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Variants of Renault Duster Car
Renault Duster has dominated the Indian compact SUV market segment for quite a while now. Despite being a new brand in India, Renault has always managed to secure impressive sales numbers with Duster. One reason for this is that a total of 7 variants of the car are available in the market and paint jobs in seven unique colours are offered too. The portfolio is so good that there is a Duster for everyone who can afford it. For power lovers, the company has RXZ with a 1.3L Turbo petrol engine that provides 156PS @ 5500 rpm and torque of 254NM @ 1600 rpm.
At the basic level, for buyers who want a Duster for the least amount of money, there is RXE with 5 speed manual and a 1.5L petrol engine that bring out power of 106PS @ 5600 rpm and torque of 142 Nm @ 4000 rpm. Depending upon your budget and engine/transmission preference, you can choose the Duster you want!
| RXE | 1.3L Turbo Petrol | 6 Speed Manual |
| RXS | 1.3L Turbo Petrol | CVT with 7 Speed Manual |
| RXS | 1.5L Petrol | 6 Speed Manual |
| RXS | 1.5L Petrol | 5 Speed Manual |
| RXZ | 1.3L Turbo Petrol | CVT with 7 Speed Manual |
| RXZ | 1.5L Petrol | 6 Speed Manual |
| RXZ | 1.5L Petrol | 5 Speed Manual |
Types of Renault Duster Car Insurance HDFC ERGO Offers
Considering the high sales numbers of Renault Duster, we have developed some of our best car insurance products and offerings for the same. We realise that people tend to have different insurance needs at different times, and this becomes more important with a car that has a customer base as large as the Renault Duster. With HDFC ERGO, you can always get a Renault Duster car insurance policy that matches your needs perfectly.
For anyone who wants a simple and all-round solution for their car insurance needs, this is our best offering. This one policy takes care of all your legal requirements and provides the best protection for your own car. In this car insurance policy, we offer:
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
If you are looking to get the cheapest Renault Duster car insurance policy, this is the best option for you. However, do buy this only if you are looking for basic legal protection and wish to avoid traffic challan. Third-party car insurance does not protect your own car, so you only get:
Personal accident cover
Third-party property damage
Injury to a third-party person
If you still have third-party cover for your new Renault Duster and only need to protect the car itself, you can go for this policy. Standalone own damage cover is available from HDFC ERGO, where you get:
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
We understand that many customers want full protection or a comprehensive policy but are inconvenienced by annual renewal cycles. Now you can buy multi-year comprehensive car insurance cover for as long as three years. These are cheaper in the long run and bring you immediate no-claims bonus. In this, we give you:
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Renault Duster Car Insurance
HDFC ERGO brings you a comprehensive Renault Duster car insurance policy as a simple, one stop solution for all your car insurance needs. With this policy, you get complete protection for your car and yourself as well as third parties. This policy offers a wide range of covers, including the following
Accident coverage
Car accidents are another common problem in our country. If you get into an accident and your car gets damaged, it will need to be repaired. And sometimes, these repairs can be very costly. Our Renault Duster car insurance will cover the cost according to policy terms and conditions. We advise you to choose a network garage for the best service and cashless claims.
Natural calamities
A natural calamity, like flood, earthquake etc. can damage your car if left exposed. In that case though, the Renault Duster car insurance policy will cover the repair costs as per policy regulations.
Theft
Car theft is a very common crime in India. Despite various prevention efforts, often, thieves do end up stealing cars. If you are a victim of car theft, our comprehensive policy ensures that after due diligence you will receive adequate compensation as per applicable terms.
Personal accident
The insurance sector regulator in India, IRDAI, has issued a mandate that every owner-driver of a vehicle gets personal accident cover of INR 15 lakhs. This is to cover hospital bills if the vehicle is involved in an accident. Our comprehensive policy provides this cover.
