• Introduction
  • What's included?
  • What's not included?
  • Add-on covers
  • Why Choose HDFC ERGO ?
  • FAQs

Two Wheeler Insurance Honda Activa

Honda Activa has been a trusted name for two-wheelers. For almost two decades now, the brand has given us a range of stunning models at the most pocket-friendly prices. Out of all its models, the Honda Activa has surely been one of our favorites. Honda Activa is the perfect blend of style and power. It comes in a number of variants to impress a large audience. Latest features, contemporary looks, and robust performance are all you get with a Honda Activa. All-in-all, when you own a Honda Activa, you can be sure of an effortless driving experience. Whenever you get your new Honda Activa home, do not forget to buy a comprehensive bike insurance plan along with it. It secures your bike from any unforeseen mishap.

List of Variants of Honda Activa

Variant name

Mileage

Fuel Type

Activa i 60 kmpl Petrol
Activa 125 54 kmpl Petrol
Activa 4G 60 kmpl Petrol


 

Reasons to choose two wheeler comprehensive insurance

Unbelievable discounts up to 70%
Yes! It is hard to believe! But, we love doing the unbelievable, and that is why it is trusted by Two Wheeler owners out there! Buy your Two Wheeler insurance policy Now!
No Limits on Claims
You can make unlimited claims with our Two Wheeler Comprehensive Insurance! Isn't that amazing? Now, conquer the roads and ride safely. We truly believe in utmost transparency!
Get The Coverage You Need!
We offer you a wide range of two-wheeler insurance policies, single year & long-term comprehensive insurance, single year and long-term liability only policy.
Go Paperless! Go Boundless!
Why go through the fuss of lengthy, time-consuming procedures when we give you all you need in a flash? Get your two-wheeler covered now.

What’s included?

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Accidents

Accidents are unfortunate. However, if it has taken place, we get you covered. At our vast network of cashless garages we ensure cashless repairs

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Fire & Explosion

If fire, explosion, lightening or self-ignition damage your two wheeler. Stay calm. We Can Handle This!

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Theft

If your bike gets stolen it is nothing less than a nightmare. Quit the stress and leave it to us, as we cover total loss of your two wheeler due to theft.

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Calamities

Both manmade and natural calamities leave a lasting impact, we cover you if your two wheeler gets damaged due to earthquake, landslide, floods, riots, terrorism etc.

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Third Party Liability

In the event of an accident we cover legal liability for injury, death and/or property damage caused to a third party.

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Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lakhs.Know More...

ADD ON COVERS

Zero Depreciation Cover

Get the Entire Amount With Zero Depreciation Cover!

Usually, insurance policies cover claim amount after the deduction of the depreciation. But, with a zero-depreciation cover, no deductions are made, and you get the entire amount in your hands! The battery costs and tyres do not come under zero depreciation cover though .


How does it Work?: If your two wheeler is damaged and the claim amount is Rs 5000, out of which insurance company says that you need to pay Rs. 2000 as depreciation amount excluding policy excess/deductible. If you buy this add on cover then, the insurance company will pay the entire amount. However, policy excess/deductible needs to be paid by the customer, which is quite nominal.

Emergency Assistance Cover

We’ve got you covered!

We are here to offer you round-the-clock assistance to deal with emergency breakdown issues. The emergency assistance cover includes minor repairs on site, lost key assistance, duplicate key issue, tyre changes, battery jump starts, fuel tank emptying and towing charges!


How does it work?: If you are driving your two wheeler and there is a damage, it needs to be towed to a garage. With this add on cover, you may call the insurer and they will get your two wheeler towed to the nearest possible garage.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Take a quick look at our customer base, and you are sure to be amazed to see 1 Crore+ smiling faces! The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest claim paying abilities!
Why HDFC ERGO?

All the support you need-24x7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and in-house claims approval team, we ensure to be your constant support system in times of need.
Why HDFC ERGO?

Insurance without Inspection

You'll be glad to know that even if you don't have an active two-wheeler insurance we will cover your vehicle without any inspection.
Why HDFC ERGO?

Instant Claims

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. Within 30 minutes*** claim approval and online claim intimation via QR code we have been winning customer smiles everywhere.
Why HDFC ERGO?

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with easy payment methods. Your policy straight-away sits in your inbox**.
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable. Here promises are kept, claims are fulfilled and lives are nurtured with utmost commitment.

All the support you need-24 x 7

We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and in-house claims approval team, we ensure to be your constant support system in times of need.

Insurance without inspection

You'll be glad to know that even if you don't have an active two-wheeler insurance we will cover your vehicle without any inspection.

