person/property involving the insured person's vehicle in that incident. 

If you want to raise cashless claim against your Honda Activa two wheeler insurance policy, then you will have to go through following steps:

• Inform the HDFC ERGO claim team regarding the incident by calling on our helpline number or sending a message on WhatsApp on 8169500500.

• Take your two-wheeler to HDFC ERGO cashless network garage. Here, your vehicle will be inspected by an individual appointed by the insurer.

• After receiving our approval, the garage will begin to repair your bike.

• Meanwhile, submit the required documents and the duly filled claim form to us. If any specific document is required, we will inform you of the same.

• The HDC ERGO claim team will verify the details of the cashless claim in bike insurance and will either accept or reject the claim.

• Upon successful verification, we will settle a cashless bike insurance claim by paying the repair expenses directly to the garage. Remember that you might have to pay the applicable deductibles, if any, out of your own pocket.

Note: In the case of third-party damage, you can take the details of the other vehicle's owner involved in the accident. However, for significant damage or theft of your vehicle, you have to file an FIR report at the nearest police station before initiating the cashless bike insurance claim process

Here are the list of additional documents required for filing Activa Theft Claims

• Original Activa Two wheeler Insurance Policy Documents

• Theft endorsement from the concerned Regional Transport Office

• Service booklets/bike keys and the warranty card

• Previous Two Wheeler Insurance Details like two wheeler insurance policy number, insurance company details and duration of the policy period

• Police FIR/ JMFC report/ Final investigation report

• An approved copy of the letter addressing the concerned RTO regarding the theft and declaring the bike as "NON-USE."