Car Insurance for Volkswagen Vento

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Home / Motor Insurance / Car Insurance / Car Insurance for Make and Model / Volkswagen / Vento

Buy/Renew Volkswagen Vento Car Insurance

Q: I need to move to an area where a few car thefts have been reported in the recent weeks. This has been a big concern for me. What can I do in terms of insurance?

Your VW Vento comprehensive car insurance policy comes with theft cover built into the policy. If your car is stolen and the police issue a No Trace Certificate, you will be given appropriate compensation. All you need to do is take every reasonable precaution to ensure it is not stolen. Further, if you fit an ARAI certified anti-theft device in the car, you will be able to claim an extra 5% discount on your policy premium.

The Germany-based global car-making company Volkswagen has made a strong presence and impact in the Indian car market. Of their many models, the Vento has been the most successful. Among the compact sedan cars available in the Indian market, there are none that can match Vento when it comes to striking a good balance among classic looks, new-age gadgets, and breathtaking performance. This is also one of the few cars in this price range which comes with a torque converter automatic transmission instead of the more common automated manual transmission. This car has been rated 5 stars in the Latin NCAP tests as well. For people looking to try their hands at German cars, Vento is a great entry point.

Variants of Volkswagen Vento Car

Volkswagen in India has introduced many variants of their cars from time to time, so as to cover the needs of as many people as possible. You can get vehicles in both automatic and manual transmission variants. Both kinds get 6 speed forward gears and 1 reverse gear version. The most basic variant is Comfortline – Non-Metallic. The highest variant is the Highline Plus variant in the manual transmission option. The automatic variants are available in Highline and Highline Plus options. You get different kinds of gadgets and features in different variants. All variants get a 1.0L TSI turbocharged engine. The engine generates 110 PS of power at 5000 to 5500 RPM.

In addition to this, the company also offers a matt paint variant of the car sold as the Vento Matt Edition. The Vento Matt comes with the same engine as other variants and features only an automatic transmission variant.

Manual Transmission Variants	Automatic Transmission Variants
Vento Comfortline - Non-Metallic	Vento Highline
Vento Comfortline - Metallic	Vento Highline Plus
Vento Highline	Vento Matt Edition Highline
Vento Highline Plus	Vento Matt Edition Highline Plus

Types of Volkswagen Vento Car Insurance HDFC ERGO Provides

The Vento has been serving the Indian market well for a long time now and has made a good reputation for itself in the compact sedan market. The car is well supported by a broad range of insurance products from HDFC Ergo. No matter if you buy a new VW Vento or used car from someone you know or from the open market. You will need to get it properly insured and HDFC Ergo has the best offerings in both liability and comprehensive insurance product categories.

Single Year Comprehensive >

The single-year comprehensive insurance plan provides cover against damage to your Volkswagen Vento, as well as against theft and natural or manmade disasters. Furthermore, it includes a personal accident cover of Rs 15 lakhs to help take care of your treatment in the hospital. Also included is the mandatory third-party insurance policy to take care of the financial liabilities of the accident victim.

Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

Third-party liability insurance >

To be able to drive your car on Indian roads, you need a Volkswagen Vento third-party liability insurance. It is a mandatory type of insurance that covers against financial losses arising out of damage caused to a third-party person or his/her property due to an accident involving your car.

Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

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Stand alone own damage cover >

This yearly own damage cover for Volkswagen Vento is the perfect partner for third-party liability insurance as it helps provide coverage against damage to your own vehicle as well. This plan protects you from substantial out-of-pocket expenses as a result of an accident, theft of your vehicle, and against manmade or natural disasters.

Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

EXPLORE MORE GET A FREE QUOTE NOW!

Multi-year package insurance >

Unlike comprehensive insurance that requires yearly renewal, you can opt for a long-term third-party liability car insurance coupled with the yearly own damage cover, to ensure that you’re seamlessly insured. This is an insurance plan specifically crafted by the experts to keep you covered for at least three years.

Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE GET A FREE QUOTE NOW!

Inclusions & Exclusions of Vento Car Insurance

What is covered?
What is not covered?

If you buy a Volkswagen Vento, you are choosing a car that comes with some of the best features and gadgets as well as awesome build quality. The Volkswagen Vento Car Insurance policy that you buy is custom-made to meet your specific requirements as the car owner. You will get standard coverage through the policy and then some more.

Accident coverage

Accidents are unpredictable, and sometimes, unavoidable. Damage to your car is inevitable, and it is in such cases that your comprehensive car insurance comes in handy, preventing huge out-of-pocket expenses.

