Honda Activa has been a trusted name for two-wheelers. For almost two decades now, the brand has given us a range of stunning models at the most pocket-friendly prices. Out of all its models, the Honda Activa has surely been one of our favorites.

Honda Activa is the perfect blend of style and power. It comes in a number of variants to impress a large audience. Latest features, contemporary looks, and robust performance are all you get with a Honda Activa. All-in-all, when you own a Honda Activa, you can be sure of an effortless driving experience.

Whenever you get your new Honda Activa home, do not forget to buy a comprehensive bike insurance plan along with it. It secures your bike from any unforeseen mishap.

List of Variants of Honda Activa

Variant name Mileage Fuel Type
Activa i 60 kmpl Petrol
Activa 125 54 kmpl Petrol
Activa 4G 60 kmpl Petrol


HDFC ERGO Two Wheeler Insurance Policies offer cashless claim services at authorized garages across India. We offer you a wide range of vehicle insurance plans online for optimum coverage at the most competitive premiums.

  1. Quick approval on Claims
    Estimated approval within 24 hours, of vehicle reaching the garage.
  2. Buy online for added convenience
    Wherever you go, use your mobile app for instant buying.
  3. 24*7 Support
    We understand that in times of distress, instant help is the need of the hour. With our 24x7 customer care and dedicated claims approval team, we ensure to be your constant support system in times of need.
  4. Trusted by Millions
    HDFC ERGO General Insurance is a recognized brand for taking care of your insurance needs. With 1 Crore+ happy customers, HDFC ERGO has been assigned ‘iAAA’rating by ICRA indicating its highest claim paying ability.
  5. Fair and transparent claim settlement policies
    HDFC ERGO Motor Insurance claims are settled with utmost transparency.

Know the Essentials Offered by HDFC ERGO

HDFC ERGO understands that your hard-earned money is used to own that bike. It acknowledges the importance of bike insurance to cover maximum aspects. To give you the best all-around protection for your bike, HDFC ERGO provides bike insurance policies suited best for your needs. It gives you a comprehensive cover with the following benefits:

  1. Own Damage and third party damage cover
    It covers the loss and damages done to your vehicle due to varied factors along with death or injury to any third party.
  2. Optional Personal Accident Cover
    Personal accident cover assists in covering medical costs due to the accidental death and total permanent disability of the owner driver of the vehicle. For an extra premium, you may also get another person insured.
  3. Add-on covers for extra protection
    HDFC ERGO offers multiple add-ons like zero depreciation cover and emergency road assistance.

Add ON Insurance Covers

Getting an HDFC ERGO Two-Wheeler Comprehensive Insurance plan is the best gift you can give to your beloved bike. But that’s not all! Upgrade the security by adding add-on covers to your insurance policy. Give your vehicle maximum coverage and maximum protection. Take a look at the varied add-ons available for added safety and enhanced driving experience.

Zero Depreciation Claim

With this add-on, you do not need to pay from your pocket in case of an accident. The HDFC ERGO zero depreciation cover allows you to claim the entire cost of replacing damaged vehicle parts.

Emergency Assistance Cover

The next time your bike ditches you at the middle of the road, you need not worry. With this add-on, you enjoy HDFC ERGO’s round the clock services for road side assistance. We help you for refueling your bike, towing your vehicle, changing a flat tyre, or arranging for a mechanic’s service.

(T&C* Please read the details on territorial scope for emergency assistance cover)

(The above listed optional cover can be opted on paying additional premium)

Renewal Process

Renewing your bike insurance is quick, easy, and convenient. Click here and enter your policy number. Move to the next page to check the details of the new policy. Make an online payment and complete this hassle-free process.

Buying a Honda Activa bike insurance plan from HDFC ERGO is quick, simple, and smooth. So, get the best for your esteemed bike and enjoy all the added benefits as you shelter it with HDFC ERGO

Claim process

Everyone thinks that claim process is the most difficult part of an insurance policy. But, that’s not true with HDFC ERGO! With minimum paperwork and simple and quick steps, you may make a claim. You only need to register your claim over the HDFC ERGO Insurance Portfolio Organizer (IPO) mobile app or over the toll-free number, 022 6234 6234. To know more details,Click here.

1. Own damage to the vehicle caused due to

  1. Accident by external means
  2. Burglary, housebreaking or theft
  3. Fire, explosion, self-ignition, lighting
  4. Terrorism, riots, strike or malicious act
  5. Transit by road, rail, inland waterway, lift
  6. Earthquake, flood, storm, landslide, rockslide
  7. No claim Bonus & Protection
  8. Emergency Assistance
  9. 0% depreciation

2. Personal Accident Cover

a. It covers costs incurred during medical treatment of the driver. However, you can choose to cover the occupants by paying additional premium

3. Third Party Legal Liability

a. Accidental death or injury to any third party
b. Any damage to property owned by third party

  1. Depreciation
  2. Mechanical or Electrical breakdown, failure
  3. Damage by a person driving under the influence of Liquor / Alcohol / Drugs
  4. Depreciation, any consequential loss
  5. Damage to tyre and tubes unless the vehicle is damaged at the same time in which case the Liability of the company shall be limited to 50% of the cost of replacement
  1. Loss / Damage attributable to War / Mutiny / Nuclear risks
  2. Loss / Damage outside India
  3. Damage caused by overloading or strain of the Insured Vehicle
  4. Damage to any bridge and / or via duct and / or to any road and/or anything beneath by vibration or by the weight of the insured vehicle and / or load carried by the insured vehicle.

*Please note these are illustrative exclusions. For a detailed informative list, kindly refer the policy wordings.
*This content is descriptive only. Actual coverage is Subject to the language of policy issued.

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