Car Insurance for Maruti Suzuki Alto
Premium starting at Just ₹2094*

Premium starting

at Just ₹2094*
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Home / Motor Insurance / Car Insurance / Maruti Suzuki / Alto

Maruti Suzuki Alto Car Insurance Online

Maruti Suzuki Alto Car Insurance
The Maruti Suzuki Alto was first introduced to the Indian market in 2000, as a locallybuilt version of the Japanese model. In its second generation, it became a model developed specially for India, and has been the highest selling vehicle in the country since 2006. A natural successor to the legendary Maruti 800, the Alto is the third-highest selling car of all time in India, having seen several upgrades through the years.In fact, the most recent upgrade happened in 2021.

Types of Maruti Suzuki Alto Car Insurance HDFC ERGO Offers

Maruti is well-known and trusted for rolling out reliable, affordable and high-mileage cars that are also fun to drive. The Alto is no different, providing a great option for first-time car owners. When buying a car, you also need to ensure you have a car insurance policy, as not only is it mandatory, but more importantly, it is a financial safety net that keeps you protected in case of a mishap. Here are the options you can choose from:

A comprehensive car insurance policy, as the name suggests, is a policy that covers almost all areas of common potential mishaps, ranging from damage due to natural and manmade disasters to theft. It includes the mandatory third-party liability insurance and personal accident cover, while also providing coverage against damage to your own vehicle.

X
Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

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A third-party liability insurance is mandatory for every vehicle plying on the road. It provides coverage against injury, disablement, or death to a third-party person and damage to their property. It takes care of all treatment and legal fees, if any, so that your finances are kept intact even though you may be at fault for the mishap. Similarly, if you’re the victim of an accident, you’re eligible to receive benefits from the perpetrator’s third-party liability policy.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

The standalone own damage cover is one-half of a comprehensive car insurance policyas it provides coverage against damage to your own vehicle. This can be due to natural disasters such as floods, earthquakes, fires, storms, etc. It also accountsfor manmade calamities such as riots and vandalism. Accident damage is also covered. Finally, it covers against theft of the vehicle. This plan is best paired with a third-party liability policy to obtain comprehensive coverage for your Alto.

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

New car owners often enter the world of car ownership not knowing what car insurance entails. This plan aims to cast aside all your worries by combining a long-term third-party liability insurance so that you’re covered continuously for an extended period, while adding an annually renewable own damage component to ensure comprehensive coverage.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of Maruti Suzuki Alto Car Insurance

Your Maruti Suzuki Alto car insurance plan covers your vehicle comprehensively, ensuring you’re well-protected against the most common mishaps. Your comprehensive car insurance policy covers the following:

Covered in Car insurance policy - Accident coverage

Accident coverage

An accident is something that’s always at the back of your mind when you are on the road. Not only is it a traumatic experience, but it’s also financially draining to repair the car in the aftermath. With a comprehensive insurance policy, the repair expenses are taken care of.

Covered in Car insurance policy -Natural or manmade calamities

Natural or manmade calamities

Storms and floods have become more common and more intense, and are likely to cause damage to your car, directly or indirectly. Similarly, rioting and vandalism can negatively impact your car.Luckily, all of that is covered by your policy.

Covered in Car insurance policy - theft

Theft

If your car gets stolen and is irrecoverable, you will receive the Insured Declared Value (IDV) of the vehicle which is determined at the time of policy renewal.

Covered in Car insurance policy - Personal accident

Personal accident

Accidents happen without warning, and can cause significant damage, physically and financially. With a personal accident cover, your treatment expenses are covered right from the cost of medical procedures to daily expenses.

Covered in Car insurance policy - Third party liability

Third-party liability

If you’re at fault for causing an accident, your third party insurance will help pay for damages to the victim, and vice versa.

How to Renew Maruti Suzuki Alto Car Insurance?

Buying or renewing your Maruti Suzuki Alto car insurance policy has never been easier with insurers offering their entire range of services online. You can now buy or renew your policy as per your convenience, from the comfort of your home, in just a few minutes.

  • Step #1
    Step #1
    Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
  • Step #2
    Step #2
    Enter your car details, including registration, location, previous policy details, NCB, etc.
  • Step #3
    Step #3
    Provide your email ID and phone number, to receive the quote
  • Step #4
    Step #4
    Make the payment online, and voila! You’re secured.

Why Buy Maruti Suzuki Alto Car Insurance from HDFC ERGO?

The Alto is known for being affordable, reliable, and a cost-effective dive into the car ownership experience – the same qualities that your car insurance policy must possess. Choose an insurer that is popular, has a large customer base, and processes claims reliably with a high settlement ratio. Here’s why HDFC ERGO fits the bill:

Cashless facility

Cashless facility

An accident or mishap requires your car to be repaired immediately. You may not always have that kind of cash lying around, to pay for the repairs, which is where the cashless repair facility helps. HDFC ERGO has over 8000 cashless garages pan-India to ensure your car gets repaired without straining your finances.

Easy claims

Easy claims

Almost 80% of car insurance claims are processed on the very same day, ensuring there’s little time wasted between you filing a claim and the car getting repaired.

Overnight repair service

Overnight repair service

Minor car repairs, as a result of an accident, are conducted overnight, so that you can enjoy a good night’s sleep and have the car ready the next morning.

24x7 assistance

24x7 assistance

With our 24x7 roadside assistance, help is just a call away.

8000+ cashless Garagesˇ Across India

Frequently Asked Questions


As a new car owner, it is strongly recommended to avail a multi-year comprehensive policy and renew your own damage component for at least the first 5 years. This will protect you financially in case of a mishap.
While CNG is safer than petrol, the Maruti Suzuki Alto car insurance premium depends on several factors, one of the most important being the overall price of the vehicle. As the CNG LXi costs more than the Petrol LXi, its cost of insurance is also higher.
As the skillset required for riding a bike and driving a car is entirely different, the NCB accumulated on your bike insurance cannot be transferred to another vehicle type – like cars.
NCB is a discount that is only applicable to the own damage component of your comprehensive car insurance policy. Which is why it cannot be used on third-party liability insurance.