• Introduction
  • What's included?
  • What's not included?
  • Why choose HDFC ERGO?
  • FAQs

Third Party Liability Insurance

No more sweating over the injuries or damages you cause to another person or property in an accident by your car. It is a human error, and HDFC ERGO is here to make it right! We clear all your liabilities in a snap. In the event of an accident, we cover legal liability for injury, death and/or property damage caused to a third party.

What’s Included?

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Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lacs to Read More...

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Third Party Liability

Did your vehicle cause injuries to another person? Fret not! Your third-party insurance coverage offer coverage to all your liabilities related to medical needs of a third party.

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Third Party Property Damage

Did you accidentally collide with another person’s vehicle or property? If yes, do not worry as we cover upto Rs. 7.5 lacs towards third party property damages.

Order of IRDAI on Premium Rates for Motor Third Party Liability Insurance Cover for the Financial year 2019-20 effective from 16th June, 2019

What’s not Included?

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Contractual Liabilities

We offer car insurance cover, however contractual liabilities remain out of coverage for this policy.

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War & Nuclear Risks

War can be disastrous. However, any damage caused to third-party person or property because of war & nuclear risks remains uncovered.

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Limitations as to use

We highly regret for not covering any claims if your car has been involved in speed testing, organized racing etc.

Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Take a quick look at our customer base, and you are sure to be amazed to see 1 Crore+ smiling faces! The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest claim paying abilities!
Why HDFC ERGO?

Overnight Car Repair Services

The stars might refuse to shine, but we will never refuse to repair! We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step .We offer these services in 13 cities at present!
Why HDFC ERGO?

Transparency at its best

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. With 30 Minutes*** claim approval & online claim intimation via QR code we’ve been winning customer smiles everywhere.
Why HDFC ERGO?

All the support you need-24x7

Get hassle-free support every day, every week whenever and wherever you need! With our dedicated in-house claims team and customer support, we ensure every query is responded . Isn’t that great? To know someone has your back even in the middle of the night?
Why HDFC ERGO?

Go Paperless! Go Boundless!

Why stick to age-old time-consuming paper works when HDFC ERGO can get all your works done paperless? The online transactions make you boundless and free! Your time is valued at HDFC ERGO!
Why HDFC ERGO?

Secured Over 1 Crore+ Smiles!

Take a quick look at our customer base, and you are sure to be amazed to see 1 Crore+ smiling faces! The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest claim paying abilities!

Overnight Car Repair Services

The stars might refuse to shine, but we will never refuse to repair! We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step.We offer these services in 13 cities at present!

Transparency at its best

Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. With 30 Minutes*** claim approval & online claim intimation via QR code we’ve been winning customer smiles everywhere.

All the support you need- 24 x 7!

Get hassle-free support every day, every week whenever and wherever you need! With our dedicated in-house claims team and customer support, we ensure every query is responded .Isn’t that great? To know someone has your back even in the middle of the night?

Go Paperless! Go Boundless!

Why stick to age-old time-consuming paper works when HDFC ERGO can get all your works done paperless? The online transactions make you boundless and free! Your time is valued at HDFC ERGO!

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Frequently asked questions

As per the Motor Vehicle Act, every motor vehicle plying on the road has to be insured with a Liability Only policy at the very least.
It covers any third party liability arisen out of the use of your vehicle and it can cover death or injury or property damage.
No, you cannot cancel your existing third party policy
Yes, you can easily buy a third party liability insurance policy online.
Third party claims are processed on the basis of the summon received by the court
The policy duration is 12 months
One has to approach the insurer to record any changes in the existing policy. Supporting documents with regard to the changes are required to process the request.
Yes, you can get a duplicate insurance policy copy at a nominal charge
Yes, tax is applicable on the total premium to be paid by the customer
Awards & Recognition
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