Instant Claims

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. Within 30 minutes*** claim approval and online claim intimation via QR code we have been winning customer smiles everywhere.

Go Paperless!

We don't like paperwork either. In this fast world, get your policy online with easy payment methods. Your policy straight-away sits in your inbox**.

Know the Essentials Offered by HDFC ERGO

 

HDFC ERGO understands that your hard-earned money is used to own that bike. It acknowledges the importance of bike insurance to cover maximum aspects. To give you the best all-around protection for your bike, HDFC ERGO provides bike insurance policies suited best for your needs. It gives you a comprehensive cover with the following benefits:

  1. Own Damage and third party damage cover
    It covers the loss and damages done to your vehicle due to varied factors along with death or injury to any third party.
  2. Optional Personal Accident Cover
    Personal accident cover assists in covering medical costs due to the accidental death and total permanent disability of the owner driver of the vehicle. For an extra premium, you may also get another person insured.
  3. Add-on covers for extra protection
    HDFC ERGO offers multiple add-ons like zero depreciation cover and emergency road assistance.

Renewal Process

 

Renewing your bike insurance is quick, easy, and convenient. Click here and enter your policy number. Move to the next page to check the details of the new policy. Make an online payment and complete this hassle-free process.

Buying a Honda Activa bike insurance plan from HDFC ERGO is quick, simple, and smooth. So, get the best for your esteemed bike and enjoy all the added benefits as you shelter it with HDFC ERGO

Claims Process

 

Everyone thinks that claim process is the most difficult part of an insurance policy. But, that’s not true with HDFC ERGO! With minimum paperwork and simple and quick steps, you may make a claim. You only need to register your claim over the HDFC ERGO Insurance Portfolio Organizer (IPO) mobile app or over the toll-free number, 022 6234 6234. To know more details,Click here.

Other related articles

 

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FAQs

Two wheeler insurance is an insurance policy required to provide protection to your two wheeler against any damage which might result into a financial loss. In addition to it, any third party liability which has arisen due to the use of your two wheeler is covered under two wheeler insurance. As per the Motor Vehicle Act, it is mandatory to buy a Liability only policy without which one cannot use the vehicle on road.
A comprehensive insurance policy provides protection to your two wheeler due to any impact damage, fire, theft, earthquake etc. In addition to this, it provides cover against any third party liability in term of death, bodily injury and third party property damage.
There two types of insurance policies – comprehensive and third party liability. Comprehensive insurance ensures complete protection to your  two wheeler due to any impact damage, fire, theft, earthquake etc. In addition to this, it provides cover against any third party liability in term of death, bodily injury and third party property damage. However, third party liability, which is the mandatory cover protects your vehicle against third party liability against person and property.
There are various long term policies available as below: - For brand new two-wheeler – As per Supreme Court directive, customer can choose from the mentioned options:
  1. i. Liability only policy for a policy duration of 5 years. This policy provides coverage against third party liability in terms of death or injury or third party property damage
  2. ii.Package policy for a policy duration of 5 years. This policy provides a comprehensive cover to protect your vehicle due to any impact damage, fire, theft, earthquake etc. In addition to this, it provides cover against any third party liability in term of death, bodily injury and third party property damage.
  3. iii. Bundled policy for a policy duration of 5 years. This policy provides cover to own damage for one year and 5 years for third party section.
  4.  

    For more than one year old two wheeler – you can choose from the mentioned options: i. Package/Liability policy for upto 2 or 3 years policy duration 

Yes, the Motor Vehicle Act states that every motor vehicle plying on the road has to be insured, with a Liability Only policy at the very least.
Zero depreciation is an add-on cover and has to be purchased by paying additional premium. It offers complete coverage to your two wheeler without factoring into depreciation. For instance, if your vehicle is badly damaged, then you don’t need to pay for any depreciation charge and will be eligible for full claim amount subject to terms and conditions of the policy. Applicable for 1 year policy.
Emergency assistance is an add-on cover and has to be purchased by paying additional premium. It has multiple benefits like breakdown assistance, tyre replacement, towing, fuel replacement etc which can be availed during the policy duration. Customers need to call up the customer care number mentioned on the policy for availing these benefits. Applicable for 1 year policy.
You can easily renew your expired policy online. No inspection is required and you may simply buy the policy online. Once the payment is made, you will receive the policy copy.
No Claim Bonus is valid upto 90 days from the previous policy expiry date. If the policy is not renewed within 90 days, No Claim Bonus will become 0% and no benefit shall be passed on to the renewed policy.
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