Third-party liability
As per motor vehicle law, a basic third party insurance is mandatory for a vehicle before you can take it out on a public road. The third-party cover in our policy gives you the legal protection you need. In case of death, injury, disability or any property damage caused to a third party, our policy will offer appropriate cover.
Manmade Calamity
Any manmade calamity like vandalism or riot etc. can also lead to damage to your car. And repairs might be essential in that case. Our car insurance policy will cover the same.
We are required to serve our customers based upon pre-set terms and conditions of the policy contract. While our aim is to help as many people as possible, we are also duty bound to deter cases of spurious claims and insurance frauds. This is the reason why we are not able to cover a few instances under your Renault Duster car insurance policy:
Depreciation
Your Renault Duster will lose its value with the passage of time. Depreciation is that loss of value. A predefined formula is used for the calculation of depreciation. However, we provide a zero-depreciation add-on, which you can use to bypass this exclusion and get full value in case of a claim.
Government taxes and levies
Buying a new Renault Duster means you need to pay many taxes and levies to the government. These can include road tax, octroi, parking charges, registration fees etc. However, if purchased, our return to invoice add-on will bring all these under the car insurance policy’s ambit.
Electrical breakdown
Car manufacturers recommend regular servicing and maintenance of your vehicle to ensure that nothing goes wrong. Not doing so may result in one or more failures in its mechanical or electrical systems. These are counted as wilful ignorance and are not covered by the policy.
Illegal behaviour
If you are found breaking the law in any way, we cannot offer you any kind of protection or cover. If the traffic police catch you involved in drunk driving, or if you are caught using a private vehicle for commercial purposes, or driving without valid papers like licence, registration or PUC document policy, the policy cannot protect you.
How to Renew Renault Duster Car Insurance?
Renault Duster is a car for the discerning buyer and HDFC ERGO is committed to offering the best possible insurance product to secure the same. We make every attempt to ensure that our business and customer interactions are as simple as possible. We frequently use new technology for this purpose. For straightforward policy renewal, HDFC ERGO has developed a simple process.
Step #1Log onto the HDFC ERGOwebsite or download the mobile app, and choose the renew option
Step #2Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3Provide your email ID and phone number, to receive the quote
Step #4Make the payment online, and voila! You’re secured.
Why Buy Renault Duster Car Insurance from HDFC ERGO?
Over the years, HDFC ERGO has proved itself as an industry leader in the general insurance sector, with a clear focus on motor insurance. Our wide range of product offerings, our dedicated team working hard to exceed customer expectations, and our innovative technologies have carved us a special niche in the market. Here are a few reasons why our customers trust us.
Instant policy renewal
When you get your car insurance from HDFC ERGO, you do not have to worry about waiting for days for the forms to get processed, payment to get realised, and policy to be issued. Our processes are online and highly automated. In fact, you can get your policy renewed or buy a new car policy in a matter of minutes.
Regular introduction of new features and services
HDFC ERGO realises that the motor insurance is a mature industry and that is why we need to differentiate ourselves on the basis of unique services. This is the reason why, we offer it all, from overnight car repair service to app-based claims to AI powered claims processing.
Widest set of add-ons to supercharge your policy
When you buy a comprehensive car insuranceplan, HDFC ERGO allows you to choose from a wide variety of add-ons which can improve your cover by a considerable margin. You can choose from add-ons like Engine Protector Cover, Emergency Roadside Assistance Cover, Zero Depreciation Cover and Return to Invoice Cover.
Wide range of renewal methods
At HDFC ERGO, we realise that our customers may not always be able to use a pre-set mode for policy renewal. This is the reason why we provide a really wide range of methods for you to renew your policy. You can choose the traditional agent-based model or renew your policy online over our website.
Easy transition from other insurance companies
No matter which company you have your current insurance with, when you want to change over to HDFC ERGO, the transition is completely smooth and seamless. We will bring forward your no claims bonus and you do not need to submit a lot of documentation either.
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