Premium starting at Just ₹2094*

Premium starting

at Just ₹2094*
8000+ Cashless Network Garages ^

8000+ Cashless

Network Garages**
Overnight Car Repair Services ^

Overnight Car

Repair Services¯
4.4 Customer Ratings ^

4.4

Customer Ratings
Home / Motor Insurance / Car Insurance / Car Insurance for Make and Model / Toyota-old / Innova Crysta

Toyota Innova Crysta Car Insurance Online

Toyota Innova Crysta Car Insurance

The Innova was launched in 2005, to replace the much-loved Qualis. Indians fell in love with this compact MPV instantly, which was rare for a car that wasn’t a hatchback or sedan. It was the first three-row car in the Indian market, and unsurprisingly, met with roaring success.

The second-gen Innova Crysta arrived in 2016, with a more premium interior and upmarket features. The Innova Crysta received a facelift in 2020, with a redesigned grille and bumper, alloy wheels, and other subtle interior improvements.

Types of Toyota Innova Crysta Car Insurance HDFC ERGO Offers

The Innova Crysta is a much-loved MPV that offers a luxurious ride to the family. And if you have an Innova, chances are you have a large family, whose safety is a major concern. While the Innova comes with driver and passenger airbags, a car insurance policy is a must to ensure that you and your car are well-protected against any unfortunate event. Here are your options:

The single-year comprehensive insurance for Innova comes with an annually renewable own damage cover, and a third-party liability cover that protects you financially against accidental damage, theft, and damage due to natural and manmade disasters. It also comes with a personal accident cover of INR 15 lakhs to ensure your treatment costs are taken care of in case of an accident.

X
Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

A mandatory cover for any car on the road, the third party insurance is a basic car insurance policy that only covers against financial liability to a third-party person for injuring them or causing damage to their property as a result of an accident involving your car.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

EXPLORE MORE

This is a component of the comprehensive cover that can also be bought separately as a standalone policy, especially if you already have third-party insurance for the vehicle. This policy covers damage to your own vehicle as a result of an accident, or natural and manmade disasters. It also comes with a theft cover that provides you the Insured Declared Value (IDV) in case of irretrievable theft.

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

EXPLORE MORE

This is the policy that is the most recommended and is the one that you must choose when buying a new vehicle. It comes with a three-year third-party liability cover and an annually renewable own damage component, so that you stay covered for an extended duration. It also comes with a personal accident cover, theft protection, and the choice of add-on covers.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of Toyota Innova Crysta Car Insurance

With a comprehensive Innova Crysta car insurance policy, you will be covered against any damage that your vehicle suffers as a result of an accident, or natural and manmade calamities such as earthquakes, fires, storms, riots, and vandalism. You will also be covered against treatment charges in case of hospitalisation, as well other expenses incurred. Furthermore, your financial obligations to the aggrieved third-party person are also met, ensuring all-round protection.

Covered in Car insurance policy - Accident coverage

Accident coverage

Accidents are often unpredictable, and sometimes, unavoidable. However, the cost of repairing your vehicle can be mitigated with an own damage cover.

Covered in Car insurance policy -Natural or manmade calamities

Natural or manmade calamities

Disasters strike without warning. Keep your car financially protected against damages as a result of earthquakes, floods, storms, fires, vandalism, rioting, etc.

Covered in Car insurance policy - theft

Theft

Theft of your Innova can result in a significant financial loss without car insurance. However, with insurance, you will get the IDV of the vehicle, and if you have the Return to Invoice cover, then the entire on-road price of the car.

Covered in Car insurance policy - Personal accident

Personal accident

A personal accident cover of at least INR 15 lakhs is mandatory for all owners, in order to mitigate the cost of treatment in case of an accident.

Covered in Car insurance policy - Third party liability

Third-party liability

This takes care of your financial liabilities in case you cause injuries or damage to a third-party person or property.

How to Renew Toyota Innova Crysta Car Insurance?

Cars are getting smarter and so are insurance companies. The days of lining up at the insurer’s office are long gone. You can now renew your Toyota Innova car insurance policy online easily, from the comfort of your own home, in a matter of minutes. Here’s how:

  • Step #1
    Step #1
    Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
  • Step #2
    Step #2
    Enter your car details, including registration, location, previous policy details, NCB, etc.
  • Step #3
    Step #3
    Provide your email ID and phone number, to receive the quote
  • Step #4
    Step #4
    Make the payment online, and voila! You’re secured.

Why Buy Toyota Innova Crysta Car Insurance from HDFC ERGO?

When choosing an insurer, you should check its claims settlement ratio and process, customer base, and presence across your region. Only then you can get the assurance of a great experience. Here’s why you should choose HDFC ERGO:

Cashless facility

Cashless facility

Get your car repaired without denting your own finances, even temporarily, with our cashless garages. With over 8000 cashless garages across the country, you’re always covered.

Easy claims

Easy claims

We process over 80% of car insurance claims on the very day they are filed. This ensures there’s minimal wastage of time between your car getting damaged and repaired.

Overnight repair service

Overnight repair service

Our unique overnight repair service ensures that minor repair works, in the event of an accident, are taken care of while you catch up on sleep. The car is ready for your use the next morning.

24x7 assistance

24x7 assistance

Never get stranded anywhere with our 24x7 assistance service to help you with breakdowns, tows, etc.

8000+ cashless Garagesˇ Across India

Frequently Asked Questions


The Innova is a solidly built car and has proven its reliability over the ages in its previous iterations. However, damage due to accidents and other natural or manmade causes is possible, for which comprehensive car insurance is the recommended solution. Avail a consumables cover to reduce your maintenance costs.
You can install certified anti-theft devices in your Innova and use your accumulated NCB to lower the premium. Also, buy your car insurance policy online, to reduce your administrative cost. Furthermore, you can increase your deductibles, to lower your premium.
The Innova does have adequate ground clearance, but it’s still recommended to park it in an area that is not vulnerable to flooding. Consider building an outlet for the water too. Also, you can avail an engine protection add-on cover to further protect the most important and vulnerable component of your Innova.
The Innova is smooth and rides comfortably on the highway. Even when it’s fully seated, it doesn’t drive like a big car. The handling is assured, while there’s little to no body roll, even at relatively high speeds. But if you do go out often, it’s recommended to avail the 24x7 roadside assistance add-on, so that you are never stranded in case of punctures, breakdowns, etc., in the middle of nowhere.