Natural or manmade calamities

Whether it’s storms, fires, earthquakes, vandalism, or rioting, the own damage component of your car insurance ensures you stay financially protected against any of these scenarios.

Theft

If your car gets stolen, it can worry you both mentally and financially. However, with theft being covered under your insurance, there’s no need to worry.

Personal accident

The comprehensive car insurance policy for your Volkswagen Vento will also come with a personal accident cover of Rs 15 lakhs, to take care of your medical requirements in case of an accident.

Third-party liability

This takes care of your financial liabilities in case you cause injuries or damage to a third-party person or property.

The fine print in your insurance will have exclusions that you must be aware of, to know the exact extent of your coverage. Your Volkswagen Vento car insurance will not cover the following:

Depreciation

Depreciation of parts will not be covered under a standard policy unless a Zero Depreciation add-on has also been taken.

Wear and tear

Natural wear and tear of parts are not covered under your insurance policy.

Electrical breakdown

Unless you have an electrical accessories add-on, an electrical breakdown of any kind is not covered under your policy.

Illegal behaviour

Any illegal behaviour while driving your vehicle, can result in the rejection of your claim. This includes driving without a valid license, driving under the influence of alcohol or drugs, etc.

How to Renew Volkswagen Vento Car Insurance?

Renewing your Volkswagen Vento car insurance policy involves four simple steps. It can be done in a matter of minutes, from the comfort of your own home. Renewing your car insurance policy is critical for ensuring continued and adequate financial protection against unfortunate events. Here’s how you can keep yourself protected:

Step #1
Log onto the HDFC ERGOwebsite or download the mobile app, and choose the renew option
Step #2
Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3
Provide your email ID and phone number, to receive the quote
Step #4
Make the payment online, and voila! You’re secured.

Why Buy Vento Car Insurance from HDFC ERGO?

With over 1 crore satisfied customers, HDFC ERGO is well-known for offering a superb insurance experience and hassle-free claim settlement process. We make sure that you get the coverage you need for your prized Volkswagen Vento at a premium that suits your budget. Here are the top reasons to pick us:

Affordable premium

Enjoy up to 70% savings on your comprehensive car insurance policy and a no claims bonus of up to 50%. This, coupled with maximum benefits, ensures that your car insurance is adequate and cost-effective.

Cashless facility

With over 6700 cashless garages across the country, you always have easy access to the nearest garage to get your car repaired. The cashless facility ensures minimal out-of-pocket expenses and a seamless workshop experience.

Easy claims

HDFC ERGO processes almost 80% of car insurance claims on the same day, leaving you with little to no worries.

Overnight repair service

Get your car repaired overnight as you sleep peacefully, only to have it ready just in time for your morning commute.

24x7 assistance

Enjoy 24x7 roadside assistance to help fix breakdown issues, no matter your location. Help is just a call away.

8000+

cashless Garagesˇ Across India

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Frequently Asked Questions

I have just purchased a new VW Vento Matt Edition. Can I get insurance directly from HDFC Ergo instead of the dealer?

Yes, when you buy a new car, you are free to get it insured from any authorised insurance sales channel. If you think you are not getting the best deal from the car dealer, you can visit the HDFC ERGO website with relevant details and get your new car insured right away. Plus, when you visit the website, you will be able to get the most feature packed Volkswagen Vento car insurance policy at the best price.

My VW Vento has a turbocharged engine which is a very complex kit of machinery. Is there some extra protection that I can get with the insurance policy?

Yes, everyone knows that VW engines are very complicated because they are also very well built and have great performance numbers. If you are looking to get the best protection for the engine of your car, you should include the engine protector add-on with your Volkswagen Vento car insurance policy at the time of policy purchase or renewal.

I need to move to an area where a few car thefts have been reported in the recent weeks. This has been a big concern for me. What can I do in terms of insurance?

Your VW Vento comprehensive car insurance policy comes with theft cover built into the policy. If your car is stolen and the police issue a No Trace Certificate, you will be given appropriate compensation. All you need to do is take every reasonable precaution to ensure it is not stolen. Further, if you fit an ARAI certified anti-theft device in the car, you will be able to claim an extra 5% discount on your policy premium.

I have purchased a new Volkswagen Vento and I really love the car, so I want to get the best possible protection for it. Is there any way to circumvent the depreciation that is counted in the policy?

HDFC ERGO offers a Zero Depreciation Cover for people who have purchase a new car as an add-on to their standard comprehensive cover. By paying a slightly higher premium, you can get the Zero Depreciation Cover, which will remove the depreciation deduction from the claim amount in case an unfortunate need to file one arises.

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